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4 star

ICICI Prudential Income Optimizer Fund (FOF)

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Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.16 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.84 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -2.02 0.18 0.26 3.35 9.24 -2.21 2.03 5.05 5.74 7.56 7.30
VR MIP TRI -0.83 0.17 0.78 2.05 9.99 -1.13 1.78 6.29 7.00 8.37 7.86
Hybrid: Conservative Hybrid -1.07 0.17 0.59 2.38 7.76 -1.38 1.63 3.55 5.83 7.91 7.55
Rank within category 31 13 35 5 9 31 27 14 21 21 18
Number of funds in category 39 39 39 39 39 39 38 36 33 30 27

As on 03-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Income Optimizer Fund (FOF)  | Invest Now
4 star
 Dec-03 2.03 5.05 5.74 1.07 97
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 5.88 6.52 8.52 1.95 1,544
HDFC Hybrid Debt Fund  | Invest Online
2 star
 Dec-03 0.20 2.87 6.10 1.86 2,320
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
 Dec-03 -1.10 2.57 5.28 1.78 1,658
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
 May-04 -3.07 0.96 5.48 1.97 1,203

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.01 (27-Oct-2008 - 04-Nov-2008) -7.33 (16-Mar-2020 - 23-Mar-2020)
Month 9.81 (11-May-2009 - 10-Jun-2009) -14.06 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.78 (09-Mar-2009 - 10-Jun-2009) -14.78 (02-Sep-2008 - 02-Dec-2008)
Year 33.30 (09-Mar-2009 - 11-Mar-2010) -17.46 (03-Dec-2007 - 02-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.80 6.23 -0.08 -0.06 0.74 -1.07
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 3.54 7.02 -0.20 -0.16 0.84 -2.40
Rank within category 15 22 14 14 17 15
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down ICICI Pru Medium Term Bond Direct-G Mutual Fund -- 0.00 - 61.39 61.39
down ICICI Pru Corporate Bond Direct-G Mutual Fund -- 6.34 - 36.83 6.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Pru Smallcap Direct-G Financial -- 23.77
down ICICI Pru India Opportunities Fund Direct-G Financial -- 8.12

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Dharmesh Kakkad since 28-May-2018

Education: Mr. kakkad is B.com., CA & CFA.

Experience: Mr. Kakkad is Manager in ICICI Prudential Mutual Fund since 2009.

Funds Managed:

— Manish Banthia since 17-Jun-2017

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

Invest Now
0.18%

Change from previous, NAV as on 03-Jul-2020

Growth: ₹ 35.6062

Dividend: ₹ 35.6062

Investment Strategy

The scheme seeks to generate regular income by predominantly investing in debt oriented schemes. The Scheme will also invest in equity oriented & hybrid oriented schemes with an aim to generate capital appreciation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 18-Dec-2003
Return Since Launch: 7.97%
Benchmark: CRISIL Composite Bond (65), NIFTY 50 TRI (35)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 97 Cr (As on 31-May-2020)
Expense: 1.07% (As on 31-May-2020)
Risk Grade: Below Average
Return Grade: Average
Turnover: --

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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dateSaturday, 04-Jul-2020
time04:00 PM - 05:00 PM

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