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3 star

IDBI Diversified Equity Fund - Regular Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.20 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.49 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.60 1.50 -0.94 4.01 20.17 29.72 16.22 6.36 11.30 -- --
S&P BSE 500 TRI 4.10 1.79 -0.62 5.68 23.78 35.54 20.05 8.76 15.56 -- --
Equity: Multi Cap 3.90 1.53 -0.89 5.54 22.81 32.07 16.66 6.97 13.75 -- --
Rank within category 54 36 30 59 47 39 27 23 32 -- --
Number of funds in category 63 64 64 63 62 60 58 42 38 32 29

As on 19-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Diversified Equity Fund - Regular Plan
3 star
Mar-14 16.22 6.36 11.30 2.53 318
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 13.69 8.58 15.42 1.59 33,462
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 30.49 15.01 17.20 2.05 14,861
Axis Focused 25 Fund
5 star
Jun-12 18.94 11.21 18.30 1.83 14,358
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 12.99 8.41 15.62 1.81 12,761

Best & Worst Performance

Best (Period) Worst (Period)
Week 9.70 (19-Sep-2019 - 26-Sep-2019) -17.54 (16-Mar-2020 - 23-Mar-2020)
Month 18.17 (23-Mar-2020 - 22-Apr-2020) -33.02 (20-Feb-2020 - 23-Mar-2020)
Quarter 27.91 (23-Mar-2020 - 22-Jun-2020) -31.24 (23-Dec-2019 - 23-Mar-2020)
Year 74.02 (16-Apr-2014 - 16-Apr-2015) -26.19 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.77 19.77 0.15 0.18 0.83 -1.85
S&P BSE 500 TRI 10.60 22.83 0.26 0.30 -- --
Equity: Multi Cap 8.58 22.29 0.18 0.20 0.95 -1.70
Rank within category 23 6 22 22 5 21
Number of funds in category 45 45 45 45 45 45

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Stocks (%) 37.34
Top 5 Stocks (%) 22.00
Top 3 Sectors (%) 50.90
Portfolio P/B Ratio 4.99
Portfolio P/E Ratio 39.07

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 91,912 1,14,363
Giant (%) 45.34 51.19
Large (%) 20.85 15.31
Mid (%) 20.73 24.27
Small (%) 13.08 9.66
Tiny (%) -- 0.12

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 27.00 7.33 2.95 7.10
equal Infosys Technology 30.16 3.97 0.00 3.97
equal ICICI Bank Financial 27.10 3.88 0.00 3.88
equal Pidilite Industries Chemicals 99.98 3.83 1.83 3.60
equal Hindustan Unilever FMCG 79.22 6.51 3.17 3.45
equal Bajaj Finance Financial 66.56 3.97 1.17 3.31
equal Kotak Mahindra Bank Financial 41.29 3.57 2.13 3.11
down ICICI Lombard General Insurance Company Financial 49.36 3.38 0.00 3.04
down Laurus Labs Healthcare 32.61 3.92 0.00 3.02
equal Bharti Airtel Communication -- 3.25 0.00 2.86
equal Abbott India Healthcare 47.12 5.29 2.22 2.64
equal Titan Company Cons Durable 191.43 2.61 0.00 2.61
equal Reliance Industries Energy 33.43 2.58 0.00 2.58
equal Sun Pharmaceutical Inds. Healthcare 97.33 2.56 0.00 2.56
down Camlin Fine Sciences Chemicals 49.85 3.20 1.09 2.55
down SBI Life Insurance Company Financial 56.11 3.30 0.00 2.38
equal Britannia Inds. FMCG 48.43 4.47 2.28 2.28
equal Cipla Healthcare 36.04 2.35 0.00 2.24
down Petronet LNG Energy 15.13 3.09 0.00 2.10
down Kansai Nerolac Paints Chemicals 90.98 2.22 0.94 1.99
equal HDFC Financial 29.59 1.90 0.00 1.90
equal EPL Chemicals 38.48 2.03 0.00 1.87
new Indian Railway Catering & Tourism Corpn. Services 53.46 1.82 0.00 1.82
equal Avenue Supermarts Services 188.08 1.74 0.00 1.74
equal VST Industries FMCG 18.19 2.50 1.66 1.74

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Uma Venkatraman since 20-Jun-2019

Education: Prior to joining IDBI Mutual Fund, she had worked with B&K Securities, ASK Raymond James, Morgan Keegan and UTI Mutual Fund.

Funds Managed:


1.50%

Change from previous, NAV as on 19-Jan-2021

Growth: ₹ 26.4500

Dividend: ₹ 18.1800


Investment Strategy

The scheme seeks to provide investors with opportunities for long-term growth in capital through investment in a diversified portfolio of equity & equity related instruments across market capitalization.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 5,000
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 28-Mar-2014
Return Since Launch: 15.33%
Benchmark: S&P BSE 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 318 Cr (As on 31-Dec-2020)
Expense: 2.53% (As on 30-Nov-2020)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 51.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend04-Apr-20191.2396

 20-Mar-20181.4000
 26-Sep-20171.2000
 27-Sep-20161.0000
 26-May-20151.0000

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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