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IDFC Cash Fund - Regular Plan download report

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Debt: Liquid

Analysts' Choiceunlock it

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
IDFC Cash Regular-G 2.54 0.02 0.10 0.41 1.21 2.07 3.78 3.94 5.17 5.78 6.74
CCIL T Bill Liquidity Weight 1.24 -0.04 0.05 0.21 0.72 0.97 1.98 2.58 3.26 3.62 4.20
Debt: Liquid 2.48 0.02 0.10 0.41 1.18 2.02 3.71 3.88 5.16 5.75 6.71
Rank within category 9 21 15 14 8 9 17 27 26 24 24
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Cash Fund - Regular Plan  | Invest Online
3 star
 Apr-04 3.78 3.94 5.17 0.22 11,243
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 3.79 4.02 5.29 0.24 27,542
Axis Liquid Fund
4 star
 Oct-09 3.82 4.07 5.32 0.20 20,917
Baroda BNP Paribas Liquid Fund
5 star
 Feb-09 3.84 4.04 5.30 0.27 6,654
Mirae Asset Cash Management Fund  | Invest Online
4 star
 Jan-09 3.78 4.03 5.27 0.27 4,462

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.23 17-Mar-2020 - 24-Mar-2020
Month 0.92 06-Sep-2013 - 08-Oct-2013 0.09 23-Feb-2020 - 24-Mar-2020
Quarter 2.61 24-Jul-2013 - 23-Oct-2013 0.72 23-Oct-2020 - 22-Jan-2021
Year 9.78 21-Aug-2011 - 20-Aug-2012 -16.58 11-Jun-2007 - 10-Jun-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
IDFC Cash Regular-G 3.87 0.27 1.40 5.07 0.62 0.94
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.82 0.29 1.06 4.41 0.60 0.87
Rank within category 27 11 26 24 15 26
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 58 59 20 51
Modified Duration (yrs) 0.11 0.12 0.04 0.09
Average Maturity (yrs) 0.11 0.13 0.04 0.10
Yield to Maturity (%) 5.66 5.66 3.19 5.62
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 15/09/2022 Treasury Bills SOV 0.00 - 6.63 6.63
up 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 0.00 - 6.36 6.36
equal Reserve Bank of India 91-D 01/09/2022 Treasury Bills SOV 0.00 - 5.31 5.31
equal Reserve Bank of India 91-D 22/09/2022 Treasury Bills SOV 0.00 - 4.41 4.41
new State Bank of India 2022 Certificate of Deposit A1+ 0.00 - 4.40 4.40
equal ICICI Bank 22/08/2022 Certificate of Deposit A1+ 0.00 - 3.55 3.55
new Indian Oil Corporation 43-D 30/08/2022 Commercial Paper A1+ 0.00 - 3.54 3.54
new Canara Bank 14/10/2022 Certificate of Deposit A1+ 0.00 - 3.52 3.52
new HDFC Bank 14/10/2022 Certificate of Deposit A1+ 0.00 - 2.64 2.64
new Reserve Bank of India 91-D Treasury Bills SOV 0.00 - 2.63 2.63
down HDFC 91-D 17/08/2022 Commercial Paper A1+ 0.00 - 2.38 2.31
up 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 0.00 - 2.23 2.23
equal Reliance Retail Ventures 84-D 17/08/2022 Commercial Paper A1+ 0.00 - 2.22 2.22
equal Reliance Retail Ventures 91-D 19/09/2022 Commercial Paper A1+ 0.00 - 2.21 2.21
equal Bajaj Finance 91-D 30/08/2022 Commercial Paper A1+ 0.00 - 2.21 2.21
new Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.20 2.20
new Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 2.20 2.20
equal National Bank Agr. Rur. Devp 175-D 30/08/2022 Commercial Paper A1+ 0.00 - 1.99 1.99
equal Reliance Retail Ventures 172-D 30/08/2022 Commercial Paper A1+ 0.00 - 1.77 1.77
equal Tata Capital Financial Services 91-D 18/08/2022 Commercial Paper A1+ 0.00 - 1.77 1.77
equal HDFC-Warrant 362-D 22/08/2022 Commercial Paper A1+ 0.00 - 1.77 1.77
new NTPC 91-D 21/10/2022 Commercial Paper A1+ 0.00 - 1.76 1.76
equal 4.95% HDFC 2022 Non Convertible Debenture AAA 0.00 - 1.55 1.55
new 8.45% Power Finance Corporation 2022 Non Convertible Debenture AAA 0.00 - 1.42 1.42
down Canara Bank 17/08/2022 Certificate of Deposit A1+ 0.00 - 3.75 1.33

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Brijesh Shah since 01-Dec-2021

Education: Mr. Shah is a Post Graduate Diploma in Finance.

Experience: Prior to joining IDFC Mutual Fund he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Funds Managed:

— Harshal Joshi since 16-Sep-2015

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:

Invest Online
0.02%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 2,598.7464

IDCW Weekly: ₹ 1,001.8367

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IDCW Monthly: ₹ 1,003.3748

IDCW Daily: ₹ 1,001.0846

IDCW: ₹ 1,121.9866

Investment Strategy

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Investment Details

Min. Investment (₹) 100
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 100
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Apr-2004
Return Since Launch: 6.96%
Benchmark: NIFTY Liquid Index A-I
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 11,243 Cr (As on 31-Jul-2022)
Expense Ratio: 0.22% (As on 31-Jul-2022)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily17-Aug-20220.1633

 16-Aug-20220.5868
 12-Aug-20220.1231
 11-Aug-20220.1564
 10-Aug-20220.1636
 09-Aug-20220.1461
 08-Aug-20220.1367
 07-Aug-20220.2927
 05-Aug-20220.0947
 04-Aug-20220.1408
 03-Aug-20220.1451
 02-Aug-20220.2116
 01-Aug-20220.2293
 31-Jul-20220.2971
 29-Jul-20220.1555
 28-Jul-20220.1244
 27-Jul-20220.0403
 26-Jul-20220.0253
 25-Jul-20220.1378
 24-Jul-20220.2808
 22-Jul-20220.0844
 21-Jul-20220.0761
 20-Jul-20220.0721
 19-Jul-20220.1023
 18-Jul-20220.1338
IDCW Weekly12-Aug-20221.0190

 05-Aug-20221.1190
 29-Jul-20220.7644
 22-Jul-20220.7333
 15-Jul-20220.8744
 08-Jul-20220.9827
 01-Jul-20220.9849
 24-Jun-20221.0352
 17-Jun-20220.7281
 10-Jun-20220.9117
 03-Jun-20220.8829
 27-May-20220.8702
 20-May-20220.8837
 13-May-20220.7319
 06-May-20220.2752
 29-Apr-20220.6128
 22-Apr-20220.9547
 13-Apr-20220.5083
 08-Apr-20220.7735
 31-Mar-20220.6596
 25-Mar-20220.7746
 17-Mar-20220.6437
 11-Mar-20220.6659
 04-Mar-20220.6290
 25-Feb-20220.6710
IDCW Monthly28-Jul-20223.5627

 29-Jun-20223.7932
 30-May-20223.2221
 28-Apr-20222.9919
 30-Mar-20223.1628
 25-Feb-20222.7671
 28-Jan-20222.6530
 30-Dec-20212.8409
 29-Nov-20213.0586
 28-Oct-20212.5595
 29-Sep-20212.3891
 30-Aug-20212.8907
 29-Jul-20212.7283
 29-Jun-20212.8811
 28-May-20212.4370
 29-Apr-20213.0067
 26-Mar-20212.4721
 26-Feb-20212.5122
 28-Jan-20212.3686
 28-Dec-20202.5429
 25-Nov-20202.3654
 28-Oct-20202.7537
 28-Sep-20202.5473
 28-Aug-20202.7135
 28-Jul-20202.6521
IDCW25-Mar-202140.7732

 25-Mar-2020362.0245
 12-Sep-2014162.4309
 29-Dec-201113.8549
 26-Sep-20110.0378
 07-Jul-20110.0172
 05-Jul-20110.0113

Contact Information

AMC: IDFC Asset Management Company Limited

Address: No. 27, Ground Floor Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Fax: 24215052 / 24215051

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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