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Unrated

Franklin India Life Stage Fund of Funds 30s


1 Lakh

Investment Grown to
₹ 1.23 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.85 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half of your money in equity shares and the rest in bonds and commodities. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund 4.59 1.32 4.15 5.49 7.24 7.25 9.35
VR Balanced TRI 11.73 1.73 7.83 12.51 13.53 8.99 9.75
Hybrid: Balanced Hybrid 5.96 0.94 5.13 6.66 7.08 6.91 8.70
Rank within category 7 1 5 7 4 4 4
Number of funds in category 10 10 10 10 10 8 8

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 17.37 (11-May-2009 - 10-Jun-2009) -18.24 (24-Sep-2008 - 24-Oct-2008)
Quarter 40.23 (09-Mar-2009 - 10-Jun-2009) -21.23 (02-Sep-2008 - 02-Dec-2008)
Year 61.74 (09-Mar-2009 - 11-Mar-2010) -30.10 (03-Dec-2007 - 02-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.42 7.10 0.23 0.37 0.65 -3.13
VR Balanced TRI 13.17 10.29 0.72 1.14 -- --
Hybrid: Balanced Hybrid 7.03 7.54 0.17 0.26 0.64 -3.46
Rank within category 4 6 4 4 6 4
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2019

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Franklin India Bluechip Direct Fund-Gr Mutual Fund 34.35 - 35.64 35.43
up Franklin India Dynamic Accrual Direct Plan-Gr Mutual Fund 24.24 - 25.44 24.84
up Franklin India Corporate Debt Direct-G Mutual Fund 19.48 - 20.46 19.89
down Franklin India Prima Fund - Di Mutual Fund 9.84 - 10.27 9.97
down Templeton India Value Direct-G Mutual Fund 9.76 - 10.32 9.86

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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As on 30-Nov-2019

Fund Manager

— Paul Parampreet since 01-Mar-2018

Education: Mr. Parampreet is PGDM from IIM Calcutta and B.Tech from IIT Kharagpur.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with Edelweiss AMC, Edelweiss Securities Ltd., SDG India Pvt. Ltd., ICICI Bank and with BG India Pvt. Ltd.

Funds Managed:


0.48%

Change from previous, NAV as on 13-Dec-2019

Growth: ₹ 60.7458

Dividend: ₹ 21.4338


Investment Strategy

The scheme seeks to generate superior risk adjusted returns to investors in line with their chosen asset allocation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load 0.75% for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 01-Dec-2003
Benchmark: CRISIL Composite Bond (45), S&P BSE Sensex TRI (45), NIFTY 500 TRI (10)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 6 Cr (As on 30-Nov-2019)
Expense: 1.29% (As on 30-Nov-2019)
Risk Grade: --
Return Grade: --
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend01-Nov-20191.4406

 19-Oct-20181.4406
 27-Oct-20171.5168
 28-Oct-20161.4806
 23-Oct-20151.6251
 31-Oct-20141.6332
 25-Oct-20131.7534
 19-Oct-20122.4225
 24-Oct-20112.4225
 22-Oct-20103.5137

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

Upcoming Video

Investors' Hangout

Why you should ditch dividend plans

dateFriday, 20-Dec-2019
time12:30 PM - 01:00 PM