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3 star

HSBC Cash Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.23 0.01 0.06 0.31 0.87 1.67 3.30 4.53 5.54 6.20 7.07
CCIL T Bill Liquidity Weight 0.12 0.00 0.02 0.17 0.52 1.02 2.09 3.06 3.49 3.89 4.42
Debt: Liquid 0.23 0.01 0.06 0.30 0.85 1.64 3.25 4.43 5.39 6.07 7.00
Rank within category 7 8 25 7 17 15 18 20 16 17 24
Number of funds in category 40 40 40 40 40 40 39 38 34 33 32

As on 25-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Cash Fund  | Invest Online
3 star
Jun-04 3.30 4.53 5.54 0.23% 3,194
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.27 4.59 5.56 0.32% 32,834
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.31 4.64 5.60 0.33% 28,408
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.28 4.62 5.60 0.32% 23,456
Axis Liquid Fund
4 star
Oct-09 3.33 4.63 5.61 0.26% 23,318

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.47 24-Mar-2020 - 31-Mar-2020 -0.27 17-Mar-2020 - 24-Mar-2020
Month 0.97 08-Aug-2013 - 09-Sep-2013 -33.68 20-Apr-2011 - 20-May-2011
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 -32.85 05-Apr-2011 - 05-Jul-2011
Year 9.84 26-Jul-2013 - 27-Jul-2014 -29.73 20-May-2010 - 20-May-2011

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.54 0.46 1.75 12.03 0.95 1.38
CCIL T Bill Liquidity Weight 3.13 0.39 -1.53 -4.65 -- --
Debt: Liquid 4.42 0.45 1.51 9.12 0.93 1.25
Rank within category 21 22 20 12 13 23
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 24 29 19 32
Modified Duration (yrs) 0.14 0.15 0.07 0.08
Average Maturity (yrs) 0.14 0.15 0.07 0.08
Yield to Maturity (%) 3.65 3.72 3.24 3.61
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 31/03/2022 Treasury Bills SOV 0.00 - 9.93 9.93
equal National Bank Agr. Rur. Devp 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 9.62 9.37
new 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 6.45 6.45
equal Reserve Bank of India 182-D 2072 Treasury Bills SOV 0.00 - 6.36 6.25
new Axis Bank 28/01/2022 Certificate of Deposit A1+ 0.00 - 4.68 4.68
equal ICICI Securities 91-D 15/02/2022 Commercial Paper A1+ 0.00 - 4.76 4.67
equal Kotak Securities 91-D 28/02/2022 Commercial Paper A1+ 0.00 - 4.75 4.67
new Reserve Bank of India 91-D 10/03/2022 Treasury Bills SOV 0.00 - 4.67 4.67
new HDFC Bank 21/03/2022 Certificate of Deposit A1+ 0.00 - 4.66 4.66
new SIDBI 25/03/2022 Commercial Paper A1+ 0.00 - 4.66 4.66
new Reliance Industries 230-D 14/03/2022 Commercial Paper A1+ 0.00 - 4.66 4.66
new NTPC 89-D 30/03/2022 Commercial Paper A1+ 0.00 - 4.66 4.66
equal Reserve Bank of India 91-D 24/02/2022 Treasury Bills SOV 0.00 - 3.17 3.12
equal Aditya Birla Housing Finance 91-D 10/02/2022 Commercial Paper A1+ 0.00 - 3.17 3.12
equal HDFC Securities 91-D 23/02/2022 Commercial Paper A1+ 0.00 - 3.17 3.11
new Bajaj Housing Finance 365-D 22/02/2022 Commercial Paper A1+ 0.00 - 3.11 3.11
new 8.83% REC 21/01/2022 Non Convertible Debenture AAA 0.00 - 2.83 2.83
new LIC Housing Fin. 181-D 24/01/2022 Commercial Paper A1+ 0.00 - 2.34 2.34
new 8.81% SIDBI 25/01/2022 Debenture AAA 0.00 - 2.32 2.32
new 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 1.58 1.58
equal Bajaj Housing Finance 184-D 28/01/2022 Commercial Paper A1+ 0.00 - 1.59 1.56
equal Axis Securities 161-D 28/01/2022 Commercial Paper A1+ 0.00 - 1.59 1.56
new HDFC Securities 87-D 11/03/2022 Commercial Paper A1+ 0.00 - 1.55 1.55
new Axis Securities 84-D 18/03/2022 Commercial Paper A1+ 0.00 - 1.55 1.55

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 26-Jan-2022

Growth: ₹ 2,093.7092

IDCW Weekly: ₹ 1,107.5655

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IDCW Monthly: ₹ 1,001.6668

IDCW Daily: ₹ 1,001.0992


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1
Min. Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 01-Jun-2004
Return Since Launch: 7.15%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,194 Cr (As on 31-Dec-2021)
Expense: 0.23% (As on 31-Dec-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily26-Jan-20220.0988

 25-Jan-20220.1004
 24-Jan-20220.0920
 23-Jan-20220.2015
 21-Jan-20220.1017
 20-Jan-20220.0738
 18-Jan-20220.0639
 17-Jan-20220.0716
 16-Jan-20220.1800
 14-Jan-20220.0802
 13-Jan-20220.1270
 12-Jan-20220.1051
 11-Jan-20220.0990
 10-Jan-20220.0793
 09-Jan-20220.1667
 07-Jan-20220.1045
 06-Jan-20220.0824
 05-Jan-20220.1418
 04-Jan-20220.1243
 03-Jan-20220.1305
 02-Jan-20220.1884
 31-Dec-20210.1339
 30-Dec-20210.1076
 29-Dec-20210.1168
 28-Dec-20210.0896
IDCW Monthly25-Jan-20222.7671

 27-Dec-20212.9248
 25-Nov-20212.9741
 25-Oct-20212.3352
 27-Sep-20212.7312
 25-Aug-20212.7474
 26-Jul-20212.8430
 25-Jun-20212.7773
 25-May-20212.3824
 26-Apr-20212.8423
 25-Mar-20212.3319
 25-Feb-20212.6134
 25-Jan-20212.0142
 28-Dec-20202.4308
 25-Nov-20202.4559
 26-Oct-20202.8994
 25-Sep-20202.5459
 25-Aug-20202.5463
 27-Jul-20202.7777
 25-Jun-20202.9564
 26-May-20203.6131
 27-Apr-20208.0626
 26-Mar-20200.4754
 25-Feb-20202.9238
 27-Jan-20203.2289
IDCW Weekly25-Jan-20220.6299

 18-Jan-20220.6947
 11-Jan-20220.7455
 04-Jan-20220.8870
 28-Dec-20210.7838
 21-Dec-20210.6659
 14-Dec-20210.6727
 07-Dec-20210.6871
 30-Nov-20210.7595
 23-Nov-20210.6967
 16-Nov-20210.7213
 09-Nov-20210.9027
 03-Nov-20210.6639
 26-Oct-20210.4219
 20-Oct-20210.6584
 12-Oct-20210.8416
 05-Oct-20210.6790
 28-Sep-20210.5514
 21-Sep-20210.6143
 14-Sep-20210.6452
 07-Sep-20210.6437
 31-Aug-20210.7008
 24-Aug-20210.7157
 17-Aug-20210.7712
 10-Aug-20210.6850

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: 9-11th Floor, NESCO - IT Park Bldg. 3, Nesco Complex, Western Express Highway, Goregaon East, Mumbai - 400063

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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