VR Logo

4 star

UTI Liquid Cash Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.31 0.01 0.06 0.26 0.80 2.46 4.81 6.37 6.74 7.37 7.84
CCIL T Bill Liquidity Weight 2.49 0.02 0.04 0.19 0.54 1.61 3.46 3.99 4.17 4.65 4.76
Debt: Liquid 3.12 0.01 0.06 0.26 0.79 2.14 4.54 6.07 6.48 7.18 7.70
Rank within category 16 30 19 12 12 8 14 11 11 14 18
Number of funds in category 42 42 42 42 42 42 42 36 35 34 31

As on 25-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 4.81 6.37 6.74 0.24 27,459
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 4.91 6.37 6.75 0.32 54,052
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 4.93 6.43 6.79 0.31 39,810
Axis Liquid Fund  | Invest Online
4 star
Oct-09 4.92 6.42 6.78 0.22 28,818
Nippon India Liquid Fund  | Invest Online
5 star
Dec-03 4.92 6.43 6.79 0.30 26,900

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.55 (24-Mar-2020 - 31-Mar-2020) -0.25 (17-Mar-2020 - 24-Mar-2020)
Month 0.93 (24-Mar-2020 - 23-Apr-2020) 0.07 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.64 (24-Jul-2013 - 23-Oct-2013) 0.80 (25-Jun-2020 - 24-Sep-2020)
Year 9.78 (02-Sep-2011 - 01-Sep-2012) 4.36 (11-Jun-2009 - 11-Jun-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.27 0.36 3.13 4.07 0.68 1.93
CCIL T Bill Liquidity Weight 3.97 0.31 -3.79 -6.90 -- --
Debt: Liquid 5.99 0.53 2.53 3.29 0.72 1.69
Rank within category 11 21 12 8 21 11
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 91 123 60 42
Modified Duration (yrs) 0.10 0.14 0.07 0.08
Average Maturity (yrs) 0.10 0.15 0.08 0.08
Yield to Maturity (%) 3.34 5.72 3.34 3.31
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 17/09/2020 Treasury Bills SOV 0.00 - 11.92 11.82
new Reserve Bank of India 91-D 05/11/2020 Treasury Bills SOV 0.00 - 5.43 5.43
up Reserve Bank of India 91-D 22/10/2020 Treasury Bills SOV 0.00 - 4.89 4.89
equal Reserve Bank of India 182-D 08/10/2020 Treasury Bills SOV 0.00 - 3.63 3.63
equal Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 2.79 2.77
equal Reserve Bank of India 91-D 03/09/2020 Treasury Bills SOV 0.00 - 2.70 2.68
up Reserve Bank of India 182-D 17/09/2020 Treasury Bills SOV 0.00 - 2.62 2.62
up Reserve Bank of India 91-D 15/10/2020 Treasury Bills SOV 0.00 - 2.59 2.59
equal Reliance Jio Infocomm 90-D 10/09/2020 Commercial Paper A1+ 0.00 - 2.57 2.55
new Reserve Bank of India 182-D 26/11/2020 Treasury Bills SOV 0.00 - 2.53 2.53
new L&T Finance 36-D 25/09/2020 Commercial Paper A1+ 0.00 - 1.82 1.82
equal Reserve Bank of India 91-D 24/09/2020 Treasury Bills SOV 0.00 - 1.83 1.82
equal HDFC 88-D 25/09/2020 Commercial Paper A1+ 0.00 - 1.83 1.82
equal Tata Capital Financial Services 82-D 29/09/2020 Commercial Paper A1+ 0.00 - 1.82 1.82
new Hindustan Zinc 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 1.81 1.81
new Reliance Industries 87-D 26/11/2020 Commercial Paper A1+ 0.00 - 1.81 1.81
equal Reserve Bank of India 91-D 08/10/2020 Treasury Bills SOV 0.00 - 1.81 1.81
equal National Bank Agr. Rur. Devp 91-D 08/10/2020 Commercial Paper A1+ 0.00 - 1.81 1.81
equal MRPL 90-D 08/09/2020 Commercial Paper A1+ 0.00 - 1.47 1.46
equal Reserve Bank of India 91-D 01/10/2020 Treasury Bills SOV 0.00 - 1.45 1.45
new Chennai Petroleum Corp. 54-D 30/09/2020 Commercial Paper A1+ 0.00 - 1.42 1.42
new Indusind Bank 14/09/2020 Certificate of Deposit A1+ 0.00 - 1.27 1.27
equal Bharat Oman Refineries 90-D 29/10/2020 Commercial Paper A1+ 0.00 - 1.09 1.09
equal RBL Bank 2020 Certificate of Deposit A1+ 0.00 - 1.09 1.09
equal Reliance Industries 90-D 27/10/2020 Commercial Paper A1+ 0.00 - 1.09 1.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 4 years.

Funds Managed:


--

Change from previous, NAV as on 27-Sep-2020

Growth: ₹ 3,300.3615

Flexi Dividend: ₹ 1,199.4041

More

Dividend Yearly: ₹ 1,455.2671

Dividend Weekly: ₹ 1,053.2277

Dividend Quarterly: ₹ 1,374.0553

Dividend Monthly: ₹ 1,027.4037

Dividend Half Yearly: ₹ 1,013.1459

Dividend Fortnightly: ₹ 1,154.2296

Dividend Daily: ₹ 1,029.2850


Investment Strategy

The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 10-Dec-2003
Return Since Launch: 7.22%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 27,459 Cr (As on 31-Aug-2020)
Expense: 0.24% (As on 31-Aug-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Fortnightly25-Sep-20201.4616

 10-Sep-20201.5398
 25-Aug-20201.5887
 10-Aug-20201.3939
 27-Jul-20201.6491
 10-Jul-20201.6142
 25-Jun-20202.1071
 10-Jun-20201.3728
 26-May-20202.6219
 11-May-20201.9079
 27-Apr-20202.6732
 13-Apr-20206.1352
 11-Mar-20201.9871
 25-Feb-20201.7378
 10-Feb-20201.6103
 27-Jan-20201.8692
 10-Jan-20201.7376
 26-Dec-20191.8267
 10-Dec-20191.7515
 25-Nov-20191.6957
 11-Nov-20191.9693
 25-Oct-20191.8766
 10-Oct-20192.2496
 25-Sep-20191.5524
 11-Sep-20192.0626
Dividend Weekly22-Sep-20200.6266

 15-Sep-20200.5650
 08-Sep-20200.6008
 01-Sep-20200.6636
 25-Aug-20200.6139
 18-Aug-20200.7277
 11-Aug-20200.6650
 04-Aug-20200.6543
 28-Jul-20200.5988
 21-Jul-20200.5998
 14-Jul-20200.6659
 07-Jul-20200.6461
 30-Jun-20200.8100
 23-Jun-20200.8293
 16-Jun-20200.9272
 09-Jun-20200.6071
 02-Jun-20200.5239
 26-May-20200.9706
 19-May-20201.1557
 12-May-20201.2007
 05-May-20200.8199
 28-Apr-20200.8295
 21-Apr-20201.3578
 15-Apr-20201.1217
 07-Apr-20201.0245
Dividend Monthly01-Sep-20202.7014

 03-Aug-20202.8290
 01-Jul-20203.3149
 01-Jun-20203.8909
 04-May-20204.2029
 03-Apr-20205.8912
 02-Mar-20202.8213
 03-Feb-20203.2874
 01-Jan-20203.0321
 02-Dec-20193.2553
 01-Nov-20193.5315
 01-Oct-20193.2481
 03-Sep-20193.8598
 01-Aug-20194.1966
 01-Jul-20193.8517
 03-Jun-20194.7413
 02-May-20194.1403
 02-Apr-20195.2069
 02-Mar-20194.4806
 02-Feb-20194.4806
 01-Jan-20194.3716
 03-Dec-20184.8310
 01-Nov-20184.7173
 02-Oct-20184.0611
 03-Sep-20184.7105
Dividend Daily30-Jun-20200.1045

 29-Jun-20200.1034
 28-Jun-20200.1043
 27-Jun-20200.1043
 26-Jun-20200.1058
 25-Jun-20200.1039
 24-Jun-20200.1045
 23-Jun-20200.1045
 22-Jun-20200.1044
 21-Jun-20200.1046
 20-Jun-20200.1046
 19-Jun-20200.1047
 18-Jun-20200.1087
 17-Jun-20200.1051
 16-Jun-20200.1065
 15-Jun-20200.1090
 14-Jun-20200.1102
 13-Jun-20200.1102
 12-Jun-20200.1102
 11-Jun-20200.1106
 10-Jun-20200.1130
 09-Jun-20200.1129
 08-Jun-20200.1121
 07-Jun-20200.1152
 06-Jun-20200.1152

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

VR Helpline

What to do with your multi-cap funds

dateSaturday, 26-Sep-2020
time12:30 PM - 01:00 PM

Registration Over