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Unrated

UTI Liquid Cash Fund Discontinued - Regular Plan


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.16 0.01 0.05 0.21 0.67 1.35 2.64 4.38 5.14 5.81 6.65
CCIL T Bill Liquidity Weight 1.64 0.03 0.00 0.11 0.53 1.08 2.06 3.34 3.61 4.04 4.52
Debt: Liquid 2.53 0.01 0.06 0.25 0.78 1.57 3.11 4.78 5.56 6.27 7.16

As on 22-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Liquid Cash Fund Discontinued - Regular Plan
Unrated
Jun-03 2.64 4.38 5.14 -- 25,989
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.15 4.96 5.74 0.32% 34,592
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.16 5.01 5.77 0.32% 28,554
Axis Liquid Fund
4 star
Oct-09 3.19 4.99 5.78 0.26% 24,318
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.12 4.99 5.77 0.32% 21,655

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.54 24-Mar-2020 - 31-Mar-2020 -0.26 17-Mar-2020 - 24-Mar-2020
Month 0.89 24-Mar-2020 - 23-Apr-2020 0.03 23-Feb-2020 - 24-Mar-2020
Quarter 2.51 24-Jul-2013 - 23-Oct-2013 0.59 21-Oct-2020 - 20-Jan-2021
Year 9.15 08-Sep-2011 - 07-Sep-2012 2.64 22-Oct-2020 - 22-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.39 0.50 0.87 3.34 1.07 1.09
CCIL T Bill Liquidity Weight 3.34 0.40 -1.54 -3.94 -- --
Debt: Liquid 4.76 0.49 1.63 6.49 1.02 1.44

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 68 99 63 34
Modified Duration (yrs) 0.09 0.14 0.06 0.09
Average Maturity (yrs) 0.09 0.14 0.06 0.09
Yield to Maturity (%) 3.47 3.49 2.92 3.47
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 364-D 11/11/2021 Treasury Bills SOV 0.00 - 4.60 4.60
new Tata Steel 49-D 28/10/2021 Commercial Paper A1+ 0.00 - 3.84 3.84
new Bharti Airtel 45-D 01/11/2021 Commercial Paper A1+ 0.00 - 3.84 3.84
equal Indian Railway Finance Corporation 79-D 22/10/2021 Commercial Paper A1+ 0.00 - 3.07 3.07
new Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 2.67 2.67
new Indian Oil Corporation 46-D 22/10/2021 Commercial Paper A1+ 0.00 - 2.30 2.30
equal Reserve Bank of India 91-D 04/11/2021 Treasury Bills SOV 0.00 - 1.92 1.92
equal Reliance Retail Ventures 91-D 16/11/2021 Commercial Paper A1+ 0.00 - 1.92 1.92
new Reliance Retail Ventures 85-D 30/11/2021 Commercial Paper A1+ 0.00 - 1.91 1.91
new Reliance Retail Ventures 91-D 22/12/2021 Commercial Paper A1+ 0.00 - 1.91 1.91
new HDFC Bank 2021 Certificate of Deposit A1+ 0.00 - 1.91 1.91
new Godrej & Boyce Mfg. Co. 91-D 22/12/2021 Commercial Paper A1+ 0.00 - 1.91 1.91
new MRPL 90-D 07/12/2021 Commercial Paper A1+ 0.00 - 1.91 1.91
new Chennai Petroleum Corporation 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 1.53 1.53
new Reliance Jio Infocomm 92-D 06/12/2021 Commercial Paper A1+ 0.00 - 1.53 1.53
new Tata Power Company 89-D 15/12/2021 Commercial Paper A1+ 0.00 - 1.34 1.34
equal National Bank Agr. Rur. Devp 90-D 21/10/2021 Commercial Paper A1+ 0.00 - 1.15 1.15
equal BHEL 90-D 11/10/2021 Commercial Paper A1+ 0.00 - 1.15 1.15
equal Kotak Securities 91-D 02/11/2021 Commercial Paper A1+ 0.00 - 1.15 1.15
new Indian Oil Corporation 35-D 11/10/2021 Commercial Paper A1+ 0.00 - 1.15 1.15
new IDFC First Bank 2021 Certificate of Deposit A1+ 0.00 - 1.15 1.15
equal HDFC 61-D 18/10/2021 Commercial Paper A1+ 0.00 - 0.96 0.96
equal Barclays Bank 2021 Certificate of Deposit A1+ 0.00 - 0.96 0.96
new Reserve Bank of India 364-D 18/11/2021 Treasury Bills SOV 0.00 - 0.96 0.96
new Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 0.96 0.96

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Education: Mr. Sharma is a B.Com, CA, FRM

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 5 years.

Funds Managed:


--

Change from previous, NAV as on 24-Oct-2021

Growth: ₹ 3,148.0050

IDCW Periodic: ₹ 1,133.5315

IDCW Monthly: ₹ 1,113.0590


Investment Strategy

The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) --
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 24-Jun-2003
Return Since Launch: 6.45%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 25,989 Cr (As on 30-Sep-2021)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Periodic01-Oct-20212.2713

 01-Sep-20212.6288
 02-Aug-20212.7395
 01-Jul-20212.6184
 01-Jun-20212.3087
 03-May-20212.2394
 05-Apr-20213.0055
 01-Mar-20212.3924
 01-Feb-20212.1712
 01-Jan-20212.3179
 01-Dec-20202.2911
 02-Nov-20202.6612
 01-Oct-20202.5034
 01-Sep-20202.4978
 03-Aug-20202.5750
 01-Jul-20203.1845
 01-Jun-20203.8536
 04-May-20204.1642
 03-Apr-20206.0300
 02-Mar-20202.8166
 03-Feb-20203.2685
 01-Jan-20202.9810
 02-Dec-20193.2149
 01-Nov-20193.4922
 01-Oct-20193.1934
IDCW Monthly01-Oct-20216.0000

 01-Sep-20216.0000
 02-Aug-20216.0000
 01-Jul-20216.0000
 01-Jun-20216.0000
 03-May-20216.0000
 05-Apr-20216.0000
 01-Mar-20216.0000
 01-Feb-20216.0000
 02-Jan-20216.0000
 01-Jan-20216.0000
 01-Dec-20206.0000
 02-Nov-20206.0000
 01-Oct-20206.0000
 01-Sep-20206.0000
 03-Aug-20206.0000
 01-Jul-20206.0000
 01-Jun-20206.0000
 04-May-20206.0000
 03-Apr-20206.0000
 02-Mar-20204.3219
 03-Feb-20204.3219
 01-Jan-20204.3219
 02-Dec-20194.3219
 01-Nov-20194.3219

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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