1 LakhInvestment Grown to
₹ 10000Monthly SIP Grown to
When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR Balanced TRI||3.75||-0.31||-0.01||8.08||19.00||26.15||19.03||10.95||14.78||12.98||10.61|
|Hybrid: Balanced Hybrid||2.49||-0.35||-0.63||5.76||14.94||20.17||13.35||6.29||9.82||10.73||9.30|
|Rank within category||2||9||8||2||2||2||1||5||4||3||3|
|Number of funds in category||9||9||9||9||9||9||9||9||9||8||8|
As on 21-Jan-2021
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|Tata Young Citizens Fund - Regular Plan | Invest Online||Oct-95||23.65||6.33||10.20||2.55||216|
|ICICI Prudential Asset Allocator (FOF) Fund | Invest Now||Dec-03||15.01||10.76||12.66||1.40||9,000|
|UTI Children's Career Fund-Savings Plan - Regular Plan | Invest Online||Jul-93||12.90||4.90||8.85||1.76||3,886|
|UTI Retirement Benefit Pension Fund - Regular Plan | Invest Online||Dec-94||13.63||3.57||8.49||2.04||3,118|
|Axis Children's Gift - Regular Plan||Dec-15||15.99||9.24||11.38||2.45||556|
|Best (Period)||Worst (Period)|
|Week||10.43 (24-Mar-2020 - 31-Mar-2020)||-16.62 (11-Mar-2020 - 18-Mar-2020)|
|Month||20.24 (23-Mar-2020 - 22-Apr-2020)||-33.37 (20-Feb-2020 - 23-Mar-2020)|
|Quarter||34.84 (23-Mar-2020 - 22-Jun-2020)||-31.90 (23-Dec-2019 - 23-Mar-2020)|
|Year||74.03 (22-Feb-1999 - 22-Feb-2000)||-31.55 (04-Dec-2007 - 03-Dec-2008)|
|VR Balanced TRI||11.89||18.30||0.39||0.46||--||--|
|Hybrid: Balanced Hybrid||6.74||14.40||0.12||0.13||0.73||-3.26|
|Rank within category||4||8||5||5||8||8|
|Number of funds in category||9||9||9||9||9||9|
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Dec-2020
|Number of Stocks||40|
|Top 10 Holdings (%)||47.18|
|Top 5 Holdings (%)||31.46|
|Top 3 Sectors (%)||57.69|
|Portfolio P/B Ratio||3.57|
|Portfolio P/E Ratio||30.99|
|Avg Credit Rating||Cash|
|Company||Sector||P/E||3Y High||3Y Low||% Assets|
|Tata Consultancy Services||Technology||39.34||4.58||0.00||4.24|
|Kotak Mahindra Bank||Financial||40.67||8.66||0.00||4.03|
|Titan Company||Cons Durable||191.02||2.68||0.00||2.68|
|Dr. Reddy's Lab||Healthcare||52.22||2.78||0.00||2.31|
|ICICI Lombard General Insurance Company||Financial||47.20||2.26||0.00||1.90|
|Larsen & Toubro||Construction||16.92||3.37||0.00||1.55|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Dec-2020
Education: Mr. Mittal is B.Com (H) and MBA from University Business School.
Experience: Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.
Education: Mr. Sathe is MMS & CFA
Experience: Prior to joining TATA Mutual Fund he has worked with JM Financial Institutional Securities Ltd as Assistant Vice President Equity Research, CARE Ratings as Deputy Manager and HDFC Securities in Equity research.
Education: Mr. Singh is B.Tech & PGDBM
Experience: Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.
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The Scheme seeks to generate long term capital growth.
|Minimum Investment (₹)||500|
|Minimum Addl Investment (₹)||500|
|Minimum SIP Investment (₹)||150|
|Minimum No of Cheques||12|
|Minimum Withdrawal (₹)||500|
|Minimum Balance (₹)||500|
|Exit Load||For Redemption or switch out of units before the attainment of retirement age i.e 18 years
|Fund House:||Tata Mutual Fund|
|Return Since Launch:||12.48%|
|Benchmark:||S&P BSE 200 TRI|
|Assets:||₹ 216 Cr (As on 31-Dec-2020)|
|Expense:||2.55% (As on 31-Dec-2020)|
AMC: Tata Asset Management Private Ltd
Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021
Email: [email protected]
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Email: [email protected]