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4 star

Indiabulls Income Fund - Regular Plan

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Debt: Medium Duration

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1 Lakh

Investment Grown to
₹ 1.08 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.21 0.10 -0.18 -0.05 0.65 3.81 7.57 8.03 7.65 8.47 --
VR Bond 5.47 -0.07 -0.17 0.44 0.45 2.78 7.06 6.67 7.03 7.81 --
Debt: Medium Duration 4.36 0.09 0.06 0.55 1.46 3.94 5.48 5.61 6.64 7.91 --
Rank within category 10 10 21 19 14 12 11 2 5 4 --
Number of funds in category 17 21 21 20 18 18 16 14 13 9 7

As on 30-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Indiabulls Income Fund - Regular Plan
4 star
 Mar-13 7.57 8.03 7.65 0.90 26
ICICI Prudential Medium Term Bond Fund  | Invest Now
4 star
 Sep-04 10.60 7.35 7.96 1.63 5,088
SBI Magnum Medium Duration Fund  | Invest Online
5 star
 Nov-03 11.73 8.82 9.59 1.25 4,019
IDFC Bond Fund Medium Term Plan - Regular Plan
4 star
 Jul-03 9.55 7.80 7.94 1.43 3,647
HDFC Medium Term Debt Fund  | Invest Online
4 star
 Feb-02 8.95 7.35 7.86 1.49 1,161

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.29 (19-Aug-2013 - 26-Aug-2013) -4.26 (12-Aug-2013 - 19-Aug-2013)
Month 4.83 (06-Mar-2018 - 05-Apr-2018) -6.30 (19-Jul-2013 - 19-Aug-2013)
Quarter 6.31 (15-Sep-2014 - 15-Dec-2014) -9.84 (20-May-2013 - 19-Aug-2013)
Year 15.12 (04-Mar-2014 - 04-Mar-2015) -1.38 (17-May-2013 - 19-May-2014)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.81 3.10 0.88 2.21 1.02 1.27
VR Bond 6.51 2.09 0.69 1.28 -- --
Debt: Medium Duration 4.65 4.52 0.27 0.69 0.56 -1.22
Rank within category 2 7 4 2 15 3
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 11 13 6 31
Modified Duration (yrs) -- -- -- 3.43
Average Maturity (yrs) 4.33 5.24 4.05 4.37
Yield to Maturity (%) 5.45 6.82 4.88 7.20
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.83% Maharashtra State 2030 State Development Loan SOV 0.00 - 19.06 19.06
equal 7.05% Reliance Industries 13/09/2023 Debenture AAA 0.00 - 10.27 10.27
equal 6.92% REC 22/04/2023 Non Convertible Debenture AAA 0.00 - 10.12 10.12
equal 6.75% Power Finance Corp. 22/05/2023 Debenture AAA 0.00 - 10.09 10.09
equal 8.14% Maharashtra State 27/05/2025 State Development Loan SOV 0.00 - 8.53 8.53
equal 7.49% Nat. Highways Authority 2029 Debenture AAA 0.00 - 8.20 8.20
equal LIC Housing Fin. 329-D 11/09/2020 Commercial Paper A1+ 0.00 - 7.83 7.83
equal 7.89% Gujarat State 15/05/2025 State Development Loan SOV 0.00 - 6.34 6.34
equal 9.37% State Bank of India 21/12/2023 Debenture AA+ 0.00 - 4.18 4.18
equal 6.97% GOI 2026 GOI Securities SOV 0.17 - 0.48 0.21
equal 7.61% GOI 2030 GOI Securities SOV 0.01 - 0.02 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Karan Singh since 16-Apr-2018

Education: Mr. Singh is B.A (Honours) in Economics, PGDBF & CFA - Level 1

Experience: Prior to joining IndiaBulls Mutual Fund he has worked with Taurus Corporate Advisory Services Ltd., DIOS Capital, Invesco Asset Management Company Ltd., Fidelity Investments and ICRA Ltd.

Funds Managed:

0.10%

Change from previous, NAV as on 30-Sep-2020

Growth: ₹ 17.3494

Dividend Quarterly: ₹ 15.6349

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Dividend Monthly: ₹ 10.2897

Dividend Half Yearly: ₹ 15.1870

Investment Strategy

The scheme aims to generate income by investing in fixed income securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Exit Load 0

Basic Details

Fund House: Indiabulls Mutual Fund
Launch Date: 04-Mar-2013
Return Since Launch: 7.54%
Benchmark: CRISIL Composite Bond
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 26 Cr (As on 31-Aug-2020)
Expense: 0.90% (As on 30-Sep-2020)
Risk Grade: Low
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly27-Jul-20200.1105

 25-Jun-20200.0642
 26-May-20200.1051
 27-Apr-20200.1291
 26-Mar-20200.0285
 25-Feb-20200.1099
 27-Jan-20200.0381
 26-Dec-20190.0042
 25-Nov-20190.0432
 25-Oct-20190.0322
 26-Aug-20190.0562
 25-Jul-20190.1065
 25-Jun-20190.0596
 27-May-20190.0751
 25-Apr-20190.0250
 25-Mar-20190.0588
 25-Feb-20190.0552
 25-Jan-20190.0527
 26-Dec-20180.0800
 26-Nov-20180.0802
 25-Oct-20180.0289
 27-Aug-20180.0291
 25-Jul-20180.0640
 25-Jun-20180.0295
 25-May-20180.0132
Dividend Half Yearly25-Mar-20150.5008

 25-Sep-20140.4011
 25-Mar-20140.1199
 25-Mar-20130.0183
Dividend Quarterly25-Mar-20150.2323

 26-Dec-20140.2726
 25-Sep-20140.1331
 25-Jun-20140.1495
 25-Jun-20130.0116
 25-Mar-20130.0183

Contact Information

AMC: Indiabulls Asset Management Company Ltd.

Address: Indiabulls Finance Centre - 11th Floor, Elphinstone Mills, Senapati Bapat Marg, Elphinstone (W), Mumbai - 400013

Phone: 022-61891300 / 1800-2666-002

Email: [email protected]

Website: http://www.indiabullsamc.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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