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Nippon India Liquid Fund

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.43 0.01 0.06 0.26 0.81 2.12 4.88 6.42 6.78 7.41 7.89
CCIL T Bill Liquidity Weight 2.47 -0.02 0.02 0.12 0.49 1.42 3.35 3.97 4.18 4.62 4.76
Debt: Liquid 3.19 0.01 0.06 0.27 0.80 1.91 4.56 6.06 6.48 7.17 7.70
Rank within category 10 13 19 20 11 4 8 5 5 4 9
Number of funds in category 40 40 40 40 40 40 40 36 35 34 31

As on 28-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Liquid Fund  | Invest Online
5 star
 Dec-03 4.88 6.42 6.78 0.30 26,900
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 4.87 6.36 6.74 0.32 54,052
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 4.89 6.42 6.78 0.31 39,810
Axis Liquid Fund  | Invest Online
4 star
 Oct-09 4.88 6.41 6.77 0.22 28,818
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 4.77 6.36 6.74 0.24 27,459

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.50 (24-Mar-2020 - 31-Mar-2020) -0.22 (17-Mar-2020 - 24-Mar-2020)
Month 0.95 (08-Aug-2013 - 09-Sep-2013) 0.11 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.70 (24-Jul-2013 - 23-Oct-2013) 0.80 (25-Jun-2020 - 24-Sep-2020)
Year 9.86 (26-Jul-2013 - 27-Jul-2014) 4.47 (20-Jul-2009 - 20-Jul-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.33 0.35 3.35 4.19 0.70 2.00
CCIL T Bill Liquidity Weight 3.97 0.31 -3.79 -6.90 -- --
Debt: Liquid 5.99 0.53 2.53 3.29 0.72 1.69
Rank within category 5 11 6 6 26 5
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 69 119 69 42
Modified Duration (yrs) 0.11 0.15 0.09 0.08
Average Maturity (yrs) 0.12 0.16 0.10 0.08
Yield to Maturity (%) 3.31 5.78 3.31 3.31
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 17/09/2020 Treasury Bills SOV 0.00 - 12.07 12.07
equal Reserve Bank of India 91-D 29/10/2020 Treasury Bills SOV 0.00 - 7.91 7.91
new Reserve Bank of India 182-D 26/11/2020 Treasury Bills SOV 0.00 - 4.52 4.52
down Reserve Bank of India 91-D 08/10/2020 Treasury Bills SOV 0.00 - 4.33 4.33
up Reserve Bank of India 91-D 22/10/2020 Treasury Bills SOV 0.00 - 3.87 3.87
new HDFC 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 3.69 3.69
new Hindustan Zinc 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 3.69 3.69
new Reserve Bank of India 91-D 26/11/2020 Treasury Bills SOV 0.00 - 3.14 3.14
down Reserve Bank of India 91-D 15/10/2020 Treasury Bills SOV 0.00 - 4.91 2.96
equal Reliance Industries 91-D 14/09/2020 Commercial Paper A1+ 0.00 - 2.60 2.60
down Reserve Bank of India 91-D 03/09/2020 Treasury Bills SOV 0.00 - 5.47 2.58
equal Chennai Petroleum Corp. 80-D 18/09/2020 Commercial Paper A1+ 0.00 - 2.32 2.32
new L&T Housing Finance 91-D 17/11/2020 Commercial Paper A1+ 0.00 - 2.21 2.21
down Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 2.24 2.15
equal National Housing Bank 88-D 11/09/2020 Commercial Paper A1+ 0.00 - 1.86 1.86
new Reliance Industries 91-D 05/11/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
equal Grasim Industries 91-D 21/10/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
new Ultratech Cement 90-D 02/11/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
new Reliance Industries 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
new Aditya Birla Finance 91-D 19/11/2020 Commercial Paper A1+ 0.00 - 1.84 1.84
equal Reliance Jio Infocomm 90-D 10/09/2020 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Reliance Jio Infocomm 91-D 04/09/2020 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Reliance Jio Infocomm 90-D 22/09/2020 Commercial Paper A1+ 0.00 - 1.48 1.48
new Chennai Petroleum Corp. 62-D 19/10/2020 Commercial Paper A1+ 0.00 - 1.48 1.48
equal MRPL 90-D 08/09/2020 Commercial Paper A1+ 0.00 - 1.30 1.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Anju Chhajer since 01-Oct-2013

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Reliance Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 28-Sep-2020

Growth: ₹ 4,920.6084

Dividend Weekly: ₹ 1,530.7393

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Dividend Quarterly: ₹ 1,002.8202

Dividend Monthly: ₹ 1,584.3594

Dividend Daily: ₹ 1,528.7400

Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 09-Dec-2003
Return Since Launch: 7.23%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 26,900 Cr (As on 31-Aug-2020)
Expense: 0.30% (As on 31-Aug-2020)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily27-Sep-20200.2838

 25-Sep-20200.1438
 24-Sep-20200.1358
 23-Sep-20200.1261
 22-Sep-20200.1275
 21-Sep-20200.1064
 20-Sep-20200.2098
 18-Sep-20200.1232
 17-Sep-20200.1497
 16-Sep-20200.1396
 15-Sep-20200.1231
 14-Sep-20200.1434
 13-Sep-20200.2699
 11-Sep-20200.0578
 10-Sep-20200.1298
 09-Sep-20200.0782
 08-Sep-20200.0751
 07-Sep-20200.1186
 06-Sep-20200.2499
 04-Sep-20200.1283
 03-Sep-20200.1270
 02-Sep-20200.1348
 01-Sep-20200.1653
 31-Aug-20200.1471
 30-Aug-20200.2615
Dividend Monthly25-Sep-20204.0263

 25-Aug-20204.2650
 27-Jul-20204.6521
 25-Jun-20204.8892
 26-May-20206.8380
 27-Apr-202015.4579
 26-Mar-20201.0123
 25-Feb-20204.7458
 27-Jan-20204.9985
 26-Dec-20194.9522
 25-Nov-20195.1497
 25-Oct-20195.8574
 25-Sep-20194.9699
 26-Aug-20196.2837
 25-Jul-20196.5550
 25-Jun-20196.5305
 27-May-20197.3621
 25-Apr-20197.5923
 25-Mar-20196.2972
 25-Feb-20196.7656
 25-Jan-20196.8887
 26-Dec-20187.0646
 26-Nov-20187.7581
 25-Oct-20187.2170
 25-Sep-20186.3616
Dividend Weekly25-Sep-20200.9060

 18-Sep-20200.9498
 11-Sep-20200.7098
 04-Sep-20200.9646
 28-Aug-20200.7774
 21-Aug-20201.0602
 14-Aug-20201.0274
 07-Aug-20200.9777
 31-Jul-20200.8691
 24-Jul-20200.9194
 17-Jul-20200.9302
 10-Jul-20200.9488
 03-Jul-20201.1098
 26-Jun-20201.1874
 19-Jun-20201.4150
 12-Jun-20201.3015
 05-Jun-20200.8182
 29-May-20200.8902
 22-May-20201.6825
 15-May-20201.9458
 08-May-20201.1928
 04-May-20201.2860
 24-Apr-20202.2882
 17-Apr-20201.2777
 13-Apr-20201.8721
Dividend Quarterly21-Sep-20208.5432

 19-Jun-202014.9326
 19-Mar-20209.3803
 19-Dec-20199.9097
 19-Sep-201911.7904
 19-Jun-201913.6241
 19-Mar-201912.7635
 19-Dec-201813.7283
 19-Sep-201813.2257
 19-Jun-201813.1181
 19-Mar-201811.8110
 19-Dec-201711.4737
 19-Sep-201711.9131
 19-Jun-201711.9099
 20-Mar-201711.7406
 19-Dec-201612.2524
 19-Sep-201613.0908
 20-Jun-201614.9362
 21-Mar-201613.7153
 21-Dec-201513.6851
 21-Sep-201514.5102
 19-Jun-201515.8599
 19-Mar-201515.1647
 19-Dec-201415.6904
 19-Sep-201416.9031

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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