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3 star

HSBC Cash Fund download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
HSBC Cash-G 2.44 0.02 0.10 0.40 1.18 2.04 3.75 3.97 5.26 5.85 6.79
CCIL T Bill Liquidity Weight 1.21 0.02 0.05 0.25 0.70 0.99 2.00 2.58 3.26 3.63 4.21
Debt: Liquid 2.40 0.02 0.10 0.40 1.17 2.00 3.69 3.91 5.15 5.75 6.70
Rank within category 12 23 9 14 15 17 14 19 13 12 14
Number of funds in category 36 36 36 36 36 36 36 35 31 30 29

As on 11-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Cash Fund  | Invest Online
3 star
Jun-04 3.75 3.97 5.26 0.22 3,521
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.76 4.02 5.29 0.24 27,542
Axis Liquid Fund
4 star
Oct-09 3.79 4.07 5.32 0.20 20,917
Baroda BNP Paribas Liquid Fund
5 star
Feb-09 3.81 4.05 5.30 0.27 6,654
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.76 4.03 5.27 0.27 4,462

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.47 24-Mar-2020 - 31-Mar-2020 -0.27 17-Mar-2020 - 24-Mar-2020
Month 0.97 08-Aug-2013 - 09-Sep-2013 -33.68 20-Apr-2011 - 20-May-2011
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 -32.85 05-Apr-2011 - 05-Jul-2011
Year 9.84 26-Jul-2013 - 27-Jul-2014 -29.73 20-May-2010 - 20-May-2011

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
HSBC Cash-G 3.91 0.28 1.48 5.35 0.60 0.96
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.82 0.29 1.06 4.41 0.60 0.87
Rank within category 21 13 19 22 13 25
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 30 30 19 51
Modified Duration (yrs) 0.09 0.14 0.06 0.10
Average Maturity (yrs) 0.09 0.14 0.06 0.10
Yield to Maturity (%) 5.64 5.64 3.24 5.68
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Canara Bank 17/08/2022 Certificate of Deposit A1+ 0.00 - 7.08 7.08
new National Bank Agr. Rur. Devp 90-D 18/10/2022 Commercial Paper A1+ 0.00 - 5.61 5.61
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 4.48 4.25
equal HDFC 91-D 17/08/2022 Commercial Paper A1+ 0.00 - 4.48 4.25
equal ICICI Securities 91-D 12/08/2022 Commercial Paper A1+ 0.00 - 4.48 4.25
equal HDFC Bank 17/08/2022 Certificate of Deposit A1+ 0.00 - 4.48 4.25
equal Reliance Retail Ventures 91-D 29/08/2022 Commercial Paper A1+ 0.00 - 4.47 4.24
new Indian Oil Corporation 43-D 30/08/2022 Commercial Paper A1+ 0.00 - 4.24 4.24
equal Reserve Bank of India 91-D 01/09/2022 Treasury Bills SOV 0.00 - 4.47 4.24
equal Kotak Securities 91-D 29/08/2022 Commercial Paper A1+ 0.00 - 4.47 4.24
equal HDFC Securities 91-D 25/08/2022 Commercial Paper A1+ 0.00 - 4.47 4.24
new State Bank of India 2022 Certificate of Deposit A1+ 0.00 - 4.22 4.22
new Reserve Bank of India 91-D 20/10/2022 Treasury Bills SOV 0.00 - 4.21 4.21
equal Bajaj Housing Finance 91-D 17/08/2022 Commercial Paper A1+ 0.00 - 2.98 2.83
equal L&T Finance 78-D 30/08/2022 Commercial Paper A1+ 0.00 - 2.98 2.83
new Aditya Birla Housing Finance 35-D 24/08/2022 Commercial Paper A1+ 0.00 - 2.83 2.83
equal ICICI Bank 22/08/2022 Certificate of Deposit A1+ 0.00 - 2.98 2.83
equal Canara Bank 22/08/2022 Certificate of Deposit A1+ 0.00 - 2.98 2.83
equal Reserve Bank of India 91-D 15/09/2022 Treasury Bills SOV 0.00 - 2.97 2.82
new Hindustan Petroleum Corporation 82-D 28/09/2022 Commercial Paper A1+ 0.00 - 2.81 2.81
new Reserve Bank of India 182-D 29/09/2022 Treasury Bills SOV 0.00 - 2.67 2.67
new Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 2.13 2.13
down Reserve Bank of India 91-D 18/08/2022 Treasury Bills SOV 0.00 - 2.99 1.98
equal Export-Import Bank 14/09/2022 Certificate of Deposit A1+ 0.00 - 1.49 1.41
down Reserve Bank of India 91-D 29/09/2022 Treasury Bills SOV 0.00 - 4.45 1.41

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


0.02%

Change from previous, NAV as on 11-Aug-2022

Growth: ₹ 2,139.7303

IDCW Weekly: ₹ 1,107.6287

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IDCW Monthly: ₹ 1,004.6907

IDCW Daily: ₹ 1,001.3789


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1
Min. Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 01-Jun-2004
Return Since Launch: 7.00%
Benchmark: CRISIL Liquid Fund AI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,521 Cr (As on 31-Jul-2022)
Expense Ratio: 0.22% (As on 30-Jun-2022)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily10-Aug-20220.1704

 09-Aug-20220.1464
 08-Aug-20220.1431
 07-Aug-20220.2934
 05-Aug-20220.1055
 04-Aug-20220.1310
 03-Aug-20220.1515
 02-Aug-20220.1972
 01-Aug-20220.2209
 31-Jul-20220.2957
 29-Jul-20220.1668
 28-Jul-20220.1191
 27-Jul-20220.0432
 26-Jul-20220.0439
 25-Jul-20220.1319
 24-Jul-20220.2818
 22-Jul-20220.0875
 21-Jul-20220.0776
 20-Jul-20220.0560
 19-Jul-20220.0997
 18-Jul-20220.1474
 17-Jul-20220.2627
 15-Jul-20220.0917
 14-Jul-20220.1612
 13-Jul-20220.1160
IDCW Weekly02-Aug-20221.1537

 26-Jul-20220.7508
 19-Jul-20220.9723
 12-Jul-20221.0278
 05-Jul-20221.1692
 28-Jun-20221.0292
 21-Jun-20220.9100
 14-Jun-20221.1128
 07-Jun-20220.8167
 31-May-20220.9593
 24-May-20220.9253
 17-May-20220.9320
 10-May-20220.5439
 04-May-20220.5217
 26-Apr-20220.7136
 19-Apr-20220.7811
 12-Apr-20220.6515
 05-Apr-20221.0714
 29-Mar-20220.7414
 22-Mar-20220.7581
 15-Mar-20220.7880
 08-Mar-20220.5926
 02-Mar-20220.8398
 22-Feb-20220.7060
 15-Feb-20220.8116
IDCW Monthly25-Jul-20223.6359

 27-Jun-20223.8801
 25-May-20222.8330
 25-Apr-20222.7522
 25-Mar-20222.6877
 25-Feb-20223.0079
 25-Jan-20222.7671
 27-Dec-20212.9248
 25-Nov-20212.9741
 25-Oct-20212.3352
 27-Sep-20212.7312
 25-Aug-20212.7474
 26-Jul-20212.8430
 25-Jun-20212.7773
 25-May-20212.3824
 26-Apr-20212.8423
 25-Mar-20212.3319
 25-Feb-20212.6134
 25-Jan-20212.0142
 28-Dec-20202.4308
 25-Nov-20202.4559
 26-Oct-20202.8994
 25-Sep-20202.5459
 25-Aug-20202.5463
 27-Jul-20202.7777

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: 9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai - 400063

Fax: 022-40029600

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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