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4 star

ICICI Prudential Income Optimizer Fund (FOF) - Direct Plan download report


1 Lakh

Investment Grown to
₹ 1.32 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.17 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
ICICI Pru Income Optimizer (FOF) Direct-G 3.43 -0.08 0.60 2.12 2.42 2.79 6.11 9.56 8.33 8.05 --
VR MIP TRI 2.55 -0.05 0.87 4.83 5.43 2.41 5.70 9.34 8.38 8.39 --
Hybrid: Conservative Hybrid 2.78 -0.04 0.62 2.86 4.03 2.76 6.20 9.02 7.20 8.06 --
Rank within category 7 27 20 30 34 10 15 12 6 12 --
Number of funds in category 34 35 35 35 35 34 34 30 28 27 0

As on 18-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Income Optimizer Fund (FOF) - Direct Plan  | Invest Now
4 star
Jan-13 6.11 9.56 8.33 0.07 269
SBI Conservative Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 8.50 12.02 8.34 0.56 6,286
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 7.94 10.72 9.05 0.99 3,267
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 7.87 13.02 9.82 0.45 1,523
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 4.99 11.35 9.08 0.56 1,150

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.82 06-May-2014 - 13-May-2014 -7.31 16-Mar-2020 - 23-Mar-2020
Month 8.04 12-May-2014 - 11-Jun-2014 -14.00 20-Feb-2020 - 23-Mar-2020
Quarter 13.46 12-Mar-2014 - 11-Jun-2014 -12.66 23-Dec-2019 - 23-Mar-2020
Year 29.05 19-Aug-2013 - 19-Aug-2014 -6.60 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
ICICI Pru Income Optimizer (FOF) Direct-G 9.07 6.90 0.81 0.69 0.79 1.67
VR MIP TRI 8.41 7.21 0.68 0.88 -- --
Hybrid: Conservative Hybrid 8.28 6.39 0.81 0.98 0.66 1.54
Rank within category 11 25 19 24 25 13
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 0
Number of Bonds 0
Average Maturity (yrs) * --
Top 10 Holdings (%) 96.38
Portfolio P/B Ratio 1.84
Portfolio P/E Ratio 12.69

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down ICICI Pru Floating Interest Direct-G Mutual Fund -- 0.00 - 69.00 65.88
new ICICI Pru All Seasons Bond Direct-G Mutual Fund -- 0.00 - 10.30 10.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Pru Value Discovery Fund - Direct Plan Financial -- 11.06
equal ICICI Pru Equity & Debt Direct-G Financial -- 9.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Dharmesh Kakkad since 28-May-2018

Education: Mr. kakkad is B.com., CA & CFA.

Experience: He is associated with ICICI Prudential Asset Management Company Limited from June 2010. Prior to working in Dealing function, he was working in the Operations Department of ICICI Prudential AMC.

Funds Managed:

— Manish Banthia since 17-Jun-2017

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Ritesh Lunawat since 28-Dec-2020

Education: Mr. Lunawat is B.Com and Chartered Accountant.

Experience: He has been Working with ICICI Prudential AMC Since September 2013.

Funds Managed:


-0.08%

Change from previous, NAV as on 18-Aug-2022

Growth: ₹ 47.6898

IDCW: ₹ 43.5071


Investment Strategy

The scheme seeks to generate regular income by predominantly investing in debt oriented schemes. The Scheme will also invest in equity oriented & hybrid oriented schemes with an aim to generate capital appreciation.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.02%
Benchmark: CRISIL Composite Bond Index (65), NIFTY 50 TRI (35)
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 269 Cr (As on 31-Jul-2022)
Expense Ratio: 0.07% (As on 30-Jun-2022)
Risk Grade: Low
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW10-Feb-20223.7500

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Fax: 022-26528100

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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