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Tata Young Citizens Fund - Regular Plan download report


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.69 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.78 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Tata Young Citizens Reg -3.48 0.42 1.11 6.90 5.73 -0.04 4.76 19.06 9.78 9.52 11.29
S&P BSE 500 TRI 1.34 0.70 1.07 8.69 6.71 2.18 8.93 20.34 12.99 12.60 15.01
Equity: Flexi Cap -1.81 0.53 0.87 7.43 6.91 -0.40 5.39 17.71 11.13 10.87 14.70
Rank within category 46 52 18 47 52 28 34 -- -- -- --
Number of funds in category 65 71 69 69 69 66 61 48 35 34 27

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Young Citizens Fund - Regular Plan  | Invest Online
Unrated
Oct-95 4.76 19.06 9.78 2.56 238
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 5.02 18.78 14.43 1.63 26,218
UTI Flexi Cap Fund - Regular Plan  | Invest Online
4 star
May-92 -1.87 21.67 14.61 1.97 22,657
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 3.82 25.28 17.79 1.94 22,324
Mirae Asset Focused Fund - Regular Plan  | Invest Online
5 star
May-19 2.30 21.68 -- 1.75 8,062

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.43 24-Mar-2020 - 31-Mar-2020 -16.62 11-Mar-2020 - 18-Mar-2020
Month 20.24 23-Mar-2020 - 22-Apr-2020 -33.37 20-Feb-2020 - 23-Mar-2020
Quarter 34.84 23-Mar-2020 - 22-Jun-2020 -31.90 23-Dec-2019 - 23-Mar-2020
Year 91.04 23-Mar-2020 - 23-Mar-2021 -31.55 04-Dec-2007 - 03-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Tata Young Citizens Reg 18.83 20.20 0.76 0.87 0.89 0.45
S&P BSE 500 TRI 20.28 22.43 0.75 0.86 -- --
Equity: Flexi Cap 18.24 21.58 0.68 0.76 0.93 -0.83
Rank within category 23 14 13 11 18 15
Number of funds in category 50 50 50 50 50 50

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 48
Top 10 Stocks (%) 43.92
Top 5 Stocks (%) 30.61
Top 3 Sectors (%) 53.30
Portfolio P/B Ratio 3.11
Portfolio P/E Ratio 24.63

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,25,671 1,41,212
Giant (%) 57.06 52.78
Large (%) 11.51 19.46
Mid (%) 20.09 21.89
Small (%) 11.34 6.33
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 20.99 8.10 4.21 8.04
down Reliance Industries Energy 26.16 10.32 0.00 7.10
equal HDFC Bank Financial 20.45 9.88 5.42 5.80
equal Infosys Technology 30.58 6.23 0.00 5.38
equal Tata Consultancy Services Technology 31.82 4.75 0.00 4.29
equal Kotak Mahindra Bank Financial 28.11 8.66 2.83 3.05
equal ITC Consumer Staples 23.70 6.78 1.96 2.88
equal Bharti Airtel Communication 75.20 4.04 0.00 2.54
equal HDFC Financial 19.00 3.17 2.29 2.45
equal Titan Company Consumer Discretionary 73.93 3.18 0.00 2.39
equal Axis Bank Financial 14.19 2.58 0.00 2.21
equal MRF Automobile 55.46 3.19 1.51 2.15
equal Hindustan Unilever Consumer Staples 67.93 4.91 1.71 2.09
equal Thermax Capital Goods 75.00 2.04 0.00 2.04
equal Grindwell Norton Metals & Mining 67.97 2.03 0.00 1.98
equal Century Textiles & Industries Consumer Staples 49.59 1.84 0.00 1.83
equal Sun Pharmaceutical Industries Healthcare 56.17 1.85 0.00 1.82
equal Dr. Reddy's Lab Healthcare 23.47 2.78 0.00 1.78
equal Wipro Technology 20.70 2.58 0.00 1.75
equal Larsen & Toubro Construction 27.95 3.26 0.00 1.71
equal United Spirits Consumer Staples 54.67 3.06 1.00 1.63
equal Greenply Inds. Materials 19.75 1.97 0.85 1.61
equal ACC Materials 30.81 1.60 0.00 1.52
equal Tata Consumer Products Consumer Staples 77.63 1.68 0.00 1.49
equal Marico Consumer Staples 54.62 1.55 0.00 1.45

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2022

Fund Manager

— Amey Sathe since 20-Apr-2020

Education: Mr. Sathe is MMS & CFA

Experience: Prior to joining TATA Mutual Fund he has worked with JM Financial Institutional Securities Ltd as Assistant Vice President Equity Research, CARE Ratings as Deputy Manager and HDFC Securities in Equity research.

Funds Managed:


0.42%

Change from previous, NAV as on 08-Aug-2022

IDCW: ₹ 40.5862


Investment Strategy

The Scheme seeks to generate long term capital growth.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) 500
Lock-in Period 5 Years
Exit Load For Redemption or switch out of units before the attainment of retirement age i.e 18 years

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 14-Oct-1995
Return Since Launch: 12.63%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 238 Cr (As on 30-Jun-2022)
Expense Ratio: 2.56% (As on 30-Jun-2022)
Risk Grade: --
Return Grade: --
Turnover: 7.36%

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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