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Aditya Birla Sun Life Liquid Fund

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.15 0.01 0.05 0.24 0.72 1.55 4.14 6.04 6.48 7.12 7.79
CCIL T Bill Liquidity Weight 0.09 0.03 0.04 0.15 0.50 1.08 3.01 3.80 4.01 4.43 4.70
Debt: Liquid 0.16 0.01 0.06 0.24 0.72 1.53 3.83 5.72 6.23 6.89 7.59
Rank within category 28 27 36 24 24 12 6 5 4 3 3
Number of funds in category 41 41 41 41 41 41 41 35 34 34 30

As on 22-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
 Mar-04 4.14 6.04 6.48 0.31 33,431
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 4.13 5.99 6.44 0.32 42,177
Axis Liquid Fund
4 star
 Oct-09 4.12 6.03 6.47 0.25 25,742
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 4.10 6.04 6.47 0.32 23,245
Tata Liquid Fund - Regular Plan  | Invest Online
4 star
 Sep-04 4.15 6.00 6.45 0.33 19,843

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.47 (24-Mar-2020 - 31-Mar-2020) -0.16 (17-Mar-2020 - 24-Mar-2020)
Month 0.99 (06-Sep-2013 - 08-Oct-2013) 0.16 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.72 (24-Jul-2013 - 23-Oct-2013) 0.71 (23-Oct-2020 - 22-Jan-2021)
Year 9.96 (26-Jul-2013 - 27-Jul-2014) 4.12 (23-Jan-2020 - 22-Jan-2021)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.96 0.45 2.62 3.93 0.95 2.12
CCIL T Bill Liquidity Weight 3.78 0.34 -2.89 -5.80 -- --
Debt: Liquid 5.66 0.63 2.08 3.24 0.96 1.84
Rank within category 6 12 5 4 21 7
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 140 189 114 35
Modified Duration (yrs) 0.11 0.14 0.09 0.09
Average Maturity (yrs) 0.11 0.14 0.09 0.08
Yield to Maturity (%) 3.18 5.61 3.01 3.07
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Reserve Bank of India 91-D 28/01/2021 Treasury Bills SOV 0.00 - 5.75 5.75
up 7.00% GOI 21/01/2021 GOI Securities SOV 0.00 - 4.14 4.14
equal National Bank Agr. Rur. Devp 364-D 18/02/2021 Commercial Paper A1+ 0.00 - 3.87 3.87
down National Bank Agr. Rur. Devp 164-D 01/02/2021 Commercial Paper A1+ 0.00 - 3.41 3.28
new SAIL 89-D 08/03/2021 Commercial Paper A1+ 0.00 - 2.23 2.23
equal Chennai Petroleum Corp. 2021 Commercial Paper A1+ 0.00 - 2.01 2.01
new LIC Housing Fin. 361-D 22/01/2021 Commercial Paper A1+ 0.00 - 1.79 1.79
equal Reserve Bank of India 182-D 11/02/2021 Treasury Bills SOV 0.00 - 1.79 1.79
new SAIL 88-D 02/03/2021 Commercial Paper A1+ 0.00 - 1.79 1.79
new Nabha Power 86-D 24/03/2021 Commercial Paper A1+ 0.00 - 1.78 1.78
equal ONGC 2021 Commercial Paper A1+ 0.00 - 1.64 1.64
new Bharti Airtel 90-D 04/03/2021 Commercial Paper A1+ 0.00 - 1.64 1.64
equal Tata Power 84-D 08/01/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Tata Power 91-D 14/01/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
equal L&T Finance Holdings 91-D 15/01/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Sundaram Finance 365-D 28/01/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Cholamandalam Invest. & Fin. 91-D 28/01/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
equal L&T Finance 91-D 28/01/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Reliance Industries 15/02/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
new IDFC First Bank 2021 Certificate of Deposit A1+ 0.00 - 1.49 1.49
new Reserve Bank of India 91-D 11/03/2021 Treasury Bills SOV 0.00 - 1.49 1.49
new Reliance Industries 90-D 24/03/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
new National Fertilizers 89-D 30/03/2021 Commercial Paper A1+ 0.00 - 1.26 1.26
new Reliance Industries 362-D 25/01/2021 Commercial Paper A1+ 0.00 - 1.19 1.19
equal Jamnagar Utilities and Power 25/01/2021 Commercial Paper A1+ 0.00 - 1.19 1.19

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Kaustubh Gupta since 15-Jul-2011

Education: Mr. Gupta is a B.Com and a Chartered Accountant.

Experience: Prior to joining Birla Sun Life AMC he has worked with ICICI Bank.

Funds Managed:

— Sunaina da Cunha since 19-Jun-2009

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:

Invest Online
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Change from previous, NAV as on 24-Jan-2021

Growth: ₹ 327.3683

Dividend Weekly: ₹ 100.2426

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Dividend Daily: ₹ 100.1950

Dividend: ₹ 136.9799

Investment Strategy

The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 29-Mar-2004
Return Since Launch: 7.30%
Benchmark: CRISIL Liquid TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 33,431 Cr (As on 31-Dec-2020)
Expense: 0.31% (As on 31-Dec-2020)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily21-Jan-20210.0074

 20-Jan-20210.0079
 19-Jan-20210.0087
 18-Jan-20210.0078
 17-Jan-20210.0054
 16-Jan-20210.0167
 14-Jan-20210.0039
 13-Jan-20210.0069
 12-Jan-20210.0129
 11-Jan-20210.0029
 09-Jan-20210.0160
 07-Jan-20210.0075
 06-Jan-20210.0027
 05-Jan-20210.0034
 04-Jan-20210.0073
 03-Jan-20210.0100
 02-Jan-20210.0163
 31-Dec-20200.0088
 30-Dec-20200.0106
 29-Dec-20200.0120
 28-Dec-20200.0113
 27-Dec-20200.0087
 26-Dec-20200.0248
 23-Dec-20200.0085
 22-Dec-20200.0095
Dividend Weekly21-Jan-20210.0540

 14-Jan-20210.0426
 07-Jan-20210.0472
 31-Dec-20200.0427
 27-Dec-20200.0837
 17-Dec-20200.0515
 10-Dec-20200.0550
 03-Dec-20200.0379
 26-Nov-20200.0569
 19-Nov-20200.0623
 12-Nov-20200.0607
 05-Nov-20200.0378
 01-Nov-20200.0794
 22-Oct-20200.0630
 15-Oct-20200.0659
 08-Oct-20200.0389
 04-Oct-20200.0982
 24-Sep-20200.0589
 17-Sep-20200.0624
 10-Sep-20200.0476
 03-Sep-20200.0648
 27-Aug-20200.0548
 20-Aug-20200.0702
 13-Aug-20200.0680
 06-Aug-20200.0650
Dividend Monthly30-May-20100.0305

 29-Apr-20100.0289
 30-Mar-20100.0303
 25-Feb-20100.0229
 28-Jan-20100.0251
 30-Dec-20090.0278
 29-Nov-20090.0285
 29-Oct-20090.0291
 28-Sep-20090.0278
 30-Aug-20090.0298
 30-Jul-20090.0333
 29-Jun-20090.0343
 28-May-20090.0334
 28-Apr-20090.0365
 30-Mar-20090.0459
 26-Feb-20090.0435
 29-Jan-20090.0492
 30-Dec-20080.0606
 27-Nov-20080.0547
 30-Oct-20080.0650
 29-Sep-20080.0666
 28-Aug-20080.0572
 30-Jul-20080.0594
 29-Jun-20080.0576
 29-May-20080.0538
Dividend Fortnightly13-Sep-20070.0346

 23-Aug-20070.0230
 09-Aug-20070.0190
 26-Jul-20070.0187
 12-Jul-20070.0323
 21-Jun-20070.0193
 07-Jun-20070.0208
 24-May-20070.0266
 10-May-20070.0266
 26-Apr-20070.0267
 12-Apr-20070.0418
 22-Mar-20070.0291
 08-Mar-20070.0264
 22-Feb-20070.0257
 08-Feb-20070.0264
 26-Jan-20070.0262
 11-Jan-20070.0404
 21-Dec-20060.0246
 07-Dec-20060.0243
 23-Nov-20060.0245
 09-Nov-20060.0117
 26-Oct-20060.0364
 13-Oct-20060.0364
 21-Sep-20060.0230
 07-Sep-20060.0228

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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