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3 star

IDBI Diversified Equity Fund - Regular Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.01 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.53 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -9.10 -0.15 1.10 5.60 13.00 -9.83 -0.79 0.42 3.67 -- --
S&P BSE 500 TRI -10.03 -0.42 1.44 6.45 18.81 -10.99 -4.74 2.35 6.32 -- --
Equity: Multi Cap -9.95 -0.33 1.26 5.45 15.34 -10.79 -4.30 1.19 5.24 -- --
Rank within category 27 17 36 29 50 26 18 24 30 -- --
Number of funds in category 60 62 62 61 61 60 55 42 40 34 30

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Diversified Equity Fund - Regular Plan
3 star
Mar-14 -0.79 0.42 3.67 2.45 272
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 -5.81 2.38 7.58 1.64 27,976
Axis Focused 25 Fund  | Invest Online
5 star
Jun-12 1.66 6.25 9.13 1.92 10,399
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 3.57 5.61 6.78 1.85 9,750
SBI Focused Equity Fund  | Invest Online
5 star
Oct-04 -0.64 6.46 9.16 1.99 8,962

Best & Worst Performance

Best (Period) Worst (Period)
Week 9.70 (19-Sep-2019 - 26-Sep-2019) -17.54 (16-Mar-2020 - 23-Mar-2020)
Month 18.17 (23-Mar-2020 - 22-Apr-2020) -33.02 (20-Feb-2020 - 23-Mar-2020)
Quarter 27.91 (23-Mar-2020 - 22-Jun-2020) -31.24 (23-Dec-2019 - 23-Mar-2020)
Year 74.02 (16-Apr-2014 - 16-Apr-2015) -26.19 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.85 18.49 -0.19 -0.21 0.81 -2.63
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: Multi Cap 3.15 21.19 -0.10 -0.11 0.95 -1.19
Rank within category 29 3 32 33 3 30
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 54
Top 10 Stocks (%) 38.73
Top 5 Stocks (%) 23.60
Top 3 Sectors (%) 45.03
Portfolio P/B Ratio 3.72
Portfolio P/E Ratio 29.14

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 55,489 1,00,427
Giant (%) 33.64 54.71
Large (%) 29.57 16.80
Mid (%) 23.99 21.24
Small (%) 12.80 8.16
Tiny (%) -- 0.37

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 22.27 6.55 0.00 6.50
equal Hindustan Unilever FMCG 77.37 6.51 3.78 5.28
equal Britannia Inds. FMCG 63.92 4.47 2.23 4.47
down Abbott India Healthcare 55.59 5.29 2.22 4.07
equal Pidilite Industries Chemicals 62.94 3.83 1.83 3.28
equal Kotak Mahindra Bank Financial 31.08 4.31 2.13 3.23
equal ICICI Lombard General Insurance Company Financial 47.94 3.38 0.00 3.10
equal Bharti Airtel Communication -- 3.25 0.00 3.09
equal Wabco India Automobile 82.68 3.92 2.12 2.91
equal Petronet LNG Energy 14.52 3.09 0.00 2.80
up SBI Life Insurance Company Financial 60.46 3.30 0.00 2.78
equal Bajaj Finance Financial 37.93 3.97 0.00 2.74
up Infosys Technology 20.07 2.72 0.00 2.72
equal Shree Cement Construction 52.34 3.73 1.65 2.19
equal MRF Automobile 19.33 2.99 1.65 2.09
equal Cipla Healthcare 33.30 2.20 0.00 2.05
equal Kansai Nerolac Paints Chemicals 44.71 2.09 0.00 2.03
equal ICICI Bank Financial 24.39 1.94 0.00 1.90
equal Titan Company Cons Durable 56.87 2.24 0.00 1.85
equal Laurus Labs Healthcare 25.03 1.76 0.00 1.76
equal SKF India Engineering 30.10 1.94 1.18 1.74
equal VST Industries FMCG 16.63 2.50 1.40 1.73
equal Mahindra & Mahindra Automobile 542.84 4.10 1.08 1.67
equal Camlin Fine Sciences Chemicals 22.72 2.51 0.00 1.65
equal ACC Construction 18.16 1.54 0.00 1.52

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Uma Venkatraman since 20-Jun-2019

Education: Prior to joining IDBI Mutual Fund, she had worked with B&K Securities, ASK Raymond James, Morgan Keegan and UTI Mutual Fund.

Funds Managed:


-0.15%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 20.1700

Dividend: ₹ 13.8700


Investment Strategy

The scheme seeks to provide investors with opportunities for long-term growth in capital through investment in a diversified portfolio of equity & equity related instruments across market capitalization.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 5,000
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 28-Mar-2014
Return Since Launch: 11.80%
Benchmark: S&P BSE 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 272 Cr (As on 30-Jun-2020)
Expense: 2.45% (As on 31-May-2020)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 59.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend04-Apr-20191.2396

 20-Mar-20181.4000
 26-Sep-20171.2000
 27-Sep-20161.0000
 26-May-20151.0000

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM