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2 star

Nippon India Liquid Fund download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Nippon India Liquid-G 2.35 0.01 0.10 0.39 1.16 1.99 3.69 4.02 5.30 5.90 6.83
CCIL T Bill Liquidity Weight 1.19 -0.02 0.07 0.20 0.64 1.04 1.99 2.59 3.27 3.63 4.21
Debt: Liquid 2.34 0.01 0.10 0.39 1.15 1.98 3.66 3.88 5.16 5.76 6.71
Rank within category 25 36 26 29 20 26 25 14 9 8 8
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Liquid Fund  | Invest Online
2 star
Dec-03 3.69 4.02 5.30 0.32 23,669
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.75 4.02 5.29 0.24 27,542
Axis Liquid Fund
4 star
Oct-09 3.77 4.07 5.33 0.20 20,917
Baroda BNP Paribas Liquid Fund
5 star
Feb-09 3.79 4.05 5.30 0.27 6,654
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.74 4.03 5.28 0.27 3,472

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.22 17-Mar-2020 - 24-Mar-2020
Month 0.95 08-Aug-2013 - 09-Sep-2013 0.11 23-Feb-2020 - 24-Mar-2020
Quarter 2.70 24-Jul-2013 - 23-Oct-2013 0.70 23-Oct-2020 - 22-Jan-2021
Year 9.86 26-Jul-2013 - 27-Jul-2014 3.11 29-Oct-2020 - 29-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Nippon India Liquid-G 3.96 0.31 1.51 6.17 0.74 1.14
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.82 0.29 1.06 4.41 0.60 0.87
Rank within category 13 30 13 16 34 11
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 104 109 56 53
Modified Duration (yrs) 0.13 0.14 0.08 --
Average Maturity (yrs) 0.13 0.15 0.08 --
Yield to Maturity (%) 5.12 5.12 3.26 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 11/08/2022 Treasury Bills SOV 0.00 - 7.63 5.95
new Reserve Bank of India 91-D 20/10/2022 Treasury Bills SOV 0.00 - 5.61 5.61
up 8.08% GOI 2022 Central Government Loan SOV 0.00 - 3.82 3.82
equal Export-Import Bank 91-D 26/08/2022 Certificate of Deposit A1+ 0.00 - 3.79 3.79
up Reserve Bank of India 91-D 22/09/2022 Treasury Bills SOV 0.00 - 3.46 3.46
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 3.16 3.16
equal HDFC 91-D 17/08/2022 Commercial Paper A1+ 0.00 - 2.95 2.95
down Reserve Bank of India 91-D 25/08/2022 Treasury Bills SOV 0.00 - 3.78 2.93
new Hindustan Petroleum Corporation 27-D 02/08/2022 Commercial Paper A1+ 0.00 - 2.75 2.75
new Aditya Birla Finance 59-D 23/09/2022 Commercial Paper A1+ 0.00 - 2.51 2.51
equal Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 2.11 2.11
equal Reserve Bank of India 91-D 08/09/2022 Treasury Bills SOV 0.00 - 2.10 2.10
equal Reserve Bank of India 91-D 01/09/2022 Treasury Bills SOV 0.00 - 2.10 2.10
equal Sikka Ports and Terminals 91-D 20/09/2022 Commercial Paper A1+ 0.00 - 2.10 2.10
equal Reliance Retail Ventures 179-D 09/09/2022 Commercial Paper A1+ 0.00 - 2.10 2.10
new Reserve Bank of India 91-D 13/10/2022 Treasury Bills SOV 0.00 - 2.09 2.09
new Kotak Securities 73-D 10/10/2022 Commercial Paper A1+ 0.00 - 2.09 2.09
new Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 1.99 1.99
up Reserve Bank of India 182-D 11/08/2022 Treasury Bills SOV 0.00 - 1.96 1.96
equal ICICI Securities 91-D 12/08/2022 Commercial Paper A1+ 0.00 - 1.79 1.79
equal Reliance Retail Ventures 84-D 17/08/2022 Commercial Paper A1+ 0.00 - 1.79 1.79
equal Axis Bank 20/09/2022 Certificate of Deposit A1+ 0.00 - 1.78 1.78
down Punjab National Bank 2022 Certificate of Deposit A1+ 0.00 - 1.80 1.69
equal Adani Ports and Special Economic Zone 64-D 01/09/2022 Commercial Paper A1+ 0.00 - 1.68 1.68
equal HDFC 150-D 16/09/2022 Commercial Paper A1+ 0.00 - 1.68 1.68

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

*As on 30-Jun-2022

Fund Manager

— Anju Chhajer since 01-Oct-2013

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:

— Siddharth Deb since 01-Mar-2022

Education: Mr. Deb is a B.Sc and MMS (Finance).

Experience: Prior to joining Nippon India Mutual Fund he has worked with Benchmark Asset Management Co. Pvt. Ltd. and Fullerton India Credit Company Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 09-Aug-2022

Growth: ₹ 5,240.8603

IDCW Weekly: ₹ 1,531.1583

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IDCW Quarterly: ₹ 1,008.9664

IDCW Monthly: ₹ 1,587.0230

IDCW Daily: ₹ 1,528.7400


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 100
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 09-Dec-2003
Return Since Launch: 6.85%
Benchmark: NIFTY Liquid Index B-I
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 23,669 Cr (As on 31-Jul-2022)
Expense Ratio: 0.32% (As on 30-Jun-2022)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily09-Aug-20220.2275

 08-Aug-20220.1813
 07-Aug-20220.4476
 05-Aug-20220.1641
 04-Aug-20220.2079
 03-Aug-20220.2267
 02-Aug-20220.2916
 01-Aug-20220.3186
 31-Jul-20220.4526
 29-Jul-20220.2169
 28-Jul-20220.2149
 27-Jul-20220.0487
 26-Jul-20220.0793
 25-Jul-20220.1822
 24-Jul-20220.4175
 22-Jul-20220.1598
 21-Jul-20220.1160
 20-Jul-20220.1010
 19-Jul-20220.1500
 18-Jul-20220.1848
 17-Jul-20220.3782
 15-Jul-20220.1756
 14-Jul-20220.2347
 13-Jul-20220.1817
 12-Jul-20220.1917
IDCW Weekly05-Aug-20221.6654

 29-Jul-20221.1623
 22-Jul-20221.0913
 15-Jul-20221.3520
 08-Jul-20221.4990
 01-Jul-20221.5284
 24-Jun-20221.5809
 17-Jun-20221.0751
 10-Jun-20221.3949
 03-Jun-20221.3287
 27-May-20221.3663
 20-May-20221.3528
 13-May-20221.0802
 06-May-20220.0199
 29-Apr-20220.8403
 22-Apr-20220.6906
 18-Apr-20221.5190
 08-Apr-20220.3696
 04-Apr-20221.8514
 25-Mar-20220.5732
 21-Mar-20221.6111
 11-Mar-20220.9908
 04-Mar-20220.9552
 25-Feb-20220.9973
 18-Feb-20221.1121
IDCW Monthly25-Jul-20225.7104

 27-Jun-20226.5190
 25-May-20223.9835
 25-Apr-20225.0296
 25-Mar-20224.2696
 25-Feb-20224.8446
 25-Jan-20224.2634
 27-Dec-20214.6653
 25-Nov-20214.7818
 25-Oct-20213.5765
 27-Sep-20214.2277
 25-Aug-20214.3629
 26-Jul-20214.4435
 25-Jun-20214.3348
 25-May-20213.6887
 26-Apr-20214.4897
 25-Mar-20213.7483
 25-Feb-20214.5824
 25-Jan-20213.2156
 28-Dec-20203.8727
 25-Nov-20204.0078
 26-Oct-20204.7385
 25-Sep-20204.0263
 25-Aug-20204.2650
 27-Jul-20204.6521
IDCW Quarterly20-Jun-20229.0346

 21-Mar-20228.6831
 20-Dec-20218.0956
 20-Sep-20218.2460
 21-Jun-20218.2381
 19-Mar-20217.2095
 21-Dec-20207.7807
 21-Sep-20208.5432
 19-Jun-202014.9326
 19-Mar-20209.3803
 19-Dec-20199.9097
 19-Sep-201911.7904
 19-Jun-201913.6241
 19-Mar-201912.7635
 19-Dec-201813.7283
 19-Sep-201813.2257
 19-Jun-201813.1181
 19-Mar-201811.8110
 19-Dec-201711.4737
 19-Sep-201711.9131
 19-Jun-201711.9099
 20-Mar-201711.7406
 19-Dec-201612.2524
 19-Sep-201613.0908
 20-Jun-201614.9362

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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