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IDFC Bond Fund Medium Term Plan - Regular Plan

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Debt: Medium Duration

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1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.81 -0.19 -0.05 0.45 1.30 2.87 4.62 8.40 7.11 7.81 7.99
VR Bond 2.05 0.01 0.22 1.14 1.47 2.43 3.87 7.12 6.04 7.06 7.35
Debt: Medium Duration 4.17 -0.10 0.07 0.69 2.41 4.25 7.16 5.83 6.17 7.20 7.59
Rank within category 20 22 19 20 20 19 18 4 5 5 3
Number of funds in category 21 22 22 22 21 21 20 14 13 10 7

As on 24-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Bond Fund Medium Term Plan - Regular Plan
4 star
 Jul-03 4.62 8.40 7.11 1.46 3,805
SBI Magnum Medium Duration Fund  | Invest Online
5 star
 Nov-03 6.59 9.88 8.74 1.21 9,555
ICICI Prudential Medium Term Bond Fund  | Invest Now
4 star
 Sep-04 7.72 8.81 7.62 1.41 7,006
HDFC Medium Term Debt Fund  | Invest Online
4 star
 Feb-02 7.73 8.72 7.42 1.31 3,853
Axis Strategic Bond Fund
4 star
 Mar-12 7.44 8.31 7.63 1.10 1,614

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.31 11-Dec-2008 - 18-Dec-2008 -4.77 02-Jan-2009 - 09-Jan-2009
Month 9.01 18-Nov-2008 - 18-Dec-2008 -4.71 02-Jan-2009 - 03-Feb-2009
Quarter 10.96 03-Oct-2008 - 02-Jan-2009 -4.38 05-Jan-2009 - 06-Apr-2009
Year 15.94 03-Jan-2008 - 02-Jan-2009 0.66 05-Jan-2004 - 04-Jan-2005

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.02 2.49 1.60 2.05 0.99 1.34
VR Bond 6.70 2.11 1.26 1.76 -- --
Debt: Medium Duration 5.47 4.84 0.76 1.06 0.46 0.22
Rank within category 4 4 4 4 14 7
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 26 50 26 39
Modified Duration (yrs) 3.10 3.73 1.56 2.89
Average Maturity (yrs) 3.86 4.58 1.84 3.57
Yield to Maturity (%) 5.19 5.69 4.38 5.71
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.63% GOI 2026 GOI Securities SOV 0.00 - 70.24 70.24
equal 6.95% Reliance Industries 15/03/2023 Non Convertible Debenture AAA 4.27 - 5.52 5.48
down 6.97% GOI 2026 GOI Securities SOV 3.38 - 42.09 4.38
equal 7.35% Power Finance Corporation 15/10/2022 Debenture AAA 2.97 - 3.86 3.80
equal 8.58% HDFC 18/03/2022 Debenture AAA 1.09 - 1.42 1.37
up 6.22% HDFC 2021 Debenture AAA 0.83 - 1.32 1.32
equal 8.83% REC 21/01/2022 Non Convertible Debenture AAA 0.85 - 1.11 1.07
equal First Business Receivable Trust Securitised Debt AAA 0.04 - 0.09 0.88
equal Axis Bank 13/05/2022 Certificate of Deposit A1+ 0.00 - 0.85 0.85
equal 8.30% Reliance Industries 2022 Debenture AAA 0.66 - 1.94 0.81
equal 8.50% REC 20/12/2021 Bonds/NCDs AAA 0.00 - 0.80 0.80
equal 6.19% Indian Railway Finance Corporation 28/04/2023 Debenture AAA 0.52 - 0.68 0.68
equal 7.12% REC 31/03/2023 Non Convertible Debenture AAA 0.53 - 0.69 0.68
equal 8.20% Gujarat State 24/06/2025 State Development Loan SOV 0.34 - 0.43 0.43
equal 8.25% Maharashtra State 13/05/2025 State Development Loan SOV 0.34 - 0.43 0.43
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 0.32 - 0.41 0.41
equal 6.99% REC 30/09/2024 Non Convertible Debenture AAA 0.21 - 0.28 0.28
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 0.11 - 0.14 0.14
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 9.34 0.11
equal 8.37% Tamilnadu State 2028 State Development Loan SOV 0.04 - 0.06 0.06
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.02 - 0.03 0.03
equal 6.79% GOI 15/05/2027 GOI Securities SOV 0.01 - 31.74 0.01
equal 8.24% GOI 15/02/2027 Central Government Loan SOV 0.00 - 14.41 0.00
equal Reserve Bank of India 182-D 12/11/2021 Treasury Bills SOV 0.00 - 0.61 0.00
equal 8.25% Andhra Pradesh State 25/04/2023 State Development Loan SOV 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021

Fund Manager

— Suyash Choudhary since 16-Sep-2015

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:

-0.19%

Change from previous, NAV as on 24-Sep-2021

Growth: ₹ 37.5589

IDCW Quarterly: ₹ 11.0585

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IDCW Periodic: ₹ 11.8315

IDCW Monthly: ₹ 10.2489

IDCW Fortnightly: ₹ 10.2634

IDCW Daily: ₹ 10.2636

IDCW Bimonthly: ₹ 11.9787

Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium term such that the Macaulay duration of the portfolio is between 3 years and 4 years.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 08-Jul-2003
Return Since Launch: 7.53%
Benchmark: Nifty AAA Medium Duration Bond
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 3,805 Cr (As on 31-Aug-2021)
Expense: 1.46% (As on 31-Aug-2021)
Risk Grade: Below Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily20-Sep-20210.0162

 15-Sep-20210.0064
 06-Sep-20210.0024
 03-Sep-20210.0029
 02-Sep-20210.0064
 01-Sep-20210.0128
 31-Aug-20210.0024
 30-Aug-20210.0138
 18-Aug-20210.0144
 17-Aug-20210.0173
 13-Aug-20210.0041
 12-Aug-20210.0008
 05-Aug-20210.0021
 04-Aug-20210.0029
 26-Jul-20210.0015
 20-Jul-20210.0086
 19-Jul-20210.0102
 16-Jul-20210.0060
 15-Jul-20210.0060
 11-Jun-20210.0040
 10-Jun-20210.0066
 09-Jun-20210.0001
 08-Jun-20210.0119
 25-May-20210.0125
 24-May-20210.0047
IDCW Fortnightly14-Sep-20210.0196

 31-Aug-20210.0306
 17-Aug-20210.0286
 20-Jul-20210.0354
 08-Jun-20210.0119
 25-May-20210.0219
 05-Jan-20210.0604
 22-Dec-20200.0180
 08-Dec-20200.0065
 24-Nov-20200.0612
 10-Nov-20200.0068
 27-Oct-20200.0420
 13-Oct-20200.0754
 21-Jul-20200.0377
 07-Jul-20200.0592
 23-Jun-20200.0880
 09-Jun-20200.0079
 26-May-20200.1185
 12-May-20200.0704
 28-Apr-20200.1215
 31-Mar-20200.0141
 03-Mar-20200.0082
 18-Feb-20200.0781
 04-Feb-20200.0572
 21-Jan-20200.0139
IDCW Monthly30-Aug-20210.0635

 29-Jul-20210.0466
 29-Jun-20210.0022
 28-May-20210.0563
 29-Apr-20210.0054
 28-Dec-20200.0311
 25-Nov-20200.0762
 28-Oct-20200.1340
 28-Jul-20200.0980
 26-Jun-20200.0806
 28-May-20200.1772
 28-Apr-20200.1238
 27-Mar-20200.0186
 28-Feb-20200.1148
 28-Jan-20200.0403
 28-Nov-20190.0589
 30-Oct-20190.0708
 29-Aug-20190.0626
 30-Jul-20190.1272
 27-Jun-20190.0620
 30-May-20190.1119
 26-Apr-20190.0035
 28-Mar-20190.1180
 27-Feb-20190.0208
 30-Jan-20190.0307
IDCW Bimonthly28-Jul-20210.0427

 28-May-20210.0714
 28-Jan-20210.0091
 25-Nov-20200.1872
 28-Jul-20200.3036
 28-May-20200.5477
 24-Mar-20200.0892
 28-Jan-20200.0142
 28-Nov-20190.1390
 26-Sep-20190.0991
 26-Jul-20190.2165
 30-May-20190.0676
 28-Mar-20190.1320
 30-Jan-20190.0980
 29-Nov-20180.1414
 27-Sep-20180.0294
 30-Jul-20180.1057
 26-Mar-20180.0292
 29-Nov-20170.0506
 27-Sep-20170.0578
 28-Jul-20170.1156
 30-May-20170.0650
 29-Mar-20170.0072
 30-Jan-20170.0217
 29-Nov-20160.1878
IDCW Quarterly28-Jun-20210.0775

 24-Dec-20200.2738
 28-Sep-20200.0562
 26-Jun-20200.6199
 24-Mar-20200.1491
 26-Dec-20190.0773
 25-Sep-20190.1991
 25-Jun-20190.1816
 27-Mar-20190.1381
 27-Dec-20180.2234
 26-Sep-20180.0806
 26-Jun-20180.0304
 22-Mar-20180.0372
 21-Dec-20170.0407
 21-Sep-20170.1156
 27-Jun-20170.1733
 22-Mar-20170.0650
 22-Dec-20160.1878
 22-Sep-20160.2167
 23-Jun-20160.1517
 22-Mar-20160.1096
 21-Dec-20150.1203
 24-Sep-20150.1219
 23-Jun-20150.0754
 23-Mar-20150.1618
IDCW Periodic25-Mar-20210.9671

 24-Mar-20202.7730

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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