VR Logo

2 star

UTI Core Equity Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.87 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This fund invests in a combination of large- and medium-sized companies, providing reasonable degree of flexibility to the fund management team to invest in companies of different sizes, depending on where it expects maximum gains. We believe this flexibility is good for fund investors, but we suggest you also consider multi-cap funds which offer complete freedom to fund managers to choose companies of different sizes.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large & mid-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 15.25 1.06 0.27 11.00 25.66 34.33 32.55 7.68 14.22 13.51 11.62
S&P BSE Large Mid Cap TRI 12.57 3.99 3.05 6.77 18.91 32.54 30.52 13.05 18.18 15.76 12.86
Equity: Large & MidCap 10.38 0.91 -0.02 8.09 19.84 30.73 25.80 10.09 17.04 17.23 14.29
Rank within category 2 7 9 5 2 7 2 17 16 17 15
Number of funds in category 29 29 29 29 29 28 28 21 20 18 18

As on 25-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Core Equity Fund - Regular Plan  | Invest Online
2 star
Feb-93 32.55 7.68 14.22 2.44 868
Mirae Asset Emerging Bluechip Fund - Regular Plan  | Invest Online
5 star
Jul-10 35.72 17.01 24.05 1.74 14,416
Canara Robeco Emerging Equities Fund - Regular Plan  | Invest Online
5 star
Mar-05 27.74 12.08 21.01 1.87 7,215
Kotak Equity Opportunities Fund - Regular Plan  | Invest Online
4 star
Sep-04 24.70 12.63 18.45 1.96 4,675
Invesco India Growth Opportunities Fund  | Invest Online
4 star
Aug-07 21.46 11.63 17.96 1.93 3,445

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 16.77 16-Jul-2008 - 23-Jul-2008 -46.99 19-May-2009 - 26-May-2009
Month 24.26 17-Apr-2009 - 19-May-2009 -44.66 19-May-2009 - 18-Jun-2009
Quarter 43.64 17-Feb-2009 - 19-May-2009 -42.34 19-May-2009 - 18-Aug-2009
Year 63.84 12-Dec-2006 - 12-Dec-2007 -56.86 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.92 24.18 0.01 0.01 1.05 -5.22
S&P BSE Large Mid Cap TRI 8.64 22.07 0.18 0.22 -- --
Equity: Large & MidCap 7.36 23.33 0.12 0.13 1.00 -2.54
Rank within category 20 19 20 20 20 20
Number of funds in category 23 23 23 23 23 23

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 61
Top 10 Stocks (%) 36.64
Top 5 Stocks (%) 21.92
Top 3 Sectors (%) 46.48
Portfolio P/B Ratio 2.30
Portfolio P/E Ratio 19.63

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 57,513 73,206
Giant (%) 41.92 39.68
Large (%) 8.75 12.31
Mid (%) 38.18 44.61
Small (%) 11.15 5.48
Tiny (%) -- 0.47

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 27.85 6.41 2.85 5.74
down HDFC Financial 26.28 5.79 0.00 4.61
down Infosys Technology 28.70 6.36 3.07 4.19
down Axis Bank Financial 74.78 3.75 0.00 3.75
equal State Bank of India Financial 15.12 3.63 0.00 3.63
down ITC FMCG 19.02 6.56 2.84 3.61
down Larsen & Toubro Construction 17.69 4.58 1.39 3.30
down Bharti Airtel Communication -- 4.10 1.43 3.24
up Cummins India Engineering 34.03 2.38 0.00 2.38
up HDFC Bank Financial 27.47 5.47 0.00 2.19
up Federal Bank Financial 11.26 3.14 1.21 2.16
up Ajanta Pharma Healthcare 24.09 2.38 0.83 2.14
down Tata Power Energy 26.29 2.23 1.29 2.14
up Motilal Oswal Financial Financial 16.48 2.18 0.00 2.06
down Mphasis Technology 24.22 3.15 1.28 1.91
up Coromandel International Chemicals 16.04 1.88 0.00 1.88
equal Sun Pharmaceutical Inds. Healthcare 60.93 3.40 0.75 1.84
equal Wipro Technology 22.19 1.84 0.00 1.84
up Max Financial Services Financial 93.09 1.83 0.00 1.82
equal Phoenix Mills Construction 411.21 1.93 0.00 1.78
down Gujarat State Petronet Energy 8.95 2.52 0.00 1.78
down Bharat Electronics Engineering 18.87 1.94 0.00 1.77
equal Emami FMCG 51.96 1.81 0.00 1.73
equal Reliance Industries Energy 33.48 2.78 0.00 1.71
equal Bharat Forge Automobile -- 1.65 0.00 1.65

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— V Srivatsa since 17-May-2017

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


1.06%

Change from previous, NAV as on 25-Feb-2021

Growth: ₹ 80.1990

Dividend: ₹ 42.5404


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 16-Feb-1993
Return Since Launch: 12.85%
Benchmark: NIFTY Large Midcap 250 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 868 Cr (As on 31-Jan-2021)
Expense: 2.44% (As on 31-Jan-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 60.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend21-Mar-20182.7000

 27-Mar-20172.5000
 16-Mar-20162.1000
 26-Mar-20153.0000
 25-Sep-20131.5000
 13-Jul-20101.2000
 14-Jul-20091.0000
 13-Apr-20072.5000
 15-Dec-20052.5000
 25-Nov-20042.5000
 06-Feb-20045.5000
 18-Jul-20031.2000
 10-Jan-20021.1000
 14-Feb-20011.2000
 25-Dec-19991.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

VR Helpline

Are you a first time investor?

dateSaturday, 27-Feb-2021
time04:00 PM - 04:30 PM