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4 star

UTI Liquid Cash Fund - Regular Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
UTI Liquid Cash Reg-G 1.79 0.01 0.10 0.39 0.99 1.86 3.56 4.10 5.34 5.95 6.86
CCIL T Bill Liquidity Weight 0.85 0.04 0.07 0.25 0.38 0.89 1.99 2.71 3.30 3.69 4.25
Debt: Liquid 1.75 0.01 0.10 0.38 0.96 1.82 3.46 3.95 5.21 5.82 6.77
Rank within category 19 8 17 18 16 17 10 14 10 10 15
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 24-Jun-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.56 4.10 5.34 0.24% 32,789
Axis Liquid Fund
4 star
Oct-09 3.58 4.15 5.37 0.20% 25,219
Baroda BNP Paribas Liquid Fund
4 star
Feb-09 3.61 4.12 5.35 0.26% 7,120
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.56 4.11 5.32 0.27% 3,623
JM Liquid Fund
4 star
Dec-97 3.58 4.03 5.29 0.25% 2,005

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.55 24-Mar-2020 - 31-Mar-2020 -0.25 17-Mar-2020 - 24-Mar-2020
Month 0.93 24-Mar-2020 - 23-Apr-2020 0.07 23-Feb-2020 - 24-Mar-2020
Quarter 2.64 24-Jul-2013 - 23-Oct-2013 0.72 21-Oct-2020 - 20-Jan-2021
Year 9.78 02-Sep-2011 - 01-Sep-2012 3.18 28-Oct-2020 - 28-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
UTI Liquid Cash Reg-G 4.08 0.35 1.67 7.67 0.76 1.19
CCIL T Bill Liquidity Weight 2.69 0.37 -2.20 -4.41 -- --
Debt: Liquid 3.92 0.34 1.19 5.52 0.69 0.98
Rank within category 14 21 9 11 23 15
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 109 109 63 48
Modified Duration (yrs) 0.09 0.16 0.05 --
Average Maturity (yrs) 0.09 0.16 0.05 --
Yield to Maturity (%) 4.70 4.70 3.20 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 30/06/2022 Treasury Bills SOV 0.00 - 5.35 4.27
equal Reserve Bank of India 364-D 02/06/2022 Treasury Bills SOV 0.00 - 3.58 3.05
equal 8.15% GOI 2022 Central Government Loan SOV 0.00 - 2.94 2.76
new Reserve Bank of India 91-D 25/08/2022 Treasury Bills SOV 0.00 - 2.56 2.56
up Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 2.29 2.29
down Indian Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 2.67 2.28
new Indian Bank 20/07/2022 Certificate of Deposit A1+ 0.00 - 2.27 2.27
new Reliance Retail Ventures 164-D 29/07/2022 Commercial Paper A1+ 0.00 - 2.27 2.27
new Bajaj Finance 91-D 26/08/2022 Commercial Paper A1+ 0.00 - 2.26 2.26
new Reserve Bank of India 91-D 11/08/2022 Treasury Bills SOV 0.00 - 2.13 2.13
down Reserve Bank of India 91-D 21/07/2022 Treasury Bills SOV 0.00 - 2.86 1.94
up HDFC Bank 25/07/2022 Certificate of Deposit A1+ 0.00 - 1.74 1.74
equal Reserve Bank of India 91-D 02/06/2022 Treasury Bills SOV 0.00 - 1.97 1.68
equal ICICI Securities 91-D 15/06/2022 Commercial Paper A1+ 0.00 - 1.61 1.52
equal Canara Bank 23/06/2022 Certificate of Deposit A1+ 0.00 - 1.78 1.52
equal HDFC 91-D 23/06/2022 Commercial Paper A1+ 0.00 - 1.78 1.52
new Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 1.52 1.52
new Reserve Bank of India 91-D 18/08/2022 Treasury Bills SOV 0.00 - 1.51 1.51
new HDFC 91-D 17/08/2022 Commercial Paper A1+ 0.00 - 1.51 1.51
new ICICI Bank 22/08/2022 Certificate of Deposit A1+ 0.00 - 1.51 1.51
new Reliance Retail Ventures 91-D 29/08/2022 Commercial Paper A1+ 0.00 - 1.51 1.51
down Reserve Bank of India 91-D 09/06/2022 Treasury Bills SOV 0.00 - 2.47 1.48
equal National Bank Agr. Rur. Devp 88-D 03/06/2022 Commercial Paper A1+ 0.00 - 1.61 1.37
equal Reliance Jio Infocomm 90-D 28/06/2022 Commercial Paper A1+ 0.00 - 1.60 1.37
new IDFC First Bank 24/08/2022 Certificate of Deposit A1+ 0.00 - 1.21 1.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Education: Mr. Sharma is a B.Com, CA, FRM

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 5 years.

Funds Managed:


0.01%

Change from previous, NAV as on 25-Jun-2022

Growth: ₹ 3,498.4901

IDCW Yearly: ₹ 1,542.6294

More

IDCW Weekly: ₹ 1,053.3450

IDCW Quarterly: ₹ 1,456.5848

IDCW Monthly: ₹ 1,037.7934

IDCW Half Yearly: ₹ 1,074.1006

IDCW Fortnightly: ₹ 1,156.1602

IDCW Daily: ₹ 1,091.1115

Flexi IDCW: ₹ 1,271.4000


Investment Strategy

The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) --
Min. No of Cheques --
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 10-Dec-2003
Return Since Launch: 6.86%
Benchmark: CRISIL Liquid Fund AI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 32,789 Cr (As on 31-May-2022)
Expense: 0.24% (As on 31-May-2022)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Weekly21-Jun-20220.8671

 14-Jun-20221.0720
 07-Jun-20220.7645
 31-May-20220.8935
 24-May-20220.9066
 17-May-20220.8756
 10-May-20220.4820
 04-May-20220.4345
 26-Apr-20220.6832
 19-Apr-20220.7518
 12-Apr-20220.6132
 05-Apr-20221.0183
 29-Mar-20220.7051
 22-Mar-20220.7189
 15-Mar-20220.7559
 08-Mar-20220.5644
 02-Mar-20220.8043
 22-Feb-20220.6978
 15-Feb-20220.8087
 08-Feb-20220.6685
 01-Feb-20220.7036
 25-Jan-20220.5777
 18-Jan-20220.6652
 11-Jan-20220.7012
 04-Jan-20220.8180
IDCW Fortnightly10-Jun-20222.3198

 25-May-20222.0860
 10-May-20221.0757
 25-Apr-20221.6365
 11-Apr-20222.1008
 25-Mar-20221.7304
 10-Mar-20221.3692
 25-Feb-20221.7122
 10-Feb-20221.7916
 25-Jan-20221.4712
 10-Jan-20221.6848
 27-Dec-20211.8437
 10-Dec-20211.5789
 25-Nov-20211.6530
 10-Nov-20211.8097
 25-Oct-20211.2047
 11-Oct-20211.5076
 27-Sep-20211.3097
 13-Sep-20211.8616
 25-Aug-20211.6352
 11-Aug-20211.5656
 26-Jul-20211.5193
 12-Jul-20211.7896
 25-Jun-20211.5432
 10-Jun-20211.6768
IDCW Monthly02-May-20222.7837

 04-Apr-20222.0682
 02-Mar-20223.3508
 01-Feb-20222.7780
 03-Jan-20222.8773
 01-Dec-20212.5985
 01-Nov-20212.5978
 01-Oct-20212.9349
 01-Sep-20212.0493
 02-Aug-20212.8800
 01-Jul-20213.4699
 01-Jun-20212.4565
 03-May-20210.2471
 05-Apr-20210.8808
 01-Mar-20212.9837
 01-Feb-20212.0359
 02-Jan-20212.5675
 01-Jan-20212.5675
 01-Dec-20202.5130
 02-Nov-20202.8937
 01-Oct-20202.7207
 01-Sep-20202.7014
 03-Aug-20202.8290
 01-Jul-20203.3149
 01-Jun-20203.8909
IDCW Daily30-Jun-20200.1045

 29-Jun-20200.1034
 28-Jun-20200.1043
 27-Jun-20200.1043
 26-Jun-20200.1058
 25-Jun-20200.1039
 24-Jun-20200.1045
 23-Jun-20200.1045
 22-Jun-20200.1044
 21-Jun-20200.1046
 20-Jun-20200.1046
 19-Jun-20200.1047
 18-Jun-20200.1087
 17-Jun-20200.1051
 16-Jun-20200.1065
 15-Jun-20200.1090
 14-Jun-20200.1102
 13-Jun-20200.1102
 12-Jun-20200.1102
 11-Jun-20200.1106
 10-Jun-20200.1130
 09-Jun-20200.1129
 08-Jun-20200.1121
 07-Jun-20200.1152
 06-Jun-20200.1152

Contact Information

AMC: UTI Asset Management Company Ltd

Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001

Phone: 0263 2296993

Fax: (0260) 2421315

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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