VR Logo

5 star

UTI Flexi Cap Fund - Regular Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 2.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.95 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.50 -0.18 0.48 3.84 -1.30 15.71 31.95 26.85 21.51 15.69 18.74
S&P BSE 500 TRI 4.87 0.33 2.84 4.45 0.65 15.66 31.96 21.49 18.37 14.18 16.59
Equity: Flexi Cap 4.31 0.13 2.28 4.38 0.78 15.06 31.44 20.75 16.92 13.15 16.52
Rank within category 63 62 63 51 60 23 29 4 3 4 5
Number of funds in category 65 65 65 65 64 60 58 43 35 31 26

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 31.95 26.85 21.51 1.94% 25,541
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 40.57 24.59 20.81 1.92% 23,717
Axis Focused 25 Fund
4 star
Jun-12 24.67 22.57 20.41 1.74% 20,427
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 42.66 29.95 22.93 1.82% 19,933
Axis Flexi Cap Fund - Regular Plan
4 star
Nov-17 30.10 23.64 -- 1.91% 10,984

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 15.19 27-Oct-2008 - 04-Nov-2008 -17.86 15-Jan-2008 - 22-Jan-2008
Month 24.73 11-May-2009 - 10-Jun-2009 -33.67 20-Feb-2020 - 23-Mar-2020
Quarter 58.61 09-Mar-2009 - 10-Jun-2009 -33.83 02-Sep-2008 - 02-Dec-2008
Year 102.62 09-Mar-2009 - 09-Mar-2010 -47.56 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 25.12 21.08 1.02 1.03 0.94 5.88
S&P BSE 500 TRI 20.28 21.92 0.75 0.85 -- --
Equity: Flexi Cap 19.53 21.01 0.76 0.81 0.93 0.44
Rank within category 4 22 4 7 23 4
Number of funds in category 44 44 44 44 44 44

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 62
Top 10 Stocks (%) 40.54
Top 5 Stocks (%) 24.56
Top 3 Sectors (%) 54.82
Portfolio P/B Ratio 7.69
Portfolio P/E Ratio 41.06

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 95,352 1,51,151
Giant (%) 34.76 53.79
Large (%) 34.80 18.02
Mid (%) 26.78 21.88
Small (%) 3.67 6.73
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up L&T Infotech Technology 58.83 5.87 2.49 5.87
up Bajaj Finance Financial 94.82 8.17 4.88 5.43
up HDFC Bank Financial 25.03 6.52 5.26 5.26
equal Infosys Technology 37.72 4.41 3.07 4.22
up Kotak Mahindra Bank Financial 38.49 5.06 3.78 3.78
up HDFC Financial 23.60 4.84 3.33 3.51
up Coforge Technology 65.95 3.25 0.00 3.25
equal MindTree Technology 50.04 3.53 0.67 3.15
up Avenue Supermarts Services 189.29 3.26 0.00 3.12
up Astral Chemicals 96.66 3.89 2.44 2.95
up ICICI Bank Financial 26.79 2.69 0.00 2.69
up Info Edge (India) Services 8.59 3.73 2.48 2.62
equal Motherson Sumi Systems Automobile 29.03 2.62 1.15 1.86
up AU Small Finance Bank Financial 35.04 3.47 1.38 1.86
equal Maruti Suzuki India Automobile 58.15 2.23 1.47 1.78
equal Grindwell Norton Metals 76.37 1.77 1.06 1.77
up Shree Cement Construction 37.17 3.10 1.65 1.67
down Dr. Lal Pathlabs Healthcare 75.01 2.41 1.67 1.67
up Titan Company Consumer Durable 131.79 1.92 1.30 1.67
up Ipca Laboratories Healthcare 27.49 2.07 1.06 1.62
up Divi's Laboratories Healthcare 57.40 2.34 1.52 1.59
up Ajanta Pharma Healthcare 28.35 1.77 0.63 1.57
up Endurance Technologies Automobile 39.58 2.14 1.25 1.54
down Metropolis Healthcare Healthcare 61.64 1.73 0.00 1.54
up Aavas Financiers Financial 67.49 1.61 0.00 1.43

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Ajay Tyagi since 11-Jan-2016

Education: Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.

Experience: He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Interviews:

Funds Managed:


-0.18%

Change from previous, NAV as on 14-Jan-2022

Growth: ₹ 274.6672

IDCW: ₹ 186.5616


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 18-May-1992
Return Since Launch: 13.58%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 25,541 Cr (As on 31-Dec-2021)
Expense: 1.94% (As on 30-Nov-2021)
Risk Grade: Below Average
Return Grade: High
Turnover: 10.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW12-Aug-20214.5000

 25-Aug-20203.0000
 05-Aug-20192.6562
 23-Aug-20182.9218
 20-Jun-20172.8000
 20-Jun-20162.8000
 20-May-20152.8000
 27-May-20141.7500
 26-Feb-20131.4000
 16-Apr-20091.0000
 19-Jul-20062.0000
 09-Jun-20052.0000
 13-Feb-20043.0000
 16-Mar-20001.5000
 02-Oct-19961.2000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Investment ideas for 2022

DateFriday, 21-Jan-2022
Time12:30 PM - 01:00 PM

attending You have reserved a spot