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4 star#

Sundaram Liquid Fund download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Sundaram Liquid-G 1.34 0.01 0.08 0.26 0.86 1.75 3.42 4.17 5.16 5.84 6.82
CCIL T Bill Liquidity Weight 0.59 0.04 0.04 -0.01 0.29 0.85 1.92 2.78 3.34 3.74 4.29
Debt: Liquid 1.32 0.01 0.09 0.26 0.84 1.72 3.33 4.02 5.24 5.87 6.82
Rank within category 20 15 28 23 15 17 13 16 29 26 25
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 20-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Liquid Fund
4 star#
Aug-04 3.42 4.17 5.16 0.28% 1,828
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.43 4.18 5.38 0.24% 30,885
Axis Liquid Fund
4 star
Oct-09 3.45 4.22 5.41 0.23% 28,934
Baroda BNP Paribas Liquid Fund
4 star
Feb-09 3.47 4.19 5.38 0.26% 6,968
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.44 4.18 5.36 0.27% 3,378

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.26 06-Sep-2013 - 15-Sep-2013 -5.62 23-Sep-2018 - 30-Sep-2018
Month 0.95 08-Aug-2013 - 09-Sep-2013 -7.91 09-Sep-2018 - 09-Oct-2018
Quarter 2.70 24-Jul-2013 - 23-Oct-2013 -6.89 09-Sep-2018 - 09-Dec-2018
Year 9.83 08-Sep-2011 - 07-Sep-2012 -2.36 09-Sep-2018 - 09-Sep-2019

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Sundaram Liquid-G 4.17 0.37 1.70 9.58 0.91 1.25
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Liquid 4.02 0.37 1.27 6.61 0.86 1.07
Rank within category 16 17 10 7 20 18
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 30 38 7 47
Modified Duration (yrs) 0.10 0.12 0.03 0.10
Average Maturity (yrs) 0.10 0.12 0.03 0.10
Yield to Maturity (%) 4.15 4.15 3.21 4.03
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 30/06/2022 Treasury Bills SOV 0.00 - 7.71 5.71
equal Can Fin Homes 229-D 02/05/2022 Commercial Paper A1+ 0.00 - 5.47 5.47
new Bharat Petroleum Corporation 27-D 17/05/2022 Commercial Paper A1+ 0.00 - 5.46 5.46
equal Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 5.45 5.45
new The Ramco Cements 64-D 10/06/2022 Commercial Paper A1+ 0.00 - 5.44 5.44
new Bank of Baroda 13/06/2022 Certificate of Deposit A1+ 0.00 - 5.44 5.44
new HDFC Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 5.43 5.43
equal LIC Housing Fin. 150-D 26/05/2022 Commercial Paper A1+ 0.00 - 4.09 4.09
down Indian Bank 15/06/2022 Certificate of Deposit A1+ 0.00 - 5.79 4.08
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.73 2.73
equal LIC Housing Fin. 135-D 11/05/2022 Commercial Paper A1+ 0.00 - 2.73 2.73
equal Axis Bank 13/05/2022 Certificate of Deposit A1+ 0.00 - 2.73 2.73
equal National Bank Agr. Rur. Devp 90-D 25/05/2022 Commercial Paper A1+ 0.00 - 2.73 2.73
equal National Bank Agr. Rur. Devp 63-D 30/05/2022 Commercial Paper A1+ 0.00 - 2.73 2.73
equal Reliance Retail Ventures 91-D 30/05/2022 Commercial Paper A1+ 0.00 - 2.73 2.73
equal Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 2.73 2.73
equal HDFC Bank 2022 Certificate of Deposit A1+ 0.00 - 2.72 2.72
equal IIFL Wealth Prime 91-D 01/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal Reliance Retail Ventures 91-D 10/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal IIFL Wealth Management 91-D 09/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
new Jamnagar Utilities and Power 243-D 21/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal JM Financial Services 91-D 14/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal HDFC 91-D 23/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal IGH Holdings 91-D 15/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
new Hindustan Petroleum Corporation 82-D 28/06/2022 Commercial Paper A1+ 0.00 - 2.72 2.72

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Dwijendra Srivastava since 01-Jan-2022

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Sandeep Agarwal since 16-May-2022

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:


0.01%

Change from previous, NAV as on 20-May-2022

Growth: ₹ 1,874.8452

IDCW Weekly: ₹ 1,007.4139

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IDCW Quarterly: ₹ 1,030.2506

IDCW Monthly: ₹ 1,024.4872

IDCW Fortnightly: ₹ 1,024.9791

IDCW Daily: ₹ 1,000.8893

Bonus: ₹ 1,037.7868


Investment Strategy

The scheme aims to provide income from short-term investments, consistent with preservation of capital and liquidity by investing in a portfolio of money market and in investment grade debt instruments .

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 30-Aug-2004
Return Since Launch: 6.92%
Benchmark: NIFTY Liquid Index B-I
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 1,828 Cr (As on 30-Apr-2022)
Expense: 0.28% (As on 31-Mar-2022)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily20-May-20220.1291

 19-May-20220.1259
 18-May-20220.1012
 17-May-20220.1268
 16-May-20220.3537
 13-May-20220.1131
 12-May-20220.1170
 11-May-20220.1307
 10-May-20220.1231
 09-May-20220.0843
 08-May-20220.0171
 03-May-20220.1038
 02-May-20220.1393
 01-May-20220.2116
 29-Apr-20220.0338
 28-Apr-20220.0819
 27-Apr-20220.0906
 26-Apr-20220.0520
 25-Apr-20220.1000
 24-Apr-20220.1987
 22-Apr-20220.0441
 21-Apr-20220.1136
 20-Apr-20220.1310
 19-Apr-20220.1385
 18-Apr-20220.1060
IDCW Monthly17-May-20223.0717

 13-Apr-20222.8329
 16-Mar-20222.7883
 17-Feb-20222.9812
 16-Jan-20221.5539
 17-Dec-20212.6890
 17-Nov-20213.0385
 14-Oct-20212.3837
 17-Sep-20212.6600
 17-Aug-20212.8714
 17-Jul-20212.6583
 17-Jun-20212.7099
 17-May-20212.6451
 16-Apr-20212.6975
 17-Mar-20212.3333
 17-Feb-20212.9556
 15-Jan-20212.2943
 17-Dec-20202.2916
 17-Nov-20202.7321
 16-Oct-20202.6479
 17-Sep-20202.5773
 17-Aug-20202.8066
 17-Jul-20202.5806
 17-Jun-20203.2503
 16-May-20203.1567
IDCW Fortnightly13-May-20220.9448

 29-Apr-20222.0413
 08-Apr-20221.4952
 25-Mar-20221.4803
 11-Mar-20221.3566
 25-Feb-20221.4056
 11-Feb-20221.4176
 28-Jan-20221.1822
 14-Jan-20221.2888
IDCW Weekly13-May-20220.7618

 06-May-20220.2815
 29-Apr-20220.5592
 22-Apr-20220.9327
 13-Apr-20220.5154
 08-Apr-20221.0062
 30-Mar-20220.4640
 25-Mar-20220.7978
 17-Mar-20220.6567
 11-Mar-20220.6798
 04-Mar-20220.6527
 25-Feb-20220.6550
 18-Feb-20220.7258
 11-Feb-20220.7540
 04-Feb-20220.6374
 28-Jan-20220.6409
 21-Jan-20220.5204
 14-Jan-20220.5845
 14-Jan-20220.5845
 07-Jan-20220.6052
 29-Dec-20210.6648
 22-Dec-20210.5861
 15-Dec-20210.6064
 08-Dec-20210.6405
 01-Dec-20210.6114
IDCW Quarterly28-Mar-20227.5000

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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