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3 star

HSBC Cash Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.98 0.01 0.07 0.30 0.80 1.64 3.22 4.73 5.64 6.31 7.15
CCIL T Bill Liquidity Weight 1.88 0.03 0.04 0.17 0.43 1.08 2.05 3.24 3.53 3.99 4.48
Debt: Liquid 2.93 0.01 0.06 0.29 0.79 1.60 3.17 4.62 5.49 6.18 7.10
Rank within category 20 8 7 16 18 19 20 21 17 19 25
Number of funds in category 41 42 42 42 42 42 41 38 35 34 33

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Cash Fund  | Invest Online
3 star
Jun-04 3.22 4.73 5.64 0.21% 3,093
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.19 4.79 5.65 0.32% 35,561
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.23 4.84 5.70 0.32% 29,710
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.24 4.79 5.67 0.23% 25,609
Axis Liquid Fund
4 star
Oct-09 3.25 4.82 5.71 0.26% 22,877

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.47 24-Mar-2020 - 31-Mar-2020 -0.27 17-Mar-2020 - 24-Mar-2020
Month 0.97 08-Aug-2013 - 09-Sep-2013 -33.68 20-Apr-2011 - 20-May-2011
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 -32.85 05-Apr-2011 - 05-Jul-2011
Year 9.84 26-Jul-2013 - 27-Jul-2014 -29.73 20-May-2010 - 20-May-2011

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.65 0.48 1.79 6.00 0.97 1.45
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34
Rank within category 21 21 20 32 12 23
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 23 29 19 35
Modified Duration (yrs) 0.10 0.15 0.07 --
Average Maturity (yrs) 0.10 0.15 0.07 --
Yield to Maturity (%) 3.72 3.72 2.91 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new National Bank Agr. Rur. Devp 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 9.62 9.62
down Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 11.15 6.45
down Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 9.55 6.44
equal Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 6.44 6.44
equal Hindustan Petroleum Corporation 85-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.84 4.84
equal Tata Capital Financial Services 91-D 25/11/2021 Commercial Paper A1+ 0.00 - 4.84 4.84
equal ICICI Securities 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 4.84 4.84
equal Kotak Securities 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 4.83 4.83
new Reliance Industries 82-D 28/12/2021 Commercial Paper A1+ 0.00 - 4.82 4.82
equal Reserve Bank of India 364-D 25/11/2021 Treasury Bills SOV 0.00 - 4.68 4.68
up 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 4.37 4.37
equal Hindustan Petroleum Corporation 88-D 26/11/2021 Commercial Paper A1+ 0.00 - 3.23 3.23
equal Reserve Bank of India 91-D 25/11/2021 Treasury Bills SOV 0.00 - 3.23 3.23
equal HDFC Securities 90-D 24/11/2021 Commercial Paper A1+ 0.00 - 3.22 3.22
equal NTPC 91-D 14/12/2021 Commercial Paper A1+ 0.00 - 3.22 3.22
new Reserve Bank of India 182-D 09/12/2021 Treasury Bills SOV 0.00 - 3.22 3.22
new Reserve Bank of India 91-D 20/01/2022 Treasury Bills SOV 0.00 - 3.21 3.21
new 6.22% HDFC 2021 Debenture AAA 0.00 - 2.43 2.43
new Reserve Bank of India 182-D 23/12/2021 Treasury Bills SOV 0.00 - 2.09 2.09
new 6.99% HDFC 25/11/2021 Non Convertible Debenture AAA 0.00 - 1.62 1.62
equal HDFC Securities 91-D 14/12/2021 Commercial Paper A1+ 0.00 - 1.61 1.61
new 7.06% HDFC 13/12/2021 Non Convertible Debenture AAA 0.00 - 0.81 0.81
new 8.40% L&T Infrastructre Finance 29/11/2021 Non Convertible Debenture AAA 0.00 - 0.81 0.81

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


--

Change from previous, NAV as on 05-Dec-2021

Growth: ₹ 2,083.6126

IDCW Weekly: ₹ 1,107.9768

More

IDCW Monthly: ₹ 1,002.5090

IDCW Daily: ₹ 1,001.0992


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 01-Jun-2004
Return Since Launch: 7.20%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,093 Cr (As on 31-Oct-2021)
Expense: 0.21% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily05-Dec-20210.1840

 03-Dec-20210.0988
 02-Dec-20210.0941
 01-Dec-20210.0937
 30-Nov-20210.0999
 29-Nov-20210.0943
 28-Nov-20210.1777
 26-Nov-20210.0978
 25-Nov-20210.0963
 24-Nov-20210.1203
 23-Nov-20210.0925
 22-Nov-20210.0613
 21-Nov-20210.2702
 18-Nov-20210.0960
 17-Nov-20210.1097
 16-Nov-20210.0642
 15-Nov-20210.0817
 14-Nov-20210.1772
 12-Nov-20210.1130
 11-Nov-20210.1215
 10-Nov-20210.0943
 09-Nov-20210.1328
 08-Nov-20210.1890
 07-Nov-20210.3841
 03-Nov-20210.1099
IDCW Weekly30-Nov-20210.7595

 23-Nov-20210.6967
 16-Nov-20210.7213
 09-Nov-20210.9027
 03-Nov-20210.6639
 26-Oct-20210.4219
 20-Oct-20210.6584
 12-Oct-20210.8416
 05-Oct-20210.6790
 28-Sep-20210.5514
 21-Sep-20210.6143
 14-Sep-20210.6452
 07-Sep-20210.6437
 31-Aug-20210.7008
 24-Aug-20210.7157
 17-Aug-20210.7712
 10-Aug-20210.6850
 03-Aug-20210.6636
 27-Jul-20210.7410
 20-Jul-20210.7026
 13-Jul-20210.7130
 06-Jul-20210.6442
 29-Jun-20210.7794
 22-Jun-20210.6527
 15-Jun-20210.6884
IDCW Monthly25-Nov-20212.9741

 25-Oct-20212.3352
 27-Sep-20212.7312
 25-Aug-20212.7474
 26-Jul-20212.8430
 25-Jun-20212.7773
 25-May-20212.3824
 26-Apr-20212.8423
 25-Mar-20212.3319
 25-Feb-20212.6134
 25-Jan-20212.0142
 28-Dec-20202.4308
 25-Nov-20202.4559
 26-Oct-20202.8994
 25-Sep-20202.5459
 25-Aug-20202.5463
 27-Jul-20202.7777
 25-Jun-20202.9564
 26-May-20203.6131
 27-Apr-20208.0626
 26-Mar-20200.4754
 25-Feb-20202.9238
 27-Jan-20203.2289
 26-Dec-20193.1842
 25-Nov-20193.2841

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: 9-11th Floor, NESCO - IT Park Bldg. 3, Nesco Complex, Western Express Highway, Goregaon East, Mumbai - 400063

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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