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Unrated

Sundaram Dividend Yield Fund


1 Lakh

Investment Grown to
₹ 1.77 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.56 Lakh

Suitability:

This is a fund that invests mainly in companies which have a high dividend yield, which is basically a financial ratio that indicates how much a company pays out in dividends each year relative to its share price.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other dividend yield fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 5.07 0.25 3.08 6.02 1.69 14.63 32.54 21.06 18.43 13.95 16.65
S&P BSE 500 TRI 4.87 0.33 2.84 4.45 0.65 15.66 31.96 21.49 18.37 14.18 16.59
Equity: Thematic-Dividend Yield 3.77 0.17 2.57 4.48 0.95 15.52 36.60 21.18 16.27 12.35 15.22
Rank within category 1 2 2 2 4 4 6 3 1 2 2
Number of funds in category 8 8 8 8 8 8 7 5 5 5 4

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Dividend Yield Fund
Unrated
Oct-04 32.54 21.06 18.43 2.62% 246
UTI Dividend Yield Fund - Regular Plan  | Invest Online
Unrated
May-05 33.46 21.07 17.04 2.24% 3,137
HDFC Dividend Yield Fund - Regular Plan  | Invest Online
Unrated
Dec-20 41.62 -- -- 2.05% 2,833
Templeton India Equity Income Fund  | Invest Online Now
Unrated
May-06 39.43 24.17 17.84 2.32% 1,230
Aditya Birla Sun Life Dividend Yield Fund  | Invest Online
Unrated
Feb-03 34.34 19.31 12.67 2.41% 870

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 17.74 13-May-2009 - 20-May-2009 -21.09 15-Jan-2008 - 22-Jan-2008
Month 28.88 11-May-2009 - 10-Jun-2009 -32.22 20-Feb-2020 - 23-Mar-2020
Quarter 66.88 09-Mar-2009 - 10-Jun-2009 -39.81 02-Sep-2008 - 02-Dec-2008
Year 110.10 09-Mar-2009 - 11-Mar-2010 -55.89 01-Jan-2008 - 31-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 18.82 18.44 0.82 0.91 0.82 1.52
S&P BSE 500 TRI 20.28 21.92 0.75 0.85 -- --
Equity: Thematic-Dividend Yield 19.78 19.10 0.85 0.96 0.83 2.28
Rank within category 4 3 4 4 3 4
Number of funds in category 6 6 6 6 6 6

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 43
Top 10 Stocks (%) 52.36
Top 5 Stocks (%) 31.47
Top 3 Sectors (%) 46.79
Portfolio P/B Ratio 4.19
Portfolio P/E Ratio 23.16

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,76,425 1,11,237
Giant (%) 65.95 47.04
Large (%) 6.20 21.39
Mid (%) 21.26 23.40
Small (%) 6.59 8.18
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 37.72 8.30 3.70 8.30
equal Tata Consultancy Services Technology 39.00 7.74 4.95 6.96
up Reliance Industries Energy 32.85 7.68 3.57 5.93
equal Ultratech Cement Construction 34.66 5.72 0.00 5.19
equal ICICI Bank Financial 26.79 5.74 2.51 5.09
equal Navin Fluorine International Chemicals 82.17 4.82 1.05 4.78
equal Gujarat Gas Energy 33.00 5.75 0.00 4.65
equal Tata Steel Metals 4.76 5.77 0.00 4.07
equal Hindustan Unilever FMCG 66.13 12.47 3.79 3.79
equal ITC FMCG 19.22 6.51 3.60 3.60
equal Tech Mahindra Technology 33.21 3.56 1.59 3.43
equal SRF Diversified 53.15 3.40 0.98 3.40
equal HDFC Bank Financial 25.03 4.31 2.84 3.24
equal Aarti Industries Chemicals 62.04 3.01 1.32 2.94
equal Bharti Airtel Communication 139.95 3.27 0.00 2.50
equal State Bank of India Financial 15.83 2.70 1.22 2.15
equal Bajaj Finserv Financial 68.52 2.26 0.87 2.00
equal HCL Technologies Technology 32.97 2.46 1.17 1.82
equal Sheela Foam Consumer Durable 68.85 1.90 0.84 1.77
equal AIA Engineering Metals 30.21 2.43 1.67 1.67
equal Hindustan Petroleum Corporation Energy 4.93 3.13 0.00 1.63
equal Ashok Leyland Automobile -- 2.15 0.00 1.61
equal Hindustan Zinc Metals 16.05 2.00 0.92 1.44
equal Bajaj Auto Automobile 15.35 4.15 1.43 1.43
equal VST Industries FMCG 16.67 2.65 1.39 1.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Ashish Aggarwal since 01-Jan-2022

Education: Mr. Aggarwal has done BE, PGPM

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Principal Mutual Fund, IL&FS Investsmart, Tata Securities and Antique Stock Broking.

Funds Managed:

— Ratish Varier since 01-Jan-2022

Education: Mr. Varier is a B.Com. & MBA (Finance)

Experience: Prior to joining Sundaram Asset Management Company, he has worked with Mahindra Asset Management, Reliance Life Insurance Company Limited.

Funds Managed:


0.25%

Change from previous, NAV as on 14-Jan-2022

Growth: ₹ 90.6072

IDCW Half Yearly: ₹ 33.8787


Investment Strategy

The scheme aims to provide capital appreciation by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 24% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 15-Oct-2004
Return Since Launch: 13.62%
Benchmark: NIFTY Div Opps 50 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 246 Cr (As on 31-Dec-2021)
Expense: 2.62% (As on 30-Nov-2021)
Risk Grade: --
Return Grade: --
Turnover: 0.30%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly17-Dec-20211.1624

 17-Jun-20211.0794
 17-Dec-20201.2171
 17-Jun-20190.4161
 15-Dec-20173.5000
 16-Jun-20175.8200
 23-Dec-20160.9500
 29-Dec-20143.2000
 12-Oct-20071.5000
 24-Apr-20061.5000
 03-Oct-20050.7500
 20-Apr-20050.5000

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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