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Nippon India Liquid Fund

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.15 0.01 0.05 0.23 0.71 1.54 4.10 6.04 6.47 7.10 7.76
CCIL T Bill Liquidity Weight 0.09 0.03 0.04 0.15 0.50 1.08 3.01 3.80 4.01 4.43 4.70
Debt: Liquid 0.16 0.01 0.06 0.24 0.72 1.53 3.83 5.72 6.23 6.89 7.59
Rank within category 37 35 34 32 29 24 11 6 6 4 5
Number of funds in category 41 41 41 41 41 41 41 35 34 34 30

As on 22-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 4.10 6.04 6.47 0.32 23,245
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 4.13 5.99 6.44 0.32 42,177
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
 Mar-04 4.14 6.04 6.48 0.31 33,431
Axis Liquid Fund
4 star
 Oct-09 4.12 6.03 6.47 0.25 25,742
Tata Liquid Fund - Regular Plan  | Invest Online
4 star
 Sep-04 4.15 6.00 6.45 0.33 19,843

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.50 (24-Mar-2020 - 31-Mar-2020) -0.22 (17-Mar-2020 - 24-Mar-2020)
Month 0.95 (08-Aug-2013 - 09-Sep-2013) 0.11 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.70 (24-Jul-2013 - 23-Oct-2013) 0.70 (23-Oct-2020 - 22-Jan-2021)
Year 9.86 (26-Jul-2013 - 27-Jul-2014) 4.09 (23-Jan-2020 - 22-Jan-2021)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.96 0.46 2.58 3.92 0.97 2.15
CCIL T Bill Liquidity Weight 3.78 0.34 -2.89 -5.80 -- --
Debt: Liquid 5.66 0.63 2.08 3.24 0.96 1.84
Rank within category 4 20 6 5 27 3
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 70 109 56 35
Modified Duration (yrs) 0.12 0.14 0.07 0.09
Average Maturity (yrs) 0.12 0.15 0.08 0.08
Yield to Maturity (%) 3.08 5.50 2.94 3.07
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 18/03/2021 Treasury Bills SOV 0.00 - 7.70 7.70
equal Reserve Bank of India 91-D 21/01/2021 Treasury Bills SOV 0.00 - 6.72 6.70
new Reserve Bank of India 91-D 25/03/2021 Treasury Bills SOV 0.00 - 5.98 5.98
equal Hindustan Zinc 2021 Commercial Paper A1+ 0.00 - 3.87 3.86
new Reliance Industries 84-D 22/03/2021 Commercial Paper A1+ 0.00 - 3.20 3.20
equal MRPL 91-D 04/01/2021 Commercial Paper A1+ 0.00 - 3.02 3.01
new Reserve Bank of India 91-D 11/03/2021 Treasury Bills SOV 0.00 - 2.57 2.57
equal National Bank Agr. Rur. Devp 364-D 18/02/2021 Commercial Paper A1+ 0.00 - 2.47 2.46
equal NLC India 2021 Commercial Paper A1+ 0.00 - 2.28 2.27
new Chennai Petroleum Corp. 78-D 03/03/2021 Commercial Paper A1+ 0.00 - 2.25 2.25
equal NTPC 91-D 22/01/2021 Commercial Paper A1+ 0.00 - 2.15 2.15
new MRPL 91-D 08/03/2021 Commercial Paper A1+ 0.00 - 2.14 2.14
new IDFC First Bank 2021 Certificate of Deposit A1+ 0.00 - 2.14 2.14
new NLC India 268-D 26/02/2021 Commercial Paper A1+ 0.00 - 2.14 2.14
new Reliance Retail Ventures 61-D 10/02/2021 Commercial Paper A1+ 0.00 - 2.14 2.14
equal National Bank Agr. Rur. Devp 164-D 01/02/2021 Commercial Paper A1+ 0.00 - 1.72 1.72
new Chennai Petroleum Corp. 90-D 18/03/2021 Commercial Paper A1+ 0.00 - 1.71 1.71
equal ONGC Petro Additions 23/02/2021 Commercial Paper A1+ 0.00 - 1.72 1.71
new BHEL 90-D 10/03/2021 Commercial Paper A1+ 0.00 - 1.60 1.60
new Indian Oil Corp. 24-D 04/01/2021 Commercial Paper A1+ 0.00 - 1.51 1.51
equal NLC India 19/02/2021 Commercial Paper A1+ 0.00 - 1.50 1.50
new Reliance Industries 90-D 24/03/2021 Commercial Paper A1+ 0.00 - 1.50 1.50
new Reserve Bank of India 182-D 04/03/2021 Treasury Bills SOV 0.00 - 1.50 1.50
new Reserve Bank of India 182-D 11/03/2021 Treasury Bills SOV 0.00 - 1.24 1.24
equal BHEL 90-D 25/01/2021 Commercial Paper A1+ 0.00 - 1.18 1.18

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Anju Chhajer since 01-Oct-2013

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Reliance Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 24-Jan-2021

Growth: ₹ 4,967.9608

Dividend Weekly: ₹ 1,530.5622

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Dividend Quarterly: ₹ 1,004.6642

Dividend Monthly: ₹ 1,586.9285

Dividend Daily: ₹ 1,528.7400

Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 09-Dec-2003
Return Since Launch: 7.15%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 23,245 Cr (As on 31-Dec-2020)
Expense: 0.32% (As on 31-Dec-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily22-Jan-20210.1086

 21-Jan-20210.1255
 20-Jan-20210.1330
 19-Jan-20210.1220
 18-Jan-20210.0897
 17-Jan-20210.2526
 15-Jan-20210.0305
 14-Jan-20210.1092
 13-Jan-20210.2012
 12-Jan-20210.0302
 10-Jan-20210.2405
 08-Jan-20210.1148
 07-Jan-20210.0232
 06-Jan-20210.0666
 05-Jan-20210.1051
 04-Jan-20210.1337
 03-Jan-20210.2268
 01-Jan-20210.1357
 31-Dec-20200.1563
 30-Dec-20200.1942
 29-Dec-20200.1868
 28-Dec-20200.1221
 27-Dec-20200.3619
 24-Dec-20200.1363
 23-Dec-20200.1451
Dividend Weekly22-Jan-20210.8323

 15-Jan-20210.6124
 08-Jan-20210.6707
 01-Jan-20210.6736
 28-Dec-20201.2557
 18-Dec-20200.7915
 11-Dec-20200.8384
 04-Dec-20200.5847
 27-Nov-20200.8454
 20-Nov-20200.9532
 13-Nov-20200.9403
 06-Nov-20200.5889
 02-Nov-20201.1725
 23-Oct-20200.9466
 16-Oct-20201.0074
 09-Oct-20200.6062
 05-Oct-20201.5331
 25-Sep-20200.9060
 18-Sep-20200.9498
 11-Sep-20200.7098
 04-Sep-20200.9646
 28-Aug-20200.7774
 21-Aug-20201.0602
 14-Aug-20201.0274
 07-Aug-20200.9777
Dividend Monthly28-Dec-20203.8727

 25-Nov-20204.0078
 26-Oct-20204.7385
 25-Sep-20204.0263
 25-Aug-20204.2650
 27-Jul-20204.6521
 25-Jun-20204.8892
 26-May-20206.8380
 27-Apr-202015.4579
 26-Mar-20201.0123
 25-Feb-20204.7458
 27-Jan-20204.9985
 26-Dec-20194.9522
 25-Nov-20195.1497
 25-Oct-20195.8574
 25-Sep-20194.9699
 26-Aug-20196.2837
 25-Jul-20196.5550
 25-Jun-20196.5305
 27-May-20197.3621
 25-Apr-20197.5923
 25-Mar-20196.2972
 25-Feb-20196.7656
 25-Jan-20196.8887
 26-Dec-20187.0646
Dividend Quarterly21-Dec-20207.7807

 21-Sep-20208.5432
 19-Jun-202014.9326
 19-Mar-20209.3803
 19-Dec-20199.9097
 19-Sep-201911.7904
 19-Jun-201913.6241
 19-Mar-201912.7635
 19-Dec-201813.7283
 19-Sep-201813.2257
 19-Jun-201813.1181
 19-Mar-201811.8110
 19-Dec-201711.4737
 19-Sep-201711.9131
 19-Jun-201711.9099
 20-Mar-201711.7406
 19-Dec-201612.2524
 19-Sep-201613.0908
 20-Jun-201614.9362
 21-Mar-201613.7153
 21-Dec-201513.6851
 21-Sep-201514.5102
 19-Jun-201515.8599
 19-Mar-201515.1647
 19-Dec-201415.6904

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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