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3 star

HSBC Cash Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.50 0.01 0.06 0.31 1.09 2.35 5.31 6.58 6.91 7.56 --
CCIL T Bill Liquidity Weight 2.07 0.03 0.05 0.26 0.89 1.91 3.96 4.16 4.32 4.70 --
Debt: Liquid 2.44 0.01 0.06 0.29 1.00 2.31 5.11 6.32 6.68 7.37 --
Rank within category 27 32 19 16 17 27 24 15 15 11 --
Number of funds in category 42 42 42 42 42 42 42 36 35 34 31

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Cash Fund  | Invest Online
3 star
Jun-04 5.31 6.58 6.91 0.21 3,463
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 5.52 6.61 6.95 0.32 57,335
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 5.58 6.66 6.99 0.30 36,679
Nippon India Liquid Fund  | Invest Online
5 star
Dec-03 5.54 6.67 6.99 0.28 30,604
Axis Liquid Fund  | Invest Online
4 star
Oct-09 5.53 6.66 6.98 0.22 27,032

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.47 (24-Mar-2020 - 31-Mar-2020) -0.27 (17-Mar-2020 - 24-Mar-2020)
Month 0.97 (08-Aug-2013 - 09-Sep-2013) -33.68 (20-Apr-2011 - 20-May-2011)
Quarter 2.72 (24-Jul-2013 - 23-Oct-2013) -32.85 (05-Apr-2011 - 05-Jul-2011)
Year 9.84 (26-Jul-2013 - 27-Jul-2014) -29.73 (20-May-2010 - 20-May-2011)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.43 0.29 3.84 5.30 0.30 1.50
CCIL T Bill Liquidity Weight 4.07 0.28 -4.34 -7.86 -- --
Debt: Liquid 6.19 0.50 3.21 4.32 0.56 1.58
Rank within category 15 21 14 13 5 30
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 23 54 23 40
Modified Duration (yrs) 0.11 0.12 0.06 0.11
Average Maturity (yrs) 0.11 0.12 0.06 0.10
Yield to Maturity (%) 3.30 6.30 3.30 3.28

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Reserve Bank of India 84-D 20/08/2020 Treasury Bills SOV 0.00 - 24.29 24.29
equal Reserve Bank of India 91-D 13/08/2020 Treasury Bills SOV 0.00 - 16.63 16.63
new Reserve Bank of India 91-D 23/07/2020 Treasury Bills SOV 0.00 - 8.65 8.65
equal Indian Oil Corp. 76-D 21/07/2020 Commercial Paper A1+ 0.00 - 4.32 4.32
new Reliance Jio Infocomm 91-D 14/09/2020 Commercial Paper A1+ 0.00 - 4.30 4.30
new National Fertilizers 90-D 03/09/2020 Commercial Paper A1+ 0.00 - 4.30 4.30
new Bank of Baroda 20/07/2020 Certificate of Deposit A1+ 0.00 - 3.60 3.60
equal Tata Capital Financial Services 364-D 07/08/2020 Commercial Paper A1+ 0.00 - 2.88 2.88
equal Reserve Bank of India 364-D 06/08/2020 Treasury Bills SOV 0.00 - 2.88 2.88
equal Reserve Bank of India 91-D 07/08/2020 Treasury Bills SOV 0.00 - 2.88 2.88
equal ICICI Securities 59-D 17/07/2020 Commercial Paper A1+ 0.00 - 2.88 2.88
new National Bank Agr. Rur. Devp 2020 Certificate of Deposit A1+ 0.00 - 2.88 2.88
new Kotak Mahindra Prime 366-D 13/08/2020 Commercial Paper A1+ 0.00 - 2.87 2.87
equal Aditya Birla Finance 91-D 25/08/2020 Commercial Paper A1+ 0.00 - 2.87 2.87
equal Tata Capital Housing Finance 91-D 25/08/2020 Commercial Paper A1+ 0.00 - 2.87 2.87
up LIC Housing Fin. 356-D 20/08/2020 Commercial Paper A1+ 0.00 - 2.16 2.16
new Reserve Bank of India 182-D 30/07/2020 Treasury Bills SOV 0.00 - 1.58 1.58
new 7.65% L&T Finance 20/08/2020 Non Convertible Debenture AAA 0.00 - 1.45 1.45
new Reserve Bank of India 364-D 30/07/2020 Treasury Bills SOV 0.00 - 1.44 1.44
new SIDBI 24/07/2020 Debenture A1+ 0.00 - 1.44 1.44
equal The Ramco Cements 90-D 27/08/2020 Commercial Paper A1+ 0.00 - 1.43 1.43
new Reserve Bank of India 182-D 23/07/2020 Treasury Bills SOV 0.00 - 0.29 0.29
equal Reserve Bank of India 91-D 30/07/2020 Treasury Bills SOV 0.00 - 0.14 0.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


--

Change from previous, NAV as on 12-Jul-2020

Growth: ₹ 1,993.8628

Dividend Weekly: ₹ 1,107.9502

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Dividend Monthly: ₹ 1,002.6062

Dividend Daily: ₹ 1,001.0316


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 10,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 01-Jun-2004
Return Since Launch: 7.83%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 3,463 Cr (As on 30-Jun-2020)
Expense: 0.21% (As on 30-Jun-2020)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily12-Jul-20200.1693

 10-Jul-20200.0658
 09-Jul-20200.1202
 08-Jul-20200.0912
 07-Jul-20200.0807
 06-Jul-20200.0612
 05-Jul-20200.1684
 03-Jul-20200.0528
 02-Jul-20200.0868
 01-Jul-20200.1345
 30-Jun-20200.1580
 29-Jun-20200.0826
 28-Jun-20200.1713
 26-Jun-20200.0665
 25-Jun-20200.1090
 24-Jun-20200.1137
 23-Jun-20200.1111
 22-Jun-20200.1047
 21-Jun-20200.1747
 19-Jun-20200.1320
 18-Jun-20200.1300
 17-Jun-20200.1306
 16-Jun-20200.1180
 15-Jun-20200.1494
 14-Jun-20200.1817
Dividend Weekly07-Jul-20200.6467

 30-Jun-20200.7759
 23-Jun-20200.8667
 16-Jun-20200.9535
 09-Jun-20200.6221
 02-Jun-20200.5781
 26-May-20201.1031
 19-May-20201.0266
 12-May-20201.0169
 05-May-20200.9776
 28-Apr-20200.9916
 21-Apr-20201.2838
 15-Apr-20201.1374
 07-Apr-20201.1964
 31-Mar-20203.7822
 17-Mar-20200.2851
 11-Mar-20201.1123
 03-Mar-20200.7564
 25-Feb-20200.7667
 18-Feb-20200.7932
 11-Feb-20200.7878
 04-Feb-20200.7791
 28-Jan-20200.7807
 21-Jan-20200.7821
 14-Jan-20200.7192
Dividend Monthly25-Jun-20202.9564

 26-May-20203.6131
 27-Apr-20208.0626
 26-Mar-20200.4754
 25-Feb-20202.9238
 27-Jan-20203.2289
 26-Dec-20193.1842
 25-Nov-20193.2841
 25-Oct-20193.5481
 25-Sep-20193.2412
 26-Aug-20193.8912
 25-Jul-20193.9546
 25-Jun-20193.9401
 27-May-20194.5402
 25-Apr-20194.5510
 25-Mar-20193.8856
 25-Feb-20194.2390
 25-Jan-20194.2945
 26-Dec-20184.3643
 26-Nov-20184.7498
 25-Oct-20184.5487
 25-Sep-20184.0176
 27-Aug-20184.6641
 25-Jul-20184.4082
 25-Jun-20184.5689

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: The Hongkong and Shanghai Banking Corp. Ltd. 16, V. N. Road, Fort, Mumbai - 400001

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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