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2 star

IDFC Cash Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.48 0.01 0.07 0.30 1.07 2.42 5.26 6.46 6.85 7.49 7.87
CCIL T Bill Liquidity Weight 2.02 0.02 0.05 0.25 0.87 1.95 4.02 4.18 4.33 4.71 4.78
Debt: Liquid 2.38 0.01 0.06 0.29 1.00 2.34 5.18 6.35 6.70 7.38 7.76
Rank within category 26 23 17 22 24 26 28 28 26 26 20
Number of funds in category 42 42 42 42 42 42 42 36 35 34 30

As on 03-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Cash Fund - Regular Plan
2 star
Apr-04 5.26 6.46 6.85 0.16 13,581
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 5.59 6.63 6.97 0.32 57,566
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 5.66 6.69 7.01 0.30 43,090
Nippon India Liquid Fund  | Invest Online
5 star
Dec-03 5.62 6.69 7.01 0.27 31,728
Axis Liquid Fund  | Invest Online
4 star
Oct-09 5.60 6.68 7.00 0.22 29,605

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.50 (24-Mar-2020 - 31-Mar-2020) -0.23 (17-Mar-2020 - 24-Mar-2020)
Month 0.92 (06-Sep-2013 - 08-Oct-2013) 0.09 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.61 (24-Jul-2013 - 23-Oct-2013) 0.93 (24-Dec-2019 - 24-Mar-2020)
Year 9.78 (21-Aug-2011 - 20-Aug-2012) -16.58 (11-Jun-2007 - 10-Jun-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.29 0.29 3.39 4.46 0.45 1.53
CCIL T Bill Liquidity Weight 4.07 0.28 -4.34 -7.86 -- --
Debt: Liquid 6.19 0.50 3.21 4.32 0.56 1.58
Rank within category 28 16 27 27 13 29
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 63 76 42 49
Modified Duration (yrs) 0.10 0.13 0.04 0.07
Average Maturity (yrs) 0.10 0.13 0.04 0.08
Yield to Maturity (%) 3.51 6.30 3.51 3.59

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 30/06/2020 Treasury Bills SOV 0.00 - 9.95 8.81
up Reserve Bank of India 84-D Treasury Bills SOV 0.00 - 8.27 8.27
new Reserve Bank of India 91-D 27/08/2020 Treasury Bills SOV 0.00 - 7.31 7.31
up Reserve Bank of India 77-D 16/06/2020 Treasury Bills SOV 0.00 - 4.85 4.85
new Reserve Bank of India 84-D 20/08/2020 Treasury Bills SOV 0.00 - 3.66 3.66
equal Indian Oil Corp. 77-D 24/06/2020 Commercial Paper A1+ 0.00 - 3.31 2.94
new Bank of Baroda 2020 Certificate of Deposit A1+ 0.00 - 2.39 2.39
new Reliance Retail Ltd. 52-D 29/06/2020 Commercial Paper A1+ 0.00 - 2.20 2.20
new Bajaj Finance 91-D 17/08/2020 Commercial Paper A1+ 0.00 - 2.01 2.01
new Reliance Jio Infocomm 91-D 17/08/2020 Commercial Paper A1+ 0.00 - 1.83 1.83
new Ultratech Cement 177-D 26/08/2020 Commercial Paper A1+ 0.00 - 1.83 1.83
new Bajaj Finance 91-D 18/08/2020 Commercial Paper A1+ 0.00 - 1.82 1.82
equal 7.60% Bajaj Finance 15/06/2020 Debenture AAA 0.00 - 3.01 1.55
equal 7.42% Power Finance Corp. 26/06/2020 Debenture AAA 0.00 - 2.87 1.49
new HPCL 48-D 23/06/2020 Commercial Paper A1+ 0.00 - 1.47 1.47
new BPCL 90-D 29/06/2020 Commercial Paper A1+ 0.00 - 1.47 1.47
up Indian Oil Corp. 62-D 08/06/2020 Commercial Paper A1+ 0.00 - 1.47 1.47
equal Axis Bank 15/06/2020 Certificate of Deposit A1+ 0.00 - 2.83 1.47
equal Reliance Jio Infocomm 91-D 20/07/2020 Commercial Paper A1+ 0.00 - 1.65 1.47
new Indian Oil Corp. 76-D 21/07/2020 Commercial Paper A1+ 0.00 - 1.47 1.47
equal Reliance Jio Infocomm 72-D 24/06/2020 Commercial Paper A1+ 0.00 - 1.66 1.47
equal Reliance Industries 91-D 01/06/2020 Commercial Paper A1+ 0.00 - 2.83 1.47
new Bajaj Finance 91-D 19/08/2020 Commercial Paper A1+ 0.00 - 1.46 1.46
equal Bajaj Finance 2020 Debenture AAA 0.00 - 1.58 1.40
up 7.60% HDFC 26/06/2020 Debenture AAA 0.00 - 1.39 1.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Anurag Mittal since 09-Nov-2015

Education: Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience: Prior to joining IDFC AMC, he worked with HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Funds Managed:

— Harshal Joshi since 16-Sep-2015

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 03-Jul-2020

Growth: ₹ 2,417.9321

Dividend Weekly: ₹ 1,001.7519

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Dividend Monthly: ₹ 1,000.9954

Dividend Daily: ₹ 1,001.0846

Dividend: ₹ 1,083.7875


Investment Strategy

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 01-Apr-2004
Return Since Launch: 7.59%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 13,581 Cr (As on 31-May-2020)
Expense: 0.16% (As on 31-May-2020)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily03-Jul-20200.0587

 02-Jul-20200.0744
 01-Jul-20200.1661
 30-Jun-20200.1006
 29-Jun-20200.0981
 28-Jun-20200.1675
 27-Jun-20200.1675
 26-Jun-20200.0841
 25-Jun-20200.1291
 24-Jun-20200.1172
 23-Jun-20200.1050
 22-Jun-20200.0980
 21-Jun-20200.1734
 20-Jun-20200.1734
 19-Jun-20200.1247
 18-Jun-20200.1090
 17-Jun-20200.1085
 16-Jun-20200.0995
 15-Jun-20200.1274
 14-Jun-20200.1803
 13-Jun-20200.1803
 12-Jun-20200.1517
 11-Jun-20200.1390
 10-Jun-20200.0999
 09-Jun-20200.1049
Dividend Monthly26-Jun-20202.8043

 28-May-20203.7872
 28-Apr-20204.9464
 27-Mar-20203.1213
 28-Feb-20203.0695
 28-Jan-20203.0746
 27-Dec-20192.7822
 28-Nov-20192.8553
 30-Oct-20193.6112
 27-Sep-20192.9479
 29-Aug-20193.4487
 30-Jul-20194.1542
 27-Jun-20193.5292
 30-May-20194.6927
 26-Apr-20194.3297
 28-Mar-20193.8987
 27-Feb-20193.6771
 30-Jan-20194.5104
 28-Dec-20184.0272
 29-Nov-20184.2734
 30-Oct-20184.9126
 27-Sep-20183.8492
 30-Aug-20184.2931
 30-Jul-20184.6200
 28-Jun-20184.2038
Dividend Weekly26-Jun-20200.7071

 19-Jun-20200.7496
 12-Jun-20200.7801
 05-Jun-20200.5317
 29-May-20200.5438
 22-May-20200.9889
 15-May-20201.1024
 08-May-20201.0236
 30-Apr-20200.4730
 24-Apr-20201.1221
 17-Apr-20201.3782
 09-Apr-20200.5572
 03-Apr-20201.5679
 27-Mar-20201.6171
 13-Mar-20200.5794
 06-Mar-20200.9230
 28-Feb-20200.7486
 20-Feb-20200.5961
 14-Feb-20200.7225
 07-Feb-20200.7028
 31-Jan-20200.6905
 24-Jan-20200.6894
 17-Jan-20200.6175
 10-Jan-20200.6143
 03-Jan-20200.7570
Dividend25-Mar-2020362.0245

 12-Sep-2014162.4309
 29-Dec-201113.8549
 26-Sep-20110.0378
 07-Jul-20110.0172
 05-Jul-20110.0113

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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