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3 star

UTI Core Equity Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.62 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.44 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This fund invests in a combination of large- and medium-sized companies, providing reasonable degree of flexibility to the fund management team to invest in companies of different sizes, depending on where it expects maximum gains. We believe this flexibility is good for fund investors, but we suggest you also consider flexi-cap funds which offer complete freedom to fund managers to choose companies of different sizes.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large & mid-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 41.33 0.90 -2.12 -4.06 1.18 13.15 48.47 17.53 15.17 10.89 13.85
S&P BSE Large Mid Cap TRI 32.80 1.30 -1.16 -2.38 1.82 12.62 36.90 18.60 17.76 12.72 15.31
Equity: Large & MidCap 36.19 0.97 -1.48 -2.42 2.66 16.22 43.09 19.73 16.69 13.07 16.90
Rank within category 6 21 25 26 20 25 6 18 15 16 16
Number of funds in category 29 29 29 29 29 29 29 24 21 19 18

As on 02-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Core Equity Fund - Regular Plan  | Invest Online
3 star
Feb-93 48.47 17.53 15.17 2.61% 1,212
Mirae Asset Emerging Bluechip Fund - Regular Plan  | Invest Online
5 star
Jul-10 45.28 25.27 22.11 1.68% 21,635
Canara Robeco Emerging Equities Fund - Regular Plan  | Invest Online
5 star
Mar-05 41.87 22.53 20.17 1.85% 11,774
Kotak Equity Opportunities Fund - Regular Plan  | Invest Online
4 star
Sep-04 33.45 19.88 16.82 1.89% 8,206
SBI Large & Midcap Fund  | Invest Online
4 star
Feb-93 45.23 20.04 17.60 2.03% 5,368

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 16.77 16-Jul-2008 - 23-Jul-2008 -46.99 19-May-2009 - 26-May-2009
Month 24.26 17-Apr-2009 - 19-May-2009 -44.66 19-May-2009 - 18-Jun-2009
Quarter 43.64 17-Feb-2009 - 19-May-2009 -42.34 19-May-2009 - 18-Aug-2009
Year 101.99 23-Mar-2020 - 23-Mar-2021 -56.86 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 18.73 23.87 0.63 0.68 1.07 -1.88
S&P BSE Large Mid Cap TRI 18.81 21.40 0.70 0.80 -- --
Equity: Large & MidCap 20.20 22.23 0.74 0.78 0.99 0.92
Rank within category 19 19 19 18 21 20
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 63
Top 10 Stocks (%) 35.04
Top 5 Stocks (%) 21.10
Top 3 Sectors (%) 46.54
Portfolio P/B Ratio 2.88
Portfolio P/E Ratio 20.44

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 77,614 94,692
Giant (%) 39.35 39.88
Large (%) 11.62 16.89
Mid (%) 43.96 40.86
Small (%) 5.06 4.31
Tiny (%) -- 0.38

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 23.63 6.41 4.35 5.16
up HDFC Bank Financial 24.70 4.74 0.00 4.74
equal State Bank of India Financial 14.86 4.51 1.94 4.14
up HDFC Financial 24.42 5.79 2.69 3.86
down Bharti Airtel Communication 142.17 4.10 1.48 3.20
equal ITC FMCG 19.46 5.41 2.27 3.10
up The Federal Bank Financial 10.48 3.14 1.21 2.97
down Infosys Technology 35.20 6.36 2.71 2.71
equal Larsen & Toubro Construction 28.76 4.58 1.39 2.63
up Bharat Electronics Engineering 21.86 2.53 0.00 2.53
up Axis Bank Financial 20.73 3.75 0.00 2.42
up Ajanta Pharma Healthcare 26.06 2.47 0.96 2.38
equal Hindustan Petroleum Corporation Energy 4.56 2.21 0.00 2.21
up Emami FMCG 42.74 2.25 0.00 2.19
down Gujarat State Petronet Energy 9.62 2.92 1.39 2.07
up Fortis Healthcare Healthcare 49.19 2.34 0.00 1.94
down Wipro Technology 29.26 3.12 0.00 1.87
down Tata Motors DVR Automobile -- 1.86 0.65 1.86
up Oracle Fin Ser Software Technology 19.43 1.81 0.00 1.81
down HCL Technologies Technology 27.87 2.21 0.00 1.81
up Coromandel International Chemicals 16.21 1.88 0.00 1.79
up Phoenix Mills Construction 103.83 1.93 0.96 1.75
up RBL Bank Financial -- 1.75 0.00 1.75
up Cummins India Engineering 29.01 2.57 0.00 1.74
up Max Financial Services Financial 111.57 2.31 0.00 1.72

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— V Srivatsa since 17-May-2017

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


0.90%

Change from previous, NAV as on 02-Dec-2021

Growth: ₹ 98.3520

IDCW: ₹ 47.9125


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 16-Feb-1993
Return Since Launch: 13.29%
Benchmark: NIFTY Large Midcap 250 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,212 Cr (As on 31-Oct-2021)
Expense: 2.61% (As on 31-Oct-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 62.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW08-Mar-20213.5000

 21-Mar-20182.7000
 27-Mar-20172.5000
 16-Mar-20162.1000
 26-Mar-20153.0000
 25-Sep-20131.5000
 13-Jul-20101.2000
 14-Jul-20091.0000
 13-Apr-20072.5000
 15-Dec-20052.5000
 25-Nov-20042.5000
 06-Feb-20045.5000
 18-Jul-20031.2000
 10-Jan-20021.1000
 14-Feb-20011.2000
 25-Dec-19991.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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