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4 star

Aditya Birla Sun Life Liquid Fund

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.44 0.01 0.06 0.26 0.83 2.47 4.93 6.43 6.79 7.44 7.93
CCIL T Bill Liquidity Weight 2.49 0.02 0.04 0.19 0.54 1.61 3.46 3.99 4.17 4.65 4.76
Debt: Liquid 3.12 0.01 0.06 0.26 0.79 2.14 4.54 6.07 6.48 7.18 7.70
Rank within category 6 28 28 13 5 7 6 4 4 3 3
Number of funds in category 42 42 42 42 42 42 42 36 35 34 31

As on 25-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 4.93 6.43 6.79 0.31 39,810
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 4.91 6.37 6.75 0.32 54,052
Axis Liquid Fund  | Invest Online
4 star
 Oct-09 4.92 6.42 6.78 0.22 28,818
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 4.81 6.37 6.74 0.24 27,459
Nippon India Liquid Fund  | Invest Online
5 star
 Dec-03 4.92 6.43 6.79 0.30 26,900

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.47 (24-Mar-2020 - 31-Mar-2020) -0.16 (17-Mar-2020 - 24-Mar-2020)
Month 0.99 (06-Sep-2013 - 08-Oct-2013) 0.16 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.72 (24-Jul-2013 - 23-Oct-2013) 0.82 (26-Jun-2020 - 25-Sep-2020)
Year 9.96 (26-Jul-2013 - 27-Jul-2014) 4.53 (31-May-2009 - 31-May-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.33 0.34 3.45 4.41 0.66 1.97
CCIL T Bill Liquidity Weight 3.97 0.31 -3.79 -6.90 -- --
Debt: Liquid 5.99 0.53 2.53 3.29 0.72 1.69
Rank within category 4 6 5 3 18 7
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 152 221 141 42
Modified Duration (yrs) 0.12 0.14 0.08 0.08
Average Maturity (yrs) 0.12 0.14 0.08 0.08
Yield to Maturity (%) 3.50 5.81 3.50 3.31
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 182-D 22/10/2020 Treasury Bills SOV 0.00 - 5.00 5.00
new Reserve Bank of India 182-D 19/11/2020 Treasury Bills SOV 0.00 - 3.78 3.78
new Reserve Bank of India 182-D 12/11/2020 Treasury Bills SOV 0.00 - 3.37 3.37
equal Reserve Bank of India 91-D 17/09/2020 Treasury Bills SOV 0.00 - 3.36 3.11
equal Reliance Industries 91-D 28/10/2020 Commercial Paper A1+ 0.00 - 2.58 2.50
new Reserve Bank of India 91-D 05/11/2020 Treasury Bills SOV 0.00 - 2.50 2.50
equal 8.20% Power Finance Corp. 14/09/2020 Bonds/NCDs AAA 0.00 - 2.23 2.14
equal 6.78% Reliance Industries 16/09/2020 Non Convertible Debenture AAA 0.00 - 2.32 2.13
up Reserve Bank of India 182-D 24/09/2020 Treasury Bills SOV 0.00 - 1.88 1.88
equal Reliance Jio Infocomm 91-D 23/10/2020 Commercial Paper A1+ 0.00 - 1.94 1.87
new Larsen & Toubro 91-D 18/11/2020 Commercial Paper A1+ 0.00 - 1.75 1.75
equal Reserve Bank of India 91-D 15/10/2020 Treasury Bills SOV 0.00 - 1.55 1.50
new Reliance Industries 91-D 03/11/2020 Commercial Paper A1+ 0.00 - 1.50 1.50
up 6.99% Punjab State 13/10/2020 State Development Loan SOV 0.00 - 1.26 1.26
equal Tata Power 88-D 18/09/2020 Commercial Paper A1+ 0.00 - 1.35 1.25
equal Reserve Bank of India 182-D 29/09/2020 Treasury Bills SOV 0.00 - 1.30 1.25
equal Reserve Bank of India 182-D 08/10/2020 Treasury Bills SOV 0.00 - 1.29 1.25
new SAIL 87-D 13/11/2020 Commercial Paper A1+ 0.00 - 1.25 1.25
new IDFC First Bank 20/11/2020 Certificate of Deposit A1+ 0.00 - 1.25 1.25
new Reliance Industries 91-D 27/11/2020 Commercial Paper A1+ 0.00 - 1.25 1.25
new Reliance Retail Ventures 91-D 26/11/2020 Commercial Paper A1+ 0.00 - 1.25 1.25
new Tata Capital Financial Services 91-D 27/11/2020 Commercial Paper A1+ 0.00 - 1.25 1.25
new Indusind Bank 17/11/2020 Certificate of Deposit A1+ 0.00 - 1.25 1.25
equal Reserve Bank of India 91-D 24/09/2020 Treasury Bills SOV 0.00 - 1.26 1.22
equal National Fertilizers 90-D 30/09/2020 Commercial Paper A1+ 0.00 - 1.17 1.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Kaustubh Gupta since 15-Jul-2011

Education: Mr. Gupta is a B.Com and a Chartered Accountant.

Experience: Prior to joining Birla Sun Life AMC he has worked with ICICI Bank.

Funds Managed:

— Sunaina da Cunha since 19-Jun-2009

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 27-Sep-2020

Growth: ₹ 324.1920

Dividend Weekly: ₹ 100.2427

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Dividend Daily: ₹ 100.1950

Dividend: ₹ 135.6508

Investment Strategy

The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 29-Mar-2004
Return Since Launch: 7.39%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 39,810 Cr (As on 31-Aug-2020)
Expense: 0.31% (As on 31-Aug-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily26-Sep-20200.0177

 24-Sep-20200.0088
 23-Sep-20200.0082
 22-Sep-20200.0082
 21-Sep-20200.0081
 20-Sep-20200.0076
 19-Sep-20200.0179
 17-Sep-20200.0075
 16-Sep-20200.0102
 15-Sep-20200.0093
 14-Sep-20200.0085
 13-Sep-20200.0092
 12-Sep-20200.0176
 10-Sep-20200.0048
 09-Sep-20200.0076
 08-Sep-20200.0045
 07-Sep-20200.0052
 06-Sep-20200.0081
 05-Sep-20200.0173
 03-Sep-20200.0074
 02-Sep-20200.0094
 01-Sep-20200.0091
 31-Aug-20200.0119
 30-Aug-20200.0098
 29-Aug-20200.0172
Dividend Weekly24-Sep-20200.0589

 17-Sep-20200.0624
 10-Sep-20200.0476
 03-Sep-20200.0648
 27-Aug-20200.0548
 20-Aug-20200.0702
 13-Aug-20200.0680
 06-Aug-20200.0650
 30-Jul-20200.0578
 23-Jul-20200.0623
 16-Jul-20200.0638
 09-Jul-20200.0660
 02-Jul-20200.0795
 25-Jun-20200.0815
 18-Jun-20200.0906
 11-Jun-20200.0903
 04-Jun-20200.0656
 28-May-20200.0575
 21-May-20200.1197
 14-May-20200.1307
 07-May-20200.0721
 03-May-20200.0959
 23-Apr-20200.1198
 16-Apr-20200.0780
 12-Apr-20200.1117
Dividend Monthly30-May-20100.0305

 29-Apr-20100.0289
 30-Mar-20100.0303
 25-Feb-20100.0229
 28-Jan-20100.0251
 30-Dec-20090.0278
 29-Nov-20090.0285
 29-Oct-20090.0291
 28-Sep-20090.0278
 30-Aug-20090.0298
 30-Jul-20090.0333
 29-Jun-20090.0343
 28-May-20090.0334
 28-Apr-20090.0365
 30-Mar-20090.0459
 26-Feb-20090.0435
 29-Jan-20090.0492
 30-Dec-20080.0606
 27-Nov-20080.0547
 30-Oct-20080.0650
 29-Sep-20080.0666
 28-Aug-20080.0572
 30-Jul-20080.0594
 29-Jun-20080.0576
 29-May-20080.0538
Dividend Fortnightly13-Sep-20070.0346

 23-Aug-20070.0230
 09-Aug-20070.0190
 26-Jul-20070.0187
 12-Jul-20070.0323
 21-Jun-20070.0193
 07-Jun-20070.0208
 24-May-20070.0266
 10-May-20070.0266
 26-Apr-20070.0267
 12-Apr-20070.0418
 22-Mar-20070.0291
 08-Mar-20070.0264
 22-Feb-20070.0257
 08-Feb-20070.0264
 26-Jan-20070.0262
 11-Jan-20070.0404
 21-Dec-20060.0246
 07-Dec-20060.0243
 23-Nov-20060.0245
 09-Nov-20060.0117
 26-Oct-20060.0364
 13-Oct-20060.0364
 21-Sep-20060.0230
 07-Sep-20060.0228

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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