VR Logo
4 star

IDFC Banking & PSU Debt Fund - Regular Plan download report

Add to watchlist
Add to My Investments
Debt: Banking and PSU

Analysts' Choiceunlock it

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

"Banking and PSU funds invest mainly in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions. They are suitable for a short investment horizon of two to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

Rolling Return Graph Demo Header

To see this data, become a Value Research Premium member

Value Research Premium
Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
IDFC Banking & PSU Debt Reg-G 0.46 0.00 0.08 -0.46 -0.11 0.76 2.62 7.21 7.25 7.37 --
CCIL T Bill Liquidity Weight 0.59 0.04 0.04 -0.01 0.29 0.85 1.92 2.78 3.34 3.74 --
Debt: Banking and PSU 0.06 0.00 0.07 -0.39 -0.43 0.34 2.39 6.71 6.68 7.25 --
Rank within category 5 10 6 7 6 4 8 3 2 8 --
Number of funds in category 22 22 22 22 22 22 22 17 16 14 3

As on 20-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Banking & PSU Debt Fund - Regular Plan  | Invest Online
4 star
 Mar-13 2.62 7.21 7.25 0.62% 17,076
Axis Banking & PSU Debt Fund
5 star
 Jun-12 2.98 6.75 7.20 0.62% 15,081
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan  | Invest Online
4 star
 Apr-08 2.85 7.09 7.01 0.68% 10,941
ICICI Prudential Banking & PSU Debt Fund  | Invest Now
4 star
 Jan-10 3.32 6.85 6.64 0.82% 10,510
Kotak Banking and PSU Debt Fund Regular Plan  | Invest Online
5 star
 Dec-98 2.92 7.10 7.06 0.78% 7,845

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.70 24-Mar-2020 - 31-Mar-2020 -2.54 12-Mar-2020 - 19-Mar-2020
Month 4.56 24-Mar-2020 - 23-Apr-2020 -3.08 20-Feb-2020 - 23-Mar-2020
Quarter 7.87 24-Mar-2020 - 24-Jun-2020 -0.97 23-Dec-2019 - 23-Mar-2020
Year 13.58 01-Nov-2018 - 01-Nov-2019 2.63 12-May-2021 - 13-May-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
IDFC Banking & PSU Debt Reg-G 7.49 2.15 1.84 5.62 3.11 6.05
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Banking and PSU 6.93 2.27 1.54 3.35 2.70 5.21
Rank within category 2 8 2 2 14 2
Number of funds in category 17 17 17 17 17 17

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 173 193 173 67
Modified Duration (yrs) 0.88 1.61 0.88 1.82
Average Maturity (yrs) 0.96 1.80 0.96 2.48
Yield to Maturity (%) 5.06 5.06 4.27 5.52
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 5.89 - 6.61 6.61
equal 7.60% Axis Bank 20/10/2023 Bonds/Debentures AAA 5.28 - 5.79 5.79
equal Bank of Baroda 2023 Certificate of Deposit A1+ 0.00 - 4.25 4.25
equal 8.25% Indian Railway Finance Corporation 28/02/2024 Debenture AAA 3.38 - 3.69 3.69
down 7.37% GOI 16/04/2023 GOI Securities SOV 3.07 - 3.46 3.08
equal 7.32% GOI 28/01/2024 GOI Securities SOV 2.43 - 3.78 2.53
equal 6.80% Hindustan Petroleum Corporation 15/12/2022 Debenture AAA 2.20 - 2.43 2.43
equal 7.60% ICICI Bank 2023 Bonds AAA 2.37 - 2.90 2.41
equal 6.59% Indian Railway Finance Corporation 14/04/2023 Debenture AAA 1.42 - 1.99 1.99
equal 7.05% National Housing Bank 18/12/2024 Non Convertible Debenture AAA 1.86 - 1.98 1.98
equal 6.99% HDFC 13/02/2023 Debenture AAA 1.04 - 1.90 1.90
equal Axis Bank 29/08/2022 Certificate of Deposit A1+ 0.00 - 1.73 1.73
equal 6.99% SIDBI 2022 Bonds/NCDs AAA 1.33 - 1.47 1.47
equal SIDBI 2023 Commercial Paper A1+ 0.00 - 1.40 1.40
equal 5.80% National Housing Bank 15/05/2023 Debenture AAA 1.24 - 1.38 1.38
equal Hindustan Petroleum Corporation 14/08/2024 Debenture AAA 1.32 - 2.75 1.35
equal 6.83% Power Finance Corporation 24/04/2023 Debenture AAA 1.21 - 1.34 1.34
equal 6.50% National Bank Agr. Rur. Devp 17/04/2023 Debenture AAA 0.89 - 1.24 1.24
equal 5.69% REC 30/09/2023 Non Convertible Debenture AAA 0.19 - 1.23 1.23
equal 6.90% REC 30/06/2022 Debenture AAA 1.09 - 1.21 1.21
equal 6.20% Madhya Pradesh State 15/04/2023 State Development Loan SOV 0.00 - 1.18 1.18
equal 5.05% Indian Oil Corporation 25/11/2022 Debenture AAA 0.00 - 1.17 1.17
down National Bank Agr. Rur. Devp 2024 Non Convertible Debenture AAA 0.54 - 1.43 1.17
equal 4.71% HDFC 2023 Non Convertible Debenture AAA 0.00 - 1.16 1.16
equal HDFC Bank 26/09/2022 Certificate of Deposit A1+ 0.00 - 1.15 1.15

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Gautam Kaul since 01-Dec-2021

Education: Mr. Kaul is a B.Com (H) and MBA (Finance).

Experience: Prior to joining IDFC Mutual Fund, he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Funds Managed:

— Suyash Choudhary since 27-Jul-2021

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:

Invest Online
0.00%

Change from previous, NAV as on 20-May-2022

Growth: ₹ 19.9179

IDCW Yearly: ₹ 10.8997

More

IDCW Quarterly: ₹ 10.5095

IDCW Monthly: ₹ 10.6090

IDCW Fortnightly: ₹ 10.5527

IDCW Daily: ₹ 10.8155

IDCW: ₹ 10.7556

Investment Strategy

To achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 07-Mar-2013
Return Since Launch: 7.77%
Benchmark: NIFTY Banking and PSU Debt Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 17,076 Cr (As on 30-Apr-2022)
Expense: 0.62% (As on 30-Apr-2022)
Risk Grade: Below Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily02-May-20220.0023

 07-Apr-20220.0017
 06-Apr-20220.0017
 05-Apr-20220.0003
 04-Apr-20220.0054
 31-Mar-20220.0039
 30-Mar-20220.0038
 29-Mar-20220.0038
 28-Mar-20220.0033
 25-Mar-20220.0015
 24-Mar-20220.0036
 23-Mar-20220.0013
 22-Mar-20220.0013
 21-Mar-20220.0074
 17-Mar-20220.0010
 16-Mar-20220.0039
 15-Mar-20220.0064
 14-Mar-20220.0008
 28-Feb-20220.0005
 24-Feb-20220.0007
 23-Feb-20220.0014
 22-Feb-20220.0014
 21-Feb-20220.0021
 18-Feb-20220.0025
 17-Feb-20220.0014
IDCW Monthly28-Apr-20220.0096

 30-Mar-20220.0333
 25-Feb-20220.0389
 28-Jan-20220.0281
 30-Dec-20210.0188
 29-Nov-20210.0391
 28-Oct-20210.0108
 29-Sep-20210.0062
 30-Aug-20210.0555
 29-Jul-20210.0765
 29-Jun-20210.0075
 28-May-20210.0421
 29-Apr-20210.0801
 26-Mar-20210.0273
 28-Dec-20200.0224
 25-Nov-20200.0914
 28-Oct-20200.1173
 28-Sep-20200.0544
 28-Jul-20200.0944
 26-Jun-20200.1596
 28-May-20200.2603
 28-Apr-20200.0526
 27-Mar-20200.0288
 28-Feb-20200.0686
 28-Jan-20200.0467
IDCW Fortnightly26-Apr-20220.0124

 29-Mar-20220.0214
 15-Mar-20220.0071
 28-Feb-20220.0110
 15-Feb-20220.0327
 01-Feb-20220.0010
 18-Jan-20220.0188
 04-Jan-20220.0124
 21-Dec-20210.0043
 07-Dec-20210.0110
 23-Nov-20210.0096
 09-Nov-20210.0222
 26-Oct-20210.0023
 12-Oct-20210.0020
 14-Sep-20210.0114
 31-Aug-20210.0226
 17-Aug-20210.0265
 03-Aug-20210.0205
 20-Jul-20210.0547
 08-Jun-20210.0178
 25-May-20210.0201
 11-May-20210.0283
 27-Apr-20210.0296
 12-Apr-20210.0347
 30-Mar-20210.0057
IDCW Quarterly28-Mar-20220.0815

 28-Dec-20210.0622
 28-Sep-20210.1497
 28-Jun-20210.1667
 24-Dec-20200.2121
 28-Sep-20200.1269
 26-Jun-20200.7573
 24-Mar-20200.0975
 26-Dec-20190.1621
 25-Sep-20190.2550
 25-Jun-20190.1565
 27-Mar-20190.2138
 27-Dec-20180.2689
 26-Sep-20180.0577
 26-Jun-20180.0402
 22-Mar-20180.0845
 21-Dec-20170.0699
 21-Sep-20170.1300
 27-Jun-20170.1083
 22-Mar-20170.0939
 22-Dec-20160.1228
 22-Sep-20160.1156
 23-Jun-20160.1589
 22-Mar-20160.1307
 21-Dec-20150.1208
IDCW Yearly28-Mar-20220.4392

 24-Mar-20210.8783
 24-Mar-20200.2982
 27-Mar-20190.4776
 29-Mar-20170.5489
 17-Mar-20160.5806
 19-Mar-20150.2795
 29-Sep-20140.3246
IDCW25-Mar-20210.9969

 24-Mar-20201.6714
 22-Mar-20170.5345
 17-Mar-20160.5798
 19-Mar-20150.3104
 12-Sep-20140.4281
 07-Mar-20140.4535
 28-May-20130.1790

Contact Information

AMC: IDFC Asset Management Company Limited

Address: No. 27, Ground Floor Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Fax: 24215052 / 24215051

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

How to lock your profits?

DateFriday, 27-May-2022
Time12:30 PM - 12:40 PM

attending You have reserved a spot

AMCs: