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Shriram Hybrid Equity Fund


1 Lakh

Investment Grown to
₹ 1.31 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.97 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.23 -0.38 -1.04 -0.69 2.00 5.87 8.47 9.42 5.56 -- --
VR Balanced TRI 0.06 -0.37 -1.27 -0.61 3.96 6.19 11.74 13.33 8.04 -- --
Hybrid: Aggressive Hybrid 1.00 -0.27 -0.48 0.91 4.13 6.66 9.29 8.80 7.07 -- --
Rank within category 41 34 39 39 40 23 24 14 22 -- --
Number of funds in category 43 43 43 42 42 41 38 31 24 23 21

As on 21-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 8.61 (17-Oct-2014 - 18-Nov-2014) -9.48 (07-Aug-2015 - 07-Sep-2015)
Quarter 12.60 (26-Dec-2016 - 27-Mar-2017) -10.45 (26-Sep-2016 - 26-Dec-2016)
Year 35.33 (28-Jan-2014 - 28-Jan-2015) -12.96 (27-Feb-2015 - 29-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 10.50 8.80 0.54 0.98 0.79 -1.50
VR Balanced TRI 13.65 10.24 1.18 -- -- --
Hybrid: Aggressive Hybrid 9.64 9.97 0.40 0.62 0.85 -2.86
Rank within category 12 4 9 5 9 12
Number of funds in category 32 32 32 32 32 32

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 40
Top 10 Holdings (%) 42.18
Top 5 Holdings (%) 25.41
Top 3 Sectors (%) 53.62
Portfolio P/B Ratio 3.88
Portfolio P/E Ratio 26.82

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 9.22% LIC Housing Fin. 16/10/2024 Debenture AAA 0.00 - 5.58 5.09
up 8.61% LIC Housing Fin. 2019 Debenture AAA 0.00 - 3.65 3.34
new Reserve Bank of India 364-D 09/01/2020 Treasury Bills SOV 0.00 - 3.21 3.21
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 1.85 1.65
up 8.90% Power Finance Corp. 15/03/2020 Bonds AAA 0.00 - 1.65 1.46
up 8.85% REC 16/04/2029 Non Convertible Debenture AAA 0.00 - 0.90 0.85
up 9.48% REC 2021 Bonds AAA 0.00 - 0.93 0.83
new Reserve Bank of India 364-D 02/01/2020 Treasury Bills SOV 0.00 - 0.69 0.69
up 8.94% Power Finance Corp. 25/03/2028 Bonds AAA 0.00 - 0.73 0.68
down 9.74% Tata Sons 13/01/2024 Debenture AAA 0.67 - 0.75 0.67
up 9.34% REC 25/08/2024 Debenture AAA 0.00 - 0.56 0.51
up 7.85% Power Finance Corp. 2028 Debenture AAA 0.00 - 0.52 0.48
up 8.70% Power Finance Corp. 15/07/2020 Bonds AAA 0.00 - 0.37 0.33
up 8.95% LIC Housing Fin. 15/09/2020 Bonds AAA 0.00 - 0.37 0.33

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 25.93 7.31 3.36 7.23
equal ICICI Bank Financial 66.88 5.02 0.72 5.00
equal Kotak Mahindra Bank Financial 35.61 4.44 2.18 4.21
up ITC FMCG 21.09 3.89 0.00 3.88
equal Reliance Industries Energy 22.42 3.74 1.06 3.59
equal Larsen & Toubro Construction 19.33 4.24 1.43 3.44
up HDFC Asset Management Company Financial 57.31 3.19 0.00 3.19
equal HDFC Financial 35.10 3.27 1.30 3.02
up Bajaj Finance Financial 50.42 2.32 0.00 2.32
up NTPC Energy 9.88 2.30 0.00 2.30
equal Shriram Transport Finance Financial 8.89 2.27 0.56 2.27
equal Bandhan Bank Financial 25.13 2.61 0.00 2.24
up Avenue Supermarts Services 98.52 2.22 0.00 2.22
equal Axis Bank Financial 45.54 2.49 0.00 2.16
equal HDFC Life Insurance Financial 90.46 2.09 0.00 2.09
equal SBI Life Insurance Company Financial 79.52 2.37 0.00 2.05
up 3M India Services 69.02 1.87 0.00 1.87
equal State Bank of India Financial 27.67 4.62 0.00 1.76
up Sanofi India Healthcare 38.83 1.69 0.00 1.69
equal Page Industries Textiles 70.16 1.46 0.00 1.46
up Power Grid Corporation Energy 6.73 1.44 0.00 1.44
equal Siemens Engineering 51.25 1.49 0.00 1.34
equal Hindustan Unilever FMCG 67.62 1.97 0.00 0.91
equal Reliance Nippon Life Asset Management Financial 39.66 0.88 0.00 0.85
equal Dabur India FMCG 57.23 1.14 0.00 0.83

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Gargi Bhattacharyya Banerjee since 01-Oct-2016

Education: Ms. Banerjee is Master of Business Management in Finance and Bachelor of Science with Economics (Hon) from University of Calcutta.

Experience: Prior to joining Shriram Asset Management Co. Ltd she has worked with Zacks Research Pvt Ltd as Research Head and Shriram Insight Share Brokers Ltd

Funds Managed:

— Rohit Kumar Gautam since 25-Oct-2019

Education: Mr. Gautam has done B.Tech (IIT Bombay) and PGDM (IIM Ahmedabad)

Experience: Prior to joining Shriram Asset Management Company Limited, he has worked with APRRUS Foods and Beverages Pvt. Ltd., Firestar International Pvt. Ltd., Pythhos Technology Pvt. Ltd./ Boston Analytics, Hangout Adventures where he had held various key positions in Research & Analysis, Corporate Strategy & Planning Professional.

Funds Managed:


-0.38%

Change from previous, NAV as on 21-Jan-2020

Growth: ₹ 17.6014

Dividend: ₹ 14.0712


Investment Strategy

The scheme seeks to generate long term Capital appreciation and current income with reduced volatility by investing in a judicious mix of a diversified portfolio of equity and Equity related investments, debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 5,000
Minimum Balance (₹) 5,000
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Shriram Mutual Fund
Launch Date: 29-Nov-2013
Return Since Launch: 9.63%
Benchmark: NIFTY 50 Total Return (70), CRISIL Composite Bond (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 62 Cr (As on 31-Dec-2019)
Expense: 2.35% (As on 31-Dec-2019)
Risk Grade: Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend16-Nov-20151.1500

 27-Oct-20141.0500
 19-Mar-20140.2500

Contact Information

AMC: Shriram Asset Management Company Ltd

Address: CK 6, 2nd Floor Sector II Salt Lake Kolkata - 700091

Phone: 033-23373012 / 9339787128

Fax: 033-23373014

Email: [email protected]

Website: http://www.shriramamc.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM