When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.
Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR MIP TRI||0.60||0.06||0.31||1.53||3.45||3.00||10.09||8.88||7.69||8.88||8.17|
|Hybrid: Conservative Hybrid||0.78||0.02||0.37||1.57||3.11||3.32||7.06||6.22||6.77||8.40||8.12|
|Rank within category||39||39||39||38||37||37||29||21||17||23||18|
|Number of funds in category||39||39||39||38||38||38||36||36||32||30||22|
As on 16-Jan-2020
|Best (Period)||Worst (Period)|
|Week||-- ( - )||-- ( - )|
|Month||9.22 (11-May-2009 - 10-Jun-2009)||-10.50 (24-Sep-2008 - 24-Oct-2008)|
|Quarter||22.64 (09-Mar-2009 - 10-Jun-2009)||-11.99 (02-Sep-2008 - 02-Dec-2008)|
|Year||36.70 (20-Nov-2008 - 20-Nov-2009)||-14.20 (03-Dec-2007 - 02-Dec-2008)|
|VR MIP TRI||8.83||4.11||1.17||--||--||--|
|Hybrid: Conservative Hybrid||6.37||4.30||0.20||0.37||0.78||-1.78|
|Rank within category||16||11||11||11||15||12|
|Number of funds in category||36||36||36||36||36||36|
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Dec-2019
|Number of Stocks||0|
|Number of Bonds||0|
|Average Maturity (yrs) *||--|
|Top 10 Holdings (%)||99.95|
|Portfolio P/B Ratio||1.84|
|Portfolio P/E Ratio||17.55|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|Franklin India Dynamic Accrual Direct Plan-Gr||Mutual Fund||--||49.36 - 50.29||49.91|
|Franklin India Corporate Debt Direct-G||Mutual Fund||--||29.72 - 30.34||29.89|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Dec-2019
Education: Mr. Parampreet is PGDM from IIM Calcutta and B.Tech from IIT Kharagpur.
Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with Edelweiss AMC, Edelweiss Securities Ltd., SDG India Pvt. Ltd., ICICI Bank and with BG India Pvt. Ltd.
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The scheme seeks to generate superior risk adjusted returns to investors in line with their chosen asset allocation.
|Minimum Investment (₹)||5,000|
|Minimum Addl Investment (₹)||1,000|
|Minimum SIP Investment (₹)||500|
|Minimum No of Cheques||12|
|Minimum Withdrawal (₹)||1,000|
|Minimum Balance (₹)||1,000|
|Exit Load||1% for redemption within 365 days|
|Fund House:||Franklin Templeton Mutual Fund|
|Return Since Launch:||8.37%|
|Benchmark:||CRISIL Composite Bond (80), S&P BSE Sensex TRI (20)|
|Assets:||₹ 6 Cr (As on 31-Dec-2019)|
|Expense:||1.45% (As on 31-Dec-2019)|
|Risk Grade:||Below Average|
|Plan||Record Date||Dividend (₹ / Unit)|
AMC: Franklin Templeton Asset Management India Private Ltd
Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013
Phone: 1800-425-4255 / 60004255
Email: [email protected]
Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.
Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096