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Unrated

HSBC Cash Fund - Institutional Plan


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.40 0.01 0.07 0.25 0.78 1.55 3.02 4.77 5.55 6.21 6.95
CCIL T Bill Liquidity Weight 1.64 0.03 0.06 0.17 0.57 1.12 2.12 3.34 3.63 4.07 4.53
Debt: Liquid 2.47 0.01 0.07 0.26 0.79 1.58 3.12 4.81 5.58 6.29 7.17

As on 14-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Cash Fund - Institutional Plan  | Invest Online
Unrated
Sep-03 3.02 4.77 5.55 -- 3,121
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.16 5.00 5.76 0.32 34,592
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.18 5.04 5.79 0.32 28,554
Axis Liquid Fund
4 star
Oct-09 3.20 5.02 5.80 0.25 24,318
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.14 5.03 5.79 0.32 21,655

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.47 24-Mar-2020 - 31-Mar-2020 -0.28 17-Mar-2020 - 24-Mar-2020
Month 0.95 08-Aug-2013 - 09-Sep-2013 0.01 23-Feb-2020 - 24-Mar-2020
Quarter 2.64 24-Jul-2013 - 23-Oct-2013 0.51 29-Jul-2009 - 28-Oct-2009
Year 9.52 26-Jul-2013 - 27-Jul-2014 2.41 31-Mar-2009 - 31-Mar-2010

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.72 0.50 1.55 5.14 1.02 1.40
CCIL T Bill Liquidity Weight 3.34 0.40 -1.54 -3.94 -- --
Debt: Liquid 4.76 0.49 1.63 6.49 1.02 1.44

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 20 29 19 34
Modified Duration (yrs) 0.11 0.15 0.06 --
Average Maturity (yrs) 0.11 0.15 0.06 --
Yield to Maturity (%) 3.24 3.45 2.91 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 11.15 11.15
equal Reserve Bank of India 91-D 28/10/2021 Treasury Bills SOV 0.00 - 9.59 9.59
new Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 9.55 9.55
equal Reserve Bank of India 91-D 21/10/2021 Treasury Bills SOV 0.00 - 8.00 8.00
new Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 6.37 6.37
equal Reliance Industries 90-D 14/10/2021 Commercial Paper A1+ 0.00 - 4.80 4.80
equal Kotak Securities 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 4.78 4.78
new Hindustan Petroleum Corporation 85-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.78 4.78
equal ICICI Securities 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 4.78 4.78
equal Tata Capital Financial Services 91-D 25/11/2021 Commercial Paper A1+ 0.00 - 4.78 4.78
new Reserve Bank of India 364-D 25/11/2021 Treasury Bills SOV 0.00 - 4.62 4.62
new Indian Oil Corporation 46-D 22/10/2021 Commercial Paper A1+ 0.00 - 3.20 3.20
equal Bajaj Finance 91-D 26/10/2021 Commercial Paper A1+ 0.00 - 3.20 3.20
equal Hindustan Petroleum Corporation 88-D 26/11/2021 Commercial Paper A1+ 0.00 - 3.19 3.19
equal Reserve Bank of India 91-D 25/11/2021 Treasury Bills SOV 0.00 - 3.19 3.19
equal HDFC Securities 90-D 24/11/2021 Commercial Paper A1+ 0.00 - 3.19 3.19
new Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 3.18 3.18
new NTPC 91-D 14/12/2021 Commercial Paper A1+ 0.00 - 3.18 3.18
new HDFC Securities 91-D 14/12/2021 Commercial Paper A1+ 0.00 - 1.59 1.59
new 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 1.13 1.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

*As on 31-Aug-2021

Fund Manager

— Kapil Punjabi since 14-Mar-2014

Education: Mr. Kapil Punjabi is MMS from Mumbai University.

Experience: Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Funds Managed:


--

Change from previous, NAV as on 17-Oct-2021

IDCW Daily: ₹ 1,530.7829


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 50,00,000
Minimum Addl Investment (₹) --
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques --
Minimum Withdrawal (₹) 10,000
Minimum Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 15-Sep-2003
Return Since Launch: 6.71%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,121 Cr (As on 30-Sep-2021)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily13-Apr-20200.1556

 21-Dec-20150.1556
 20-Dec-20150.3191
 18-Dec-20150.1494
 17-Dec-20150.1583
 16-Dec-20150.1578
 15-Dec-20150.1619
 14-Dec-20150.1459
 13-Dec-20150.3063
 11-Dec-20150.1475
 10-Dec-20150.1535
 09-Dec-20150.1476
 08-Dec-20150.1526
 07-Dec-20150.1509
 06-Dec-20150.3043
 04-Dec-20150.1511
 03-Dec-20150.1534
 02-Dec-20150.1518
 01-Dec-20150.1504
 30-Nov-20150.1513
 29-Nov-20150.3057
 27-Nov-20150.1526
 26-Nov-20150.1538
 25-Nov-20150.1530
 24-Nov-20150.1507
IDCW Monthly31-Aug-20120.0681

 27-Jul-20120.0537
 29-Jun-20120.0669
 25-May-20120.0549
 27-Apr-20120.0562
 30-Mar-20120.0680
 24-Feb-20120.0527
 27-Jan-20120.0530
 30-Dec-20110.0653
 25-Nov-20110.0519
 28-Oct-20110.0531
 29-Sep-20110.0594
 26-Aug-20110.0494
 29-Jul-20110.0590
 24-Jun-20110.0459
 27-May-20110.0472
 29-Apr-20110.0594
 25-Mar-20110.0462
 25-Feb-20110.0459
 28-Jan-20110.0439
 31-Dec-20100.0485
 26-Nov-20100.0383
 29-Oct-20100.0463
 24-Sep-20100.0325
 27-Aug-20100.0312
IDCW Weekly10-Aug-20120.0008

 06-Jul-20120.0141
 29-Jun-20120.0139
 22-Jun-20120.0141
 15-Jun-20120.0137
 08-Jun-20120.0136
 01-Jun-20120.0136
 25-May-20120.0137
 18-May-20120.0143
 11-May-20120.0144
 04-May-20120.0142
 27-Apr-20120.0141
 20-Apr-20120.0145
 13-Apr-20120.0179
 04-Apr-20120.0113
 30-Mar-20120.0167
 22-Mar-20120.0120
 16-Mar-20120.0139
 09-Mar-20120.0138
 02-Mar-20120.0136
 24-Feb-20120.0135
 17-Feb-20120.0136
 10-Feb-20120.0135
 03-Feb-20120.0137
 27-Jan-20120.0137

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: 9-11th Floor, NESCO - IT Park Bldg. 3, Nesco Complex, Western Express Highway, Goregaon East, Mumbai - 400063

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

Webinar: All about MF Central

DateThursday, 14-Oct-2021
Time12:30 PM - 01:00 PM

Registration Over