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3 star

BNP Paribas Liquid Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.87 0.01 0.07 0.28 0.82 1.65 3.27 5.30 5.92 6.59 7.43
CCIL T Bill Liquidity Weight 1.13 -0.01 0.04 0.19 0.55 1.05 2.12 3.49 3.73 4.17 4.59
Debt: Liquid 1.78 0.01 0.06 0.26 0.78 1.58 3.13 5.02 5.75 6.46 7.30
Rank within category 3 33 18 8 4 4 5 9 13 18 16
Number of funds in category 41 42 42 42 42 41 41 37 35 34 32

As on 27-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BNP Paribas Liquid Fund
3 star
Sep-04 3.27 5.30 5.92 0.18 1,103
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.18 5.29 5.93 0.32 36,920
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.19 5.34 5.96 0.33 30,806
Axis Liquid Fund
4 star
Oct-09 3.21 5.32 5.97 0.25 24,177
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.16 5.33 5.96 0.32 22,557

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.56 24-Mar-2020 - 31-Mar-2020 -0.21 17-Mar-2020 - 24-Mar-2020
Month 0.94 22-Mar-2012 - 23-Apr-2012 0.12 23-Feb-2020 - 24-Mar-2020
Quarter 2.63 24-Jul-2013 - 23-Oct-2013 0.75 20-Oct-2020 - 19-Jan-2021
Year 9.96 12-Aug-2011 - 13-Aug-2012 3.22 17-Jun-2020 - 17-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.29 0.52 2.05 4.75 1.07 1.88
CCIL T Bill Liquidity Weight 3.46 0.39 -1.92 -4.74 -- --
Debt: Liquid 5.01 0.66 1.68 3.62 1.04 1.58
Rank within category 9 29 10 3 25 11
Number of funds in category 37 37 37 36 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 15 16 8 37
Modified Duration (yrs) 0.09 0.12 0.05 0.10
Average Maturity (yrs) 0.09 0.13 0.05 0.10
Yield to Maturity (%) 3.46 3.46 2.98 3.44
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 26/08/2021 Treasury Bills SOV 0.00 - 10.37 10.37
down Reserve Bank of India 91-D 22/07/2021 Treasury Bills SOV 0.00 - 10.95 9.05
equal NTPC 91-D 24/08/2021 Commercial Paper A1+ 0.00 - 9.02 9.02
equal Hindustan Petroleum Corporation 84-D 29/07/2021 Commercial Paper A1+ 0.00 - 6.78 6.78
equal 8.20% HDFC 29/07/2021 Debenture AAA 0.00 - 4.55 4.55
equal TVS Credit Services 91-D 23/07/2021 Commercial Paper A1+ 0.00 - 4.52 4.52
new Indian Oil Corporation 46-D 30/07/2021 Commercial Paper A1+ 0.00 - 4.52 4.52
equal The Ramco Cements 90-D 28/07/2021 Commercial Paper A1+ 0.00 - 4.52 4.52
equal HDFC Securities 91-D 24/08/2021 Commercial Paper A1+ 0.00 - 4.51 4.51
equal Reliance Industries 91-D 27/08/2021 Commercial Paper A1+ 0.00 - 4.51 4.51
new ICICI Securities 87-D 03/09/2021 Commercial Paper A1+ 0.00 - 4.50 4.50
new RBL Bank 23/09/2021 Certificate of Deposit A1+ 0.00 - 4.49 4.49
new Godrej Agrovet 30-D 14/07/2021 Commercial Paper A1+ 0.00 - 2.26 2.26
new Kotak Securities 91-D 30/08/2021 Commercial Paper A1+ 0.00 - 2.25 2.25
new 9.75% Muthoot Finance 26/07/2021 Bonds/NCDs AA+ 0.00 - 1.82 1.82

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Mayank Prakash since 21-Sep-2015

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:

— Vikram Pamnani since 27-Dec-2017

Education: Mr. Pamnani holds PGDM in Finance.

Experience: Prior to joining BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.

Funds Managed:


0.01%

Change from previous, NAV as on 27-Jul-2021

Growth: ₹ 3,174.6115

IDCW Weekly: ₹ 1,000.6834

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IDCW Monthly: ₹ 1,003.0632

IDCW Daily: ₹ 1,000.4900


Investment Strategy

The Scheme seeks to generate regular returns in line with investments in Debt and money market securities with maturity of upto 91 days only.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: BNP Paribas Mutual Fund
Launch Date: 02-Sep-2004
Return Since Launch: 7.07%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,103 Cr (As on 30-Jun-2021)
Expense: 0.18% (As on 30-Jun-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily27-Jul-20210.0873

 26-Jul-20210.0902
 25-Jul-20210.1823
 23-Jul-20210.1037
 22-Jul-20210.0992
 21-Jul-20210.0919
 20-Jul-20210.0842
 19-Jul-20210.0911
 18-Jul-20210.1795
 16-Jul-20210.0893
 15-Jul-20210.0853
 14-Jul-20210.1089
 13-Jul-20210.1020
 12-Jul-20210.0976
 11-Jul-20210.1880
 09-Jul-20210.0845
 08-Jul-20210.0964
 07-Jul-20210.0988
 06-Jul-20210.0770
 05-Jul-20210.0829
 04-Jul-20210.1773
 02-Jul-20210.0649
 01-Jul-20210.1147
 30-Jun-20210.1023
 29-Jun-20210.0960
IDCW Weekly22-Jul-20210.6353

 15-Jul-20210.6663
 08-Jul-20210.5974
 01-Jul-20210.6975
 24-Jun-20210.7028
 17-Jun-20210.5551
 10-Jun-20210.6570
 03-Jun-20210.6193
 27-May-20210.6251
 20-May-20210.6286
 13-May-20210.6159
 06-May-20210.5697
 29-Apr-20210.6163
 22-Apr-20210.6176
 15-Apr-20210.5759
 08-Apr-20210.3597
 04-Apr-20210.9566
 25-Mar-20210.7456
 18-Mar-20210.6088
 11-Mar-20210.5825
 04-Mar-20210.4698
 25-Feb-20210.6290
 18-Feb-20210.7335
 11-Feb-20210.7377
 04-Feb-20210.6010
IDCW Monthly24-Jun-20212.5363

 27-May-20212.4788
 29-Apr-20213.8398
 18-Mar-20211.8184
 25-Feb-20212.5472
 28-Jan-20212.9280
 24-Dec-20202.3094
 02-Nov-20200.0400
 01-Nov-20203.1444
 25-Sep-20202.4564
 28-Aug-202020.2477
 26-Mar-20201.0854
 28-Feb-20202.8597
 30-Jan-20203.5165
 26-Dec-20192.8563
 28-Nov-20193.0769
 31-Oct-20194.0600
 26-Sep-20193.1480
 29-Aug-20194.2496
 25-Jul-20193.6989
 27-Jun-20193.7821
 30-May-20195.3018
 25-Apr-20193.8375
 28-Mar-20193.9191
 28-Feb-20193.9005

Contact Information

AMC: BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Email: [email protected]

Website: http://www.bnpparibasmf.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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