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4 star

Aditya Birla Sun Life Liquid Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.39 0.01 0.06 0.28 0.82 1.56 3.27 5.52 6.07 6.77 7.57
CCIL T Bill Liquidity Weight 0.86 0.02 0.05 0.20 0.51 0.97 2.16 3.59 3.79 4.24 4.62
Debt: Liquid 1.37 0.01 0.06 0.27 0.80 1.54 3.14 5.19 5.85 6.56 7.38
Rank within category 17 18 7 9 14 17 5 5 7 3 3
Number of funds in category 41 42 42 42 41 41 41 37 34 34 31

As on 11-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.27 5.52 6.07 0.33 30,047
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.23 5.47 6.04 0.32 36,601
Axis Liquid Fund
4 star
Oct-09 3.24 5.50 6.08 0.25 21,795
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.22 5.51 6.07 0.32 20,049
Tata Liquid Fund - Regular Plan  | Invest Online
4 star
Sep-04 3.20 5.48 6.06 0.33 10,256

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.47 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.99 06-Sep-2013 - 08-Oct-2013 0.16 23-Feb-2020 - 24-Mar-2020
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 0.71 23-Oct-2020 - 22-Jan-2021
Year 9.96 26-Jul-2013 - 27-Jul-2014 3.27 11-Jun-2020 - 11-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.43 0.51 2.20 4.04 1.08 1.96
CCIL T Bill Liquidity Weight 3.52 0.39 -2.00 -4.76 -- --
Debt: Liquid 5.12 0.66 1.73 3.51 1.05 1.63
Rank within category 5 20 5 12 26 8
Number of funds in category 37 37 37 36 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 100 156 100 38
Modified Duration (yrs) 0.12 0.14 0.07 0.09
Average Maturity (yrs) 0.12 0.14 0.07 0.09
Yield to Maturity (%) 3.52 3.67 3.01 3.41
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 05/08/2021 Treasury Bills SOV 0.00 - 5.84 5.84
equal Tata Steel 60-D 18/06/2021 Commercial Paper A1+ 0.00 - 3.32 3.32
new Reliance Industries 91-D 24/08/2021 Commercial Paper A1+ 0.00 - 3.30 3.30
new Reserve Bank of India 91-D 19/08/2021 Treasury Bills SOV 0.00 - 3.29 3.29
equal Adani Ports and Special Economic Zone 85-D 23/06/2021 Commercial Paper A1+ 0.00 - 3.15 3.15
equal Barclays Bank 2021 Certificate of Deposit A1+ 0.00 - 2.72 2.49
new Reserve Bank of India 91-D 13/08/2021 Treasury Bills SOV 0.00 - 2.48 2.48
down Reliance Jio Infocomm 91-D 07/06/2021 Commercial Paper A1+ 0.00 - 2.72 2.33
down Axis Bank 2021 Certificate of Deposit A1+ 0.00 - 3.41 2.27
new Reserve Bank of India 91-D 26/08/2021 Treasury Bills SOV 0.00 - 1.95 1.95
new Reliance Industries 80-D 30/07/2021 Commercial Paper A1+ 0.00 - 1.90 1.90
equal Bank of Baroda 22/06/2021 Certificate of Deposit A1+ 0.00 - 1.90 1.74
equal Reliance Industries 85-D 29/06/2021 Commercial Paper A1+ 0.00 - 1.66 1.66
equal Shriram Transport Finance 68-D 30/06/2021 Commercial Paper A1+ 0.00 - 1.66 1.66
equal Tata Power 91-D 20/07/2021 Commercial Paper A1+ 0.00 - 1.66 1.66
new Reliance Jio Infocomm 79-D 30/07/2021 Commercial Paper A1+ 0.00 - 1.65 1.65
new Reliance Jio Infocomm 91-D 11/08/2021 Commercial Paper A1+ 0.00 - 1.65 1.65
new Reliance Retail Ventures 91-D 17/08/2021 Commercial Paper A1+ 0.00 - 1.65 1.65
down Reliance Jio Infocomm 87-D 04/06/2021 Commercial Paper A1+ 0.00 - 2.72 1.33
equal Punjab & Sind Bank 14/06/2021 Certificate of Deposit A1+ 0.00 - 1.45 1.33
new Tata Capital 91-D 11/08/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Reserve Bank of India 364-D 03/06/2021 Treasury Bills SOV 0.00 - 1.27 1.16
down SAIL 83-D 29/06/2021 Commercial Paper A1+ 0.00 - 1.77 1.00
new Tata Motors 79-D 30/07/2021 Commercial Paper A1+ 0.00 - 0.99 0.99
equal Nabha Power 91-D 29/07/2021 Commercial Paper A1+ 0.00 - 0.99 0.99

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Sunaina da Cunha since 19-Jun-2009

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 13-Jun-2021

Growth: ₹ 331.4142

IDCW Weekly: ₹ 100.2425

More

IDCW Daily: ₹ 100.1950

IDCW: ₹ 138.6723


Investment Strategy

The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 29-Mar-2004
Return Since Launch: 7.21%
Benchmark: CRISIL Liquid TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 30,047 Cr (As on 31-May-2021)
Expense: 0.33% (As on 30-Apr-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily10-Jun-20210.0087

 09-Jun-20210.0093
 08-Jun-20210.0090
 07-Jun-20210.0099
 06-Jun-20210.0088
 05-Jun-20210.0180
 03-Jun-20210.0089
 02-Jun-20210.0095
 01-Jun-20210.0085
 31-May-20210.0088
 30-May-20210.0093
 29-May-20210.0180
 27-May-20210.0083
 26-May-20210.0104
 25-May-20210.0089
 24-May-20210.0085
 23-May-20210.0081
 22-May-20210.0179
 20-May-20210.0090
 19-May-20210.0087
 18-May-20210.0084
 17-May-20210.0088
 16-May-20210.0096
 15-May-20210.0181
 13-May-20210.0076
IDCW Weekly10-Jun-20210.0637

 03-Jun-20210.0629
 27-May-20210.0620
 20-May-20210.0626
 13-May-20210.0582
 06-May-20210.0553
 29-Apr-20210.0574
 22-Apr-20210.0639
 15-Apr-20210.0585
 08-Apr-20210.0313
 04-Apr-20210.0953
 25-Mar-20210.0728
 18-Mar-20210.0662
 11-Mar-20210.0583
 04-Mar-20210.0458
 25-Feb-20210.0322
 21-Feb-20210.0976
 11-Feb-20210.0635
 04-Feb-20210.0619
 28-Jan-20210.0622
 21-Jan-20210.0540
 14-Jan-20210.0426
 07-Jan-20210.0472
 31-Dec-20200.0427
 27-Dec-20200.0837
IDCW Monthly30-May-20100.0305

 29-Apr-20100.0289
 30-Mar-20100.0303
 25-Feb-20100.0229
 28-Jan-20100.0251
 30-Dec-20090.0278
 29-Nov-20090.0285
 29-Oct-20090.0291
 28-Sep-20090.0278
 30-Aug-20090.0298
 30-Jul-20090.0333
 29-Jun-20090.0343
 28-May-20090.0334
 28-Apr-20090.0365
 30-Mar-20090.0459
 26-Feb-20090.0435
 29-Jan-20090.0492
 30-Dec-20080.0606
 27-Nov-20080.0547
 30-Oct-20080.0650
 29-Sep-20080.0666
 28-Aug-20080.0572
 30-Jul-20080.0594
 29-Jun-20080.0576
 29-May-20080.0538
IDCW Fortnightly13-Sep-20070.0346

 23-Aug-20070.0230
 09-Aug-20070.0190
 26-Jul-20070.0187
 12-Jul-20070.0323
 21-Jun-20070.0193
 07-Jun-20070.0208
 24-May-20070.0266
 10-May-20070.0266
 26-Apr-20070.0267
 12-Apr-20070.0418
 22-Mar-20070.0291
 08-Mar-20070.0264
 22-Feb-20070.0257
 08-Feb-20070.0264
 26-Jan-20070.0262
 11-Jan-20070.0404
 21-Dec-20060.0246
 07-Dec-20060.0243
 23-Nov-20060.0245
 09-Nov-20060.0117
 26-Oct-20060.0364
 13-Oct-20060.0364
 21-Sep-20060.0230
 07-Sep-20060.0228

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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