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Kotak Liquid - Regular Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Kotak Liquid Reg-G 2.34 0.01 0.10 0.38 1.15 1.99 3.68 3.95 5.21 5.83 6.78
CCIL T Bill Liquidity Weight 1.19 -0.02 0.07 0.20 0.64 1.04 1.99 2.59 3.27 3.63 4.21
Debt: Liquid 2.34 0.01 0.10 0.39 1.15 1.98 3.66 3.88 5.16 5.76 6.71
Rank within category 27 28 20 36 27 27 27 24 23 20 18
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Liquid - Regular Plan  | Invest Online
2 star
Nov-03 3.68 3.95 5.21 0.32 29,483
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.75 4.02 5.29 0.24 27,542
Axis Liquid Fund
4 star
Oct-09 3.77 4.07 5.33 0.20 20,917
Baroda BNP Paribas Liquid Fund
5 star
Feb-09 3.79 4.05 5.30 0.27 6,654
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.74 4.03 5.28 0.27 3,472

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.54 24-Mar-2020 - 31-Mar-2020 -0.26 17-Mar-2020 - 24-Mar-2020
Month 0.96 08-Aug-2013 - 09-Sep-2013 0.07 23-Feb-2020 - 24-Mar-2020
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 0.71 22-Oct-2020 - 21-Jan-2021
Year 9.88 12-Aug-2011 - 13-Aug-2012 3.12 29-Oct-2020 - 29-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Kotak Liquid Reg-G 3.90 0.29 1.42 4.96 0.64 0.98
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.82 0.29 1.06 4.41 0.60 0.87
Rank within category 23 16 25 26 19 23
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 94 94 55 52
Modified Duration (yrs) 0.12 0.14 0.08 0.10
Average Maturity (yrs) 0.12 0.14 0.08 0.10
Yield to Maturity (%) 5.52 5.52 3.27 5.69
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 08/09/2022 Treasury Bills SOV 0.00 - 10.51 10.51
equal Punjab National Bank 19/08/2022 Certificate of Deposit A1+ 0.00 - 6.76 6.76
equal Reserve Bank of India 91-D 22/09/2022 Treasury Bills SOV 0.00 - 5.27 5.27
equal Reliance Jio Infocomm 91-D 27/09/2022 Commercial Paper A1+ 0.00 - 5.04 5.04
new Reserve Bank of India 91-D 13/10/2022 Treasury Bills SOV 0.00 - 4.51 4.51
down HDFC 150-D 16/09/2022 Commercial Paper A1+ 0.00 - 4.38 4.38
equal National Bank Agr. Rur. Devp 88-D 19/08/2022 Commercial Paper A1+ 0.00 - 3.38 3.38
up Bajaj Finance 2022 Zero Coupon Bonds AAA 0.00 - 3.04 3.04
new National Bank Agr. Rur. Devp 90-D 18/10/2022 Commercial Paper A1+ 0.00 - 2.68 2.68
equal 7.03% REC 2022 Non Convertible Debenture AAA 0.00 - 2.12 2.12
new Adani Ports and Special Economic Zone 63-D 12/09/2022 Commercial Paper A1+ 0.00 - 2.02 2.02
equal Reserve Bank of India 91-D 01/09/2022 Treasury Bills SOV 0.00 - 1.74 1.74
new Indian Oil Corporation 57-D 17/08/2022 Commercial Paper A1+ 0.00 - 1.69 1.69
new Punjab & Sind Bank 2022 Certificate of Deposit A1+ 0.00 - 1.68 1.68
equal Sikka Ports and Terminals 91-D 23/09/2022 Commercial Paper A1+ 0.00 - 1.68 1.68
new State Bank of India 2022 Certificate of Deposit A1+ 0.00 - 1.68 1.68
new Hindustan Petroleum Corporation 82-D 28/09/2022 Commercial Paper A1+ 0.00 - 1.34 1.34
down Reserve Bank of India 91-D 15/09/2022 Treasury Bills SOV 0.00 - 1.37 1.04
new Punjab National Bank 2022 Certificate of Deposit A1+ 0.00 - 1.01 1.01
new Tata Steel 90-D 10/10/2022 Commercial Paper A1+ 0.00 - 1.01 1.01
equal Reliance Retail Ventures 91-D 19/09/2022 Commercial Paper A1+ 0.00 - 1.01 1.01
equal Tata Steel 90-D 08/08/2022 Commercial Paper A1+ 0.00 - 0.85 0.85
equal Tata Steel 120-D 18/08/2022 Commercial Paper A1+ 0.00 - 0.85 0.85
new ICICI Securities 91-D 28/10/2022 Commercial Paper A1+ 0.00 - 0.84 0.84
new Chambal Fertilisers & Chem. 77-D 27/09/2022 Commercial Paper A1+ 0.00 - 0.84 0.84

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Deepak Agrawal since 11-Jul-2007

Education: Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

Experience: He has been associated with Kotak AMC since 2000.

Funds Managed:


0.01%

Change from previous, NAV as on 09-Aug-2022

Growth: ₹ 4,342.4042

IDCW Daily: ₹ 1,222.8100


Investment Strategy

The scheme seeks to provide a high level of liquidity along with reasonable returns through investments in money and other short-term debt instruments.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 04-Nov-2003
Return Since Launch: 6.87%
Benchmark: NIFTY Liquid Index B-I
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 29,483 Cr (As on 31-Jul-2022)
Expense Ratio: 0.32% (As on 30-Jun-2022)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily09-Aug-20220.1762

 08-Aug-20220.1558
 07-Aug-20220.3517
 05-Aug-20220.1286
 04-Aug-20220.1642
 03-Aug-20220.1843
 02-Aug-20220.2531
 01-Aug-20220.2634
 31-Jul-20220.3510
 29-Jul-20220.1856
 28-Jul-20220.1589
 27-Jul-20220.0060
 26-Jul-20220.0355
 25-Jul-20220.1609
 24-Jul-20220.3393
 22-Jul-20220.1236
 21-Jul-20220.0704
 20-Jul-20220.0311
 19-Jul-20220.1218
 18-Jul-20220.1464
 17-Jul-20220.3201
 15-Jul-20220.1137
 14-Jul-20220.1873
 13-Jul-20220.1462
 12-Jul-20220.1522
IDCW Weekly14-Sep-20210.5559

 07-Sep-20210.5815
 31-Aug-20210.6298
 24-Aug-20210.5467
 18-Aug-20210.8017
 10-Aug-20210.6144
 03-Aug-20210.6137
 27-Jul-20210.6611
 20-Jul-20210.6372
 13-Jul-20210.6279
 06-Jul-20210.6138
 29-Jun-20210.6530
 22-Jun-20210.5985
 15-Jun-20210.6137
 08-Jun-20210.6051
 01-Jun-20210.6387
 25-May-20210.5938
 18-May-20210.6084
 11-May-20210.5294
 04-May-20210.5590
 27-Apr-20210.6366
 20-Apr-20210.5771
 14-Apr-20210.5959
 06-Apr-20210.5412
 31-Mar-20210.8362

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Website: https://www.kotakmf.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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