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2 star

IDFC Cash Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.38 0.01 0.06 0.27 0.81 1.55 3.17 5.29 5.91 6.64 7.45
CCIL T Bill Liquidity Weight 0.86 0.02 0.05 0.20 0.51 0.97 2.16 3.59 3.79 4.24 4.62
Debt: Liquid 1.37 0.01 0.06 0.27 0.80 1.54 3.14 5.19 5.85 6.56 7.38
Rank within category 27 28 26 17 19 25 26 28 27 25 21
Number of funds in category 41 42 42 42 41 41 41 37 34 34 31

As on 11-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Cash Fund - Regular Plan
2 star
Apr-04 3.17 5.29 5.91 0.19 9,326
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.23 5.47 6.04 0.32 36,601
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.27 5.52 6.07 0.33 30,047
Axis Liquid Fund
4 star
Oct-09 3.24 5.50 6.08 0.25 21,795
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.22 5.51 6.07 0.32 20,049

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.23 17-Mar-2020 - 24-Mar-2020
Month 0.92 06-Sep-2013 - 08-Oct-2013 0.09 23-Feb-2020 - 24-Mar-2020
Quarter 2.61 24-Jul-2013 - 23-Oct-2013 0.72 23-Oct-2020 - 22-Jan-2021
Year 9.78 21-Aug-2011 - 20-Aug-2012 -16.58 11-Jun-2007 - 10-Jun-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.21 0.50 1.84 3.65 1.01 1.70
CCIL T Bill Liquidity Weight 3.52 0.39 -2.00 -4.76 -- --
Debt: Liquid 5.12 0.66 1.73 3.51 1.05 1.63
Rank within category 28 8 27 28 9 28
Number of funds in category 37 37 37 36 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 32 55 18 38
Modified Duration (yrs) 0.08 0.15 0.04 --
Average Maturity (yrs) 0.08 0.15 0.04 --
Yield to Maturity (%) 3.29 3.51 2.78 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Bank of Baroda 2021 Certificate of Deposit A1+ 0.00 - 8.88 8.88
equal HPCL 74-D 25/06/2021 Commercial Paper A1+ 0.00 - 5.35 5.35
equal Reserve Bank of India 91-D 24/06/2021 Treasury Bills SOV 0.00 - 6.10 5.35
new Reliance Industries 91-D 27/08/2021 Commercial Paper A1+ 0.00 - 5.32 5.32
equal Reliance Retail Ventures 90-D 23/06/2021 Commercial Paper A1+ 0.00 - 4.88 4.28
new Reliance Jio Infocomm 72-D 23/07/2021 Commercial Paper A1+ 0.00 - 4.27 4.27
equal National Bank Agr. Rur. Devp 176-D 01/06/2021 Commercial Paper A1+ 0.00 - 3.75 3.75
up HDB Financial Services 2021 Zero Coupon Bonds AAA 0.00 - 3.38 3.38
new 8.15% REC 18/06/2021 Bonds/Debentures AAA 0.00 - 3.17 3.17
equal Export-Import Bank 91-D 09/06/2021 Certificate of Deposit A1+ 0.00 - 3.05 2.68
up Axis Bank 2021 Certificate of Deposit A1+ 0.00 - 2.30 2.30
equal Kotak Mahindra Prime 53-D 07/06/2021 Commercial Paper A1+ 0.00 - 2.14 2.14
new National Bank Agr. Rur. Devp 180-D 30/06/2021 Commercial Paper A1+ 0.00 - 2.14 2.14
equal Reliance Industries 85-D 29/06/2021 Commercial Paper A1+ 0.00 - 2.14 2.14
new NTPC 91-D 24/08/2021 Commercial Paper A1+ 0.00 - 2.13 2.13
new Reliance Retail Ventures 91-D 17/08/2021 Commercial Paper A1+ 0.00 - 2.13 2.13
new HDFC Securities 91-D 17/08/2021 Commercial Paper A1+ 0.00 - 2.13 2.13
new Indian Oil Corp. 29-D 18/06/2021 Commercial Paper A1+ 0.00 - 1.61 1.61
equal Reliance Industries 283-D 11/06/2021 Commercial Paper A1+ 0.00 - 1.83 1.61
equal Reliance Retail Ventures 91-D 14/06/2021 Commercial Paper A1+ 0.00 - 1.83 1.61
new ICICI Securities 175-D 25/08/2021 Commercial Paper A1+ 0.00 - 1.59 1.59
equal Reserve Bank of India 182-D 03/06/2021 Treasury Bills SOV 0.00 - 1.22 1.07
new National Bank Agr. Rur. Devp 17/06/2021 Certificate of Deposit A1+ 0.00 - 1.07 1.07
equal NTPC 91-D 08/06/2021 Commercial Paper A1+ 0.00 - 1.22 1.07
equal Kotak Mahindra Investments 80-D 28/06/2021 Commercial Paper A1+ 0.00 - 1.07 1.07

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

*As on 30-Apr-2021

Fund Manager

— Anurag Mittal since 09-Nov-2015

Education: Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience: Prior to joining IDFC AMC, he worked with HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Funds Managed:

— Harshal Joshi since 16-Sep-2015

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 13-Jun-2021

Growth: ₹ 2,489.2429

IDCW Weekly: ₹ 1,001.2604

More

IDCW Monthly: ₹ 1,001.7396

IDCW Daily: ₹ 1,001.0846

IDCW: ₹ 1,074.7012


Investment Strategy

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Apr-2004
Return Since Launch: 7.26%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 9,326 Cr (As on 31-May-2021)
Expense: 0.19% (As on 30-Apr-2021)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily11-Jun-20210.0845

 10-Jun-20210.0933
 09-Jun-20210.0940
 08-Jun-20210.0879
 07-Jun-20210.0816
 06-Jun-20210.1735
 04-Jun-20210.0880
 03-Jun-20210.0950
 02-Jun-20210.0871
 01-Jun-20210.0869
 31-May-20210.0901
 30-May-20210.1734
 28-May-20210.0915
 27-May-20210.0962
 26-May-20210.0870
 25-May-20210.0934
 24-May-20210.0838
 23-May-20210.1761
 21-May-20210.0824
 20-May-20210.0882
 19-May-20210.0806
 18-May-20210.0887
 17-May-20210.0911
 16-May-20210.1743
 14-May-20210.0835
IDCW Weekly04-Jun-20210.6208

 28-May-20210.6281
 21-May-20210.6054
 14-May-20210.5935
 07-May-20210.5551
 30-Apr-20210.5786
 23-Apr-20210.6321
 16-Apr-20210.5913
 09-Apr-20210.7680
 31-Mar-20210.4897
 26-Mar-20210.7065
 19-Mar-20210.6394
 12-Mar-20210.6063
 05-Mar-20210.5196
 26-Feb-20210.5926
 18-Feb-20210.5917
 12-Feb-20210.6001
 05-Feb-20210.6258
 29-Jan-20210.6228
 22-Jan-20210.5680
 15-Jan-20210.4284
 08-Jan-20210.4520
 01-Jan-20210.7269
 24-Dec-20200.4991
 18-Dec-20200.5555
IDCW Monthly28-May-20212.4370

 29-Apr-20213.0067
 26-Mar-20212.4721
 26-Feb-20212.5122
 28-Jan-20212.3686
 28-Dec-20202.5429
 25-Nov-20202.3654
 28-Oct-20202.7537
 28-Sep-20202.5473
 28-Aug-20202.7135
 28-Jul-20202.6521
 26-Jun-20202.8043
 28-May-20203.7872
 28-Apr-20204.9464
 27-Mar-20203.1213
 28-Feb-20203.0695
 28-Jan-20203.0746
 27-Dec-20192.7822
 28-Nov-20192.8553
 30-Oct-20193.6112
 27-Sep-20192.9479
 29-Aug-20193.4487
 30-Jul-20194.1542
 27-Jun-20193.5292
 30-May-20194.6927
IDCW25-Mar-202140.7732

 25-Mar-2020362.0245
 12-Sep-2014162.4309
 29-Dec-201113.8549
 26-Sep-20110.0378
 07-Jul-20110.0172
 05-Jul-20110.0113

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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