ICICI Prudential Income Optimizer Fund (FOF)

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Hybrid: Conservative Hybrid

Analysts' Choice?

1 Lakh

Investment Grown to

₹ 1.28 Lakh

₹ 10000

Monthly SIP Grown to

₹ 4.17 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
No tax is to be paid as long as you continue to hold the units.

Dividends

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns

Quarterly Returns

Monthly Returns

Weekly Returns

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Amount (₹)

Start date

End date

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Trailing Returns (%)

	YTD	1-Day	1-W	1-M	3-M	6-M	1-Y	3-Y	5-Y	7-Y	10-Y
Fund	2.05	0.20	0.45	1.41	3.29	7.96	12.06	8.46	8.89	9.25	8.29
VR MIP TRI	1.97	0.48	0.52	0.68	4.54	10.14	14.35	9.43	9.97	9.73	8.81
Hybrid: Conservative Hybrid	1.74	0.32	0.43	0.70	3.52	7.95	9.97	6.35	8.07	8.98	8.44
Rank within category	10	31	16	4	11	13	14	5	11	11	15
Number of funds in category	34	36	36	34	34	34	34	31	31	27	26

As on 02-Mar-2021

Peer Comparison

Fund name	Launch Date	1-Year Return	3-Year Return	5-Year Return	Expense Ratio	Assets (Cr)
ICICI Prudential Income Optimizer Fund (FOF) \| Invest Now	Dec-03	12.06	8.46	8.89	1.01	278
ICICI Prudential Regular Savings Fund \| Invest Now	Mar-04	12.30	9.40	10.79	1.85	2,829
SBI Debt Hybrid Fund \| Invest Online	Mar-01	15.13	8.38	8.89	1.17	998
HDFC Hybrid Debt Fund \| Invest Online	Dec-03	14.30	7.84	9.50	1.88	2,432
UTI Regular Savings Fund - Regular Plan \| Invest Online	Dec-03	14.78	5.96	7.88	1.80	1,631

Best & Worst Performance

	Best Performance		Worst Performance
	Return (%)	Period	Return (%)	Period
Week	6.01	27-Oct-2008 - 04-Nov-2008	-7.33	16-Mar-2020 - 23-Mar-2020
Month	9.81	11-May-2009 - 10-Jun-2009	-14.06	20-Feb-2020 - 23-Mar-2020
Quarter	22.78	09-Mar-2009 - 10-Jun-2009	-14.78	02-Sep-2008 - 02-Dec-2008
Year	33.30	09-Mar-2009 - 11-Mar-2010	-17.46	03-Dec-2007 - 02-Dec-2008

Risk Measures (%)

	Mean	Std Dev	Sharpe	Sortino	Beta	Alpha
Fund	8.27	6.71	0.55	0.52	0.79	0.28
VR MIP TRI	8.91	6.82	0.63	0.75	--	--
Hybrid: Conservative Hybrid	6.16	6.49	0.33	0.43	0.72	-1.54
Rank within category	5	21	6	11	20	6
Number of funds in category	31	31	31	31	31	31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 28-Feb-2021

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

	Company	Instrument	Credit Rating	1Y Range	% Assets
	ICICI Pru Medium Term Bond Direct-G	Mutual Fund	--	38.52 - 61.39	55.07
	ICICI Pru Corporate Bond Direct-G	Mutual Fund	--	6.34 - 38.03	30.58

Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

	Company	Sector	P/E	3Y High	3Y Low	% Assets
	ICICI Pru Smallcap Direct-G	Financial	--			7.86
	ICICI Pru India Opportunities Fund Direct-G	Financial	--			5.30

Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Dharmesh Kakkad since 28-May-2018

Education: Mr. kakkad is B.com., CA & CFA.

Experience: Mr. Kakkad is Manager in ICICI Prudential Mutual Fund since 2009.

Funds Managed:

— Manish Banthia since 17-Jun-2017

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Ritesh Lunawat since 28-Dec-2020

Education: Mr. Lunawat is B.Com and Chartered Accountant.

Experience: He has been Working with ICICI Prudential AMC Since September 2013.

Funds Managed:

Invest Now

0.20%

Change from previous, NAV as on 02-Mar-2021

Growth: ₹ 40.4928

Dividend: ₹ 40.4928

The scheme seeks to generate regular income by predominantly investing in debt oriented schemes. The Scheme will also invest in equity oriented & hybrid oriented schemes with an aim to generate capital appreciation.

Minimum Investment (₹)	5,000
Minimum Addl Investment (₹)	500
Minimum SIP Investment (₹)	1,000
Minimum No of Cheques	6
Minimum Withdrawal (₹)	1
Minimum Balance (₹)	--

Lock-in Period	Not Applicable
Exit Load	1% for redemption within 365 days

Fund House:	ICICI Prudential Mutual Fund
Launch Date:	18-Dec-2003
Return Since Launch:	8.46%
Benchmark:	CRISIL Composite Bond TRI (65), NIFTY 50 TRI (35)
Riskometer:	Moderately High
Type:	Open-ended
Assets:	₹ 278 Cr (As on 31-Jan-2021)
Expense:	1.01% (As on 31-Jan-2021)
Risk Grade:	Below Average
Return Grade:	Above Average
Turnover:	--

Fund News - 29-Dec-2020

Change in Fund Manager under ICICI Prudential Mutual Fund
Fund News - 31-Jan-2020

Name and Exit Load change of ICICI Prudential Moderate Fund (FOF)
Fund News - 26-Nov-2019

Name Change in Schemes of ICICI Prudential Mutual Fund
Fund News - 27-Dec-2018

Name Change in Five Schemes of ICICI Prudential Mutual Fund
Fund News - 25-May-2018

Benchmark Changes in Schemes of ICICI Prudential Mutual Fund

ICICI Prudential Income Optimizer Fund (FOF)

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Trailing Returns (%)

Peer Comparison

Best & Worst Performance

Risk Measures (%)

Asset Allocation (%)

Concentration & Valuation

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

Top Debt Holdings

Sector Allocation vis-à-vis Category

Top Equity Holdings

Fund Manager

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Investment Details

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