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3 star

IDFC Cash Fund - Regular Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.61 0.01 0.05 0.26 0.80 1.61 3.16 4.76 5.61 6.33 7.22
CCIL T Bill Liquidity Weight 1.65 0.01 0.03 0.12 0.50 1.04 2.03 3.30 3.60 4.05 4.51
Debt: Liquid 2.57 0.01 0.05 0.25 0.77 1.56 3.11 4.76 5.55 6.26 7.15
Rank within category 18 2 5 5 8 13 18 28 28 25 23
Number of funds in category 41 42 42 42 42 42 41 38 35 34 33

As on 27-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Cash Fund - Regular Plan
3 star
 Apr-04 3.16 4.76 5.61 0.19% 7,606
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.14 4.94 5.73 0.32% 34,592
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.15 4.98 5.76 0.32% 28,554
Axis Liquid Fund
4 star
 Oct-09 3.18 4.97 5.77 0.26% 24,318
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.11 4.97 5.76 0.32% 21,655

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.23 17-Mar-2020 - 24-Mar-2020
Month 0.92 06-Sep-2013 - 08-Oct-2013 0.09 23-Feb-2020 - 24-Mar-2020
Quarter 2.61 24-Jul-2013 - 23-Oct-2013 0.72 23-Oct-2020 - 22-Jan-2021
Year 9.78 21-Aug-2011 - 20-Aug-2012 -16.58 11-Jun-2007 - 10-Jun-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.77 0.48 1.72 6.93 1.02 1.44
CCIL T Bill Liquidity Weight 3.34 0.40 -1.54 -3.94 -- --
Debt: Liquid 4.76 0.49 1.63 6.49 1.02 1.44
Rank within category 29 10 28 17 11 29
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 28 36 18 34
Modified Duration (yrs) 0.12 0.13 0.04 0.09
Average Maturity (yrs) 0.13 0.14 0.04 0.09
Yield to Maturity (%) 3.47 3.47 2.78 3.47
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 7.83 7.83
new Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 6.54 6.54
equal Bajaj Finance 91-D 26/10/2021 Commercial Paper A1+ 0.00 - 5.90 5.90
new Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 5.23 5.23
new SIDBI 90-D 28/12/2021 Commercial Paper A1+ 0.00 - 5.22 5.22
new Reliance Retail Ventures 91-D 01/12/2021 Commercial Paper A1+ 0.00 - 3.92 3.92
new Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 3.92 3.92
new Reserve Bank of India 91-D 30/12/2021 Treasury Bills SOV 0.00 - 3.91 3.91
new 6.99% HDFC 25/11/2021 Non Convertible Debenture AAA 0.00 - 3.77 3.77
equal National Bank Agr. Rur. Devp 90-D 21/10/2021 Commercial Paper A1+ 0.00 - 3.28 3.28
new Reliance Jio Infocomm 91-D 03/12/2021 Commercial Paper A1+ 0.00 - 3.27 3.27
equal Reliance Retail Ventures 91-D 16/11/2021 Commercial Paper A1+ 0.00 - 3.27 3.27
equal Reliance Industries 91-D 26/11/2021 Commercial Paper A1+ 0.00 - 2.62 2.62
equal HDB Financial Services 18/11/2021 Commercial Paper A1+ 0.00 - 2.62 2.62
equal HDFC Securities 63-D 01/11/2021 Commercial Paper A1+ 0.00 - 2.62 2.62
new Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 2.61 2.61
new ICICI Securities 76-D 16/11/2021 Commercial Paper A1+ 0.00 - 1.96 1.96
equal Reliance Retail Ventures 89-D 03/11/2021 Commercial Paper A1+ 0.00 - 1.31 1.31
equal Bajaj Finance 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 1.31 1.31
new Reliance Industries 91-D 24/11/2021 Commercial Paper A1+ 0.00 - 1.31 1.31
new 6.70% Indian Railway Finance Corporation 24/11/2021 Bonds/NCDs AAA 0.00 - 1.12 1.12
new 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 1.12 1.12
equal Kotak Mahindra Prime 63-D 25/10/2021 Commercial Paper A1+ 0.00 - 0.66 0.66
down Bajaj Finance 90-D 18/11/2021 Commercial Paper A1+ 0.00 - 3.27 0.65
new ICICI Securities 177-D 17/12/2021 Commercial Paper A1+ 0.00 - 0.33 0.33

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Harshal Joshi since 16-Sep-2015

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:

0.01%

Change from previous, NAV as on 27-Oct-2021

Growth: ₹ 2,519.1306

IDCW Weekly: ₹ 1,001.4664

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IDCW Monthly: ₹ 1,002.8079

IDCW Daily: ₹ 1,001.0846

IDCW: ₹ 1,087.6071

Investment Strategy

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Apr-2004
Return Since Launch: 7.14%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 7,606 Cr (As on 30-Sep-2021)
Expense: 0.19% (As on 30-Sep-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily27-Oct-20210.1011

 26-Oct-20210.0634
 25-Oct-20210.0377
 24-Oct-20210.1779
 22-Oct-20210.0804
 21-Oct-20210.0892
 20-Oct-20210.0749
 19-Oct-20210.0875
 18-Oct-20210.0270
 17-Oct-20210.2552
 14-Oct-20210.0769
 13-Oct-20210.0882
 12-Oct-20210.0982
 11-Oct-20210.1342
 10-Oct-20210.1712
 08-Oct-20210.1382
 07-Oct-20210.0989
 06-Oct-20210.0903
 05-Oct-20210.0780
 04-Oct-20210.1035
 03-Oct-20210.1765
 01-Oct-20210.1198
 30-Sep-20210.1087
 29-Sep-20210.0210
 28-Sep-20210.0596
IDCW Weekly22-Oct-20210.6143

 14-Oct-20210.5688
 08-Oct-20210.6857
 01-Oct-20210.5611
 24-Sep-20210.5526
 17-Sep-20210.6684
 09-Sep-20210.4798
 03-Sep-20210.6027
 27-Aug-20210.6209
 20-Aug-20210.6423
 13-Aug-20210.7009
 06-Aug-20210.5948
 30-Jul-20210.6242
 23-Jul-20210.6686
 16-Jul-20210.6558
 09-Jul-20210.5998
 02-Jul-20210.6485
 25-Jun-20210.7124
 18-Jun-20210.5460
 11-Jun-20210.6150
 04-Jun-20210.6208
 28-May-20210.6281
 21-May-20210.6054
 14-May-20210.5935
 07-May-20210.5551
IDCW Monthly29-Sep-20212.3891

 30-Aug-20212.8907
 29-Jul-20212.7283
 29-Jun-20212.8811
 28-May-20212.4370
 29-Apr-20213.0067
 26-Mar-20212.4721
 26-Feb-20212.5122
 28-Jan-20212.3686
 28-Dec-20202.5429
 25-Nov-20202.3654
 28-Oct-20202.7537
 28-Sep-20202.5473
 28-Aug-20202.7135
 28-Jul-20202.6521
 26-Jun-20202.8043
 28-May-20203.7872
 28-Apr-20204.9464
 27-Mar-20203.1213
 28-Feb-20203.0695
 28-Jan-20203.0746
 27-Dec-20192.7822
 28-Nov-20192.8553
 30-Oct-20193.6112
 27-Sep-20192.9479
IDCW25-Mar-202140.7732

 25-Mar-2020362.0245
 12-Sep-2014162.4309
 29-Dec-201113.8549
 26-Sep-20110.0378
 07-Jul-20110.0172
 05-Jul-20110.0113

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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