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HSBC Cash Fund


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.78 0.01 0.10 0.45 1.30 2.74 6.34 6.85 7.22 7.78 --
CCIL T Bill Liquidity Weight 0.52 -0.03 0.04 0.28 0.83 1.77 4.03 4.10 4.46 4.76 --
Debt: Liquid 0.77 0.01 0.09 0.44 1.26 2.62 6.09 6.56 6.98 7.58 --
Rank within category 15 28 19 10 14 8 9 8 12 12 --
Number of funds in category 40 40 40 40 40 40 39 36 35 34 29

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.27 (06-Sep-2013 - 15-Sep-2013) -0.03 (09-Jul-2013 - 16-Jul-2013)
Month 0.97 (08-Aug-2013 - 09-Sep-2013) -33.68 (20-Apr-2011 - 20-May-2011)
Quarter 2.72 (24-Jul-2013 - 23-Oct-2013) -32.85 (05-Apr-2011 - 05-Jul-2011)
Year 9.84 (26-Jul-2013 - 27-Jul-2014) -29.73 (20-May-2010 - 20-May-2011)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.67 0.21 4.78 7.19 0.23 1.36
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: Liquid 6.34 0.51 3.67 6.02 0.52 1.51
Rank within category 8 9 4 6 3 30
Number of funds in category 36 36 36 34 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 48 65 39 55
Modified Duration (yrs) 0.06 0.15 0.06 0.08
Average Maturity (yrs) 0.06 0.15 0.06 0.09
Yield to Maturity (%) 5.30 7.34 5.30 5.35

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new LIC Housing Fin. 364-D 10/02/2020 Commercial Paper A1+ 0.00 - 4.88 4.88
new Reserve Bank of India 63-D 17/03/2020 Treasury Bills SOV 0.00 - 4.05 4.05
up HDFC 363-D 13/02/2020 Commercial Paper A1+ 0.00 - 3.66 3.66
equal AU Small Finance Bank 2020 Certificate of Deposit A1+ 0.00 - 3.88 3.26
equal Reliance Jio Infocomm 91-D 10/02/2020 Commercial Paper A1+ 0.00 - 3.88 3.25
equal Vedanta 63-D 24/02/2020 Commercial Paper A1+ 0.00 - 3.86 3.25
equal Bank of Baroda 18/02/2020 Certificate of Deposit A1+ 0.00 - 3.87 3.25
equal Kotak Securities 91-D 28/02/2020 Commercial Paper A1+ 0.00 - 3.86 3.25
new National Fertilizers 67-D 13/03/2020 Commercial Paper A1+ 0.00 - 3.24 3.24
equal Aditya Birla Finance 75-D 03/03/2020 Commercial Paper A1+ 0.00 - 3.86 3.24
new Reserve Bank of India 182-D 14/02/2020 Treasury Bills SOV 0.00 - 2.44 2.44
equal SAIL 91-D 05/03/2020 Commercial Paper A1+ 0.00 - 2.90 2.43
new Reserve Bank of India 182-D 27/02/2020 Treasury Bills SOV 0.00 - 2.27 2.27
equal Reserve Bank of India 91-D 20/02/2020 Treasury Bills SOV 0.00 - 2.42 2.03
equal SRF 91-D 28/02/2020 Commercial Paper A1+ 0.00 - 2.42 2.03
new Indian Oil Corp. 66-D 10/02/2020 Commercial Paper A1+ 0.00 - 2.03 2.03
new 8.22% National Bank Agr. Rur. Devp 15-D 18/02/2020 Bonds AAA 0.00 - 1.79 1.79
equal Mahindra Rural Housing Finance 93-D 12/02/2020 Commercial Paper A1+ 0.00 - 1.94 1.63
equal Reserve Bank of India 91-D 06/02/2020 Treasury Bills SOV 0.00 - 1.94 1.63
new SAIL 91-D 17/02/2020 Commercial Paper A1+ 0.00 - 1.63 1.63
new Axis Bank 2020 Securitised Debt A1+ 0.00 - 1.63 1.63
new National Bank Agr. Rur. Devp 89-D 17/02/2020 Commercial Paper A1+ 0.00 - 1.63 1.63
equal Tata Capital Financial Services 90-D 12/02/2020 Commercial Paper A1+ 0.00 - 1.94 1.63
equal Indusind Bank 26/02/2020 Certificate of Deposit A1+ 0.00 - 1.93 1.62
equal Tata Motors Finance 91-D 16/03/2020 Commercial Paper A1+ 0.00 - 1.93 1.62

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 1,960.2078

Dividend Weekly: ₹ 1,111.5544

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Dividend Monthly: ₹ 1,004.8702

Dividend Daily: ₹ 1,000.9969


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 10,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 01-Jun-2004
Return Since Launch: 7.97%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 6,138 Cr (As on 31-Jan-2020)
Expense: 0.23% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily24-Feb-20200.1002

 23-Feb-20200.3013
 20-Feb-20200.0936
 19-Feb-20200.1010
 18-Feb-20200.1044
 17-Feb-20200.1012
 16-Feb-20200.2016
 14-Feb-20200.0998
 13-Feb-20200.1053
 12-Feb-20200.1024
 11-Feb-20200.1046
 10-Feb-20200.1001
 09-Feb-20200.1997
 07-Feb-20200.1032
 06-Feb-20200.1031
 05-Feb-20200.0992
 04-Feb-20200.1002
 03-Feb-20200.0983
 02-Feb-20200.1998
 31-Jan-20200.0998
 30-Jan-20200.1032
 29-Jan-20200.1007
 28-Jan-20200.1012
 27-Jan-20200.1003
 26-Jan-20200.2013
Dividend Weekly18-Feb-20200.7932

 11-Feb-20200.7878
 04-Feb-20200.7791
 28-Jan-20200.7807
 21-Jan-20200.7821
 14-Jan-20200.7192
 07-Jan-20200.8356
 31-Dec-20190.7945
 24-Dec-20190.7870
 17-Dec-20190.7945
 10-Dec-20190.7418
 03-Dec-20190.8678
 26-Nov-20190.8292
 19-Nov-20190.7171
 13-Nov-20190.8914
 05-Nov-20190.8439
 29-Oct-20190.8243
 22-Oct-20190.8013
 15-Oct-20190.8124
 09-Oct-20191.0272
 01-Oct-20191.0424
 24-Sep-20190.7019
 17-Sep-20190.7360
 11-Sep-20191.0284
 03-Sep-20190.8816
Dividend Monthly27-Jan-20203.2289

 26-Dec-20193.1842
 25-Nov-20193.2841
 25-Oct-20193.5481
 25-Sep-20193.2412
 26-Aug-20193.8912
 25-Jul-20193.9546
 25-Jun-20193.9401
 27-May-20194.5402
 25-Apr-20194.5510
 25-Mar-20193.8856
 25-Feb-20194.2390
 25-Jan-20194.2945
 26-Dec-20184.3643
 26-Nov-20184.7498
 25-Oct-20184.5487
 25-Sep-20184.0176
 27-Aug-20184.6641
 25-Jul-20184.4082
 25-Jun-20184.5689
 25-May-20184.0005
 25-Apr-20184.3507
 26-Mar-20183.9634
 26-Feb-20184.1850
 25-Jan-20183.8985

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: The Hongkong and Shanghai Banking Corp. Ltd. 16, V. N. Road, Fort, Mumbai - 400001

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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