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2 star

IDFC Cash Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.19 0.01 0.06 0.25 0.77 2.32 4.62 6.19 6.62 7.29 7.80
CCIL T Bill Liquidity Weight 2.49 0.02 0.04 0.19 0.54 1.61 3.46 3.99 4.17 4.65 4.76
Debt: Liquid 3.12 0.01 0.06 0.26 0.79 2.14 4.54 6.07 6.48 7.18 7.70
Rank within category 26 14 23 29 27 23 27 28 26 26 21
Number of funds in category 42 42 42 42 42 42 42 36 35 34 31

As on 25-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Cash Fund - Regular Plan
2 star
Apr-04 4.62 6.19 6.62 0.19 11,765
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 4.91 6.37 6.75 0.32 54,052
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 4.93 6.43 6.79 0.31 39,810
Axis Liquid Fund  | Invest Online
4 star
Oct-09 4.92 6.42 6.78 0.22 28,818
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 4.81 6.37 6.74 0.24 27,459

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.50 (24-Mar-2020 - 31-Mar-2020) -0.23 (17-Mar-2020 - 24-Mar-2020)
Month 0.92 (06-Sep-2013 - 08-Oct-2013) 0.09 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.61 (24-Jul-2013 - 23-Oct-2013) 0.76 (25-Jun-2020 - 24-Sep-2020)
Year 9.78 (21-Aug-2011 - 20-Aug-2012) -16.58 (11-Jun-2007 - 10-Jun-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.10 0.36 2.68 3.57 0.64 1.71
CCIL T Bill Liquidity Weight 3.97 0.31 -3.79 -6.90 -- --
Debt: Liquid 5.99 0.53 2.53 3.29 0.72 1.69
Rank within category 28 14 27 23 14 29
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 43 76 43 42
Modified Duration (yrs) 0.08 0.15 0.04 0.08
Average Maturity (yrs) 0.08 0.15 0.04 0.08
Yield to Maturity (%) 3.19 5.55 3.19 3.31
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 26/11/2020 Treasury Bills SOV 0.00 - 6.75 6.75
up Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 6.41 6.41
equal HDFC 88-D 25/09/2020 Commercial Paper A1+ 0.00 - 6.50 6.36
equal NTPC 91-D 22/09/2020 Commercial Paper A1+ 0.00 - 6.07 5.94
equal Reserve Bank of India 91-D 17/09/2020 Treasury Bills SOV 0.00 - 6.01 5.88
equal Reserve Bank of India 91-D 03/09/2020 Treasury Bills SOV 0.00 - 5.04 4.93
equal National Housing Bank 90-D 28/09/2020 Commercial Paper A1+ 0.00 - 4.77 4.66
equal Reserve Bank of India 182-D 10/09/2020 Treasury Bills SOV 0.00 - 4.34 4.25
new Reserve Bank of India 182-D 26/11/2020 Treasury Bills SOV 0.00 - 4.22 4.22
new Sundaram Finance 91-D 23/11/2020 Commercial Paper A1+ 0.00 - 4.22 4.22
new 7.50% Power Finance Corp. 17/09/2020 Bonds AAA 0.00 - 2.81 2.81
new Reserve Bank of India 91-D 05/11/2020 Treasury Bills SOV 0.00 - 2.54 2.54
equal Indian Oil Corp. 46-D 14/09/2020 Commercial Paper A1+ 0.00 - 2.17 2.12
equal Export-Import Bank 91-D 28/09/2020 Certificate of Deposit A1+ 0.00 - 2.17 2.12
up Export-Import Bank 91-D 03/09/2020 Commercial Paper A1+ 0.00 - 1.70 1.70
equal Reliance Jio Infocomm 85-D 15/09/2020 Commercial Paper A1+ 0.00 - 1.74 1.70
new 6.87% REC 24/09/2020 Debenture AAA 0.00 - 1.70 1.70
equal Reserve Bank of India 182-D 03/09/2020 Treasury Bills SOV 0.00 - 1.65 1.61
equal Ultratech Cement 90-D 02/09/2020 Commercial Paper A1+ 0.00 - 1.52 1.49
new Ultratech Cement 90-D 18/11/2020 Commercial Paper A1+ 0.00 - 1.48 1.48
equal Axis Bank 18/09/2020 Certificate of Deposit A1+ 0.00 - 1.47 1.44
equal Kotak Mahindra Prime 334-D 28/09/2020 Commercial Paper A1+ 0.00 - 1.30 1.27
equal Reserve Bank of India 91-D 24/09/2020 Treasury Bills SOV 0.00 - 1.21 1.19
new Axis Bank 2020 Certificate of Deposit A1+ 0.00 - 1.06 1.06
up Kotak Mahindra Prime 2020 Debenture AAA 0.00 - 1.06 1.06

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Anurag Mittal since 09-Nov-2015

Education: Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience: Prior to joining IDFC AMC, he worked with HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Funds Managed:

— Harshal Joshi since 16-Sep-2015

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 27-Sep-2020

Growth: ₹ 2,435.2602

Dividend Weekly: ₹ 1,001.2643

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Dividend Monthly: ₹ 1,002.7838

Dividend Daily: ₹ 1,001.0846

Dividend: ₹ 1,091.5548


Investment Strategy

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Apr-2004
Return Since Launch: 7.50%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 11,765 Cr (As on 31-Aug-2020)
Expense: 0.19% (As on 31-Aug-2020)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily25-Sep-20200.0955

 24-Sep-20200.0878
 23-Sep-20200.0786
 22-Sep-20200.0831
 21-Sep-20200.0745
 20-Sep-20200.1742
 18-Sep-20200.0834
 17-Sep-20200.0905
 16-Sep-20200.0869
 15-Sep-20200.0905
 14-Sep-20200.0891
 13-Sep-20200.1768
 11-Sep-20200.0463
 10-Sep-20200.0727
 09-Sep-20200.0505
 08-Sep-20200.0477
 07-Sep-20200.0729
 06-Sep-20200.1641
 04-Sep-20200.0807
 03-Sep-20200.0960
 02-Sep-20200.0933
 01-Sep-20200.0857
 31-Aug-20200.0886
 30-Aug-20200.1650
 28-Aug-20200.0788
Dividend Weekly18-Sep-20200.6175

 11-Sep-20200.4545
 04-Sep-20200.6095
 28-Aug-20200.5492
 21-Aug-20200.6497
 14-Aug-20200.6490
 07-Aug-20200.6107
 31-Jul-20200.5331
 24-Jul-20200.5729
 17-Jul-20200.5712
 10-Jul-20200.5629
 03-Jul-20200.6656
 26-Jun-20200.7071
 19-Jun-20200.7496
 12-Jun-20200.7801
 05-Jun-20200.5317
 29-May-20200.5438
 22-May-20200.9889
 15-May-20201.1024
 08-May-20201.0236
 30-Apr-20200.4730
 24-Apr-20201.1221
 17-Apr-20201.3782
 09-Apr-20200.5572
 03-Apr-20201.5679
Dividend Monthly28-Aug-20202.7135

 28-Jul-20202.6521
 26-Jun-20202.8043
 28-May-20203.7872
 28-Apr-20204.9464
 27-Mar-20203.1213
 28-Feb-20203.0695
 28-Jan-20203.0746
 27-Dec-20192.7822
 28-Nov-20192.8553
 30-Oct-20193.6112
 27-Sep-20192.9479
 29-Aug-20193.4487
 30-Jul-20194.1542
 27-Jun-20193.5292
 30-May-20194.6927
 26-Apr-20194.3297
 28-Mar-20193.8987
 27-Feb-20193.6771
 30-Jan-20194.5104
 28-Dec-20184.0272
 29-Nov-20184.2734
 30-Oct-20184.9126
 27-Sep-20183.8492
 30-Aug-20184.2931
Dividend25-Mar-2020362.0245

 12-Sep-2014162.4309
 29-Dec-201113.8549
 26-Sep-20110.0378
 07-Jul-20110.0172
 05-Jul-20110.0113

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

VR Helpline

What to do with your multi-cap funds

dateSaturday, 26-Sep-2020
time12:30 PM - 01:00 PM

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