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IDBI Diversified Equity Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.27 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.90 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.50 -0.31 -0.89 -2.15 2.01 15.36 12.63 8.38 5.79 -- --
S&P BSE 500 TRI -1.47 -0.32 -1.24 -3.61 -0.75 10.95 9.48 9.38 7.75 -- --
Equity: Multi Cap 0.64 -0.29 -0.88 -1.94 1.44 13.65 13.38 8.86 7.66 -- --
Rank within category 32 36 31 31 25 18 28 22 30 -- --
Number of funds in category 60 60 60 60 59 57 51 41 39 33 29

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 9.70 (19-Sep-2019 - 26-Sep-2019) -7.48 (19-Aug-2015 - 26-Aug-2015)
Month 16.35 (07-May-2014 - 06-Jun-2014) -11.80 (07-Sep-2018 - 09-Oct-2018)
Quarter 26.83 (06-May-2014 - 05-Aug-2014) -11.46 (22-Sep-2016 - 22-Dec-2016)
Year 74.02 (16-Apr-2014 - 16-Apr-2015) -12.42 (27-Feb-2015 - 29-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.77 12.13 0.34 0.55 0.81 -0.93
S&P BSE 500 TRI 11.88 12.82 0.48 0.72 -- --
Equity: Multi Cap 10.89 13.09 0.40 0.57 0.94 -0.62
Rank within category 29 10 28 23 3 20
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 55
Top 10 Stocks (%) 37.69
Top 5 Stocks (%) 21.64
Top 3 Sectors (%) 52.51
Portfolio P/B Ratio 4.28
Portfolio P/E Ratio 30.76

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 51,445 96,919
Giant (%) 31.38 52.82
Large (%) 26.00 14.82
Mid (%) 30.36 24.85
Small (%) 12.27 9.21
Tiny (%) -- 0.39

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 24.89 6.55 0.00 6.26
equal Hindustan Unilever FMCG 71.35 6.51 3.36 4.27
down PVR Services 70.41 5.55 2.86 3.89
equal Bajaj Finance Financial 53.02 3.74 0.00 3.74
equal Kotak Mahindra Bank Financial 36.56 4.31 2.13 3.48
equal Britannia Inds. FMCG 55.26 3.95 1.78 3.44
equal Abbott India Healthcare 57.67 4.43 2.22 3.28
equal SBI Life Insurance Company Financial 66.52 3.30 0.00 3.26
equal Pidilite Industries Chemicals 65.45 3.50 1.79 3.13
equal Gillette FMCG 71.21 4.44 2.07 2.94
equal Petronet LNG Energy 14.09 3.09 0.00 2.50
equal Wabco India Automobile 72.05 3.92 2.12 2.49
down VST Industries FMCG 22.69 2.50 1.29 2.49
equal ICICI Lombard General Insurance Financial 50.64 2.50 0.00 2.41
equal Infosys Technology 20.53 2.37 0.00 2.37
equal Camlin Fine Sciences Chemicals 25.59 2.51 0.00 2.12
up Kansai Nerolac Paints Chemicals 50.01 1.97 0.00 1.97
up Bharti Airtel Communication -- 1.95 0.00 1.95
equal Shree Cement Construction 63.17 3.73 1.65 1.89
down Mahindra & Mahindra Automobile 29.27 4.10 1.88 1.88
down MRF Automobile 27.94 2.99 1.52 1.88
equal SKF India Engineering 32.40 1.94 1.09 1.87
equal ICICI Bank Financial 35.79 1.87 0.00 1.85
up Titan Company Cons Durable 74.34 1.96 0.00 1.82
equal Grindwell Norton Metals 35.93 1.91 0.97 1.76

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Uma Venkatraman since 20-Jun-2019

Education: Prior to joining IDBI Mutual Fund, she had worked with B&K Securities, ASK Raymond James, Morgan Keegan and UTI Mutual Fund.

Funds Managed:


-0.31%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 22.3000

Dividend: ₹ 15.3300


Investment Strategy

The scheme seeks to provide investors with opportunities for long-term growth in capital through investment in a diversified portfolio of equity & equity related instruments across market capitalization.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 5,000
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 28-Mar-2014
Return Since Launch: 14.51%
Benchmark: S&P BSE 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 314 Cr (As on 31-Jan-2020)
Expense: 2.47% (As on 31-Jan-2020)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 36.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend04-Apr-20191.2396

 20-Mar-20181.4000
 26-Sep-20171.2000
 27-Sep-20161.0000
 26-May-20151.0000

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Time to bet big on mid- and small-cap funds?

dateFriday, 28-Feb-2020
time12:30 PM - 01:00 PM