VR Logo
3 star

L&T Conservative Hybrid Fund

Add to watchlist
Add to My Investments
Hybrid: Conservative Hybrid

Analysts' Choice?unlock it

1 Lakh

Investment Grown to
₹ 1.29 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.17 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

Rolling Return Graph Demo Header

To see this data, become a Value Research Premium member

Value Research Premium
Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.21 -0.81 -0.79 -0.30 2.41 5.22 10.19 8.93 6.72 7.20 7.98
VR MIP TRI 10.02 -1.13 -1.62 -2.31 2.09 6.15 13.28 10.70 9.41 8.59 9.83
Hybrid: Conservative Hybrid 9.64 -0.54 -0.67 -0.50 2.42 5.53 11.96 8.56 7.02 7.64 9.06
Rank within category 18 32 21 14 17 17 18 16 19 21 22
Number of funds in category 33 36 36 36 36 35 33 30 30 28 27

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
L&T Conservative Hybrid Fund  | Invest Online
3 star
 Jul-03 10.19 8.93 6.72 2.26% 38
SBI Debt Hybrid Fund  | Invest Online
4 star
 Mar-01 16.79 12.28 8.24 1.10% 4,369
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 11.36 10.54 9.33 1.73% 3,384
HDFC Hybrid Debt Fund  | Invest Online
4 star
 Dec-03 16.22 10.59 7.65 1.86% 2,676
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
 Dec-03 16.13 13.25 9.28 1.90% 1,160

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.74 22-Jan-2008 - 29-Jan-2008 -4.96 15-Jan-2008 - 22-Jan-2008
Month 11.41 10-Dec-2007 - 09-Jan-2008 -9.14 20-Feb-2020 - 23-Mar-2020
Quarter 18.81 10-Oct-2007 - 09-Jan-2008 -7.35 23-Dec-2019 - 23-Mar-2020
Year 29.08 23-May-2007 - 22-May-2008 -2.71 25-Feb-2015 - 25-Feb-2016

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.06 4.68 1.11 1.16 0.63 0.49
VR MIP TRI 11.27 6.77 1.09 1.33 -- --
Hybrid: Conservative Hybrid 8.86 6.30 0.92 1.05 0.68 -0.05
Rank within category 16 8 9 14 12 11
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 38
Number of Bonds 7
Average Maturity (yrs) 2.64
Top 10 Holdings (%) 78.67
Portfolio P/B Ratio 4.46
Portfolio P/E Ratio 30.29

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.59% GOI 2026 GOI Securities SOV 28.02 - 31.31 28.74
equal 7.37% GOI 16/04/2023 GOI Securities SOV 13.71 - 15.01 13.71
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 13.34 13.34
equal 7.14% REC 2021 Bonds AAA 6.81 - 7.60 7.00
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 5.68 - 6.39 5.84
equal 8.18% Power Finance Corporation 19/03/2022 Debenture AAA 4.10 - 4.64 4.21
equal 6.00% Zee Entertainment 2022 Preference Shares -- 0.01 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.61 1.67 0.64 1.67
equal Infosys Technology 34.03 1.67 0.61 1.64
equal Bajaj Finance Financial 82.53 1.32 0.00 1.31
equal KPR Mills Textiles 23.48 1.21 0.22 1.21
equal HDFC Bank Financial 24.13 1.72 1.04 1.13
down State Bank of India Financial 14.65 1.59 0.12 1.06
equal Minda Industries Automobile 67.33 0.91 0.00 0.91
equal Tata Steel Metals 4.36 0.98 0.00 0.89
equal Sona BLW Precision Forgings Automobile 197.98 0.87 0.00 0.87
equal Sun Pharmaceutical Industries Healthcare 29.53 0.81 0.24 0.81
equal Bajaj Finserv Financial 62.84 0.80 0.00 0.80
down Brigade Enterprises Construction -- 0.76 0.22 0.76
equal Hindalco Inds. Metals 9.36 0.68 0.00 0.66
equal Greenpanel Industries FMCG 24.98 0.65 0.00 0.65
equal Ultratech Cement Construction 33.50 0.66 0.16 0.64
equal Clean Science And Technology Chemicals 113.63 0.63 0.00 0.63
equal Sobha Construction 79.46 0.63 0.13 0.63
equal VRL Logistics Services 33.08 0.62 0.00 0.62
equal UTI Asset Management Co. Financial 20.94 0.60 0.00 0.52
equal Reliance Industries Energy 31.22 1.52 0.42 0.51
equal Zee Entertainment Services 28.37 0.51 0.00 0.51
equal APL Apollo Tubes Metals 41.77 0.56 0.00 0.51
equal Happiest Minds Technologies Technology 113.15 1.01 0.00 0.50
equal Tata Consultancy Services Technology 34.84 0.93 0.42 0.50
new Titan Company Consumer Durable 116.40 0.50 0.00 0.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Cheenu Gupta since 02-Jul-2021

Education: Ms. Gupta is CFA Charter holder (USA), PGDBM (Finance) & B.E. (I.T)

Experience: Prior to joining L&T Mutual Fund, she has worked with Canara Robeco Mutual Fund, Tata AIA Life Insurance Company as Fund Manager, ING Investment Management as Senior Research Analyst and UTI AMC Ltd. as Research Analyst.

Funds Managed:

— Venugopal Manghat since 24-Nov-2012

— Jalpan Shah since 30-May-2016

Education: Mr. Shah is a B.E. (Mechanical) and holds a PGDM.

Experience: Prior to joining L&T Mutual Fund, he was associated with FIL Fund Management Private Limited (Dec 2007-Nov 2012), Lotus India Asset Management Company Private Limited (Sep 2007-Nov 2007) as a Research Analyst, UTI Asset Management Company Private Limited (July 2006-Aug 2007) as a Research Analyst and UTI Asset Management Company Private Limited(May 2004-June 2006) as a Sales & Marketing Manager.

Interviews:

Funds Managed:

Invest Online
-0.81%

Change from previous, NAV as on 26-Nov-2021

Growth: ₹ 43.0890

IDCW Quarterly: ₹ 11.3323

IDCW Monthly: ₹ 11.4971

Investment Strategy

The scheme aims to generate monthly income with minimum investments in debt instruments to the extent of 80 percent. Equity and money market instruments can constitute a maximum of 20 per cent of the portfolio.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: L&T Mutual Fund
Launch Date: 31-Jul-2003
Return Since Launch: 8.29%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 38 Cr (As on 31-Oct-2021)
Expense: 2.26% (As on 31-Oct-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly25-Nov-20210.0500

 25-Oct-20210.0500
 27-Sep-20210.0500
 25-Aug-20210.0500
 26-Jul-20210.0500
 25-Jun-20210.0500
 25-May-20210.0500
 26-Apr-20210.0500
 25-Mar-20210.0500
 25-Feb-20210.0500
 25-Jan-20210.0500
 28-Dec-20200.0500
 25-Nov-20200.0500
 26-Oct-20200.0500
 25-Sep-20200.0500
 25-Aug-20200.0500
 27-Jul-20200.0500
 25-Jun-20200.0400
 26-May-20200.0400
 27-Apr-20200.0600
 26-Mar-20200.0432
 25-Feb-20200.0432
 27-Jan-20200.0432
 26-Dec-20190.0432
 25-Nov-20190.0432
IDCW Quarterly24-Sep-20210.2200

 25-Jun-20210.2200
 19-Mar-20210.2200
 23-Dec-20200.2200
 24-Sep-20200.2200
 25-Jun-20200.2200
 20-Mar-20200.1585
 27-Dec-20190.1585
 24-Sep-20190.1441
 24-Jun-20190.1801
 22-Mar-20190.1441
 27-Dec-20180.1441
 27-Sep-20180.1441
 22-Jun-20180.1441
 23-Mar-20180.1445
 22-Dec-20170.1445
 20-Sep-20170.1445
 21-Jun-20170.1806
 23-Mar-20170.1806
 28-Dec-20160.1806
 28-Sep-20160.1806
 29-Jun-20160.1445
 23-Mar-20160.1083
 30-Dec-20150.1445
 29-Sep-20150.1733

Contact Information

AMC: L&T Investment Management Ltd

Address: Brindavan Plot No. 177, CST Road Kalina, Santacruz (East) Mumbai - 400098

Phone: 022-66554000 / 1800-2000-400

Fax: 022-66554002

Email: [email protected]

Website: http://www.lntmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Stocks or Equity Funds for the long term?

DateFriday, 10-Dec-2021
Time12:30 PM - 01:00 PM

attending You have reserved a spot