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UTI Equity Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.43 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.29 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.26 -0.29 -0.43 0.41 6.24 20.78 17.99 12.77 9.00 14.54 13.23
S&P BSE 500 TRI -1.47 -0.32 -1.24 -3.61 -0.75 10.95 9.48 9.38 7.75 12.61 10.63
Equity: Multi Cap 0.64 -0.29 -0.88 -1.94 1.44 13.65 13.38 8.86 7.66 13.66 11.73
Rank within category 6 32 10 9 4 3 11 6 12 14 8
Number of funds in category 60 60 60 60 59 57 51 41 39 33 29

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 15.19 (27-Oct-2008 - 04-Nov-2008) -17.86 (15-Jan-2008 - 22-Jan-2008)
Month 24.73 (11-May-2009 - 10-Jun-2009) -28.74 (12-May-2006 - 13-Jun-2006)
Quarter 58.61 (09-Mar-2009 - 10-Jun-2009) -33.83 (02-Sep-2008 - 02-Dec-2008)
Year 102.62 (09-Mar-2009 - 09-Mar-2010) -47.56 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 14.21 12.58 0.68 0.82 0.90 2.92
S&P BSE 500 TRI 11.88 12.82 0.48 0.72 -- --
Equity: Multi Cap 10.89 13.09 0.40 0.57 0.94 -0.62
Rank within category 5 15 5 8 13 5
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 58
Top 10 Stocks (%) 42.57
Top 5 Stocks (%) 26.13
Top 3 Sectors (%) 55.44
Portfolio P/B Ratio 5.71
Portfolio P/E Ratio 34.12

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 67,676 96,919
Giant (%) 38.26 52.82
Large (%) 18.65 14.82
Mid (%) 37.73 24.85
Small (%) 5.35 9.21
Tiny (%) -- 0.39

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bajaj Finance Financial 53.02 8.30 0.00 7.48
up HDFC Bank Financial 24.89 8.11 4.38 5.94
equal HDFC Financial 18.16 5.50 2.50 4.58
equal Kotak Mahindra Bank Financial 36.56 4.77 3.22 4.40
equal L&T Infotech Technology 23.62 3.73 0.00 3.73
equal Info Edge (India) Services -- 3.73 0.79 3.62
equal Infosys Technology 20.53 5.44 3.07 3.39
down Tata Consultancy Services Technology 24.61 4.42 2.78 3.16
down Indusind Bank Financial 17.44 5.86 3.14 3.14
equal AU Small Finance Bank Financial 53.50 3.13 0.00 3.13
up Astral Poly Technik Chemicals 68.30 2.97 0.83 2.96
down Shree Cement Construction 63.17 4.07 2.25 2.88
down Dr. Lal Pathlabs Healthcare 56.95 2.41 0.00 2.34
down Divi's Laboratories Healthcare 44.71 2.34 0.92 1.92
up Maruti Suzuki India Automobile 30.38 3.73 1.71 1.90
down Jubilant FoodWorks Services 74.53 2.09 0.62 1.83
down Motherson Sumi Systems Automobile 25.28 3.20 1.47 1.74
down Berger Paints India Chemicals 82.79 2.08 0.00 1.62
equal PI Industries Chemicals 45.28 1.63 0.84 1.60
equal City Union Bank Financial 21.48 1.62 0.00 1.54
down Ipca Laboratories Healthcare 28.69 1.55 0.74 1.52
up Endurance Technologies Automobile 22.66 1.70 0.00 1.52
up Eicher Motors Automobile 22.60 2.56 1.27 1.51
down Nestle India FMCG 79.84 1.77 0.72 1.51
equal Page Industries Textiles 63.87 2.52 1.18 1.46

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Ajay Tyagi since 11-Jan-2016

Education: Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.

Experience: He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Funds Managed:


-0.29%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 158.5212

Dividend: ₹ 113.6011


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Aug-2005
Return Since Launch: 12.33%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 10,650 Cr (As on 31-Jan-2020)
Expense: 2.11% (As on 31-Jan-2020)
Risk Grade: Low
Return Grade: Average
Turnover: 14.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend05-Aug-20192.6562

 23-Aug-20182.9218
 20-Jun-20172.8000
 20-Jun-20162.8000
 20-May-20152.8000
 27-May-20141.7500
 26-Feb-20131.4000
 16-Apr-20091.0000
 19-Jul-20062.0000
 09-Jun-20052.0000
 13-Feb-20043.0000
 16-Mar-20001.5000
 02-Oct-19961.2000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Time to bet big on mid- and small-cap funds?

dateFriday, 28-Feb-2020
time12:30 PM - 01:00 PM