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Unrated

UTI Liquid Cash Fund Discontinued - Regular Plan


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.14 0.36 0.28 0.43 1.19 2.42 5.61 6.16 6.53 7.08 7.27
CCIL T Bill Liquidity Weight 1.04 0.23 0.17 0.47 1.03 1.92 4.21 4.16 4.44 4.78 4.74
Debt: Liquid 1.24 0.23 0.23 0.46 1.29 2.60 5.95 6.54 6.93 7.55 7.79

As on 27-Mar-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.28 (20-Mar-2020 - 27-Mar-2020) -0.26 (17-Mar-2020 - 24-Mar-2020)
Month 0.86 (24-Jul-2013 - 23-Aug-2013) 0.03 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.51 (24-Jul-2013 - 23-Oct-2013) 0.79 (24-Dec-2019 - 24-Mar-2020)
Year 9.15 (08-Sep-2011 - 07-Sep-2012) 3.89 (08-Jul-2009 - 08-Jul-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.01 0.24 1.67 2.49 0.40 1.02
CCIL T Bill Liquidity Weight 4.06 0.27 -5.85 -10.16 -- --
Debt: Liquid 6.37 0.44 3.56 5.40 0.50 1.53

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 29-Feb-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 96 172 96 51
Modified Duration (yrs) 0.07 0.11 0.07 0.07
Average Maturity (yrs) 0.08 0.17 0.08 0.07
Yield to Maturity (%) 5.48 7.29 5.25 5.42

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 76-D 17/03/2020 Cash Management Bill SOV 0.00 - 7.69 7.69
equal Reserve Bank of India 63-D 17/03/2020 Treasury Bills SOV 0.00 - 6.41 6.41
equal Reserve Bank of India 91-D 26/03/2020 Treasury Bills SOV 0.00 - 3.24 3.20
new Oriental Bank of Com. 2020 Certificate of Deposit A1+ 0.00 - 3.19 3.19
equal Andhra Bank 2020 Certificate of Deposit A1+ 0.00 - 3.19 3.19
down National Bank Agr. Rur. Devp 85-D 03/04/2020 Commercial Paper A1+ 0.00 - 2.35 2.08
equal IDFC First Bank 30/03/2020 Certificate of Deposit A1+ 0.00 - 1.76 1.76
new HPCL 36-D 17/03/2020 Commercial Paper A1+ 0.00 - 1.60 1.60
equal SAIL 70-D 27/03/2020 Commercial Paper A1+ 0.00 - 1.60 1.60
new Reliance Industries 29-D 17/03/2020 Commercial Paper A1+ 0.00 - 1.60 1.60
new Indian Oil Corp. 57-D 03/04/2020 Commercial Paper A1+ 0.00 - 1.60 1.60
equal Reliance Jio Infocomm 88-D 27/03/2020 Commercial Paper A1+ 0.00 - 1.62 1.60
new Hindustan Zinc 44-D 27/03/2020 Commercial Paper A1+ 0.00 - 1.60 1.60
equal Tata Steel 68-D 24/03/2020 Commercial Paper A1+ 0.00 - 1.60 1.60
equal Reserve Bank of India 91-D 05/03/2020 Treasury Bills SOV 0.00 - 1.63 1.60
equal Tata Capital Financial Services 65-D 27/03/2020 Commercial Paper A1+ 0.00 - 1.60 1.60
equal Bajaj Housing Finance 91-D 04/03/2020 Commercial Paper A1+ 0.00 - 1.63 1.60
equal Reserve Bank of India 91-D 19/03/2020 Treasury Bills SOV 0.00 - 1.62 1.60
new Indian Oil Corp. 67-D 13/04/2020 Commercial Paper A1+ 0.00 - 1.59 1.59
new L&T Finance 75-D 28/04/2020 Commercial Paper A1+ 0.00 - 1.59 1.59
new Reliance Jio Infocomm 90-D 18/05/2020 Commercial Paper A1+ 0.00 - 1.59 1.59
up SIDBI 2020 Certificate of Deposit A1+ 0.00 - 1.58 1.58
new Vedanta 90-D 20/05/2020 Commercial Paper A1+ 0.00 - 1.58 1.58
equal HPCL 69-D 24/03/2020 Commercial Paper A1+ 0.00 - 1.28 1.28
equal BHEL 60-D 31/03/2020 Commercial Paper A1+ 0.00 - 1.28 1.28

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 29-Feb-2020

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 4 years.

Funds Managed:


0.01%

Change from previous, NAV as on 29-Mar-2020

Growth: ₹ 3,007.3827

Dividend Periodic: ₹ 1,136.1979

Dividend Monthly: ₹ 1,174.6342


Investment Strategy

The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) --
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 24-Jun-2003
Return Since Launch: 6.78%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 31,148 Cr (As on 29-Feb-2020)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Periodic02-Mar-20202.8166

 03-Feb-20203.2685
 01-Jan-20202.9810
 02-Dec-20193.2149
 01-Nov-20193.4922
 01-Oct-20193.1934
 03-Sep-20193.8587
 01-Aug-20194.2545
 01-Jul-20193.8894
 03-Jun-20194.8106
 02-May-20194.1738
 02-Apr-20195.3246
 01-Mar-20193.9984
 01-Feb-20194.5387
 01-Jan-20194.4447
 03-Dec-20184.9161
 01-Nov-20184.7984
 01-Oct-20184.1139
 03-Sep-20184.7657
 01-Aug-20184.4955
 02-Jul-20184.8255
 01-Jun-20184.1423
 02-May-20183.9972
 03-Apr-20185.5915
 01-Mar-20183.6958
Dividend Monthly02-Mar-20204.3219

 03-Feb-20204.3219
 01-Jan-20204.3219
 02-Dec-20194.3219
 01-Nov-20194.3219
 01-Oct-20194.3219
 03-Sep-20194.3219
 01-Aug-20194.3219
 01-Jul-20194.3219
 03-Jun-20194.3219
 02-May-20194.3219
 02-Apr-20194.3219
 02-Mar-20194.3219
 02-Feb-20194.3219
 01-Jan-20194.3219
 03-Dec-20184.3219
 01-Nov-20184.3219
 02-Oct-20184.3219
 03-Sep-20184.3219
 01-Aug-20184.3219
 02-Jul-20184.3219
 02-Jun-20184.3219
 02-May-20184.3219
 03-Apr-20184.3219
 02-Mar-20184.3336

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

5 ways to deal with market panic

dateFriday, 20-Mar-2020
time12:30 PM - 01:00 PM

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