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4 star

Kotak Asset Allocator Fund Regular Plan


1 Lakh

Investment Grown to
₹ 1.31 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.37 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 13.65 0.55 0.49 3.36 7.12 22.27 16.02 9.51 10.04 14.29 9.15
VR MIP TRI 3.81 0.34 0.22 2.97 2.65 10.16 6.18 6.68 7.70 8.79 7.83
Hybrid: Conservative Hybrid 3.42 0.26 0.34 2.35 3.16 9.94 5.04 3.99 6.34 8.38 7.59
Rank within category 1 3 12 5 2 1 1 1 1 -- --
Number of funds in category 38 38 38 38 38 38 37 35 32 30 29

As on 27-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Asset Allocator Fund Regular Plan  | Invest Online
4 star
Aug-04 16.02 9.51 10.04 1.05 66
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 8.91 7.32 8.85 1.91 2,115
HDFC Hybrid Debt Fund  | Invest Online
3 star
Dec-03 5.24 3.39 6.48 1.87 2,331
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
Dec-03 4.47 3.60 6.00 1.79 1,638
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
May-04 2.07 1.72 6.37 2.00 1,169

Best & Worst Performance

Best (Period) Worst (Period)
Week 18.08 (14-May-2009 - 21-May-2009) -18.86 (15-Jan-2008 - 22-Jan-2008)
Month 31.74 (11-May-2009 - 10-Jun-2009) -32.03 (24-Sep-2008 - 24-Oct-2008)
Quarter 76.22 (09-Mar-2009 - 10-Jun-2009) -38.51 (02-Sep-2008 - 02-Dec-2008)
Year 109.72 (09-Mar-2009 - 11-Mar-2010) -54.32 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.49 12.44 0.36 0.40 1.57 2.15
VR MIP TRI 6.50 6.53 0.22 0.25 -- --
Hybrid: Conservative Hybrid 4.11 7.14 -0.08 -0.04 0.85 -2.17
Rank within category 1 33 4 4 34 2
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 0
Number of Bonds 0
Average Maturity (yrs) * --
Top 10 Holdings (%) 98.10
Portfolio P/B Ratio 3.04
Portfolio P/E Ratio 26.00

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Kotak Corporate Bond Fund - Standard Plan - Direct Plan Mutual Fund -- 0.00 - 18.81 15.22
up Kotak Overnight Fund Direct-G Mutual Fund -- 0.00 - 10.09 10.09
new Kotak Floating Rate Fund Direct-G Mutual Fund -- 0.00 - 4.97 4.97
new Kotak Low Duration Fund - Standard Plan - Direct Plan Mutual Fund -- 0.00 - 6.81 2.87
equal Kotak Liquid - Plan A - Direct Plan-Gr Mutual Fund -- 1.42 - 6.45 1.81

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Kotak Emerging Equity Direct-G Financial -- 21.06
equal Kotak Equity Opportunities Direct-G Financial -- 14.86
equal Kotak Small Cap Direct-G Financial -- 12.21
equal Kotak Infra and Eco Reform Direct-G Financial -- 8.03
equal Kotak Standard Multicap Direct-G Financial -- 6.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Arjun Khanna since 09-May-2019

Education: Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)

Experience: Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.

Funds Managed:

— Devender Singhal since 09-May-2019

Education: Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.

Experience: Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Funds Managed:


0.55%

Change from previous, NAV as on 27-Oct-2020

Growth: ₹ 98.5940

Dividend: ₹ 95.9710


Investment Strategy

The scheme seeks to generate long term capital appreciation from a portfolio created by investing in specified open ended equity and debt schemes of Kotak Mahindra Mutual Fund.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 09-Aug-2004
Return Since Launch: 15.15%
Benchmark: NIFTY 50 Hybrid Composite debt 50:50 Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 66 Cr (As on 30-Sep-2020)
Expense: 1.05% (As on 30-Sep-2020)
Risk Grade: Average
Return Grade: High
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend30-Aug-20100.8784

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Email: [email protected]

Website: http://www.kotakmutual.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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