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Unrated

Tata Young Citizens Fund - Regular Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.41 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.15 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 17.68 0.37 2.06 6.94 6.97 21.76 61.26 12.20 11.78 11.44 11.28
S&P BSE 500 TRI 18.66 0.37 1.38 7.55 7.28 22.47 69.47 14.89 16.28 13.46 13.21
Equity: Flexi Cap 16.87 0.23 1.37 6.81 6.23 20.69 60.60 13.23 14.67 13.35 13.31
Rank within category -- 13 7 28 20 -- -- -- -- -- --
Number of funds in category 56 60 60 59 59 56 52 39 35 30 24

As on 11-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Young Citizens Fund - Regular Plan  | Invest Online
Unrated
Oct-95 61.26 12.20 11.78 2.58 243
Kotak Flexicap Fund Regular Plan  | Invest Online
4 star
Sep-09 56.29 13.31 15.32 1.62 35,955
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 73.80 18.39 17.56 1.97 18,405
Axis Focused 25 Fund
4 star
Jun-12 58.98 13.98 17.93 1.80 16,540
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 60.99 20.75 19.45 2.06 10,276

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.43 24-Mar-2020 - 31-Mar-2020 -16.62 11-Mar-2020 - 18-Mar-2020
Month 20.24 23-Mar-2020 - 22-Apr-2020 -33.37 20-Feb-2020 - 23-Mar-2020
Quarter 34.84 23-Mar-2020 - 22-Jun-2020 -31.90 23-Dec-2019 - 23-Mar-2020
Year 91.04 23-Mar-2020 - 23-Mar-2021 -31.55 04-Dec-2007 - 03-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 12.67 20.54 0.41 0.47 0.88 -1.82
S&P BSE 500 TRI 15.83 22.84 0.50 0.59 -- --
Equity: Flexi Cap 14.20 22.21 0.45 0.50 0.94 -0.98
Rank within category 27 9 26 25 10 26
Number of funds in category 40 40 40 40 40 40

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 44
Top 10 Stocks (%) 43.55
Top 5 Stocks (%) 30.02
Top 3 Sectors (%) 57.28
Portfolio P/B Ratio 3.84
Portfolio P/E Ratio 31.51

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,34,297 1,33,343
Giant (%) 56.89 52.33
Large (%) 12.96 17.31
Mid (%) 18.27 23.41
Small (%) 11.88 7.45
Tiny (%) -- 0.14

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.94 7.68 0.00 7.55
equal Reliance Industries Energy 30.46 10.32 0.00 6.93
equal HDFC Bank Financial 25.76 10.03 3.48 6.37
equal Infosys Technology 31.86 5.24 0.00 5.01
equal Tata Consultancy Services Technology 37.32 4.75 0.00 4.16
equal Kotak Mahindra Bank Financial 35.63 8.66 3.24 3.24
equal HDFC Financial 24.65 3.17 0.00 2.81
equal Axis Bank Financial 31.45 2.58 0.00 2.55
equal MRF Automobile 27.28 3.19 0.90 2.48
equal Bharti Airtel Communication -- 4.04 0.00 2.45
equal Titan Company Cons Durable 157.68 2.68 0.00 2.43
equal ITC FMCG 19.45 7.08 2.22 2.23
equal Wipro Technology 28.13 2.22 0.00 2.22
equal Hindustan Unilever FMCG 69.55 4.91 1.97 2.15
equal MindTree Technology 36.41 2.12 0.00 2.12
equal Dr. Reddy's Lab Healthcare 46.46 2.78 0.00 2.10
down Persistent Systems Technology 42.65 2.10 0.00 2.01
down Cadila Healthcare Healthcare 31.91 3.39 0.00 1.98
equal Birlasoft Technology 34.87 1.91 0.00 1.91
equal Greenply Inds. FMCG 250.35 2.09 0.85 1.87
equal Divi's Laboratories Healthcare 58.00 1.85 0.00 1.79
equal Gujarat Gas Chemicals 32.55 1.92 0.00 1.76
equal ICICI Lombard General Insurance Company Financial 46.75 2.26 0.00 1.63
equal Ultratech Cement Construction 35.20 1.74 0.00 1.63
equal Deepak Nitrite Chemicals 31.50 1.80 0.00 1.62

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Amey Sathe since 20-Apr-2020

Education: Mr. Sathe is MMS & CFA

Experience: Prior to joining TATA Mutual Fund he has worked with JM Financial Institutional Securities Ltd as Assistant Vice President Equity Research, CARE Ratings as Deputy Manager and HDFC Securities in Equity research.

Funds Managed:


0.37%

Change from previous, NAV as on 11-Jun-2021

IDCW: ₹ 37.0826


Investment Strategy

The Scheme seeks to generate long term capital growth.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period 5 Years
Exit Load For Redemption or switch out of units before the attainment of retirement age i.e 18 years

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 14-Oct-1995
Return Since Launch: 12.84%
Benchmark: S&P BSE 200 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 243 Cr (As on 31-May-2021)
Expense: 2.58% (As on 30-Apr-2021)
Risk Grade: --
Return Grade: --
Turnover: 38.96%

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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