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3 star

BNP Paribas Conservative Hybrid Fund


1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.10 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.84 0.34 0.67 1.47 3.49 3.52 10.95 7.74 7.27 8.03 8.69
VR MIP TRI 5.62 0.44 0.28 0.71 3.59 4.28 15.39 9.16 8.87 8.89 9.06
Hybrid: Conservative Hybrid 6.63 0.23 0.60 1.40 4.05 5.22 14.84 7.28 7.27 8.23 8.64
Rank within category 24 8 14 15 23 26 27 16 15 18 15
Number of funds in category 34 37 37 37 36 34 34 31 31 28 26

As on 03-Aug-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BNP Paribas Conservative Hybrid Fund
3 star
Sep-04 10.95 7.74 7.27 2.41 411
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 13.67 9.37 9.27 1.74 3,287
HDFC Hybrid Debt Fund  | Invest Online
4 star
Dec-03 21.34 9.91 8.48 1.87 2,525
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 20.42 10.13 8.42 1.15 1,845
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
Dec-03 19.80 11.19 9.49 2.10 678

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.94 11-Dec-2008 - 18-Dec-2008 -5.85 02-Jan-2009 - 09-Jan-2009
Month 8.97 03-Dec-2008 - 02-Jan-2009 -8.34 20-Feb-2020 - 23-Mar-2020
Quarter 10.74 12-Mar-2009 - 11-Jun-2009 -7.57 04-Jan-2008 - 04-Apr-2008
Year 22.11 30-Jan-2014 - 30-Jan-2015 -9.14 26-Oct-2007 - 27-Oct-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.40 4.31 0.76 0.89 0.60 0.48
VR MIP TRI 8.80 6.81 0.69 0.81 -- --
Hybrid: Conservative Hybrid 7.18 6.46 0.56 0.66 0.72 -0.31
Rank within category 18 3 11 10 7 14
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 47
Number of Bonds 20
Average Maturity (yrs) 1.98
Top 10 Holdings (%) 45.69
Portfolio P/B Ratio 3.33
Portfolio P/E Ratio 25.58

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 11.25 8.77
equal 5.74% REC 20/06/2024 Debenture AAA 0.00 - 6.14 6.11
down 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 8.75 5.32
equal Reserve Bank of India 182-D 18/11/2021 Treasury Bills SOV 0.00 - 4.81 4.81
equal 5.24% SIDBI 26/03/2024 Debenture AAA 0.00 - 4.41 4.39
equal 8.25% L&T Finance 24/01/2023 Debenture AAA 0.00 - 4.04 4.04
down 5.27% National Bank Agr. Rur. Devp 29/04/2024 Debenture AAA 0.00 - 6.10 3.65
new 5.60% Bajaj Housing Finance 21/06/2024 Debenture AAA 0.00 - 3.64 3.64
new 4.50% Oil & Natural Gas Corporation 2024 Debenture AAA 0.00 - 2.40 2.40
down 5.63% GOI 2026 GOI Securities SOV 0.00 - 9.38 2.18
equal 8.30% Muthoot Finance 2022 Debenture AA+ 0.00 - 3.21 2.00
equal 7.20% Power Grid Corporation 21/12/2021 Bonds AAA 0.00 - 2.49 1.93
new 5.30% HDFC 2023 Debenture AAA 0.00 - 1.22 1.22
equal 6.11% Bharat Petroleum Corporation 2025 Non Convertible Debenture AAA 0.00 - 8.54 0.98
new 7.20% Cholamandalam Investment & Finance Company 17/06/2022 Debenture AA+ 0.00 - 0.87 0.87
equal 6.99% Ultratech Cement 24/11/2021 Debenture AAA 0.00 - 0.96 0.74
equal 6.60% Muthoot Finance 20/06/2023 Debenture AA+ 0.00 - 0.74 0.74
down 5.40% HDFC 2023 Bonds/NCDs AAA 0.00 - 5.04 0.25
equal 7.17% Reliance Industries 2022 Non Convertible Debenture AAA 0.25 - 0.37 0.25
equal 9.29% Madhya Pradesh State 2023 State Development Loan SOV 0.07 - 0.11 0.07

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 24.46 2.89 1.44 2.50
equal ICICI Bank Financial 24.40 3.00 0.58 2.46
equal Axis Bank Financial 26.98 1.79 0.00 1.79
equal Infosys Technology 34.70 2.76 0.49 1.39
equal HDFC Financial 23.58 1.35 0.38 1.03
equal State Bank of India Financial 17.76 0.91 0.00 0.90
equal Reliance Industries Energy 29.60 1.90 0.41 0.86
up Tata Consultancy Services Technology 35.34 1.38 0.33 0.81
up Hindustan Unilever FMCG 68.53 0.82 0.00 0.74
equal KNR Constructions Construction 19.12 0.65 0.00 0.65
equal Sanofi India Healthcare 34.41 0.93 0.00 0.57
equal UTI Asset Management Co. Financial 24.22 0.52 0.00 0.52
equal Ashok Leyland Automobile -- 0.53 0.00 0.45
equal Bharti Airtel Communication 277.70 1.77 0.00 0.45
equal Larsen & Toubro Construction 18.47 1.45 0.00 0.44
equal Ultratech Cement Construction 35.79 0.95 0.00 0.41
equal Dalmia Bharat Construction 31.10 0.42 0.00 0.41
down SAIL Metals 14.09 0.55 0.00 0.39
equal Maruti Suzuki India Automobile 42.24 1.10 0.00 0.37
equal Asian Paints Chemicals 83.53 1.09 0.00 0.36
new Bharat Electronics Engineering 21.12 0.42 0.00 0.33
equal The Federal Bank Financial 11.55 0.49 0.00 0.32
down Jindal Steel & Power Metals 8.26 0.59 0.00 0.32
down Alkem Laboratories Healthcare 26.34 0.78 0.20 0.30
equal Siemens Engineering 75.62 0.38 0.00 0.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Abhijeet Dey since 16-Nov-2016

Education: Mr. Dey holds a B.E. (Mechanical and Masters degree in Management Studies from Sydenham Institute of Management & Entrepreneurship Education, Mumbai University.

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak Mutual Fund, Frost & Sullivan India as an automotive industry analyst, India Infoline as an equity research analyst.

Funds Managed:

— Karthikraj Lakshmanan since 07-Oct-2016

Education: Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).

Experience: Prior to joining BNP Paribas AMC (Jul 14, 2008), he was associated with ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.

Funds Managed:

— Mayank Prakash since 23-Aug-2017

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:


0.34%

Change from previous, NAV as on 03-Aug-2021

Growth: ₹ 34.2196

IDCW Quarterly: ₹ 11.3408

IDCW Monthly: ₹ 11.0756


Investment Strategy

The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 300
Minimum No of Cheques 20
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 180 days

Basic Details

Fund House: BNP Paribas Mutual Fund
Launch Date: 23-Sep-2004
Return Since Launch: 7.56%
Benchmark: CRISIL Short Term Debt Hybrid 75+25 TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 411 Cr (As on 30-Jun-2021)
Expense: 2.41% (As on 30-Jun-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly29-Jul-20210.0600

 24-Jun-20210.0600
 27-May-20210.0600
 29-Apr-20210.0600
 18-Mar-20210.0600
 25-Feb-20210.0600
 28-Jan-20210.0600
 24-Dec-20200.0600
 02-Nov-20200.0400
 25-Sep-20200.0600
 28-Aug-20200.0600
 28-Feb-20200.0360
 30-Jan-20200.0360
 26-Dec-20190.0360
 28-Nov-20190.0360
 31-Oct-20190.0360
 26-Sep-20190.0360
 29-Aug-20190.0360
 25-Jul-20190.0360
 27-Jun-20190.0360
 30-May-20190.0360
 25-Apr-20190.0360
 28-Mar-20190.0360
 28-Feb-20190.0210
 31-Jan-20190.0177
IDCW Quarterly24-Jun-20210.0700

 18-Mar-20210.2000
 24-Dec-20200.2000
 25-Sep-20200.1900
 26-Dec-20190.1080
 26-Sep-20190.1080
 01-Jul-20190.1080
 28-Mar-20190.1080
 27-Dec-20180.1080
 27-Sep-20180.1080
 28-Jun-20180.1080
 22-Mar-20180.1083
 28-Dec-20170.1083
 28-Sep-20170.1083
 29-Jun-20170.2909
 23-Mar-20170.1621
 30-Dec-20160.1474
 30-Sep-20160.0812
 24-Jun-20160.1323
 18-Mar-20160.0571
 23-Dec-20150.0885
 24-Sep-20150.1003
 26-Jun-20150.1496
 27-Mar-20150.2064
 26-Dec-20140.3491

Contact Information

AMC: BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Email: [email protected]

Website: http://www.bnpparibasmf.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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