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Aditya Birla Sun Life Liquid Fund download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Aditya Birla SL Liquid-G 1.89 0.02 0.10 0.40 0.99 1.89 3.58 4.14 5.36 5.97 6.92
CCIL T Bill Liquidity Weight 0.91 0.05 0.07 0.27 0.34 0.91 1.99 2.70 3.31 3.68 4.25
Debt: Liquid 1.86 0.02 0.10 0.38 0.98 1.86 3.52 3.98 5.20 5.81 6.76
Rank within category 20 9 12 6 22 20 17 5 6 6 3
Number of funds in category 38 38 38 38 38 38 38 37 33 32 31

As on 01-Jul-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Liquid Fund  | Invest Online
3 star
Mar-04 3.58 4.14 5.36 0.33% 35,935
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.59 4.09 5.33 0.24% 32,789
Axis Liquid Fund
4 star
Oct-09 3.61 4.14 5.37 0.20% 25,219
Baroda BNP Paribas Liquid Fund
5 star
Feb-09 3.64 4.11 5.34 0.26% 7,120
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.59 4.10 5.32 0.27% 3,623

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.47 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.99 06-Sep-2013 - 08-Oct-2013 0.16 23-Feb-2020 - 24-Mar-2020
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 0.71 23-Oct-2020 - 22-Jan-2021
Year 9.96 26-Jul-2013 - 27-Jul-2014 3.15 28-Oct-2020 - 28-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Aditya Birla SL Liquid-G 4.13 0.37 1.70 8.08 0.81 1.29
CCIL T Bill Liquidity Weight 2.69 0.37 -2.20 -4.41 -- --
Debt: Liquid* 3.87 0.32 1.12 4.97 0.65 0.93
Rank within category* 5 34 6 8 30 4
Number of funds in category* 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

* As on 30-Jun-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 146 146 90 48
Modified Duration (yrs) 0.12 0.15 0.09 0.08
Average Maturity (yrs) 0.12 0.15 0.09 0.08
Yield to Maturity (%) 4.98 4.98 3.35 4.67
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 13/07/2022 Treasury Bills SOV 0.00 - 4.79 4.66
new Reserve Bank of India 91-D 25/08/2022 Treasury Bills SOV 0.00 - 3.55 3.55
new Reliance Retail Ventures 84-D 17/08/2022 Commercial Paper A1+ 0.00 - 2.75 2.75
equal Reserve Bank of India 182-D 21/07/2022 Treasury Bills SOV 0.00 - 2.44 2.38
new IDFC First Bank 2022 Certificate of Deposit A1+ 0.00 - 2.34 2.34
equal HDFC Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 2.14 2.08
equal Bajaj Finance 91-D 21/07/2022 Commercial Paper A1+ 0.00 - 2.13 2.07
up HDFC 84-D 20/07/2022 Commercial Paper A1+ 0.00 - 1.93 1.93
new HDFC 91-D 17/08/2022 Commercial Paper A1+ 0.00 - 1.83 1.83
new JSW Steel 91-D 29/08/2022 Commercial Paper A1+ 0.00 - 1.78 1.78
equal Adani Ports and Special Economic Zone 91-D 28/06/2022 Commercial Paper A1+ 0.00 - 1.71 1.66
up HDFC Bank 25/07/2022 Certificate of Deposit A1+ 0.00 - 1.45 1.45
equal 8.15% GOI 2022 Central Government Loan SOV 0.00 - 1.45 1.41
equal Canara Bank 23/06/2022 Certificate of Deposit A1+ 0.00 - 1.67 1.39
equal HDFC 91-D 23/06/2022 Commercial Paper A1+ 0.00 - 1.67 1.39
equal JSW Steel 69-D 28/06/2022 Commercial Paper A1+ 0.00 - 1.42 1.39
equal Adani Ports and Special Economic Zone 84-D 29/06/2022 Commercial Paper A1+ 0.00 - 1.42 1.39
equal JSW Steel 70-D 29/06/2022 Commercial Paper A1+ 0.00 - 1.42 1.39
new The Federal Bank 2022 Certificate of Deposit A1+ 0.00 - 1.38 1.38
equal Tata Steel 91-D 12/07/2022 Commercial Paper A1+ 0.00 - 1.42 1.38
equal M&M Financial Services 90-D 20/07/2022 Commercial Paper A1+ 0.00 - 1.42 1.38
new Tata Steel 90-D 08/08/2022 Commercial Paper A1+ 0.00 - 1.38 1.38
new JSW Steel 91-D 30/08/2022 Commercial Paper A1+ 0.00 - 1.37 1.37
equal Reserve Bank of India 91-D 21/07/2022 Treasury Bills SOV 0.00 - 1.36 1.33
new The Federal Bank 25/08/2022 Certificate of Deposit A1+ 0.00 - 1.26 1.26

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Sunaina da Cunha since 19-Jun-2009

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:


0.02%

Change from previous, NAV as on 01-Jul-2022

Growth: ₹ 343.8379

IDCW Weekly: ₹ 100.2250

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IDCW Daily: ₹ 100.1950

IDCW: ₹ 143.8709


Investment Strategy

The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 1
Min. Balance (₹) 500
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 29-Mar-2004
Return Since Launch: 6.99%
Benchmark: CRISIL Liquid Fund BI Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 35,935 Cr (As on 31-May-2022)
Expense: 0.33% (As on 31-May-2022)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily30-Jun-20220.0200

 29-Jun-20220.0131
 28-Jun-20220.0119
 27-Jun-20220.0092
 26-Jun-20220.0274
 24-Jun-20220.0130
 23-Jun-20220.0162
 22-Jun-20220.0157
 21-Jun-20220.0144
 20-Jun-20220.0153
 19-Jun-20220.0268
 17-Jun-20220.0024
 16-Jun-20220.0124
 15-Jun-20220.0114
 14-Jun-20220.0137
 13-Jun-20220.0077
 12-Jun-20220.0256
 10-Jun-20220.0134
 09-Jun-20220.0148
 08-Jun-20220.0286
 07-Jun-20220.0024
 06-Jun-20220.0108
 05-Jun-20220.0257
 03-Jun-20220.0132
 02-Jun-20220.0119
IDCW Weekly24-Jun-20220.1015

 17-Jun-20220.0733
 10-Jun-20220.0959
 02-Jun-20220.0884
 26-May-20220.0928
 19-May-20220.0892
 12-May-20220.0697
 05-May-20220.0075
 28-Apr-20220.0572
 21-Apr-20220.0420
 17-Apr-20220.1002
 07-Apr-20220.0289
 03-Apr-20220.1233
 24-Mar-20220.0387
 20-Mar-20220.1074
 10-Mar-20220.0659
 03-Mar-20220.0624
 24-Feb-20220.0654
 17-Feb-20220.0748
 10-Feb-20220.0837
 03-Feb-20220.0575
 27-Jan-20220.0595
 20-Jan-20220.0471
 13-Jan-20220.0669
 06-Jan-20220.0738
IDCW Monthly30-May-20100.0305

 29-Apr-20100.0289
 30-Mar-20100.0303
 25-Feb-20100.0229
 28-Jan-20100.0251
 30-Dec-20090.0278
 29-Nov-20090.0285
 29-Oct-20090.0291
 28-Sep-20090.0278
 30-Aug-20090.0298
 30-Jul-20090.0333
 29-Jun-20090.0343
 28-May-20090.0334
 28-Apr-20090.0365
 30-Mar-20090.0459
 26-Feb-20090.0435
 29-Jan-20090.0492
 30-Dec-20080.0606
 27-Nov-20080.0547
 30-Oct-20080.0650
 29-Sep-20080.0666
 28-Aug-20080.0572
 30-Jul-20080.0594
 29-Jun-20080.0576
 29-May-20080.0538
IDCW Fortnightly13-Sep-20070.0346

 23-Aug-20070.0230
 09-Aug-20070.0190
 26-Jul-20070.0187
 12-Jul-20070.0323
 21-Jun-20070.0193
 07-Jun-20070.0208
 24-May-20070.0266
 10-May-20070.0266
 26-Apr-20070.0267
 12-Apr-20070.0418
 22-Mar-20070.0291
 08-Mar-20070.0264
 22-Feb-20070.0257
 08-Feb-20070.0264
 26-Jan-20070.0262
 11-Jan-20070.0404
 21-Dec-20060.0246
 07-Dec-20060.0243
 23-Nov-20060.0245
 09-Nov-20060.0117
 26-Oct-20060.0364
 13-Oct-20060.0364
 21-Sep-20060.0230
 07-Sep-20060.0228

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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