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Franklin India Life Stage Fund of Funds 40s


1 Lakh

Investment Grown to
₹ 1.23 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.89 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund 5.13 0.76 2.89 5.95 7.10 7.40 8.94
VR MIP TRI 8.68 0.62 3.24 9.34 8.66 7.77 8.12
Hybrid: Conservative Hybrid 5.55 0.31 2.46 6.15 6.03 6.88 8.09
Rank within category 24 7 14 23 7 8 4
Number of funds in category 36 38 38 36 36 32 22

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 14.81 (11-May-2009 - 10-Jun-2009) -15.19 (24-Sep-2008 - 24-Oct-2008)
Quarter 33.09 (09-Mar-2009 - 10-Jun-2009) -17.98 (02-Sep-2008 - 02-Dec-2008)
Year 52.02 (09-Mar-2009 - 11-Mar-2010) -22.54 (03-Dec-2007 - 02-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.13 4.75 0.28 0.45 1.00 -1.24
VR MIP TRI 8.35 4.20 0.61 0.98 -- --
Hybrid: Conservative Hybrid 5.83 4.47 0.04 0.12 0.81 -2.02
Rank within category 7 23 8 7 30 11
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2019

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Franklin India Dynamic Accrual Direct Plan-Gr Mutual Fund 34.24 - 35.26 34.78
up Franklin India Corporate Debt Direct-G Mutual Fund 29.41 - 30.38 29.87
down Franklin India Bluechip Direct Fund-Gr Mutual Fund 19.44 - 20.52 20.25
down Franklin India Prima Fund - Di Mutual Fund 9.81 - 10.34 9.98
down Templeton India Value Direct-G Mutual Fund 4.83 - 5.21 4.93

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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As on 30-Nov-2019

Fund Manager

— Paul Parampreet since 01-Mar-2018

Education: Mr. Parampreet is PGDM from IIM Calcutta and B.Tech from IIT Kharagpur.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with Edelweiss AMC, Edelweiss Securities Ltd., SDG India Pvt. Ltd., ICICI Bank and with BG India Pvt. Ltd.

Funds Managed:


0.28%

Change from previous, NAV as on 13-Dec-2019

Growth: ₹ 49.2416

Dividend: ₹ 14.0649


Investment Strategy

The scheme seeks to generate superior risk adjusted returns to investors in line with their chosen asset allocation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load 0.75% for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 01-Dec-2003
Benchmark: CRISIL Composite Bond (65), S&P BSE Sensex TRI (25), NIFTY 500 TRI (10)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 13 Cr (As on 30-Nov-2019)
Expense: 1.43% (As on 30-Nov-2019)
Risk Grade: Above Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend01-Nov-20190.9004

 19-Oct-20180.9004
 27-Oct-20170.9751
 28-Oct-20160.9751
 23-Oct-20150.9028
 31-Oct-20140.9073
 25-Oct-20130.9741
 19-Oct-20121.3214
 24-Oct-20111.1325
 22-Oct-20102.1961
 28-Oct-20091.3139
 24-Oct-20071.5000
 13-Oct-20051.0524

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

Upcoming Video

Investors' Hangout

Why you should ditch dividend plans

dateFriday, 20-Dec-2019
time12:30 PM - 01:00 PM