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2 star

Baroda Multi Cap Fund


Equity: Multi Cap

1 Lakh

Investment declined to
₹ 0.98 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.45 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -9.23 0.73 3.98 5.37 16.82 -8.48 -7.77 -0.71 2.76 9.68 6.27
S&P BSE 500 TRI -9.73 0.40 4.56 6.74 24.02 -9.08 -6.92 2.79 6.05 11.41 8.61
Equity: Multi Cap -9.64 0.39 3.76 5.48 20.49 -8.94 -6.34 1.59 5.07 12.35 9.16
Rank within category 28 9 22 35 53 28 35 33 34 29 27
Number of funds in category 60 62 61 61 61 60 55 42 40 34 30

As on 07-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda Multi Cap Fund
2 star
Sep-03 -7.77 -0.71 2.76 2.45 693
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 -7.55 2.85 7.41 1.64 25,984
Axis Focused 25 Fund  | Invest Online
5 star
Jun-12 -0.73 6.75 8.97 1.92 9,428
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 1.15 6.08 6.66 1.85 9,057
SBI Focused Equity Fund  | Invest Online
5 star
Oct-04 -2.83 6.98 9.14 1.99 8,012

Best & Worst Performance

Best (Period) Worst (Period)
Week 22.37 (27-Oct-2008 - 04-Nov-2008) -18.88 (15-Jan-2008 - 22-Jan-2008)
Month 33.90 (11-May-2009 - 10-Jun-2009) -34.39 (24-Sep-2008 - 24-Oct-2008)
Quarter 79.97 (09-Mar-2009 - 10-Jun-2009) -39.65 (28-Jul-2008 - 27-Oct-2008)
Year 113.04 (20-Nov-2008 - 20-Nov-2009) -51.28 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 0.35 19.07 -0.26 -0.28 0.86 -4.08
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: Multi Cap 3.15 21.19 -0.10 -0.11 0.95 -1.19
Rank within category 38 6 38 40 6 38
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Stocks (%) 44.52
Top 5 Stocks (%) 28.07
Top 3 Sectors (%) 45.38
Portfolio P/B Ratio 2.77
Portfolio P/E Ratio 24.01

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 97,118 92,596
Giant (%) 53.38 54.17
Large (%) 18.20 16.20
Mid (%) 26.46 21.63
Small (%) 1.96 8.65
Tiny (%) -- 0.28

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 31.17 7.68 0.00 7.68
equal ICICI Bank Financial 25.55 7.56 2.29 6.23
equal Infosys Technology 20.03 7.44 0.00 5.48
equal HDFC Bank Financial 22.47 9.94 3.70 4.67
up Hindustan Unilever FMCG 75.41 4.01 0.00 4.01
up Bharti Airtel Communication -- 3.79 0.00 3.79
equal HDFC Financial 15.32 7.45 0.00 3.59
equal Divi's Laboratories Healthcare 41.51 3.14 0.00 3.10
equal Nestle India FMCG 80.58 3.17 0.00 3.04
equal Escorts Automobile 28.49 2.93 0.00 2.93
up Pidilite Industries Chemicals 63.27 2.73 0.00 2.65
equal HCL Technologies Technology 14.19 3.06 0.00 2.62
up Aarti Industries Chemicals 30.97 2.46 0.00 2.46
equal City Union Bank Financial 21.01 2.77 0.00 2.19
equal Tech Mahindra Technology 13.98 3.24 0.00 2.14
equal Ipca Laboratories Healthcare 34.03 2.20 0.00 2.05
down Axis Bank Financial 69.19 3.90 0.00 1.78
down Larsen & Toubro Construction 13.89 4.01 1.31 1.75
equal Jubilant FoodWorks Services 81.37 1.67 0.00 1.67
up Jindal Steel & Power Metals -- 2.21 0.00 1.67
equal Security and Intelligence Services Services 25.09 2.08 0.00 1.63
equal United Spirits FMCG 68.56 1.63 0.00 1.63
down Alembic Pharmaceuticals Healthcare 21.18 1.62 0.00 1.62
equal Dabur India FMCG 58.23 1.68 0.00 1.55
equal The Ramco Cements Construction 25.43 2.68 0.00 1.48

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Dipak Acharya since 16-Mar-2006

Education: Mr.Acharya is M.Com., AICWA, CAIIB & PGPMS

Experience: Prior to joining Baroda AMC in 2008 he has worked with BOB.

Funds Managed:

— Sanjay Chawla since 01-Nov-2015

Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS, Pilani.

Experience: Prior to joining Baroda Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Interviews:

Funds Managed:


0.73%

Change from previous, NAV as on 07-Jul-2020

Growth: ₹ 91.2000

Dividend: ₹ 25.4200


Investment Strategy

The scheme aims to capture growth opportunities provided by large cap, mid cap & small cap companies with flexibility & discretion to invest upto 100% into equities while not exceeding 25% in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 1
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 12-Sep-2003
Return Since Launch: 14.04%
Benchmark: S&P BSE 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 693 Cr (As on 31-May-2020)
Expense: 2.45% (As on 31-May-2020)
Risk Grade: Average
Return Grade: Below Average
Turnover: 92.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Mar-20202.4791

 22-Mar-20192.4791
 16-Mar-20183.5000
 24-Mar-20172.5000
 24-Jun-20162.8000
 24-Jul-20153.5000
 14-Feb-20142.5000
 01-Mar-20131.0000
 31-Jul-20093.0000
 28-Apr-200610.1000

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: http://www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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