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2 star

HDFC Hybrid Debt Fund

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Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.09 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.77 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.53 0.28 0.74 3.36 7.15 -1.88 0.20 2.87 6.10 8.41 7.96
VR MIP TRI -0.83 0.17 0.78 2.05 9.99 -1.13 1.78 6.29 7.00 8.37 7.86
Hybrid: Conservative Hybrid -1.07 0.17 0.59 2.38 7.76 -1.38 1.63 3.55 5.83 7.91 7.55
Rank within category 29 5 12 4 23 30 29 25 18 9 10
Number of funds in category 39 39 39 39 39 39 38 36 33 30 27

As on 03-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Hybrid Debt Fund  | Invest Online
2 star
 Dec-03 0.20 2.87 6.10 1.86 2,320
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 5.88 6.52 8.52 1.95 1,544
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
 Dec-03 -1.10 2.57 5.28 1.78 1,658
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
 May-04 -3.07 0.96 5.48 1.97 1,203
SBI Debt Hybrid Fund  | Invest Online
3 star
 Mar-01 4.64 3.71 6.66 1.80 939

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.48 (13-May-2009 - 20-May-2009) -5.61 (11-Mar-2020 - 18-Mar-2020)
Month 9.69 (20-Mar-2009 - 21-Apr-2009) -12.06 (20-Feb-2020 - 23-Mar-2020)
Quarter 23.31 (09-Mar-2009 - 10-Jun-2009) -10.39 (23-Dec-2019 - 23-Mar-2020)
Year 42.27 (20-Nov-2008 - 20-Nov-2009) -13.69 (19-Nov-2007 - 18-Nov-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.69 6.41 -0.41 -0.53 0.86 -3.27
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 3.54 7.02 -0.20 -0.16 0.84 -2.40
Rank within category 25 24 28 32 26 25
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 35
Number of Bonds 51
Average Maturity (yrs) 4.14
Top 10 Holdings (%) 38.03
Portfolio P/B Ratio 0.98
Portfolio P/E Ratio 7.85

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.75% Vedanta 30/06/2022 Non Convertible Debenture AA 0.00 - 5.22 5.17
equal Tata Housing Devp. Co. 2023 Zero Coupon Bonds AA 0.00 - 4.97 4.97
equal 8.95% Pipeline Infrastructure 22/03/2024 Non Convertible Debenture AAA 0.00 - 4.36 4.36
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 0.00 - 4.23 4.23
equal 9.50% DLF 17/03/2023 Non Convertible Debenture A+ 0.00 - 4.19 4.19
equal Tata Power 2021 Bonds/NCDs AA- 1.18 - 3.95 3.95
equal 8.98% Punjab National Bank Zero Coupon Bonds A 2.35 - 3.09 3.09
equal 9.23% Talwandi Sabo Power 30/07/2021 Debenture AA 0.00 - 2.86 2.86
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 0.00 - 2.84 2.84
down 8.30% IRFC 25/03/2029 Debenture AAA 1.85 - 2.42 2.37
equal 9.70% Shriram City Union Finance 2022 Non Convertible Debenture AA 0.00 - 2.39 2.37
equal 8.27% Nat. Highways Authority 28/03/2029 Debenture AAA 1.68 - 2.35 2.35
equal 9.25% Power Finance Corp. 25/09/2024 Non Convertible Debenture AAA 1.79 - 3.45 2.30
new 7.79% Power Finance Corp. 22/07/2030 Non Convertible Debenture AAA 0.00 - 2.16 2.16
equal 9.25% Manappuram Finance 14/02/2022 Non Convertible Debenture AA 0.00 - 2.12 2.12
up 8.50% Tata Motors 29/01/2027 Non Convertible Debenture AA- 0.00 - 1.99 1.99
new 8.55% L&T Infrastructre Finance 29/11/2022 Non Convertible Debenture AAA 0.00 - 1.49 1.49
equal 8.15% National Bank Agr. Rur. Devp 28/03/2029 Non Convertible Debenture AAA 1.27 - 1.95 1.39
down First Business Receivable Trust Securitised Debt AAA 0.09 - 0.36 1.23
equal 8.37% HUDCO 25/03/2029 Debenture AAA 0.85 - 1.20 1.20
equal 8.41% HUDCO 15/03/2029 Debenture AAA 0.85 - 1.20 1.20
equal 7.85% Talwandi Sabo Power 2020 Structured Obligation AA 0.00 - 1.16 1.16
equal 8.65% Power Finance Corp. 28/12/2024 Bonds AAA 0.00 - 1.15 1.15
equal 8.30% REC 25/06/2029 Non Convertible Debenture AAA 1.06 - 3.87 1.11
equal Andhra Pradesh Expressway 15/10/2024 Debenture AAA 0.74 - 1.03 1.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 24.44 2.63 1.74 2.30
equal HDFC Financial 15.26 1.98 0.00 1.79
equal State Bank of India Financial 8.34 2.64 1.56 1.74
equal ITC FMCG 16.65 1.62 0.00 1.62
equal SBI Cards & Payments Services Financial 50.90 1.52 0.00 1.42
equal NTPC Energy 13.88 1.30 0.48 1.30
equal Axis Bank Financial 65.25 1.41 0.00 1.27
equal BPCL Energy 27.33 1.56 0.00 1.25
equal Larsen & Toubro Construction 13.89 2.17 0.98 1.20
equal Power Grid Corporation Energy 9.92 1.22 0.55 1.13
equal IRB Infrastructure Dev Construction 4.82 1.62 0.00 1.10
equal Coal India Energy 4.98 1.11 0.00 0.92
equal Chambal Fertilisers & Chem. Chemicals 4.98 0.97 0.00 0.84
equal Ambuja Cements Construction 18.06 0.83 0.00 0.83
equal Aurobindo Pharma Healthcare 16.11 0.73 0.20 0.73
equal Power Finance Corp. Financial 3.12 0.93 0.26 0.69
equal Infosys Technology 19.57 2.31 0.66 0.66
equal Mishra Dhatu Nigam Metals 25.01 0.57 0.00 0.55
equal NHPC Energy 6.66 0.53 0.00 0.51
equal Cipla Healthcare 33.31 1.06 0.25 0.50
equal Apar Industries Engineering 9.38 0.83 0.39 0.44
equal HPCL Energy 12.47 0.55 0.00 0.41
equal Canara Bank Financial -- 0.58 0.32 0.39
equal REC Financial 4.30 0.54 0.30 0.38
equal Vedanta Metals -- 0.61 0.22 0.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Prashant Jain since 01-Jul-2004

Education: Mr. Jain is a B. Tech. from IIT Kanpur, PGDM from IIM, Bangalore and CFA from AIMR, USA.

Experience: Prior to joining HDFC AMC he has worked with Zurich AMC and SBI Mutual Fund.

Interviews:

Funds Managed:

— Shobhit Mehrotra since 01-Sep-2007

Education: He is an MBA from Clemson University, USA.

Experience: Prior to joining HDFC AMC he has worked with Templeton AMC, and ICRA.

Funds Managed:

Invest Online
0.28%

Change from previous, NAV as on 03-Jul-2020

Growth: ₹ 46.7967

Dividend Quarterly: ₹ 12.4895

Dividend Monthly: ₹ 11.8781

Investment Strategy

The scheme seeks to generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 26-Dec-2003
Return Since Launch: 9.78%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 2,320 Cr (As on 31-May-2020)
Expense: 1.86% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly25-Jun-20200.0800

 26-May-20200.0800
 27-Apr-20200.0800
 18-Mar-20200.0800
 25-Feb-20200.0800
 27-Jan-20200.0800
 26-Dec-20190.0800
 25-Nov-20190.0800
 25-Oct-20190.0800
 25-Sep-20190.0800
 26-Aug-20190.0800
 25-Jul-20190.0800
 25-Jun-20190.0800
 27-May-20190.0800
 25-Apr-20190.0800
 25-Mar-20190.0800
 25-Feb-20190.0800
 25-Jan-20190.0800
 26-Dec-20180.0800
 26-Nov-20180.0800
 25-Oct-20180.0800
 25-Sep-20180.0800
 27-Aug-20180.0800
 25-Jul-20180.0800
 25-Jun-20180.0800
Dividend Quarterly25-Jun-20200.2400

 18-Mar-20200.2400
 26-Dec-20190.2400
 25-Sep-20190.2400
 25-Jun-20190.2400
 25-Mar-20190.2400
 26-Dec-20180.2400
 25-Sep-20180.2400
 25-Jun-20180.2400
 26-Mar-20180.2400
 26-Dec-20170.2400
 25-Sep-20170.2400
 27-Jun-20170.2400
 27-Mar-20170.2400
 26-Dec-20160.2400
 26-Sep-20160.2400
 27-Jun-20160.2400
 28-Mar-20160.2400
 28-Dec-20150.2400
 28-Sep-20150.2400
 25-Jun-20150.2400
 25-Mar-20150.2400
 26-Dec-20140.2100
 25-Sep-20140.2100
 25-Jun-20140.2100

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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