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3 star

HSBC Cash Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.17 0.01 0.06 0.25 0.79 2.35 4.68 6.33 6.70 7.35 --
CCIL T Bill Liquidity Weight 2.49 0.02 0.04 0.19 0.54 1.61 3.46 3.99 4.17 4.65 --
Debt: Liquid 3.12 0.01 0.06 0.26 0.79 2.14 4.54 6.07 6.48 7.18 --
Rank within category 27 15 24 25 21 17 26 17 16 17 --
Number of funds in category 42 42 42 42 42 42 42 36 35 34 31

As on 25-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Cash Fund  | Invest Online
3 star
Jun-04 4.68 6.33 6.70 0.22 3,905
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 4.91 6.37 6.75 0.32 54,052
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 4.93 6.43 6.79 0.31 39,810
Axis Liquid Fund  | Invest Online
4 star
Oct-09 4.92 6.42 6.78 0.22 28,818
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 4.81 6.37 6.74 0.24 27,459

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.47 (24-Mar-2020 - 31-Mar-2020) -0.27 (17-Mar-2020 - 24-Mar-2020)
Month 0.97 (08-Aug-2013 - 09-Sep-2013) -33.68 (20-Apr-2011 - 20-May-2011)
Quarter 2.72 (24-Jul-2013 - 23-Oct-2013) -32.85 (05-Apr-2011 - 05-Jul-2011)
Year 9.84 (26-Jul-2013 - 27-Jul-2014) -29.73 (20-May-2010 - 20-May-2011)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.24 0.36 3.02 3.88 0.53 1.72
CCIL T Bill Liquidity Weight 3.97 0.31 -3.79 -6.90 -- --
Debt: Liquid 5.99 0.53 2.53 3.29 0.72 1.69
Rank within category 16 24 15 15 5 28
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 24 54 20 42
Modified Duration (yrs) 0.07 0.12 0.05 0.08
Average Maturity (yrs) 0.07 0.12 0.05 0.08
Yield to Maturity (%) 3.19 5.88 3.19 3.31
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 182-D 17/09/2020 Treasury Bills SOV 0.00 - 15.34 15.34
new Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 12.79 12.79
new Reserve Bank of India 182-D 29/09/2020 Treasury Bills SOV 0.00 - 12.77 12.77
new Reserve Bank of India 182-D 22/10/2020 Treasury Bills SOV 0.00 - 8.03 8.03
new Union Bank of India 18/09/2020 Certificate of Deposit A1+ 0.00 - 5.11 5.11
equal Reliance Jio Infocomm 91-D 14/09/2020 Commercial Paper A1+ 0.00 - 4.46 3.84
equal National Fertilizers 90-D 03/09/2020 Commercial Paper A1+ 0.00 - 4.46 3.84
new Reserve Bank of India 91-D 05/11/2020 Treasury Bills SOV 0.00 - 3.82 3.82
new Kotak Securities 90-D 12/11/2020 Commercial Paper A1+ 0.00 - 3.81 3.81
new Reserve Bank of India 182-D 12/11/2020 Treasury Bills SOV 0.00 - 2.80 2.80
new 6.98% National Bank Agr. Rur. Devp 30/09/2020 Debenture AAA 0.00 - 2.57 2.57
new Reserve Bank of India 91-D 17/09/2020 Treasury Bills SOV 0.00 - 2.56 2.56
new NTPC 91-D 09/09/2020 Commercial Paper A1+ 0.00 - 2.56 2.56
new ICICI Securities 90-D 12/11/2020 Commercial Paper A1+ 0.00 - 2.54 2.54
new Reserve Bank of India 182-D 24/09/2020 Treasury Bills SOV 0.00 - 1.28 1.28
new 7.60% Aditya Birla Finance 16/09/2020 Debenture AAA 0.00 - 1.28 1.28
new Reserve Bank of India 182-D 10/09/2020 Treasury Bills SOV 0.00 - 1.28 1.28
new 6.87% REC 24/09/2020 Debenture AAA 0.00 - 1.28 1.28
equal The Ramco Cements 80-D 28/09/2020 Commercial Paper A1+ 0.00 - 1.48 1.28
new The Ramco Cements 63-D 29/10/2020 Commercial Paper A1+ 0.00 - 1.27 1.27
new 8.20% Power Finance Corp. 14/09/2020 Bonds/NCDs AAA 0.00 - 0.64 0.64
new 8.36% REC 22/09/2020 Debenture AAA 0.00 - 0.64 0.64
new 7.13% REC 21/09/2020 Bonds AAA 0.00 - 0.64 0.64
new 7.60% Aditya Birla Finance 16/10/2020 Debenture AAA 0.00 - 0.39 0.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


--

Change from previous, NAV as on 27-Sep-2020

Growth: ₹ 2,006.9085

Dividend Weekly: ₹ 1,107.9449

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Dividend Monthly: ₹ 1,001.2750

Dividend Daily: ₹ 1,001.0316


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 10,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 01-Jun-2004
Return Since Launch: 7.72%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 3,905 Cr (As on 31-Aug-2020)
Expense: 0.22% (As on 31-Aug-2020)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily27-Sep-20200.1793

 25-Sep-20200.0953
 24-Sep-20200.0837
 23-Sep-20200.0834
 22-Sep-20200.0741
 21-Sep-20200.0827
 20-Sep-20200.1740
 18-Sep-20200.0864
 17-Sep-20200.0912
 16-Sep-20200.0895
 15-Sep-20200.0890
 14-Sep-20200.0870
 13-Sep-20200.1784
 11-Sep-20200.0446
 10-Sep-20200.0837
 09-Sep-20200.0495
 08-Sep-20200.0602
 07-Sep-20200.0595
 06-Sep-20200.1619
 04-Sep-20200.0853
 03-Sep-20200.0898
 02-Sep-20200.0997
 01-Sep-20200.0942
 31-Aug-20200.0857
 30-Aug-20200.1662
Dividend Monthly25-Sep-20202.5459

 25-Aug-20202.5463
 27-Jul-20202.7777
 25-Jun-20202.9564
 26-May-20203.6131
 27-Apr-20208.0626
 26-Mar-20200.4754
 25-Feb-20202.9238
 27-Jan-20203.2289
 26-Dec-20193.1842
 25-Nov-20193.2841
 25-Oct-20193.5481
 25-Sep-20193.2412
 26-Aug-20193.8912
 25-Jul-20193.9546
 25-Jun-20193.9401
 27-May-20194.5402
 25-Apr-20194.5510
 25-Mar-20193.8856
 25-Feb-20194.2390
 25-Jan-20194.2945
 26-Dec-20184.3643
 26-Nov-20184.7498
 25-Oct-20184.5487
 25-Sep-20184.0176
Dividend Weekly22-Sep-20200.6616

 15-Sep-20200.5890
 08-Sep-20200.6157
 01-Sep-20200.6567
 25-Aug-20200.6661
 18-Aug-20200.7102
 11-Aug-20200.7001
 04-Aug-20200.6800
 28-Jul-20200.6382
 21-Jul-20200.6323
 14-Jul-20200.6802
 07-Jul-20200.6467
 30-Jun-20200.7759
 23-Jun-20200.8667
 16-Jun-20200.9535
 09-Jun-20200.6221
 02-Jun-20200.5781
 26-May-20201.1031
 19-May-20201.0266
 12-May-20201.0169
 05-May-20200.9776
 28-Apr-20200.9916
 21-Apr-20201.2838
 15-Apr-20201.1374
 07-Apr-20201.1964

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: The Hongkong and Shanghai Banking Corp. Ltd. 16, V. N. Road, Fort, Mumbai - 400001

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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