VR Logo

Unrated

UTI Annual Interval Fund Sr IV Direct


Debt: FMP

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from three months to five years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.52 0.01 0.06 0.26 0.79 1.59 3.09 4.46 5.60 6.49 --
CCIL T Bill Liquidity Weight 1.61 -0.01 -0.03 0.11 0.50 1.06 2.04 3.32 3.61 4.05 --
Debt: FMP 2.57 0.01 0.05 0.41 0.92 1.66 3.12 4.39 5.44 6.22 --
Rank within category 9 9 5 8 9 9 9 11 4 3 --
Number of funds in category 20 21 21 21 21 21 20 20 20 20 0

As on 21-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Annual Interval Fund Sr IV Direct
Unrated
Jan-13 3.09 4.46 5.60 -- 5

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.55 23-Mar-2016 - 31-Mar-2016 -0.18 17-Mar-2020 - 24-Mar-2020
Month 1.26 04-Mar-2014 - 03-Apr-2014 0.14 25-Feb-2020 - 26-Mar-2020
Quarter 2.95 04-Mar-2014 - 03-Jun-2014 0.72 09-Oct-2020 - 08-Jan-2021
Year 9.91 04-Mar-2014 - 04-Mar-2015 3.06 30-Jun-2020 - 30-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.44 0.40 1.24 6.54 0.80 0.98
CCIL T Bill Liquidity Weight 3.34 0.40 -1.54 -3.94 -- --
Debt: FMP 4.36 0.73 0.75 3.03 0.84 0.92
Rank within category 11 1 7 3 9 12
Number of funds in category 21 21 21 21 21 21

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities -- -- -- 3
Modified Duration (yrs) -- -- -- --
Average Maturity (yrs) 0.00 0.00 0.00 --
Yield to Maturity (%) -- -- -- 3.29
Avg Credit Rating Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

The underlying data is unavailable.

As on 30-Sep-2021

Fund Manager

— Sunil Patil since 07-Aug-2014

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

Funds Managed:


0.01%

Change from previous, NAV as on 21-Oct-2021

Growth: ₹ 27.1545

IDCW: ₹ 10.0498


Investment Strategy

The scheme seeks to generate returns and reduce interest rate volatility by investing in a portfolio of fixed income securities.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) --
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 2%

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.82%
Benchmark: CRISIL Low Duration Debt
Riskometer: Low
Type: Open-ended
Assets: ₹ 5 Cr (As on 30-Sep-2021)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW13-Sep-20210.0769

 14-Jun-20210.0600
 18-Mar-20210.0833
 14-Dec-20200.0730
 14-Sep-20200.0743
 17-Jun-20200.1272
 19-Mar-20200.0607
 06-Jan-20200.0163
 16-Dec-20190.0787
 24-Sep-20190.1142
 19-Jun-20190.1106
 18-Mar-20190.0936
 31-Dec-20180.1263
 18-Sep-20180.3679
 19-Jun-20180.0056
 15-Mar-20180.0059
 27-Dec-20170.5336
 18-Sep-20170.0061
 22-Jun-20170.0067
 14-Mar-20170.0085
 19-Dec-20160.1314
 20-Sep-20160.1465
 20-Jun-20160.1705
 21-Mar-20160.1383
 14-Dec-20150.1315

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

The investment mindset: These women show the way

DateFriday, 29-Oct-2021
Time12:30 PM - 01:00 PM