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2 star

UTI Core Equity Fund - Regular Plan


Equity: Large & MidCap

1 Lakh

Investment declined to
₹ 0.92 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.28 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This fund invests in a combination of large and medium-sized companies, thereby providing some degree of flexibility to the fund management team to invest in companies of different sizes, depending upon where it expects maximum gains. We believe this flexibility is good for fund investors but we suggest one should also consider multi cap funds which offer complete freedom to fund managers to choose companies of different sizes.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large and mid cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -11.76 0.55 2.35 6.02 19.32 -12.88 -11.01 -2.75 2.05 8.42 7.22
S&P BSE Large Mid Cap TRI -10.07 0.90 2.43 7.62 18.87 -10.52 -5.01 3.68 6.61 11.07 8.67
Equity: Large & MidCap -9.89 0.64 2.33 6.44 15.97 -10.52 -5.14 0.24 5.39 13.11 9.16
Rank within category 17 18 13 17 3 20 22 18 18 18 14
Number of funds in category 27 28 28 28 28 28 25 21 20 18 17

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Core Equity Fund - Regular Plan  | Invest Online
2 star
Feb-93 -11.01 -2.75 2.05 2.51 665
Mirae Asset Emerging Bluechip Fund - Regular Plan  | Invest Online
5 star
Jul-10 2.24 5.24 12.20 1.87 8,808
Canara Robeco Emerging Equities Fund - Regular Plan  | Invest Online
5 star
Mar-05 -0.63 2.14 8.70 1.96 5,162
Kotak Equity Opportunities Fund - Regular Plan  | Invest Online
4 star
Sep-04 -0.22 2.62 7.23 2.10 3,298
Invesco India Growth Opportunities Fund  | Invest Online
4 star
Aug-07 -3.48 4.09 6.56 2.02 2,249

Best & Worst Performance

Best (Period) Worst (Period)
Week 16.77 (16-Jul-2008 - 23-Jul-2008) -46.99 (19-May-2009 - 26-May-2009)
Month 24.26 (17-Apr-2009 - 19-May-2009) -44.66 (19-May-2009 - 18-Jun-2009)
Quarter 43.64 (17-Feb-2009 - 19-May-2009) -42.34 (19-May-2009 - 18-Aug-2009)
Year 63.84 (12-Dec-2006 - 12-Dec-2007) -56.86 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -1.08 22.56 -0.28 -0.29 1.04 -6.19
S&P BSE Large Mid Cap TRI 4.95 21.15 -0.02 -0.02 -- --
Equity: Large & MidCap 2.12 22.13 -0.14 -0.15 1.01 -2.99
Rank within category 20 14 21 21 16 20
Number of funds in category 23 23 23 23 23 23

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 62
Top 10 Stocks (%) 32.68
Top 5 Stocks (%) 19.65
Top 3 Sectors (%) 49.89
Portfolio P/B Ratio 1.61
Portfolio P/E Ratio 12.09

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 35,791 58,297
Giant (%) 33.73 41.06
Large (%) 17.39 12.73
Mid (%) 40.47 42.85
Small (%) 8.29 5.18
Tiny (%) 0.11 0.12

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 25.08 6.41 2.85 4.35
equal Infosys Technology 20.06 6.36 2.84 4.18
equal Bharti Airtel Communication -- 4.10 0.00 4.10
equal ITC FMCG 15.70 6.56 3.59 3.91
equal HDFC Financial 15.72 5.79 0.00 3.11
equal NTPC Energy 13.41 2.84 0.00 2.84
equal Mphasis Technology 14.22 3.15 1.28 2.83
equal Larsen & Toubro Construction 13.89 4.58 1.39 2.69
equal Gujarat State Petronet Energy 6.78 2.50 0.00 2.39
equal Cipla Healthcare 33.30 2.28 0.00 2.28
equal Amara Raja Batteries Engineering 18.04 2.10 0.00 2.10
up Reliance Industries Energy 31.35 2.78 0.00 2.07
up Motilal Oswal Financial Financial 57.75 2.06 0.00 2.06
equal Castrol India Energy 15.72 2.30 0.00 2.05
equal State Bank of India Financial 8.99 3.40 0.00 2.04
equal Axis Bank Financial 69.10 3.08 0.00 2.02
equal Hero Motocorp Automobile 14.79 2.49 0.00 1.98
equal GAIL Energy 5.05 2.26 0.00 1.98
equal Muthoot Finance Financial 13.90 2.06 0.00 1.93
equal Cummins India Engineering 15.73 2.36 0.00 1.92
equal Escorts Automobile 29.32 1.88 0.00 1.88
equal Ajanta Pharma Healthcare 26.94 2.38 0.00 1.87
equal Cadila Healthcare Healthcare 30.98 1.86 0.00 1.82
down Lupin Healthcare -- 2.62 0.00 1.73
equal Petronet LNG Energy 14.70 1.61 0.00 1.61

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— V Srivatsa since 17-May-2017

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


0.55%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 54.4347

Dividend: ₹ 28.8741


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 16-Feb-1993
Return Since Launch: 11.58%
Benchmark: NIFTY Large Midcap 250 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 665 Cr (As on 31-May-2020)
Expense: 2.51% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 62.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend21-Mar-20182.7000

 27-Mar-20172.5000
 16-Mar-20162.1000
 26-Mar-20153.0000
 25-Sep-20131.5000
 13-Jul-20101.2000
 14-Jul-20091.0000
 13-Apr-20072.5000
 15-Dec-20052.5000
 25-Nov-20042.5000
 06-Feb-20045.5000
 18-Jul-20031.2000
 10-Jan-20021.1000
 14-Feb-20011.2000
 25-Dec-19991.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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