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2 star

IDFC Cash Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.18 0.01 0.06 0.23 0.72 1.53 3.89 5.79 6.30 6.97 7.66
CCIL T Bill Liquidity Weight 0.08 -0.01 0.04 0.10 0.46 1.07 2.95 3.78 4.00 4.42 4.70
Debt: Liquid 0.18 0.01 0.06 0.24 0.72 1.53 3.81 5.71 6.22 6.89 7.58
Rank within category 27 31 25 29 23 27 26 28 26 26 21
Number of funds in category 41 41 41 41 41 41 41 35 34 34 30

As on 25-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Cash Fund - Regular Plan
2 star
Apr-04 3.89 5.79 6.30 0.20 11,325
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 4.11 5.98 6.43 0.32 42,177
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
Mar-04 4.12 6.03 6.47 0.31 33,431
Axis Liquid Fund
4 star
Oct-09 4.11 6.02 6.46 0.25 25,742
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 4.08 6.03 6.46 0.32 23,245

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.50 (24-Mar-2020 - 31-Mar-2020) -0.23 (17-Mar-2020 - 24-Mar-2020)
Month 0.92 (06-Sep-2013 - 08-Oct-2013) 0.09 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.61 (24-Jul-2013 - 23-Oct-2013) 0.72 (23-Oct-2020 - 22-Jan-2021)
Year 9.78 (21-Aug-2011 - 20-Aug-2012) -16.58 (11-Jun-2007 - 10-Jun-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.74 0.45 2.15 3.45 0.90 1.85
CCIL T Bill Liquidity Weight 3.78 0.34 -2.89 -5.80 -- --
Debt: Liquid 5.66 0.63 2.08 3.24 0.96 1.84
Rank within category 28 8 27 25 11 28
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 27 68 26 35
Modified Duration (yrs) 0.09 0.15 0.06 0.09
Average Maturity (yrs) 0.09 0.15 0.06 0.08
Yield to Maturity (%) 2.78 5.34 2.78 3.07
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 11/03/2021 Treasury Bills SOV 0.00 - 18.15 18.15
new Reliance Retail Ventures 63-D 12/02/2021 Commercial Paper A1+ 0.00 - 5.28 5.28
new Reserve Bank of India 182-D 14/01/2021 Treasury Bills SOV 0.00 - 4.41 4.41
new Reliance Industries 62-D 01/02/2021 Commercial Paper A1+ 0.00 - 4.40 4.40
new Reliance Industries 58-D 18/02/2021 Commercial Paper A1+ 0.00 - 4.40 4.40
new HDFC 357-D 24/02/2021 Commercial Paper A1+ 0.00 - 3.74 3.74
new Ultratech Cement 90-D 01/03/2021 Commercial Paper A1+ 0.00 - 3.73 3.73
equal Kotak Mahindra Prime 2021 Commercial Paper A1+ 0.00 - 4.32 3.53
equal NTPC 91-D 01/02/2021 Commercial Paper A1+ 0.00 - 3.78 3.08
equal Sundaram Finance 2021 Commercial Paper A1+ 0.00 - 3.77 3.08
equal ONGC 2021 Commercial Paper A1+ 0.00 - 2.70 2.20
new National Bank Agr. Rur. Devp 327-D 10/03/2021 Commercial Paper A1+ 0.00 - 1.98 1.98
new Reliance Industries 325-D 15/03/2021 Commercial Paper A1+ 0.00 - 1.76 1.76
equal ICICI Securities 2021 Commercial Paper A1+ 0.00 - 2.16 1.76
new National Bank Agr. Rur. Devp 164-D 01/02/2021 Commercial Paper A1+ 0.00 - 1.10 1.10
equal Kotak Mahindra Investments 24/02/2021 Commercial Paper A1+ 0.00 - 1.35 1.10
equal Reserve Bank of India 91-D 21/01/2021 Treasury Bills SOV 0.00 - 1.28 1.05
new Reserve Bank of India 2021 Treasury Bills SOV 0.00 - 0.88 0.88
new Reliance Industries 83-D 25/02/2021 Commercial Paper A1+ 0.00 - 0.66 0.66
equal Larsen & Toubro 2021 Commercial Paper A1+ 0.00 - 0.81 0.66
new Sundaram Finance 262-D 26/02/2021 Commercial Paper A1+ 0.00 - 0.44 0.44
new National Bank Agr. Rur. Devp 21/01/2021 Commercial Paper A1+ 0.00 - 0.44 0.44
new Reserve Bank of India 25/02/2021 Treasury Bills SOV 0.00 - 0.44 0.44
new SIDBI 20/01/2021 Commercial Paper A1+ 0.00 - 0.22 0.22
new Larsen & Toubro 17/02/2021 Commercial Paper A1+ 0.00 - 0.22 0.22

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Anurag Mittal since 09-Nov-2015

Education: Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience: Prior to joining IDFC AMC, he worked with HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Funds Managed:

— Harshal Joshi since 16-Sep-2015

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 26-Jan-2021

Growth: ₹ 2,459.5412

Dividend Weekly: ₹ 1,001.4218

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Dividend Monthly: ₹ 1,002.5128

Dividend Daily: ₹ 1,001.0846

Dividend: ₹ 1,102.4373


Investment Strategy

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Apr-2004
Return Since Launch: 7.38%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 11,325 Cr (As on 31-Dec-2020)
Expense: 0.20% (As on 31-Dec-2020)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily26-Jan-20210.0899

 25-Jan-20210.0724
 24-Jan-20210.1731
 22-Jan-20210.0799
 21-Jan-20210.0782
 20-Jan-20210.0905
 19-Jan-20210.0785
 18-Jan-20210.0721
 17-Jan-20210.1687
 15-Jan-20210.0399
 14-Jan-20210.0783
 13-Jan-20210.1241
 12-Jan-20210.0243
 10-Jan-20210.1618
 08-Jan-20210.0704
 06-Jan-20210.0403
 05-Jan-20210.0926
 04-Jan-20210.0969
 03-Jan-20210.1517
 01-Jan-20210.0834
 31-Dec-20200.0978
 30-Dec-20200.1131
 29-Dec-20200.1043
 28-Dec-20200.0854
 27-Dec-20200.2427
Dividend Weekly22-Jan-20210.5680

 15-Jan-20210.4284
 08-Jan-20210.4520
 01-Jan-20210.7269
 24-Dec-20200.4991
 18-Dec-20200.5555
 11-Dec-20200.5628
 04-Dec-20200.4238
 27-Nov-20200.5356
 20-Nov-20200.6178
 13-Nov-20200.6124
 06-Nov-20200.6946
 29-Oct-20200.4655
 23-Oct-20200.6151
 16-Oct-20200.6730
 09-Oct-20200.7211
 01-Oct-20200.6274
 25-Sep-20200.5938
 18-Sep-20200.6175
 11-Sep-20200.4545
 04-Sep-20200.6095
 28-Aug-20200.5492
 21-Aug-20200.6497
 14-Aug-20200.6490
 07-Aug-20200.6107
Dividend Monthly28-Dec-20202.5429

 25-Nov-20202.3654
 28-Oct-20202.7537
 28-Sep-20202.5473
 28-Aug-20202.7135
 28-Jul-20202.6521
 26-Jun-20202.8043
 28-May-20203.7872
 28-Apr-20204.9464
 27-Mar-20203.1213
 28-Feb-20203.0695
 28-Jan-20203.0746
 27-Dec-20192.7822
 28-Nov-20192.8553
 30-Oct-20193.6112
 27-Sep-20192.9479
 29-Aug-20193.4487
 30-Jul-20194.1542
 27-Jun-20193.5292
 30-May-20194.6927
 26-Apr-20194.3297
 28-Mar-20193.8987
 27-Feb-20193.6771
 30-Jan-20194.5104
 28-Dec-20184.0272
Dividend25-Mar-2020362.0245

 12-Sep-2014162.4309
 29-Dec-201113.8549
 26-Sep-20110.0378
 07-Jul-20110.0172
 05-Jul-20110.0113

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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dateFriday, 29-Jan-2021
time12:30 PM - 01:00 PM