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5 star

Kotak Debt Hybrid Fund - Direct Plan download report


1 Lakh

Investment Grown to
₹ 1.44 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.31 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Kotak Debt Hybrid Direct-G 2.94 -0.06 0.73 3.17 4.68 2.83 7.87 13.02 9.82 10.46 --
VR MIP TRI 2.55 -0.05 0.87 4.83 5.43 2.41 5.70 9.34 8.38 8.39 --
Hybrid: Conservative Hybrid 2.78 -0.04 0.62 2.86 4.03 2.76 6.20 9.02 7.20 8.06 --
Rank within category 13 22 9 9 6 9 9 2 1 2 --
Number of funds in category 34 35 35 35 35 34 34 30 28 27 0

As on 18-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 7.87 13.02 9.82 0.45 1,523
SBI Conservative Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 8.50 12.02 8.34 0.56 6,286
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 7.94 10.72 9.05 0.99 3,267
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 4.99 11.35 9.08 0.56 1,150
Baroda BNP Paribas Conservative Hybrid Fund - Direct Plan
4 star
Jan-13 4.48 8.54 7.88 0.78 513

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.05 24-Mar-2020 - 31-Mar-2020 -5.78 11-Mar-2020 - 18-Mar-2020
Month 8.19 24-Mar-2020 - 23-Apr-2020 -11.80 20-Feb-2020 - 23-Mar-2020
Quarter 12.75 24-Mar-2020 - 23-Jun-2020 -9.74 23-Dec-2019 - 23-Mar-2020
Year 30.91 23-Mar-2020 - 23-Mar-2021 -2.15 26-Oct-2017 - 26-Oct-2018

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Kotak Debt Hybrid Direct-G 11.85 6.42 1.30 1.34 0.83 4.27
VR MIP TRI 8.41 7.21 0.68 0.88 -- --
Hybrid: Conservative Hybrid 8.28 6.39 0.81 0.98 0.66 1.54
Rank within category 3 21 3 6 29 3
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 49
Number of Bonds 55
Average Maturity (yrs) 5.97
Top 10 Holdings (%) 61.85
Portfolio P/B Ratio 2.89
Portfolio P/E Ratio 22.98

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 16.00 - 20.40 16.00
equal 5.74% GOI 15/11/2026 GOI Securities SOV 0.00 - 11.67 11.36
up 7.10% GOI 18/04/2029 GOI Securities SOV 0.00 - 10.76 10.76
equal 4.56% GOI 29/11/2023 GOI Securities SOV 0.00 - 6.98 6.74
equal GOI 2028 GOI Securities SOV 0.00 - 4.60 3.75
equal 7.38% GOI 20/06/2027 GOI Securities SOV 0.00 - 3.80 3.70
equal GOI 2031 GOI Securities SOV 0.00 - 3.93 2.90
new 7.42% Andhra Pradesh State 2026 State Development Loan SOV 0.00 - 1.65 1.65
equal 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 2.15 1.60
equal 7.19% THDC India Ltd. 24/07/2030 Non Convertible Debenture AA 0.00 - 2.00 1.58
down Power Finance Corporation 22/01/2031 Floating Rate Debenture AAA 1.35 - 2.70 1.35
equal GOI 22/08/2028 GOI Securities SOV 0.00 - 1.53 1.05
equal 7.95% GOI 18/02/2026 Central Government Loan SOV 0.00 - 0.70 0.67
equal 7.04% GOI 17/06/2027 GOI Securities SOV 0.00 - 0.59 0.40
equal 7.76% Madhya Pradesh State 2027 State Development Loan SOV 0.00 - 0.39 0.33
equal 8.27% Rajasthan State 23/06/2023 State Development Loan SOV 0.33 - 0.57 0.33
equal 8.85% Power Finance Corporation 25/05/2029 Bonds/NCDs AAA 0.32 - 0.54 0.32
equal 7.48% Indian Railway Finance Corporation 13/08/2029 Non Convertible Debenture AAA 0.28 - 0.47 0.28
new 7.77% Gujarat State 2031 State Development Loan SOV 0.00 - 0.23 0.23
down 9.70% Uttar Pradesh Power Corporation 29/03/2030 Bonds A+ 0.00 - 0.32 0.23
equal 8.42% Tamilnadu State 25/07/2023 State Development Loan SOV 0.23 - 0.40 0.23
down 9.70% Uttar Pradesh Power Corporation 30/03/2029 Bonds A+ 0.00 - 0.32 0.20
equal GOI 22/08/2029 GOI Securities SOV 0.00 - 0.27 0.18
equal GOI 22/02/2030 GOI Securities SOV 0.00 - 0.26 0.18
equal GOI 22/08/2030 GOI Securities SOV 0.00 - 0.26 0.17

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 22.21 2.62 1.58 2.47
equal ITC Consumer Staples 23.89 2.25 1.09 2.18
equal Reliance Industries Energy 27.12 2.13 0.00 1.99
equal Maruti Suzuki India Automobile 60.77 1.72 0.00 1.72
up State Bank of India Financial 13.45 1.83 0.76 1.61
equal Persistent Systems Technology 39.04 1.16 0.00 0.94
equal NTPC Energy 9.47 0.98 0.00 0.92
up Axis Bank Financial 14.56 1.08 0.37 0.70
down Sapphire Foods India Services 74.66 1.36 0.00 0.69
equal HDFC Bank Financial 21.15 1.87 0.00 0.66
up Bank of Baroda Financial 7.44 0.61 0.00 0.61
equal Bharti Airtel Communication 78.28 1.26 0.00 0.61
equal Mahindra & Mahindra Automobile 18.78 1.20 0.19 0.57
down Cummins India Capital Goods 39.09 0.63 0.00 0.56
up Prataap Snacks Consumer Staples -- 0.54 0.06 0.54
equal Pokarna Materials 17.20 0.90 0.00 0.54
equal Kotak Mahindra Bank Financial 29.00 0.86 0.00 0.53
equal Subros Automobile 51.98 0.54 0.00 0.46
equal Emami Consumer Staples 24.67 1.15 0.43 0.45
equal Century Plyboards (India) Materials 38.70 0.63 0.00 0.43
equal Kansai Nerolac Paints Materials 68.01 0.39 0.00 0.39
equal Fortis Healthcare Healthcare 52.97 0.36 0.00 0.36
equal Mahindra Lifespace Construction 29.88 0.38 0.11 0.31
equal United Spirits Consumer Staples 56.56 0.47 0.00 0.30
equal Prudent Corporate Advisory Services Financial 31.80 0.33 0.00 0.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Abhishek Bisen since 01-Jan-2013

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Devender Singhal since 25-Aug-2015

Education: Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.

Experience: Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Funds Managed:


-0.06%

Change from previous, NAV as on 18-Aug-2022

Growth: ₹ 48.6146


Investment Strategy

The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 8% of the investment,1% will be charged for redemption within 180 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.73%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,523 Cr (As on 31-Jul-2022)
Expense Ratio: 0.45% (As on 31-Jul-2022)
Risk Grade: Average
Return Grade: High
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly12-Aug-20220.1151

 12-Jul-20220.1066
 13-Jun-20220.1191
 12-May-20220.1156
 12-Apr-20220.1111
 14-Mar-20220.1092
 14-Feb-20220.1315
 12-Jan-20220.1199
 13-Dec-20210.1251
 12-Nov-20210.1252
 12-Oct-20210.1154
 13-Sep-20210.1254
 12-Aug-20210.1205
 12-Jul-20210.1098
 14-Jun-20210.1270
 12-May-20210.1141
 12-Mar-20210.0928
 12-Feb-20210.1023
 12-Jan-20210.0941
 14-Dec-20200.0724
 12-Nov-20200.0692
 12-Oct-20200.0625
 14-Sep-20200.0728
 12-Aug-20200.0654
 13-Jul-20200.0659
IDCW Quarterly21-Jun-20210.3304

 22-Mar-20210.2795
 22-Dec-20200.2164
 21-Sep-20200.2059
 22-Jun-20200.2003
 20-Mar-20200.2073
 20-Dec-20190.2032
 20-Sep-20190.2186
 20-Jun-20190.2172
 20-Mar-20190.2130
 20-Dec-20180.2137
 21-Sep-20180.2248
 20-Jun-20180.2271
 20-Mar-20180.2304
 20-Dec-20170.2343
 20-Sep-20170.2376
 20-Jun-20170.2302
 20-Mar-20170.1510
 20-Dec-20160.1796
 20-Sep-20160.1605
 20-Jun-20160.1321
 21-Mar-20160.1205
 21-Dec-20150.1320
 21-Sep-20150.1442
 22-Jun-20150.1261

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Website: https://www.kotakmf.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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