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1 star

Nippon India Hybrid Bond Fund


1 Lakh

Investment declined to
₹ 0.95 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.39 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -11.70 0.06 0.16 1.57 2.30 4.56 -10.81 -1.85 2.36 6.02 6.02
VR MIP TRI 3.58 0.08 -0.06 1.49 2.80 10.40 5.82 6.72 7.65 8.75 7.83
Hybrid: Conservative Hybrid 3.07 0.11 0.17 0.81 2.74 7.98 4.83 4.02 6.23 8.35 7.59
Rank within category 36 32 16 5 24 34 35 33 31 29 27
Number of funds in category 38 38 38 38 38 38 37 35 32 30 29

As on 20-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Hybrid Bond Fund  | Invest Online
1 star
Dec-03 -10.81 -1.85 2.36 1.91 910
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 9.13 7.49 8.80 1.91 2,115
HDFC Hybrid Debt Fund  | Invest Online
3 star
Dec-03 5.25 4.04 6.34 1.87 2,331
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
Dec-03 3.95 3.22 5.85 1.79 1,638
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
May-04 2.32 1.56 6.30 2.00 1,169

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.73 (08-Dec-2008 - 16-Dec-2008) -9.57 (04-Mar-2020 - 11-Mar-2020)
Month 13.14 (02-Dec-2008 - 01-Jan-2009) -14.24 (14-Feb-2020 - 17-Mar-2020)
Quarter 17.66 (09-Mar-2009 - 10-Jun-2009) -18.50 (23-Dec-2019 - 23-Mar-2020)
Year 36.62 (25-Nov-2008 - 25-Nov-2009) -18.07 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -1.89 7.30 -0.95 -0.68 0.91 -8.26
VR MIP TRI 6.50 6.53 0.22 0.25 -- --
Hybrid: Conservative Hybrid 4.11 7.14 -0.08 -0.04 0.85 -2.17
Rank within category 34 27 36 36 28 35
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Number of Bonds 25
Average Maturity (yrs) 4.09
Top 10 Holdings (%) 72.43
Portfolio P/B Ratio 2.72
Portfolio P/E Ratio 23.98

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 14.50% Mariposa Agri Ventures And Hospitalities 17/09/2021 Non Convertible Debenture Unrated 10.81 - 17.23 16.38
equal 9.95% Molagavalli Renewable 31/03/2023 Debenture A+ 8.82 - 14.45 10.40
equal 10.50% Sanghi Industries 2023 Non Convertible Debenture A- 0.00 - 9.79 9.79
equal Indiabulls Housing Finance 2020 Securitised Debt AA 0.00 - 10.99 9.72
equal Indian Receivable Trust 25/09/2026 Securitised Debt A 0.00 - 7.54 7.33
new 7.35% Power Finance Corp. 15/10/2022 Debenture AAA 0.00 - 5.16 5.16
equal 8.60% L&T Ahmedabad Maliya Tollway L Structured Obligation AA 0.00 - 4.15 3.82
equal 9.95% Narmada Wind Energy Pvt. 31/03/2023 Debenture A+ 2.27 - 4.21 3.76
equal 9.60% Narmada Wind Energy Pvt. 31/03/2023 Debenture A+ 0.00 - 3.13 3.13
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 2.94 2.94
equal 9.50% Nirma Non Convertible Debenture AA- 0.00 - 2.96 2.66
equal Piramal Enterprises 91-D 23/11/2020 Commercial Paper A1+ 0.00 - 2.17 2.17
new 7.98% ONGC Petro Additions 25/10/2023 Non Convertible Debenture AA 0.00 - 1.65 1.65
equal 8.90% Indiabulls Housing Finance 26/09/2021 Bonds AA 0.00 - 1.63 1.60
equal 9.60% Renew Wind Energy Delhi 31/03/2023 Debenture A+ 0.00 - 1.57 1.57
new 5.35% Hindustan Zinc 29/09/2023 Zero Coupon Bonds AAA 0.00 - 1.10 1.10
equal 9.75% Uttar Pradesh Power Corporation 20/10/2021 Debenture A+ 0.00 - 1.19 1.09
equal Indian Receivable Trust 26/01/2040 Securitised Debt A 0.00 - 0.87 0.75
equal KKR India Financial Services 16/01/2022 Debenture AA 0.30 - 0.61 0.57
new 7.25% NUVOCO Vistas Corp. 25/09/2023 Debenture AA 0.00 - 0.55 0.55
down Clix Finance India 17/12/2021 Non Convertible Debenture A+ 0.00 - 2.12 0.55
equal 8.75% Indiabulls Housing Finance 26/09/2021 Debenture AA 0.00 - 0.21 0.15
equal 9.10% India Infradebt 20/06/2022 Debenture AAA 0.01 - 0.02 0.02
equal 9.25% Reliance Home Finance 2032 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 34.31 1.52 0.00 1.52
down HDFC Bank Financial 22.78 2.64 0.92 0.99
down Infosys Technology 27.12 1.76 0.54 0.78
up HDFC Financial 16.49 1.03 0.20 0.66
down Tata Consultancy Services Technology 33.53 0.65 0.00 0.55
down ICICI Bank Financial 28.11 1.45 0.21 0.52
down Kotak Mahindra Bank Financial 31.82 1.20 0.35 0.39
down Hindustan Unilever FMCG 74.51 0.48 0.00 0.39
down ITC FMCG 14.25 0.65 0.32 0.32
down Larsen & Toubro Construction 15.37 1.65 0.23 0.23
down Axis Bank Financial 89.33 0.45 0.00 0.22
down Bharti Airtel Communication -- 0.32 0.00 0.21
down HCL Technologies Technology 19.59 0.22 0.00 0.19
down Asian Paints Chemicals 89.62 0.22 0.00 0.19
down Maruti Suzuki India Automobile 51.30 0.76 0.00 0.19
equal IRB InvIT Fund Construction -- 0.22 0.13 0.18
down Bajaj Finance Financial 39.07 0.25 0.00 0.18
down State Bank of India Financial 8.39 0.38 0.00 0.15
down Dr. Reddy's Lab Healthcare 43.36 0.13 0.00 0.13
down Nestle India FMCG 75.32 0.17 0.00 0.12
down Mahindra & Mahindra Automobile -- 0.21 0.00 0.12
down Sun Pharmaceutical Inds. Healthcare 161.67 0.16 0.09 0.11
down Titan Company Cons Durable 131.46 0.15 0.00 0.11
down Tech Mahindra Technology 20.32 0.13 0.00 0.10
down Wipro Technology 20.56 0.12 0.00 0.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Sanjay Parekh since 02-Apr-2012

Education: Mr. Parekh is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Reliance Mutual Fund he has worked with ICICI Prudential MF, Ask Investments Managers, Prabhudas Lilladher, Sunidhi Consultancy Services, Insight Asset Management and Capital Market Magazine.

Funds Managed:

— Sushil Budhia since 01-Feb-2020

Education: Mr. Budhia has done CA

Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Funds Managed:


0.06%

Change from previous, NAV as on 20-Oct-2020

Growth: ₹ 38.6707

Dividend Quarterly: ₹ 10.5683

Dividend Monthly: ₹ 9.9737


Investment Strategy

The scheme primarily aims to generate regular income in order to make regular dividend payments to unitholders while the secondary objective is growth of capital.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 29-Dec-2003
Return Since Launch: 8.37%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 910 Cr (As on 30-Sep-2020)
Expense: 1.91% (As on 30-Sep-2020)
Risk Grade: Above Average
Return Grade: Low
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly20-Feb-20200.0504

 20-Jan-20200.0591
 20-Dec-20190.0504
 20-Nov-20190.0591
 22-Oct-20190.0504
 20-Sep-20190.0504
 20-Aug-20190.0504
 22-Jul-20190.0504
 20-Jun-20190.0591
 20-May-20190.0504
 22-Apr-20190.0504
 20-Mar-20190.0591
 20-Feb-20190.0504
 21-Jan-20190.0591
 20-Dec-20180.0591
 20-Nov-20180.0591
 22-Oct-20180.0504
 21-Sep-20180.0504
 20-Aug-20180.0591
 20-Jul-20180.0591
 20-Jun-20180.0591
 21-May-20180.0504
 20-Apr-20180.0591
 20-Mar-20180.0506
 20-Feb-20180.0506
Dividend Quarterly20-Dec-20190.1657

 20-Sep-20190.1657
 20-Jun-20190.1657
 20-Mar-20190.1657
 20-Dec-20180.1657
 21-Sep-20180.1873
 20-Jun-20180.1657
 20-Mar-20180.1661
 20-Dec-20170.1661
 20-Sep-20170.1878
 20-Jun-20170.1878
 20-Mar-20170.1661
 20-Dec-20160.1661
 20-Sep-20160.1878
 20-Jun-20160.1878
 21-Mar-20160.1661
 21-Dec-20150.1661
 21-Sep-20150.1661
 22-Jun-20150.1661
 20-Mar-20150.1887
 22-Dec-20140.1887
 22-Sep-20140.2026
 20-Jun-20140.1870
 20-Mar-20140.1559
 20-Dec-20130.1870

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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