13.3999
15.3464
1
1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Taxability of earnings:
Capital gains
Dividends
Please wait...
Please wait...
| YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| IDBI Credit Risk Reg-G | 0.03 | 0.08 | 0.21 | 0.00 | -0.96 | 0.10 | 13.38 | 3.42 | 2.88 | 4.25 | -- |
| CCIL T Bill Liquidity Weight | 0.83 | -0.02 | 0.06 | 0.18 | 0.33 | 0.88 | 1.92 | 2.68 | 3.31 | 3.68 | -- |
| Debt: Credit Risk | 9.96 | 0.05 | 0.17 | 0.15 | 8.11 | 10.00 | 15.45 | 5.42 | 4.03 | 5.52 | -- |
| Rank within category | 13 | 2 | 2 | 13 | 14 | 12 | 3 | 13 | 12 | 12 | -- |
| Number of funds in category | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 4 |
As on 27-Jun-2022
| Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
|---|---|---|---|---|---|---|---|
| IDBI Credit Risk Fund - Regular Plan | |
Mar-14 | 13.38 | 3.42 | 2.88 | 1.35% | 32 |
| HDFC Credit Risk Debt Fund - Regular Plan | Invest Online |  |
Mar-14 | 3.42 | 7.58 | 6.86 | 1.58% | 8,640 |
| ICICI Prudential Credit Risk Fund | Invest Now |  |
Dec-10 | 4.41 | 7.66 | 7.27 | 1.54% | 8,022 |
| SBI Credit Risk Fund | Invest Online | |
Jul-04 | 3.72 | 6.41 | 6.20 | 1.55% | 3,035 |
| Axis Credit Risk Fund - Regular Plan | |
Jul-14 | 3.55 | 6.48 | 5.55 | 1.68% | 690 |
| Best Performance | Worst Performance | |||
|---|---|---|---|---|
| Return (%) | Period | Return (%) | Period | |
| Week | 9.80 | 23-Sep-2021 - 30-Sep-2021 | -13.24 | 04-Mar-2020 - 11-Mar-2020 |
| Month | 10.57 | 24-Sep-2021 - 26-Oct-2021 | -15.08 | 25-Feb-2020 - 26-Mar-2020 |
| Quarter | 12.24 | 11-Aug-2021 - 10-Nov-2021 | -14.16 | 29-Jan-2020 - 29-Apr-2020 |
| Year | 18.17 | 01-Oct-2020 - 01-Oct-2021 | -19.78 | 30-Apr-2019 - 29-Apr-2020 |
| Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
|---|---|---|---|---|---|---|
| IDBI Credit Risk Reg-G | 1.74 | 10.84 | -0.16 | -0.13 | -14.64 | -13.62 |
| CCIL T Bill Liquidity Weight | 2.69 | 0.37 | -2.20 | -4.41 | -- | -- |
| Debt: Credit Risk | 5.37 | 10.07 | 0.54 | 0.71 | -5.95 | -2.95 |
| Rank within category | 14 | 13 | 14 | 14 | 2 | 13 |
| Number of funds in category | 15 | 15 | 15 | 15 | 15 | 15 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-May-2022
| Fund | 1Y High | 1Y Low | Category | |
|---|---|---|---|---|
| Number of Securities | 13 | 13 | 11 | 30 |
| Modified Duration (yrs) | 2.76 | 3.58 | 1.77 | 1.71 |
| Average Maturity (yrs) | 3.98 | 5.44 | 2.43 | 2.37 |
| Yield to Maturity (%) | 7.37 | 7.39 | 5.77 | 7.14 |
| Avg Credit Rating | AAA | -- | -- | -- |
Please wait...
| Company | Instrument | Credit Rating | 1Y Range | % Assets | |
|---|---|---|---|---|---|
|
8.50% JSW Steel 2027 | Debenture | AA | 0.00 - 10.99 | 10.99 |
|
|
7.50% Godrej Properties 31/07/2023 | Zero Coupon Bonds | AA | 7.42 - 10.93 | 10.93 |
|
|
6.95% Tata Motors 31/03/2026 | Debenture | AA- | 0.00 - 10.64 | 10.64 |
|
|
7.99% Tata Power Company 16/11/2022 | Debenture | AA | 6.39 - 9.41 | 9.41 |
|
|
6.92% Godrej Industries 14/05/2025 | Debenture | AA | 6.33 - 9.13 | 9.13 |
|
6.54% GOI 17/01/2032 | GOI Securities | SOV | 0.00 - 8.79 | 8.79 |
|
|
9.00% SAIL 14/10/2024 | Bonds | AA | 0.00 - 7.69 | 7.69 |
|
|
6.75% Piramal Capital & Housing Finance 26/09/2031 | Debenture | AA | 0.00 - 6.40 | 6.40 |
|
|
5.85% REC 20/12/2025 | Non Convertible Debenture | AAA | 6.05 - 7.60 | 6.25 |
|
5.74% GOI 15/11/2026 | GOI Securities | SOV | 0.00 - 17.59 | 5.90 |
|
|
8.75% Axis Bank | Additional Tier 1 Bond | AA+ | 2.13 - 3.11 | 3.11 |
|
|
6.50% Power Finance Corporation 17/09/2025 | Non Convertible Debenture | AAA | 0.89 - 8.30 | 0.91 |
|
|
9.00% Yes Bank | Additional Tier 1 Bond | D | 0.00 - 0.00 | 0.00 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-May-2022
— Bhupesh Kalyani since 01-Feb-2017
Education: Mr. Kalyani is a CA, ICWA and CISA.
Experience: Prior to joining IDBI AMC he was with LIC Mutual Fund, Edelweiss Mutual Fund, Tata Mutual Fund and Star Union Dai-ichi life Insurance C.o. Ltd.
Funds Managed:
The Scheme seeks to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum.
| Min. Investment (₹) | 5,000 |
| Min. Addl Investment (₹) | 1,000 |
| Min. SIP Investment (₹) | 500 |
| Min. No of Cheques | 12 |
| Min. Withdrawal (₹) | 1,000 |
| Min. Balance (₹) | 5,000 |
| Lock-in Period | Not Applicable |
| Exit Load | For units in excess of 10% of the investment,1% will be charged for redemption within 365 days |
| Fund House: | IDBI Mutual Fund |
| Launch Date: | 03-Mar-2014 |
| Return Since Launch: | 5.12% |
| Benchmark: | NIFTY Credit Risk Bond Index C-III |
| Riskometer: | Moderately High |
| Type: | Open-ended |
| Assets: | ₹ 32 Cr (As on 31-May-2022) |
| Expense: | 1.35% (As on 31-May-2022) |
| Risk Grade: | Above Average |
| Return Grade: | Above Average |
AMC: IDBI Asset Management Ltd.
Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005
Fax: 022-66442801
Website: http://www.idbimutual.co.in
Registrar & Transfer Agent: KFin Technologies Ltd.
Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016
Phone: 040-44857874
Email: [email protected]
Website: www.karvymfs.com
You have reserved a spot
Fri, 01-Jul-2022
12:30 PM - 12:45 PM