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2 star

HSBC Cash Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.60 0.01 0.05 0.25 0.79 1.60 3.14 4.87 5.71 6.39 7.20
CCIL T Bill Liquidity Weight 1.64 0.00 0.02 0.10 0.50 1.05 2.02 3.30 3.60 4.04 4.51
Debt: Liquid 2.58 0.01 0.05 0.25 0.78 1.57 3.13 4.81 5.55 6.26 7.15
Rank within category 19 28 31 19 18 18 25 20 17 19 24
Number of funds in category 39 40 40 40 40 40 39 36 35 34 32

As on 26-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Cash Fund  | Invest Online
2 star
Jun-04 3.14 4.87 5.71 0.21% 3,121
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.14 4.94 5.73 0.32% 34,592
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.15 4.99 5.76 0.32% 28,554
Axis Liquid Fund
4 star
Oct-09 3.18 4.97 5.77 0.26% 24,318
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.12 4.97 5.76 0.32% 21,655

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.47 24-Mar-2020 - 31-Mar-2020 -0.27 17-Mar-2020 - 24-Mar-2020
Month 0.97 08-Aug-2013 - 09-Sep-2013 -33.68 20-Apr-2011 - 20-May-2011
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 -32.85 05-Apr-2011 - 05-Jul-2011
Year 9.84 26-Jul-2013 - 27-Jul-2014 -29.73 20-May-2010 - 20-May-2011

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.88 0.51 1.84 6.19 1.03 1.56
CCIL T Bill Liquidity Weight 3.34 0.40 -1.54 -3.94 -- --
Debt: Liquid 4.76 0.49 1.63 6.49 1.02 1.44
Rank within category 19 24 21 23 12 22
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 20 29 19 34
Modified Duration (yrs) 0.13 0.15 0.06 0.09
Average Maturity (yrs) 0.13 0.15 0.06 0.09
Yield to Maturity (%) 3.46 3.46 2.91 3.47
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 11.15 11.15
equal Reserve Bank of India 91-D 28/10/2021 Treasury Bills SOV 0.00 - 9.59 9.59
new Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 9.55 9.55
equal Reserve Bank of India 91-D 21/10/2021 Treasury Bills SOV 0.00 - 8.00 8.00
new Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 6.37 6.37
equal Reliance Industries 90-D 14/10/2021 Commercial Paper A1+ 0.00 - 4.80 4.80
equal Kotak Securities 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 4.78 4.78
new Hindustan Petroleum Corporation 85-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.78 4.78
equal ICICI Securities 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 4.78 4.78
equal Tata Capital Financial Services 91-D 25/11/2021 Commercial Paper A1+ 0.00 - 4.78 4.78
new Reserve Bank of India 364-D 25/11/2021 Treasury Bills SOV 0.00 - 4.62 4.62
new Indian Oil Corporation 46-D 22/10/2021 Commercial Paper A1+ 0.00 - 3.20 3.20
equal Bajaj Finance 91-D 26/10/2021 Commercial Paper A1+ 0.00 - 3.20 3.20
equal HDFC Securities 90-D 24/11/2021 Commercial Paper A1+ 0.00 - 3.19 3.19
equal Reserve Bank of India 91-D 25/11/2021 Treasury Bills SOV 0.00 - 3.19 3.19
equal Hindustan Petroleum Corporation 88-D 26/11/2021 Commercial Paper A1+ 0.00 - 3.19 3.19
new Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 3.18 3.18
new NTPC 91-D 14/12/2021 Commercial Paper A1+ 0.00 - 3.18 3.18
new HDFC Securities 91-D 14/12/2021 Commercial Paper A1+ 0.00 - 1.59 1.59
new 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 1.13 1.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 26-Oct-2021

Growth: ₹ 2,075.6067

IDCW Weekly: ₹ 1,107.8780

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IDCW Monthly: ₹ 1,001.6223

IDCW Daily: ₹ 1,001.0992


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 01-Jun-2004
Return Since Launch: 7.24%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,121 Cr (As on 30-Sep-2021)
Expense: 0.21% (As on 30-Sep-2021)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily26-Oct-20210.0444

 24-Oct-20210.1888
 22-Oct-20210.0703
 21-Oct-20210.0778
 20-Oct-20210.0764
 19-Oct-20210.0857
 17-Oct-20210.2477
 14-Oct-20210.0953
 13-Oct-20210.0877
 12-Oct-20210.0913
 11-Oct-20210.1357
 10-Oct-20210.1737
 08-Oct-20210.1624
 07-Oct-20210.0981
 06-Oct-20210.0940
 05-Oct-20210.0791
 04-Oct-20210.0949
 03-Oct-20210.1769
 01-Oct-20210.1391
 30-Sep-20210.1068
 29-Sep-20210.0168
 28-Sep-20210.0354
 27-Sep-20210.0781
 26-Sep-20210.1826
 24-Sep-20210.0583
IDCW Monthly25-Oct-20212.3352

 27-Sep-20212.7312
 25-Aug-20212.7474
 26-Jul-20212.8430
 25-Jun-20212.7773
 25-May-20212.3824
 26-Apr-20212.8423
 25-Mar-20212.3319
 25-Feb-20212.6134
 25-Jan-20212.0142
 28-Dec-20202.4308
 25-Nov-20202.4559
 26-Oct-20202.8994
 25-Sep-20202.5459
 25-Aug-20202.5463
 27-Jul-20202.7777
 25-Jun-20202.9564
 26-May-20203.6131
 27-Apr-20208.0626
 26-Mar-20200.4754
 25-Feb-20202.9238
 27-Jan-20203.2289
 26-Dec-20193.1842
 25-Nov-20193.2841
 25-Oct-20193.5481
IDCW Weekly20-Oct-20210.6584

 12-Oct-20210.8416
 05-Oct-20210.6790
 28-Sep-20210.5514
 21-Sep-20210.6143
 14-Sep-20210.6452
 07-Sep-20210.6437
 31-Aug-20210.7008
 24-Aug-20210.7157
 17-Aug-20210.7712
 10-Aug-20210.6850
 03-Aug-20210.6636
 27-Jul-20210.7410
 20-Jul-20210.7026
 13-Jul-20210.7130
 06-Jul-20210.6442
 29-Jun-20210.7794
 22-Jun-20210.6527
 15-Jun-20210.6884
 08-Jun-20210.6959
 01-Jun-20210.6894
 25-May-20210.6627
 18-May-20210.6664
 11-May-20210.6096
 04-May-20210.6128

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: 9-11th Floor, NESCO - IT Park Bldg. 3, Nesco Complex, Western Express Highway, Goregaon East, Mumbai - 400063

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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