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HSBC Managed Solutions India - Conservative - Regular Plan


1 Lakh

Investment Grown to
₹ 1.11 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.75 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -2.13 0.20 0.72 -3.40 -3.36 -2.15 -0.98 3.69 5.38 -- --
VR MIP TRI* -4.17 0.33 1.74 -0.08 -2.79 -3.59 -0.61 5.36 6.37 -- --
Hybrid: Conservative Hybrid* -4.49 0.31 1.31 0.35 -4.43 -4.41 -2.24 2.61 5.07 -- --

As on 28-May-2020

* As on 29-May-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.71 (24-Mar-2020 - 31-Mar-2020) -4.30 (06-May-2020 - 14-May-2020)
Month 4.64 (24-Mar-2020 - 23-Apr-2020) -5.10 (20-Feb-2020 - 23-Mar-2020)
Quarter 6.10 (17-Oct-2014 - 16-Jan-2015) -5.09 (17-Feb-2020 - 18-May-2020)
Year 14.58 (30-Apr-2014 - 30-Apr-2015) -1.17 (27-May-2019 - 26-May-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.15 3.54 -0.09 -0.10 0.34 -0.52
VR MIP TRI 6.05 6.43 0.09 0.10 -- --
Hybrid: Conservative Hybrid 3.53 6.49 -0.27 -0.23 0.85 -2.44

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 0
Number of Bonds 0
Average Maturity (yrs) * --
Top 10 Holdings (%) 100.44
Portfolio P/B Ratio 2.83
Portfolio P/E Ratio 22.64

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down HSBC Income Short Term Dirct-G Mutual Fund -- 42.41 - 46.30 46.30
down HSBC Flexi Debt Direct-G Mutual Fund -- 14.87 - 20.09 20.09
down IDFC Dynamic Bond Direct Plan A Mutual Fund -- 16.78 - 26.35 16.78
equal HSBC Income Invest. Direct-G Mutual Fund -- 4.84 - 7.05 7.05

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HSBC equity Direct-G Financial -- 10.22

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2020

Fund Manager

— Gautam Bhupal since 21-Oct-2015

Education: Mr. Bhupal holds a PGDBM and is a CA, CS and B.Com (Hons)

Experience: Prior to joining HSBC Mutual Fund he was working with UTI AMC as an Equity Research Analyst from May 2004 till June 2008. He has over 11 years of experience in areas of Research and Fund Management.

Funds Managed:

— Anitha Rangan since 16-Feb-2019

Education: She holds PGDBM from S.P. Jain Institute of Management Research, C.A. and M.Com.

Experience: Prior to joining HSBC AMC, she has worked with Crisil Ltd. as Senior Manager , Nomura Structured Financial Services as Vice President - Credit Research , Lehman Brothers Structured Financial Services as Analyst - Credit Research and Ambattur Clothing Ltd. as Executive.

Funds Managed:


0.10%

Change from previous, NAV as on 29-May-2020

Growth: ₹ 15.0021

Dividend: ₹ 15.0021


Investment Strategy

The scheme seeks to provide long term total return primarily by seeking capital appreciation through an active asset allocation with diversification commensurate with the risk profile of investments by investing predominantly in units of equity mutual funds as well as in a basket of debt mutual funds, gold ETFs and other ETFs, offshore mutual funds and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 30-Apr-2014
Return Since Launch: 6.88%
Benchmark: CRISIL Composite Bond (90), S&P BSE 200 TRI (10)
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 101 Cr (As on 30-Apr-2020)
Expense: 1.67% (As on 30-Apr-2020)
Risk Grade: Low
Return Grade: Above Average
Turnover: --

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: The Hongkong and Shanghai Banking Corp. Ltd. 16, V. N. Road, Fort, Mumbai - 400001

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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dateFriday, 12-Jun-2020
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