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UTI Liquid Cash Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.78 0.01 0.09 0.43 1.27 2.68 6.29 6.82 7.22 7.75 7.89
CCIL T Bill Liquidity Weight 0.55 0.02 0.05 0.31 0.85 1.81 4.08 4.11 4.45 4.77 4.71
Debt: Liquid 0.78 0.01 0.09 0.43 1.26 2.62 6.08 6.56 6.97 7.58 7.77
Rank within category 27 17 27 30 25 19 14 11 11 17 17
Number of funds in category 40 40 40 40 40 40 39 36 35 34 29

As on 26-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.26 (29-Mar-2016 - 05-Apr-2016) -0.07 (09-Jul-2013 - 16-Jul-2013)
Month 0.88 (24-Jul-2013 - 23-Aug-2013) 0.30 (27-Dec-2009 - 26-Jan-2010)
Quarter 2.64 (24-Jul-2013 - 23-Oct-2013) 0.95 (14-Dec-2009 - 15-Mar-2010)
Year 9.78 (02-Sep-2011 - 01-Sep-2012) 4.36 (11-Jun-2009 - 11-Jun-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.66 0.22 4.42 6.42 0.37 1.58
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: Liquid 6.34 0.51 3.67 6.02 0.52 1.51
Rank within category 10 22 13 18 26 9
Number of funds in category 36 36 36 34 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 123 183 108 55
Modified Duration (yrs) 0.09 0.11 0.09 0.08
Average Maturity (yrs) 0.10 0.17 0.07 0.09
Yield to Maturity (%) 5.31 7.29 5.25 5.35

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 76-D 17/03/2020 Cash Management Bill SOV 0.00 - 6.63 6.63
equal National Bank Agr. Rur. Devp 55-D 12/02/2020 Commercial Paper A1+ 0.00 - 6.52 5.55
new Reserve Bank of India 63-D 17/03/2020 Treasury Bills SOV 0.00 - 5.54 5.54
down Chennai Petroleum Corp. 34-D 03/02/2020 Commercial Paper A1+ 0.00 - 4.90 3.41
equal HDFC 56-D 20/02/2020 Commercial Paper A1+ 0.00 - 3.26 2.78
new Andhra Bank 2020 Certificate of Deposit A1+ 0.00 - 2.76 2.76
equal Reserve Bank of India 91-D 26/03/2020 Treasury Bills SOV 0.00 - 3.24 2.76
new National Bank Agr. Rur. Devp 85-D 03/04/2020 Commercial Paper A1+ 0.00 - 2.35 2.35
new Chennai Petroleum Corp. 32-D 18/02/2020 Commercial Paper A1+ 0.00 - 2.08 2.08
equal Reserve Bank of India 364-D 20/02/2020 Treasury Bills SOV 0.00 - 2.41 2.05
equal Reserve Bank of India 182-D 06/02/2020 Treasury Bills SOV 0.00 - 1.96 1.67
equal L&T Finance 90-D 13/02/2020 Commercial Paper A1+ 0.00 - 1.96 1.67
equal IRFC 89-D 17/02/2020 Commercial Paper A1+ 0.00 - 1.88 1.60
new IDFC First Bank 30/03/2020 Certificate of Deposit A1+ 0.00 - 1.52 1.52
equal SAIL 91-D 20/02/2020 Commercial Paper A1+ 0.00 - 1.63 1.39
equal Vedanta 90-D 12/02/2020 Commercial Paper A1+ 0.00 - 1.63 1.39
equal Reliance Industries 91-D 17/02/2020 Commercial Paper A1+ 0.00 - 1.63 1.39
equal Indusind Bank 27/02/2020 Certificate of Deposit A1+ 0.00 - 1.63 1.39
equal Reserve Bank of India 91-D 05/03/2020 Treasury Bills SOV 0.00 - 1.63 1.39
equal Bajaj Housing Finance 91-D 04/03/2020 Commercial Paper A1+ 0.00 - 1.63 1.39
new SAIL 70-D 27/03/2020 Commercial Paper A1+ 0.00 - 1.38 1.38
equal Reliance Jio Infocomm 88-D 27/03/2020 Commercial Paper A1+ 0.00 - 1.62 1.38
equal Reserve Bank of India 91-D 19/03/2020 Treasury Bills SOV 0.00 - 1.62 1.38
new Tata Capital Financial Services 65-D 27/03/2020 Commercial Paper A1+ 0.00 - 1.38 1.38
new Tata Steel 68-D 24/03/2020 Commercial Paper A1+ 0.00 - 1.38 1.38

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 4 years.

Funds Managed:


0.01%

Change from previous, NAV as on 26-Feb-2020

Growth: ₹ 3,218.9011

Flexi Dividend: ₹ 1,169.8008

More

Dividend Yearly: ₹ 1,419.3477

Dividend Weekly: ₹ 1,052.8954

Dividend Quarterly: ₹ 1,340.1398

Dividend Monthly: ₹ 1,028.4754

Dividend Half Yearly: ₹ 1,008.9204

Dividend Fortnightly: ₹ 1,154.1733

Dividend Daily: ₹ 1,019.4457


Investment Strategy

The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 10-Dec-2003
Return Since Launch: 7.33%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 35,898 Cr (As on 31-Jan-2020)
Expense: 0.30% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily25-Feb-20200.0963

 24-Feb-20200.0982
 23-Feb-20200.1010
 22-Feb-20200.1011
 21-Feb-20200.1010
 20-Feb-20200.0891
 19-Feb-20200.1007
 18-Feb-20200.1081
 17-Feb-20200.1004
 16-Feb-20200.1004
 15-Feb-20200.1003
 14-Feb-20200.0991
 13-Feb-20200.1043
 12-Feb-20200.1095
 11-Feb-20200.1238
 10-Feb-20200.1007
 09-Feb-20200.1008
 08-Feb-20200.1007
 07-Feb-20200.1050
 06-Feb-20200.1046
 05-Feb-20200.1007
 04-Feb-20200.1013
 03-Feb-20200.0987
 02-Feb-20200.1005
 01-Feb-20200.1005
Dividend Fortnightly25-Feb-20201.7378

 10-Feb-20201.6103
 27-Jan-20201.8692
 10-Jan-20201.7376
 26-Dec-20191.8267
 10-Dec-20191.7515
 25-Nov-20191.6957
 11-Nov-20191.9693
 25-Oct-20191.8766
 10-Oct-20192.2496
 25-Sep-20191.5524
 11-Sep-20192.0626
 26-Aug-20191.6534
 13-Aug-20192.7398
 25-Jul-20192.2057
 10-Jul-20192.3772
 25-Jun-20192.2955
 10-Jun-20192.2861
 27-May-20192.8708
 10-May-20192.3408
 25-Apr-20192.3404
 10-Apr-20193.2546
 25-Mar-20192.2856
 11-Mar-20192.2014
 25-Feb-20192.2124
Dividend Weekly25-Feb-20200.7102

 18-Feb-20200.7463
 11-Feb-20200.7607
 04-Feb-20200.7300
 28-Jan-20200.7240
 21-Jan-20200.7184
 14-Jan-20200.6415
 07-Jan-20200.7742
 31-Dec-20190.7455
 24-Dec-20190.7291
 17-Dec-20190.7262
 10-Dec-20190.6940
 03-Dec-20190.7929
 26-Nov-20190.7702
 19-Nov-20190.6600
 13-Nov-20190.8239
 05-Nov-20190.7707
 29-Oct-20190.7597
 22-Oct-20190.7158
 15-Oct-20190.7860
 09-Oct-20190.9778
 01-Oct-20191.0512
 24-Sep-20190.6048
 17-Sep-20190.7079
 11-Sep-20190.9659
Dividend Monthly03-Feb-20203.2874

 01-Jan-20203.0321
 02-Dec-20193.2553
 01-Nov-20193.5315
 01-Oct-20193.2481
 03-Sep-20193.8598
 01-Aug-20194.1966
 01-Jul-20193.8517
 03-Jun-20194.7413
 02-May-20194.1403
 02-Apr-20195.2069
 02-Mar-20194.4806
 02-Feb-20194.4806
 01-Jan-20194.3716
 03-Dec-20184.8310
 01-Nov-20184.7173
 02-Oct-20184.0611
 03-Sep-20184.7105
 01-Aug-20184.4303
 02-Jul-20184.7407
 02-Jun-20184.1081
 02-May-20183.9629
 03-Apr-20185.4463
 02-Mar-20183.7250
 01-Feb-20184.0657

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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