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4 star

BNP Paribas Conservative Hybrid Fund


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.17 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.92 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.78 0.22 0.70 2.02 6.33 1.50 5.18 5.42 6.61 8.26 7.79
VR MIP TRI -0.83 0.17 0.78 2.05 9.99 -1.13 1.78 6.29 7.00 8.37 7.86
Hybrid: Conservative Hybrid -1.07 0.17 0.59 2.38 7.76 -1.38 1.63 3.55 5.83 7.91 7.55
Rank within category 12 12 16 25 31 11 11 10 12 11 14
Number of funds in category 39 39 39 39 39 39 38 36 33 30 27

As on 03-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BNP Paribas Conservative Hybrid Fund
4 star
Sep-04 5.18 5.42 6.61 2.22 309
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 5.88 6.52 8.52 1.95 1,544
HDFC Hybrid Debt Fund  | Invest Online
2 star
Dec-03 0.20 2.87 6.10 1.86 2,320
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
Dec-03 -1.10 2.57 5.28 1.78 1,658
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
May-04 -3.07 0.96 5.48 1.97 1,203

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.94 (11-Dec-2008 - 18-Dec-2008) -5.85 (02-Jan-2009 - 09-Jan-2009)
Month 8.97 (03-Dec-2008 - 02-Jan-2009) -8.34 (20-Feb-2020 - 23-Mar-2020)
Quarter 10.74 (12-Mar-2009 - 11-Jun-2009) -7.57 (04-Jan-2008 - 04-Apr-2008)
Year 22.11 (30-Jan-2014 - 30-Jan-2015) -9.14 (26-Oct-2007 - 27-Oct-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.15 4.04 -0.04 -0.04 0.58 -0.59
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 3.54 7.02 -0.20 -0.16 0.84 -2.40
Rank within category 10 3 12 11 6 10
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 31
Number of Bonds 15
Average Maturity (yrs) 1.98
Top 10 Holdings (%) 42.42
Portfolio P/B Ratio 3.69
Portfolio P/E Ratio 21.42

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 364-D 12/11/2020 Treasury Bills SOV 0.00 - 7.95 7.95
new 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 6.81 6.81
down 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 0.00 - 8.05 5.30
new 7.27% GOI 2026 GOI Securities SOV 0.00 - 5.22 5.22
equal 9.50% Muthoot Finance 27/12/2021 Debenture AA 0.00 - 4.82 4.82
equal 6.39% Indian Oil Corp. 2025 Debenture AAA 0.00 - 3.63 3.63
equal 7.17% Reliance Industries 2022 Non Convertible Debenture AAA 0.00 - 5.96 3.62
equal 8.40% Power Grid Corporation 14/09/2020 Bonds AAA 0.00 - 6.41 1.63
down 8.75% Muthoot Finance 19/06/2021 Bonds/NCDs AA 0.00 - 2.53 1.60
new 6.35% Export-Import Bank 18/02/2025 Debenture AAA 0.00 - 1.49 1.49
new 7.05% Reliance Industries 13/09/2023 Debenture AAA 0.00 - 1.31 1.31
down 7.78% LIC Housing Fin. 29/08/2024 Debenture AAA 0.00 - 3.99 1.00
equal 7.85% National Bank Agr. Rur. Devp 23/05/2022 Non Convertible Debenture AAA 0.00 - 2.55 0.85
equal 7.95% SIDBI 26/04/2022 Debenture AAA 0.00 - 0.85 0.85
equal 9.29% Madhya Pradesh State 2023 State Development Loan SOV 0.08 - 0.10 0.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 19.57 1.84 0.00 1.84
equal Bharti Airtel Communication -- 1.60 0.00 1.60
down HDFC Bank Financial 21.64 2.51 1.13 1.44
equal Reliance Industries Energy 30.71 1.13 0.00 1.13
down ICICI Bank Financial 24.44 2.42 0.27 1.07
equal ITC FMCG 16.65 1.21 0.00 1.02
equal Tata Consultancy Services Technology 25.51 1.36 0.00 0.86
equal SBI Life Insurance Company Financial 59.35 1.89 0.00 0.84
equal Petronet LNG Energy 15.14 0.81 0.00 0.81
up HCL Technologies Technology 14.21 0.80 0.00 0.80
equal Sanofi India Healthcare 44.16 0.76 0.00 0.76
equal Asian Paints Chemicals 60.14 1.09 0.00 0.68
equal Glaxosmithkline Pharma Healthcare 266.55 0.66 0.00 0.66
equal HDFC Financial 15.26 1.35 0.00 0.64
equal Ultratech Cement Construction 19.29 0.63 0.00 0.63
up Hindustan Unilever FMCG 75.58 0.82 0.00 0.51
equal ICICI Lombard General Insurance Company Financial 48.83 0.50 0.00 0.50
equal HDFC Life Insurance Financial -- 0.62 0.00 0.39
equal Gujarat State Petronet Energy 7.22 0.49 0.00 0.38
equal Maruti Suzuki India Automobile 31.58 1.17 0.00 0.36
equal Alkem Laboratories Healthcare 24.95 0.78 0.00 0.36
equal Eicher Motors Automobile 28.36 0.35 0.00 0.35
equal Bajaj Auto Automobile 16.29 0.35 0.00 0.35
equal Endurance Technologies Automobile 21.80 0.35 0.00 0.35
equal Larsen & Toubro Construction 13.89 1.45 0.00 0.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Abhijeet Dey since 16-Nov-2016

Education: Mr. Dey holds a B.E. (Mechanical and Masters degree in Management Studies from Sydenham Institute of Management & Entrepreneurship Education, Mumbai University.

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak Mutual Fund, Frost & Sullivan India as an automotive industry analyst, India Infoline as an equity research analyst.

Funds Managed:

— Karthikraj Lakshmanan since 07-Oct-2016

Education: Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).

Experience: Prior to joining BNP Paribas AMC (Jul 14, 2008), he was associated with ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.

Funds Managed:

— Mayank Prakash since 23-Aug-2017

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:


0.22%

Change from previous, NAV as on 03-Jul-2020

Growth: ₹ 30.5002

Dividend Quarterly: ₹ 10.7336

Dividend Monthly: ₹ 10.5286


Investment Strategy

The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 300
Minimum No of Cheques 20
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 180 days

Basic Details

Fund House: BNP Paribas Mutual Fund
Launch Date: 23-Sep-2004
Return Since Launch: 7.32%
Benchmark: CRISIL Short Term Debt Hybrid 75+25 Fund
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 309 Cr (As on 31-May-2020)
Expense: 2.22% (As on 31-May-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly28-Feb-20200.0360

 30-Jan-20200.0360
 26-Dec-20190.0360
 28-Nov-20190.0360
 31-Oct-20190.0360
 26-Sep-20190.0360
 29-Aug-20190.0360
 25-Jul-20190.0360
 27-Jun-20190.0360
 30-May-20190.0360
 25-Apr-20190.0360
 28-Mar-20190.0360
 28-Feb-20190.0210
 31-Jan-20190.0177
 27-Dec-20180.0306
 29-Nov-20180.0360
 27-Sep-20180.0129
 30-Aug-20180.0360
 26-Jul-20180.0360
 28-Jun-20180.0360
 31-May-20180.0252
 26-Apr-20180.0576
 22-Mar-20180.0578
 22-Feb-20180.0578
 25-Jan-20180.0578
Dividend Quarterly26-Dec-20190.1080

 26-Sep-20190.1080
 01-Jul-20190.1080
 28-Mar-20190.1080
 27-Dec-20180.1080
 27-Sep-20180.1080
 28-Jun-20180.1080
 22-Mar-20180.1083
 28-Dec-20170.1083
 28-Sep-20170.1083
 29-Jun-20170.2909
 23-Mar-20170.1621
 30-Dec-20160.1474
 30-Sep-20160.0812
 24-Jun-20160.1323
 18-Mar-20160.0571
 23-Dec-20150.0885
 24-Sep-20150.1003
 26-Jun-20150.1496
 27-Mar-20150.2064
 26-Dec-20140.3491
 26-Sep-20140.3387
 27-Jun-20140.3100
 28-Mar-20140.0748
 27-Dec-20130.1236

Contact Information

AMC: BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Email: [email protected]

Website: http://www.bnpparibasmf.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

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dateSaturday, 04-Jul-2020
time04:00 PM - 05:00 PM

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