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Kotak Medium Term Fund - Regular Plan download report

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Debt: Medium Duration

Analysts' Choiceunlock it

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

"Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Kotak Medium Term Reg-G 1.24 0.08 0.12 0.72 1.45 1.03 3.32 5.93 5.66 6.81 --
VR Bond 0.66 -0.14 0.07 0.63 1.57 1.27 2.63 3.87 5.08 5.99 --
Debt: Medium Duration 1.57 0.01 0.00 1.30 2.35 1.70 3.48 5.02 5.21 6.30 --
Rank within category 6 1 3 7 19 8 7 7 7 5 --
Number of funds in category 22 23 23 23 23 22 22 15 13 12 8

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Medium Term Fund - Regular Plan  | Invest Online
3 star
 Mar-14 3.32 5.93 5.66 1.56 1,918
SBI Magnum Medium Duration Fund  | Invest Online
4 star
 Nov-03 2.57 6.76 7.00 1.21 9,290
ICICI Prudential Medium Term Bond Fund  | Invest Now
5 star
 Sep-04 3.78 7.17 6.52 1.40 6,332
HDFC Medium Term Debt Fund  | Invest Online
4 star
 Feb-02 2.70 6.07 6.29 1.29 3,635
BHARAT Bond FOF - April 2023 - Regular Plan  | Invest Online
4 star
 Dec-19 3.71 -- -- 0.05 2,648

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.12 24-Mar-2020 - 31-Mar-2020 -2.68 22-Apr-2020 - 29-Apr-2020
Month 3.24 29-Apr-2020 - 29-May-2020 -4.35 25-Feb-2020 - 26-Mar-2020
Quarter 6.16 29-Apr-2020 - 29-Jul-2020 -3.19 29-Jan-2020 - 29-Apr-2020
Year 12.61 24-Nov-2015 - 24-Nov-2016 2.32 15-Jun-2021 - 15-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Kotak Medium Term Reg-G 5.89 3.63 0.66 0.72 0.78 2.09
VR Bond 3.88 1.88 0.21 0.29 -- --
Debt: Medium Duration 5.14 4.17 0.68 1.06 0.75 1.36
Rank within category 7 13 9 10 6 7
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 51 68 51 38
Modified Duration (yrs) 2.16 3.54 1.92 2.39
Average Maturity (yrs) 4.96 5.75 4.24 3.16
Yield to Maturity (%) 7.57 7.70 5.89 7.14
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 4.53 - 11.61 11.61
equal 9.25% Power Finance Corporation Additional Tier 2 Bond AAA 3.76 - 5.79 5.79
equal LIC Housing Fin. 25/04/2025 Zero Coupon Bonds AAA 0.00 - 5.21 5.21
equal GOI 2031 GOI Securities SOV 0.00 - 5.16 5.11
equal 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 5.08 5.08
equal 6.42% Bharti Telecom 18/10/2024 Debenture AA+ 0.00 - 5.07 5.07
equal 6.75% Sikka Ports and Terminals 22/04/2026 Debenture AAA 3.27 - 5.05 5.05
equal 5.99% LIC Housing Fin. 2025 Debenture AAA 0.00 - 5.04 5.04
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 0.00 - 4.54 4.53
equal 9.15% Punjab National Bank Additional Tier 1 Bond AA 0.00 - 3.66 3.66
equal 8.14% Tamilnadu State 27/05/2025 State Development Loan SOV 0.00 - 2.68 2.68
equal First Business Receivable Trust 2025 Securitised Debt AAA 1.73 - 2.67 2.67
new 7.38% GOI 20/06/2027 GOI Securities SOV 0.00 - 2.64 2.64
equal 6.40% Embassy Office Parks REIT 15/02/2024 Debenture AAA 1.63 - 2.58 2.58
equal 6.65% Tata Projects 18/12/2024 Non Convertible Debenture AA 0.00 - 2.52 2.52
equal 6.72% India Grid Trust 14/09/2026 Non Convertible Debenture AAA 0.00 - 2.52 2.52
new 5.74% GOI 15/11/2026 GOI Securities SOV 0.00 - 2.49 2.49
equal 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 2.47 2.47
down 6.60% Muthoot Finance 20/06/2023 Debenture AA+ 1.92 - 4.16 1.92
equal 8.90% Prestige Projects Private 2026 Debenture A+ 0.00 - 2.71 1.74
new 9.50% Prestige Projects Private 2026 Debenture A+ 0.00 - 1.30 1.30
equal GOI 2028 GOI Securities SOV 0.00 - 1.27 1.26
equal ONGC Petro Additions 2025 Non Convertible Debenture AAA 0.81 - 1.25 1.25
equal Vedanta 365-D 28/03/2023 Commercial Paper A1+ 0.00 - 1.24 1.24
equal 1.44% GOI 2023 GOI Securities SOV 0.62 - 1.07 1.07

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Deepak Agrawal since 28-Feb-2014

Education: Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

Experience: He has been associated with Kotak AMC since 2000.

Funds Managed:

Invest Online
0.08%

Change from previous, NAV as on 08-Aug-2022

Growth: ₹ 18.3968

IDCW: ₹ 11.2917

Investment Strategy

The scheme seeks to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 21-Mar-2014
Return Since Launch: 7.54%
Benchmark: NIFTY Medium Duration Debt Index C-III
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 1,918 Cr (As on 31-Jul-2022)
Expense Ratio: 1.56% (As on 30-Jun-2022)
Risk Grade: Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly21-Jun-20210.2430

 22-Dec-20200.3469
 21-Sep-20200.2771
 22-Jun-20200.2113
 20-Mar-20200.1122
 20-Dec-20190.1803
 20-Sep-20190.1580
 20-Jun-20190.0211
 20-Mar-20190.1234
 20-Dec-20180.1403
 21-Sep-20180.0986
 20-Jun-20180.0081
 20-Mar-20180.0670
 20-Dec-20170.0821
 20-Sep-20170.1198
 20-Jun-20170.2091
 20-Mar-20170.0505
 20-Dec-20160.1487
 20-Sep-20160.2364
 20-Jun-20160.1508
 21-Mar-20160.1245
 21-Dec-20150.1737
 21-Sep-20150.1279
 22-Jun-20150.1397
 20-Mar-20150.1443
IDCW12-Mar-20210.4043

 12-Mar-20200.6350
 12-Mar-20190.4473
 12-Mar-20180.4674
 15-Mar-20170.6428
 14-Mar-20160.6217
 20-Mar-20150.7128

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Website: https://www.kotakmf.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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