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Nippon India Liquid Fund

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.79 0.01 0.07 0.27 0.79 1.60 3.16 5.33 5.96 6.65 7.47
CCIL T Bill Liquidity Weight 1.13 -0.01 0.04 0.19 0.55 1.05 2.12 3.49 3.73 4.17 4.59
Debt: Liquid 1.78 0.01 0.06 0.26 0.78 1.58 3.13 5.02 5.75 6.46 7.30
Rank within category 29 17 15 23 29 24 26 6 7 8 6
Number of funds in category 41 42 42 42 42 41 41 37 35 34 32

As on 27-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.16 5.33 5.96 0.32 22,557
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.18 5.29 5.93 0.32 36,920
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.19 5.34 5.96 0.33 30,806
Axis Liquid Fund
4 star
 Oct-09 3.21 5.32 5.97 0.25 24,177
Tata Liquid Fund - Regular Plan  | Invest Online
4 star
 Sep-04 3.17 5.30 5.95 0.33 9,720

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.22 17-Mar-2020 - 24-Mar-2020
Month 0.95 08-Aug-2013 - 09-Sep-2013 0.11 23-Feb-2020 - 24-Mar-2020
Quarter 2.70 24-Jul-2013 - 23-Oct-2013 0.70 23-Oct-2020 - 22-Jan-2021
Year 9.86 26-Jul-2013 - 27-Jul-2014 3.15 09-Jul-2020 - 09-Jul-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.31 0.53 2.09 4.38 1.11 1.92
CCIL T Bill Liquidity Weight 3.46 0.39 -1.92 -4.74 -- --
Debt: Liquid 5.01 0.66 1.68 3.62 1.04 1.58
Rank within category 6 31 8 7 32 4
Number of funds in category 37 37 37 36 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 68 77 56 37
Modified Duration (yrs) 0.14 0.14 0.07 0.10
Average Maturity (yrs) 0.15 0.15 0.07 0.10
Yield to Maturity (%) 3.45 3.51 2.94 3.44
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 09/09/2021 Treasury Bills SOV 0.00 - 7.05 7.05
equal Reserve Bank of India 91-D 13/08/2021 Treasury Bills SOV 0.00 - 6.17 5.50
new Reserve Bank of India 91-D 16/09/2021 Treasury Bills SOV 0.00 - 5.28 5.28
up Reserve Bank of India 91-D 05/08/2021 Treasury Bills SOV 0.00 - 5.21 4.66
equal Reserve Bank of India 91-D 26/08/2021 Treasury Bills SOV 0.00 - 4.95 4.41
new Chennai Petroleum Corporation 91-D 17/09/2021 Commercial Paper A1+ 0.00 - 3.30 3.30
new Export-Import Bank 86-D 09/09/2021 Certificate of Deposit A1+ 0.00 - 3.30 3.30
new Reliance Industries 85-D 17/09/2021 Commercial Paper A1+ 0.00 - 3.08 3.08
new MRPL 90-D 08/09/2021 Commercial Paper A1+ 0.00 - 3.08 3.08
equal Aditya Birla Finance 90-D 23/08/2021 Commercial Paper A1+ 0.00 - 3.22 2.87
new Reserve Bank of India 91-D 02/09/2021 Treasury Bills SOV 0.00 - 2.71 2.71
down National Bank Agr. Rur. Devp 199-D 02/08/2021 Commercial Paper A1+ 0.00 - 2.98 2.21
equal National Bank Agr. Rur. Devp 90-D 27/07/2021 Commercial Paper A1+ 0.00 - 2.48 2.21
equal Reliance Jio Infocomm 91-D 11/08/2021 Commercial Paper A1+ 0.00 - 2.48 2.21
equal Reliance Jio Infocomm 91-D 19/07/2021 Commercial Paper A1+ 0.00 - 2.48 2.21
equal Reliance Retail Ventures 91-D 17/08/2021 Commercial Paper A1+ 0.00 - 2.48 2.21
new Reserve Bank of India 91-D 23/09/2021 Treasury Bills SOV 0.00 - 2.20 2.20
new Barclays Bank 2021 Certificate of Deposit A1+ 0.00 - 1.99 1.99
down Ultratech Cement 90-D 09/08/2021 Commercial Paper A1+ 0.00 - 2.48 1.88
equal MRPL 90-D 17/08/2021 Commercial Paper A1+ 0.00 - 1.98 1.77
equal ONGC Petro Additions 90-D 23/08/2021 Commercial Paper A1+ 0.00 - 1.98 1.76
new Reserve Bank of India 2021 Treasury Bills SOV 0.00 - 1.55 1.55
new Reliance Jio Infocomm 91-D 03/09/2021 Commercial Paper A1+ 0.00 - 1.54 1.54
equal Hindustan Petroleum Corporation 81-D 26/07/2021 Commercial Paper A1+ 0.00 - 1.49 1.33
down NLC India 90-D 18/08/2021 Commercial Paper A1+ 0.00 - 1.49 1.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Anju Chhajer since 01-Oct-2013

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 27-Jul-2021

Growth: ₹ 5,048.6238

IDCW Weekly: ₹ 1,530.8563

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IDCW Quarterly: ₹ 1,005.4153

IDCW Monthly: ₹ 1,583.9697

IDCW Daily: ₹ 1,528.7400

Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 09-Dec-2003
Return Since Launch: 7.04%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 22,557 Cr (As on 30-Jun-2021)
Expense: 0.32% (As on 30-Jun-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily27-Jul-20210.1392

 26-Jul-20210.1450
 25-Jul-20210.2709
 23-Jul-20210.1537
 22-Jul-20210.1578
 21-Jul-20210.1420
 20-Jul-20210.1318
 19-Jul-20210.1375
 18-Jul-20210.2631
 16-Jul-20210.1198
 15-Jul-20210.1260
 14-Jul-20210.1713
 13-Jul-20210.1616
 12-Jul-20210.1523
 11-Jul-20210.2805
 09-Jul-20210.1198
 08-Jul-20210.1411
 07-Jul-20210.1574
 06-Jul-20210.0989
 05-Jul-20210.1145
 04-Jul-20210.2603
 02-Jul-20210.0820
 01-Jul-20210.1909
 30-Jun-20210.1402
 29-Jun-20210.1508
IDCW Monthly26-Jul-20214.4435

 25-Jun-20214.3348
 25-May-20213.6887
 26-Apr-20214.4897
 25-Mar-20213.7483
 25-Feb-20214.5824
 25-Jan-20213.2156
 28-Dec-20203.8727
 25-Nov-20204.0078
 26-Oct-20204.7385
 25-Sep-20204.0263
 25-Aug-20204.2650
 27-Jul-20204.6521
 25-Jun-20204.8892
 26-May-20206.8380
 27-Apr-202015.4579
 26-Mar-20201.0123
 25-Feb-20204.7458
 27-Jan-20204.9985
 26-Dec-20194.9522
 25-Nov-20195.1497
 25-Oct-20195.8574
 25-Sep-20194.9699
 26-Aug-20196.2837
 25-Jul-20196.5550
IDCW Weekly23-Jul-20210.9867

 16-Jul-20211.0121
 09-Jul-20210.8922
 02-Jul-20210.9866
 25-Jun-20211.0696
 18-Jun-20210.8070
 11-Jun-20210.9336
 04-Jun-20210.9423
 28-May-20210.9459
 21-May-20210.9108
 14-May-20210.8771
 07-May-20210.8164
 30-Apr-20210.8752
 23-Apr-20210.9490
 16-Apr-20210.8864
 09-Apr-20210.4888
 05-Apr-20211.4177
 26-Mar-20211.1744
 19-Mar-20210.9752
 12-Mar-20210.8820
 05-Mar-20210.7351
 26-Feb-20210.4814
 22-Feb-20211.4701
 12-Feb-20210.9654
 05-Feb-20210.9833
IDCW Quarterly21-Jun-20218.2381

 19-Mar-20217.2095
 21-Dec-20207.7807
 21-Sep-20208.5432
 19-Jun-202014.9326
 19-Mar-20209.3803
 19-Dec-20199.9097
 19-Sep-201911.7904
 19-Jun-201913.6241
 19-Mar-201912.7635
 19-Dec-201813.7283
 19-Sep-201813.2257
 19-Jun-201813.1181
 19-Mar-201811.8110
 19-Dec-201711.4737
 19-Sep-201711.9131
 19-Jun-201711.9099
 20-Mar-201711.7406
 19-Dec-201612.2524
 19-Sep-201613.0908
 20-Jun-201614.9362
 21-Mar-201613.7153
 21-Dec-201513.6851
 21-Sep-201514.5102
 19-Jun-201515.8599

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

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DateFriday, 23-Jul-2021
Time12:30 PM - 01:00 PM

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