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5 star

Kotak Debt Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.42 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.52 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.42 -0.05 0.11 2.90 5.42 8.52 24.00 12.49 11.31 11.19 --
VR MIP TRI 5.45 0.05 0.32 3.17 3.20 6.71 19.83 9.87 9.62 8.97 --
Hybrid: Conservative Hybrid 5.69 0.01 0.24 2.47 3.72 6.57 18.75 8.31 8.75 9.12 --
Rank within category 5 29 28 8 4 6 6 1 2 2 --
Number of funds in category 33 36 36 35 35 33 33 30 30 27 0

As on 15-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 24.00 12.49 11.31 1.10 582
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 17.88 10.33 10.82 0.84 3,260
SBI Debt Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 23.61 10.35 9.55 0.63 1,436
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 19.65 12.19 10.56 0.61 569
BNP Paribas Conservative Hybrid Fund - Direct Plan
4 star
Jan-13 15.06 9.46 9.88 0.45 411

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.05 24-Mar-2020 - 31-Mar-2020 -5.78 11-Mar-2020 - 18-Mar-2020
Month 8.19 24-Mar-2020 - 23-Apr-2020 -11.80 20-Feb-2020 - 23-Mar-2020
Quarter 12.75 24-Mar-2020 - 23-Jun-2020 -9.74 23-Dec-2019 - 23-Mar-2020
Year 30.91 23-Mar-2020 - 23-Mar-2021 -2.15 26-Oct-2017 - 26-Oct-2018

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.67 6.71 1.10 1.09 0.92 2.57
VR MIP TRI 9.52 6.87 0.76 0.89 -- --
Hybrid: Conservative Hybrid 7.90 6.51 0.67 0.79 0.72 -0.17
Rank within category 1 21 5 8 28 3
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Number of Bonds 24
Average Maturity (yrs) 5.92
Top 10 Holdings (%) 49.51
Portfolio P/B Ratio 2.78
Portfolio P/E Ratio 24.29

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 8.34 8.34
equal 6.97% GOI 2026 GOI Securities SOV 0.00 - 8.41 7.21
up GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 6.82 6.82
new 6.67% GOI 17/12/2050 GOI Securities SOV 0.00 - 4.98 4.98
up 8.03% Uttar Pradesh State 2026 State Development Loan SOV 0.00 - 4.62 4.62
equal 7.59% GOI 2026 GOI Securities SOV 0.00 - 5.38 4.62
equal Power Finance Corporation 22/01/2031 Floating Rate Debenture AAA 0.00 - 6.12 4.35
down 8.50% Canara Bank Additional Tier 1 Bond AA 0.00 - 7.29 3.91
down 6.22% GOI 16/03/2035 GOI Securities SOV 0.00 - 23.50 2.48
equal 6.72% Kerala State 24/03/2027 State Development Loan SOV 0.00 - 2.71 2.18
equal 5.44% National Bank Agr. Rur. Devp 2024 Debenture AAA 0.00 - 2.47 1.73
equal 6.75% National Co-op Development Corp. 2024 Debenture AA 0.00 - 5.82 1.71
equal 7.58% NTPC 23/08/2026 Debenture AAA 0.00 - 1.93 0.93
equal 8.27% Rajasthan State 23/06/2023 State Development Loan SOV 0.92 - 2.23 0.92
equal 8.85% Power Finance Corporation 25/05/2029 Bonds/NCDs AAA 0.86 - 2.05 0.86
equal 7.48% Indian Railway Finance Corporation 13/08/2029 Non Convertible Debenture AAA 0.76 - 1.83 0.76
equal 8.42% Tamilnadu State 25/07/2023 State Development Loan SOV 0.65 - 1.58 0.65
equal 9.48% Power Finance Corporation 15/04/2022 Bonds AAA 0.32 - 0.76 0.32
equal 9.75% REC 2021 Bonds AAA 0.26 - 0.65 0.26
equal 9.21% Punjab National Bank Additional Tier 1 Bond AA 0.00 - 0.23 0.16
equal 9.60% Hindalco Inds. 2022 Bonds/NCDs AA 0.13 - 0.30 0.13
equal GOI 23/12/2025 GOI Securities SOV 0.00 - 0.23 0.13
equal 8.85% NHPC 2022 Bonds AAA 0.12 - 0.31 0.12
equal 9.35% REC 15/06/2022 Bonds AAA 0.11 - 0.26 0.11

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 24.29 2.62 0.00 1.75
up State Bank of India Financial 17.11 1.58 0.22 1.48
down Reliance Industries Energy 30.97 1.72 0.00 1.26
up Maruti Suzuki India Automobile 49.34 1.20 0.00 1.20
equal ITC FMCG 19.37 2.66 1.09 1.09
equal Persistent Systems Technology 42.99 1.10 0.00 1.07
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 0.97
equal Axis Bank Financial 31.98 1.20 0.00 0.85
equal Emami FMCG 52.28 1.15 0.00 0.82
equal NTPC Energy 15.22 0.92 0.00 0.69
new Zee Entertainment Services 27.67 0.63 0.00 0.63
equal Century Plyboards (India) FMCG 48.57 0.63 0.00 0.62
equal Brookfield India Real Estate Trust REIT Construction -- 2.45 0.00 0.58
equal Jindal Steel & Power Metals 8.17 0.71 0.00 0.56
equal United Breweries FMCG 320.53 0.61 0.00 0.54
equal Bharti Airtel Communication -- 1.26 0.00 0.53
equal Barbeque-Nation Hospitality Services -- 0.52 0.00 0.52
equal Hindustan Unilever FMCG 70.27 1.04 0.00 0.50
equal Bharat Petroleum Corporation Energy 6.47 0.69 0.00 0.50
equal Greenply Inds. FMCG 43.37 0.56 0.00 0.48
equal Solara Active Pharma Sciences Healthcare 27.19 0.64 0.00 0.48
equal Firstsource Solutions Services 31.67 0.57 0.00 0.47
up Varroc Engineering Automobile -- 0.47 0.00 0.42
equal KSB Engineering 27.39 0.58 0.00 0.42
equal Mahindra & Mahindra Automobile 55.46 1.20 0.37 0.40

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Abhishek Bisen since 01-Jan-2013

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Devender Singhal since 25-Aug-2015

Education: Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.

Experience: Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Funds Managed:


-0.05%

Change from previous, NAV as on 15-Jun-2021

Growth: ₹ 44.1920

IDCW Quarterly: ₹ 16.0861

IDCW Monthly: ₹ 13.6197


Investment Strategy

The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 8% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 11.05%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 582 Cr (As on 31-May-2021)
Expense: 1.10% (As on 30-Apr-2021)
Risk Grade: Average
Return Grade: High
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly12-May-20210.1141

 12-Mar-20210.0928
 12-Feb-20210.1023
 12-Jan-20210.0941
 14-Dec-20200.0724
 12-Nov-20200.0692
 12-Oct-20200.0625
 14-Sep-20200.0728
 12-Aug-20200.0654
 13-Jul-20200.0659
 12-Jun-20200.0638
 12-May-20200.0727
 13-Apr-20200.0822
 12-Mar-20200.0606
 12-Feb-20200.0621
 13-Jan-20200.0656
 12-Dec-20190.0597
 13-Nov-20190.0683
 15-Oct-20190.0800
 14-Oct-20190.0800
 12-Sep-20190.0747
 13-Aug-20190.0813
 12-Jul-20190.0760
 12-Jun-20190.0746
 13-May-20190.0787
IDCW Quarterly22-Mar-20210.2795

 22-Dec-20200.2164
 21-Sep-20200.2059
 22-Jun-20200.2003
 20-Mar-20200.2073
 20-Dec-20190.2032
 20-Sep-20190.2186
 20-Jun-20190.2172
 20-Mar-20190.2130
 20-Dec-20180.2137
 21-Sep-20180.2248
 20-Jun-20180.2271
 20-Mar-20180.2304
 20-Dec-20170.2343
 20-Sep-20170.2376
 20-Jun-20170.2302
 20-Mar-20170.1510
 20-Dec-20160.1796
 20-Sep-20160.1605
 20-Jun-20160.1321
 21-Mar-20160.1205
 21-Dec-20150.1320
 21-Sep-20150.1442
 22-Jun-20150.1261
 20-Mar-20150.1779

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Email: [email protected]

Website: http://www.kotakmutual.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

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Your investment strategy after the debt fund fiasco

DateFriday, 18-Jun-2021
Time12:30 PM - 01:00 PM