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IDFC Cash Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.70 0.01 0.10 0.43 1.25 2.61 6.07 6.67 7.14 7.70 7.86
CCIL T Bill Liquidity Weight 0.55 0.04 0.10 0.36 0.91 1.88 4.15 4.15 4.46 4.78 4.71
Debt: Liquid 0.69 0.01 0.10 0.43 1.25 2.62 6.08 6.49 6.99 7.59 7.76
Rank within category 30 21 23 30 31 32 31 29 26 26 19
Number of funds in category 41 41 41 41 41 41 40 36 35 34 28

As on 20-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.28 (23-Mar-2016 - 31-Mar-2016) -0.03 (09-Jul-2013 - 16-Jul-2013)
Month 0.92 (06-Sep-2013 - 08-Oct-2013) 0.31 (26-Jan-2010 - 25-Feb-2010)
Quarter 2.61 (24-Jul-2013 - 23-Oct-2013) 1.00 (08-Dec-2009 - 09-Mar-2010)
Year 9.78 (21-Aug-2011 - 20-Aug-2012) -16.58 (11-Jun-2007 - 10-Jun-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.50 0.22 3.78 5.26 0.33 1.37
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: Liquid 6.34 0.51 3.67 6.02 0.52 1.51
Rank within category 29 19 28 29 12 29
Number of funds in category 36 36 36 34 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 61 76 42 55
Modified Duration (yrs) 0.08 0.14 0.04 0.08
Average Maturity (yrs) 0.08 0.14 0.04 0.09
Yield to Maturity (%) 5.21 7.16 5.04 5.37

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Bank of Baroda 18/02/2020 Certificate of Deposit A1+ 0.00 - 9.06 9.06
new Reserve Bank of India 63-D 17/03/2020 Treasury Bills SOV 0.00 - 7.86 7.86
equal Reserve Bank of India 364-D 20/02/2020 Treasury Bills SOV 0.00 - 5.09 5.09
equal NTPC 91-D 17/03/2020 Commercial Paper A1+ 0.00 - 5.07 5.07
equal Reserve Bank of India 364-D 05/03/2020 Treasury Bills SOV 0.00 - 4.57 4.57
new Reliance Industries 180-D 03/03/2020 Commercial Paper A1+ 0.00 - 4.22 4.22
down Reserve Bank of India 91-D 20/02/2020 Treasury Bills SOV 0.00 - 16.01 4.20
equal Reserve Bank of India 91-D 05/03/2020 Treasury Bills SOV 0.00 - 3.91 3.91
new 8.02% National Housing Bank 31/01/2022 Debenture AAA 0.00 - 3.27 3.27
equal National Bank Agr. Rur. Devp 89-D 17/02/2020 Commercial Paper A1+ 0.00 - 3.05 3.05
equal Reliance Jio Infocomm 90-D 26/03/2020 Commercial Paper A1+ 0.00 - 3.04 3.04
equal Reliance Retail Ltd. 87-D 17/02/2020 Commercial Paper A1+ 0.00 - 2.55 2.55
equal Kotak Mahindra Bank 24/02/2020 Certificate of Deposit A1+ 0.00 - 2.54 2.54
equal Reliance Jio Infocomm 90-D 27/02/2020 Commercial Paper A1+ 0.00 - 2.54 2.54
new 8.18% National Bank Agr. Rur. Devp 2020 Bonds/NCDs AAA 0.00 - 2.11 2.11
equal Reliance Industries 91-D 13/02/2020 Commercial Paper A1+ 0.00 - 2.04 2.04
down Indian Oil Corp. 80-D 24/02/2020 Commercial Paper A1+ 0.00 - 1.96 1.96
new Reliance Jio Infocomm 91-D 15/04/2020 Commercial Paper A1+ 0.00 - 1.51 1.51
up HDFC 352-D 28/02/2020 Commercial Paper A1+ 0.00 - 1.45 1.45
equal Kotak Mahindra Prime 360-D 10/02/2020 Commercial Paper A1+ 0.00 - 1.27 1.27
equal Kotak Mahindra Prime 18/02/2020 Zero Coupon Bonds AAA 0.00 - 1.06 1.06
new 1.50% HDFC 30/03/2020 Debenture AAA 0.00 - 1.03 1.03
down Reliance Jio Infocomm 85-D 04/02/2020 Commercial Paper A1+ 0.00 - 2.41 1.02
up 8.82% Power Finance Corp. 20/02/2020 Bonds AAA 0.00 - 1.02 1.02
equal ICICI Bank 2020 Certificate of Deposit A1+ 0.00 - 1.02 1.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Anurag Mittal since 09-Nov-2015

Education: Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience: Prior to joining IDFC AMC, he worked with HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Funds Managed:

— Harshal Joshi since 16-Sep-2015

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:


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Change from previous, NAV as on 23-Feb-2020

Growth: ₹ 2,376.9061

Dividend Weekly: ₹ 1,001.5038

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Dividend Monthly: ₹ 1,003.9681

Dividend Daily: ₹ 1,001.0846

Dividend: ₹ 1,567.4129


Investment Strategy

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Apr-2004
Return Since Launch: 7.67%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 9,799 Cr (As on 31-Jan-2020)
Expense: 0.16% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily20-Feb-20200.0921

 19-Feb-20200.0999
 18-Feb-20200.1031
 17-Feb-20200.1006
 16-Feb-20200.2001
 15-Feb-20200.2001
 14-Feb-20200.0973
 13-Feb-20200.1069
 12-Feb-20200.1054
 11-Feb-20200.1137
 10-Feb-20200.0987
 09-Feb-20200.2000
 08-Feb-20200.2000
 07-Feb-20200.1010
 06-Feb-20200.1055
 05-Feb-20200.0977
 04-Feb-20200.1020
 03-Feb-20200.0978
 02-Feb-20200.1985
 01-Feb-20200.1985
 31-Jan-20200.0943
 30-Jan-20200.1020
 29-Jan-20200.1003
 28-Jan-20200.0979
 27-Jan-20200.0981
Dividend Weekly14-Feb-20200.7225

 07-Feb-20200.7028
 31-Jan-20200.6905
 24-Jan-20200.6894
 17-Jan-20200.6175
 10-Jan-20200.6143
 03-Jan-20200.7570
 27-Dec-20190.6956
 20-Dec-20190.6864
 13-Dec-20190.6982
 06-Dec-20190.5755
 29-Nov-20190.7304
 22-Nov-20190.7033
 15-Nov-20190.7202
 08-Nov-20190.6208
 01-Nov-20190.6989
 25-Oct-20190.6855
 18-Oct-20190.7351
 11-Oct-20190.7688
 04-Oct-20190.9212
 27-Sep-20190.6764
 20-Sep-20190.6449
 13-Sep-20190.7538
 06-Sep-20190.7650
 30-Aug-20190.7476
Dividend Monthly28-Jan-20203.0746

 27-Dec-20192.7822
 28-Nov-20192.8553
 30-Oct-20193.6112
 27-Sep-20192.9479
 29-Aug-20193.4487
 30-Jul-20194.1542
 27-Jun-20193.5292
 30-May-20194.6927
 26-Apr-20194.3297
 28-Mar-20193.8987
 27-Feb-20193.6771
 30-Jan-20194.5104
 28-Dec-20184.0272
 29-Nov-20184.2734
 30-Oct-20184.9126
 27-Sep-20183.8492
 30-Aug-20184.2931
 30-Jul-20184.6200
 28-Jun-20184.2038
 30-May-20184.5354
 26-Apr-20184.6783
 26-Mar-20183.7902
 27-Feb-20183.6267
 30-Jan-20184.2808
Dividend12-Sep-2014162.4309

 29-Dec-201113.8549
 26-Sep-20110.0378
 07-Jul-20110.0172
 05-Jul-20110.0113

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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