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Franklin India Life Stage Fund of Funds 20s


1 Lakh

Investment Grown to
₹ 1.24 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.81 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.33 0.57 0.77 2.62 6.73 7.02 7.38 7.36 6.22 10.62 10.11
VR Balanced TRI 0.63 0.49 -0.66 0.33 5.08 7.96 13.29 13.09 7.94 11.24 10.02
Hybrid: Aggressive Hybrid 2.00 0.57 0.08 2.12 5.31 8.99 11.07 8.81 7.16 12.06 10.54
Rank within category 13 20 5 11 7 28 29 22 18 17 13
Number of funds in category 43 43 43 42 42 42 38 31 24 23 21

As on 24-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 14.43 (27-Oct-2008 - 04-Nov-2008) -14.25 (10-May-2004 - 17-May-2004)
Month 24.61 (11-May-2009 - 10-Jun-2009) -25.99 (24-Sep-2008 - 24-Oct-2008)
Quarter 61.28 (09-Mar-2009 - 10-Jun-2009) -30.46 (02-Sep-2008 - 02-Dec-2008)
Year 94.21 (09-Mar-2009 - 11-Mar-2010) -42.25 (04-Dec-2007 - 03-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.98 10.07 0.23 0.34 0.92 -5.06
VR Balanced TRI 13.65 10.24 0.77 1.18 -- --
Hybrid: Aggressive Hybrid 9.64 9.97 0.40 0.62 0.85 -2.86
Rank within category 25 20 27 26 26 29
Number of funds in category 32 32 32 32 32 32

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Franklin India Dynamic Accrual Direct Plan-Gr Mutual Fund -- 9.61 - 10.25 9.91
down Franklin India Corporate Debt Direct-G Mutual Fund -- 9.65 - 10.31 9.91

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Franklin India Bluechip Direct Fund-Gr Financial -- 50.08
up Templeton India Value Direct-G Financial -- 15.09
up Franklin India Prima Fund - Di Financial -- 14.93

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Paul Parampreet since 01-Mar-2018

Education: Mr. Parampreet is PGDM from IIM Calcutta and B.Tech from IIT Kharagpur.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with Edelweiss AMC, Edelweiss Securities Ltd., SDG India Pvt. Ltd., ICICI Bank and with BG India Pvt. Ltd.

Funds Managed:


0.57%

Change from previous, NAV as on 24-Jan-2020

Growth: ₹ 85.2734

Dividend: ₹ 27.8803


Investment Strategy

The scheme seeks to generate superior risk adjusted returns to investors in line with their chosen asset allocation. The scheme will invest in a combination of equity and income funds of Franklin Templeton Mutual Fund. The debt and equity allocation will be automatically rebalanced every 6 months to revert to the steady state levels.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 01-Dec-2003
Return Since Launch: 14.18%
Benchmark: S&P BSE Sensex TRI (65), CRISIL Composite Bond (20), NIFTY 500 TRI (15)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 12 Cr (As on 31-Dec-2019)
Expense: 1.39% (As on 31-Dec-2019)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend01-Nov-20192.2135

 19-Oct-20181.8008
 27-Oct-20171.9501
 28-Oct-20161.9140
 23-Oct-20152.1668
 31-Oct-20142.3591
 25-Oct-20132.3378
 19-Oct-20123.3034
 24-Oct-20113.5236
 22-Oct-20105.2705

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

Upcoming Video

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How worrisome is the slowdown

dateFriday, 31-Jan-2020
time12:30 PM - 01:00 PM