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Unrated

Kotak Asset Allocator Fund Regular Plan


1 Lakh

Investment Grown to
₹ 1.74 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.31 Lakh

Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 23.70 -0.14 0.10 4.48 8.48 18.39 42.45 20.25 14.88 13.21 15.29
VR Balanced TRI 25.01 0.15 1.37 6.65 11.86 20.65 55.89 17.30 14.92 12.56 13.93
Hybrid: Balanced Hybrid 18.41 -0.13 0.37 3.51 6.70 13.80 34.93 12.06 9.15 9.81 10.79
Rank within category 2 5 7 1 2 2 2 1 -- -- --
Number of funds in category 7 7 7 7 7 7 7 7 6 6 6

As on 24-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Asset Allocator Fund Regular Plan  | Invest Online
Unrated
Aug-04 42.45 20.25 14.88 1.02 405
ICICI Prudential Asset Allocator (FOF) Fund  | Invest Now
Unrated
Dec-03 34.74 13.91 12.36 1.42 12,840
UTI Children's Career Fund-Savings Plan - Regular Plan  | Invest Online
Unrated
Jul-93 30.28 9.44 8.26 1.75 4,198
UTI Retirement Benefit Pension Fund - Regular Plan  | Invest Online
Unrated
Dec-94 32.62 9.72 8.57 1.74 3,534
Franklin India Pension Fund  | Invest Online Now
Unrated
Mar-97 22.69 9.92 7.70 2.26 461

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 18.08 14-May-2009 - 21-May-2009 -18.86 15-Jan-2008 - 22-Jan-2008
Month 31.74 11-May-2009 - 10-Jun-2009 -32.03 24-Sep-2008 - 24-Oct-2008
Quarter 76.22 09-Mar-2009 - 10-Jun-2009 -38.51 02-Sep-2008 - 02-Dec-2008
Year 109.72 09-Mar-2009 - 11-Mar-2010 -54.32 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 18.47 13.28 1.09 1.25 0.64 7.56
VR Balanced TRI 14.75 18.44 0.58 0.69 -- --
Hybrid: Balanced Hybrid 10.53 11.35 0.56 0.59 0.55 0.63
Rank within category 1 5 1 1 6 1
Number of funds in category 7 7 7 7 7 7

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2021

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Kotak Bond Plan A Direct Mutual Fund -- 0.00 - 45.49 41.94
equal Kotak Dynamic Bond Direct-G Mutual Fund -- 0.00 - 7.51 2.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Kotak Bluechip Direct-G Financial -- 15.99
down Kotak Small Cap Direct-G Financial -- 13.51
down Kotak Emerging Equity Direct-G Financial -- 13.48
equal Kotak Infra and Eco Reform Direct-G Financial -- 9.14
equal Kotak Equity Opportunities Direct-G Financial -- 1.11

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021

Fund Manager

— Devender Singhal since 09-May-2019

Education: Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.

Experience: Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Funds Managed:


-0.14%

Change from previous, NAV as on 24-Sep-2021

Growth: ₹ 134.1080

IDCW: ₹ 130.5400


Investment Strategy

The scheme seeks to generate long term capital appreciation from a portfolio created by investing in specified open ended equity and debt schemes of Kotak Mahindra Mutual Fund.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 8% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 09-Aug-2004
Return Since Launch: 16.36%
Benchmark: NIFTY 50 Hybrid Composite debt 50:50 Index
Riskometer: High
Type: Open-ended
Assets: ₹ 405 Cr (As on 31-Aug-2021)
Expense: 1.02% (As on 31-Aug-2021)
Risk Grade: --
Return Grade: --
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW30-Aug-20100.8784

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Email: [email protected]

Website: https://www.kotakmf.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Viewpoint

The Case for ESG Investing

DateThursday, 30-Sep-2021
Time04:00 PM - 04:30 PM