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3 star

IDFC Cash Fund - Regular Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.13 0.01 0.07 0.30 0.84 1.67 3.28 4.48 5.47 6.17 7.09
CCIL T Bill Liquidity Weight 0.09 0.02 0.03 0.21 0.49 1.07 2.12 3.13 3.51 3.93 4.43
Debt: Liquid 0.13 0.01 0.07 0.29 0.84 1.64 3.23 4.46 5.41 6.09 7.02
Rank within category 23 22 17 20 25 23 20 27 27 25 23
Number of funds in category 41 41 41 41 41 41 40 38 34 33 32

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Cash Fund - Regular Plan
3 star
 Apr-04 3.28 4.48 5.47 0.19% 8,489
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.27 4.64 5.58 0.32% 32,834
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.31 4.69 5.63 0.33% 28,408
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.27 4.66 5.62 0.32% 23,456
Axis Liquid Fund
4 star
 Oct-09 3.33 4.67 5.63 0.26% 23,318

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.23 17-Mar-2020 - 24-Mar-2020
Month 0.92 06-Sep-2013 - 08-Oct-2013 0.09 23-Feb-2020 - 24-Mar-2020
Quarter 2.61 24-Jul-2013 - 23-Oct-2013 0.72 23-Oct-2020 - 22-Jan-2021
Year 9.78 21-Aug-2011 - 20-Aug-2012 -16.58 11-Jun-2007 - 10-Jun-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.44 0.43 1.65 11.37 0.94 1.28
CCIL T Bill Liquidity Weight 3.13 0.39 -1.53 -4.65 -- --
Debt: Liquid 4.42 0.45 1.51 9.12 0.93 1.25
Rank within category 28 10 28 14 12 29
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 20 36 18 32
Modified Duration (yrs) 0.06 0.13 0.04 0.08
Average Maturity (yrs) 0.06 0.14 0.04 0.08
Yield to Maturity (%) 3.55 3.57 3.15 3.60
Avg Credit Rating -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 31/03/2022 Treasury Bills SOV 0.00 - 7.59 7.59
new Reserve Bank of India 91-D 24/03/2022 Treasury Bills SOV 0.00 - 5.84 5.84
new Reliance Jio Infocomm 85-D 07/01/2022 Commercial Paper A1+ 0.00 - 4.71 4.71
new Indian Oil Corporation 31-D 10/01/2022 Commercial Paper A1+ 0.00 - 4.71 4.71
equal Reliance Jio Infocomm 86-D 04/02/2022 Commercial Paper A1+ 0.00 - 4.77 4.70
new 8.81% SIDBI 25/01/2022 Debenture AAA 0.00 - 2.11 2.11
equal ICICI Securities 91-D 15/02/2022 Commercial Paper A1+ 0.00 - 1.79 1.76
new 8.83% REC 21/01/2022 Non Convertible Debenture AAA 0.00 - 1.54 1.54
new 8.60% National Bank Agr. Rur. Devp 31/01/2022 Debenture AAA 0.00 - 1.18 1.18
equal National Bank Agr. Rur. Devp 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 1.19 1.18
equal HDFC Securities 91-D 02/02/2022 Commercial Paper A1+ 0.00 - 1.19 1.17
new Kotak Mahindra Investments 220-D 07/03/2022 Commercial Paper A1+ 0.00 - 1.17 1.17
new Bajaj Finance 91-D 28/02/2022 Commercial Paper A1+ 0.00 - 1.17 1.17
equal HDFC Securities 87-D 10/02/2022 Commercial Paper A1+ 0.00 - 1.19 1.17
equal Reliance Retail Ventures 91-D 02/02/2022 Commercial Paper A1+ 0.00 - 0.89 0.88
new 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 0.30 0.30
new ICICI Securities 222-D 16/03/2022 Commercial Paper A1+ 0.00 - 0.29 0.29
new Kotak Mahindra Investments 191-D 10/03/2022 Commercial Paper A1+ 0.00 - 0.29 0.29
new Reliance Industries 91-D 11/01/2022 Commercial Paper A1+ 0.00 - 0.29 0.29
new 4.23% HDFC 18/02/2022 Debenture AAA 0.00 - 0.29 0.29
equal Others Margin Money -- - 0.06

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Harshal Joshi since 16-Sep-2015

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:

0.02%

Change from previous, NAV as on 16-Jan-2022

Growth: ₹ 2,538.3312

IDCW Weekly: ₹ 1,001.2669

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IDCW Monthly: ₹ 1,001.9556

IDCW Daily: ₹ 1,001.0846

IDCW: ₹ 1,095.8991

Investment Strategy

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Investment Details

Min. Investment (₹) 100
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 100
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Apr-2004
Return Since Launch: 7.08%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 8,489 Cr (As on 31-Dec-2021)
Expense: 0.19% (As on 31-Dec-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily16-Jan-20220.1805

 15-Jan-20220.1805
 14-Jan-20220.0855
 13-Jan-20220.1033
 12-Jan-20220.1257
 11-Jan-20220.0947
 10-Jan-20220.0762
 09-Jan-20220.1788
 07-Jan-20220.0885
 06-Jan-20220.0815
 05-Jan-20220.1153
 04-Jan-20220.0997
 03-Jan-20220.1022
 02-Jan-20220.1839
 31-Dec-20210.1095
 30-Dec-20210.0943
 29-Dec-20210.0934
 28-Dec-20210.0893
 27-Dec-20210.1021
 26-Dec-20210.1871
 24-Dec-20210.1073
 23-Dec-20210.1043
 22-Dec-20210.0982
 21-Dec-20210.0778
 20-Dec-20210.1160
IDCW Weekly14-Jan-20220.6644

 07-Jan-20220.6714
 31-Dec-20210.6759
 24-Dec-20210.7120
 17-Dec-20210.5754
 10-Dec-20210.6240
 03-Dec-20210.6321
 26-Nov-20210.7396
 18-Nov-20210.5320
 12-Nov-20210.9690
 03-Nov-20210.4862
 29-Oct-20210.5224
 22-Oct-20210.6143
 14-Oct-20210.5688
 08-Oct-20210.6857
 01-Oct-20210.5611
 24-Sep-20210.5526
 17-Sep-20210.6684
 09-Sep-20210.4798
 03-Sep-20210.6027
 27-Aug-20210.6209
 20-Aug-20210.6423
 13-Aug-20210.7009
 06-Aug-20210.5948
 30-Jul-20210.6242
IDCW Monthly30-Dec-20212.8409

 29-Nov-20213.0586
 28-Oct-20212.5595
 29-Sep-20212.3891
 30-Aug-20212.8907
 29-Jul-20212.7283
 29-Jun-20212.8811
 28-May-20212.4370
 29-Apr-20213.0067
 26-Mar-20212.4721
 26-Feb-20212.5122
 28-Jan-20212.3686
 28-Dec-20202.5429
 25-Nov-20202.3654
 28-Oct-20202.7537
 28-Sep-20202.5473
 28-Aug-20202.7135
 28-Jul-20202.6521
 26-Jun-20202.8043
 28-May-20203.7872
 28-Apr-20204.9464
 27-Mar-20203.1213
 28-Feb-20203.0695
 28-Jan-20203.0746
 27-Dec-20192.7822
IDCW25-Mar-202140.7732

 25-Mar-2020362.0245
 12-Sep-2014162.4309
 29-Dec-201113.8549
 26-Sep-20110.0378
 07-Jul-20110.0172
 05-Jul-20110.0113

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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