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IDFC Bond Fund Medium Term Plan - Regular Plan

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Debt: Medium Duration

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1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.26 Lakh

Suitability:

Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.23 0.21 0.25 0.21 0.64 5.41 9.56 7.87 7.99 8.42 8.30
VR Bond 5.60 0.12 0.01 -0.02 0.48 2.90 7.05 6.71 7.05 7.81 7.51
Debt: Medium Duration 4.50 0.13 0.19 0.18 1.25 4.08 5.50 5.66 6.67 7.92 7.64
Rank within category 4 2 7 11 15 5 6 3 2 5 2
Number of funds in category 17 21 21 20 18 18 16 14 13 9 7

As on 01-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Bond Fund Medium Term Plan - Regular Plan
4 star
 Jul-03 9.56 7.87 7.99 1.43 3,647
ICICI Prudential Medium Term Bond Fund  | Invest Now
4 star
 Sep-04 10.66 7.38 7.98 1.63 5,088
SBI Magnum Medium Duration Fund  | Invest Online
5 star
 Nov-03 11.72 8.87 9.62 1.25 4,019
HDFC Medium Term Debt Fund  | Invest Online
4 star
 Feb-02 8.99 7.38 7.89 1.49 1,161
ICICI Prudential Retirement Fund - Pure Debt Plan  | Invest Now
5 star
 Feb-19 9.77 -- -- 2.10 459

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.31 (11-Dec-2008 - 18-Dec-2008) -4.77 (02-Jan-2009 - 09-Jan-2009)
Month 9.01 (18-Nov-2008 - 18-Dec-2008) -4.71 (02-Jan-2009 - 03-Feb-2009)
Quarter 10.96 (03-Oct-2008 - 02-Jan-2009) -4.38 (05-Jan-2009 - 06-Apr-2009)
Year 15.94 (03-Jan-2008 - 02-Jan-2009) 0.66 (05-Jan-2004 - 04-Jan-2005)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.58 2.33 1.08 1.88 0.93 1.17
VR Bond 6.51 2.09 0.69 1.28 -- --
Debt: Medium Duration 4.65 4.52 0.27 0.69 0.56 -1.22
Rank within category 3 3 2 3 14 5
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 29 57 29 31
Modified Duration (yrs) 3.67 3.86 2.96 3.43
Average Maturity (yrs) 4.49 4.86 3.75 4.37
Yield to Maturity (%) 5.63 6.92 5.33 7.20
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 41.28 24.10
equal 7.35% GOI 22/06/2024 Central Government Loan SOV 0.00 - 20.50 17.16
new 6.18% GOI 2024 GOI Securities SOV 0.00 - 13.72 13.72
down 7.59% GOI 2026 GOI Securities SOV 0.00 - 42.82 6.66
equal 6.95% Reliance Industries 15/03/2023 Non Convertible Debenture AAA 0.00 - 6.81 5.71
new 7.17% GOI 2028 GOI Securities SOV 0.00 - 29.53 4.34
equal 7.42% Power Finance Corp. 19/11/2024 Non Convertible Debenture AAA 0.00 - 5.35 4.29
down 7.24% LIC Housing Fin. 23/08/2021 Non Convertible Debenture AAA 3.40 - 6.22 4.22
equal 7.35% Power Finance Corp. 15/10/2022 Debenture AAA 0.00 - 5.01 4.01
equal 8.30% Reliance Industries 2022 Debenture AAA 2.02 - 3.44 2.02
new 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 6.19 1.51
equal 8.58% HDFC 18/03/2022 Debenture AAA 0.03 - 1.85 1.47
new 6.97% GOI 2026 GOI Securities SOV 0.00 - 2.79 1.30
equal 8.83% REC 21/01/2022 Non Convertible Debenture AAA 1.15 - 1.46 1.15
equal First Business Receivable Trust Securitised Debt AAA 0.05 - 0.10 1.04
equal 8.25% LIC Housing Fin. 17/09/2021 Non Convertible Debenture AAA 0.71 - 0.90 0.71
equal 7.12% REC 31/03/2023 Non Convertible Debenture AAA 0.00 - 0.89 0.71
equal 6.19% IRFC 28/04/2023 Debenture AAA 0.00 - 0.86 0.71
equal 7.03% LIC Housing Fin. 28/12/2021 Non Convertible Debenture AAA 0.00 - 0.88 0.71
equal 8.25% Maharashtra State 13/05/2025 State Development Loan SOV 0.00 - 0.58 0.45
equal 8.20% Gujarat State 24/06/2025 State Development Loan SOV 0.00 - 0.58 0.45
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 0.43 - 1.79 0.43
equal 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 0.53 0.42
equal 6.99% REC 30/09/2024 Non Convertible Debenture AAA 0.00 - 0.35 0.28
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 0.00 - 0.18 0.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Suyash Choudhary since 16-Sep-2015

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:

0.21%

Change from previous, NAV as on 01-Oct-2020

Growth: ₹ 35.9904

Dividend Quarterly: ₹ 10.9394

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Dividend Periodic: ₹ 12.2903

Dividend Monthly: ₹ 10.2262

Dividend Fortnightly: ₹ 10.2429

Dividend Daily: ₹ 10.2652

Dividend Bimonthly: ₹ 11.7815

Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium term such that the Macaulay duration of the portfolio is between 3 years and 4 years.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load 0

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 08-Jul-2003
Return Since Launch: 7.71%
Benchmark: Nifty AAA Medium Duration Bond
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 3,647 Cr (As on 31-Aug-2020)
Expense: 1.43% (As on 31-Aug-2020)
Risk Grade: Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly28-Sep-20200.0562

 26-Jun-20200.6199
 24-Mar-20200.1491
 26-Dec-20190.0773
 25-Sep-20190.1991
 25-Jun-20190.1816
 27-Mar-20190.1381
 27-Dec-20180.2234
 26-Sep-20180.0806
 26-Jun-20180.0304
 22-Mar-20180.0372
 21-Dec-20170.0407
 21-Sep-20170.1156
 27-Jun-20170.1733
 22-Mar-20170.0650
 22-Dec-20160.1878
 22-Sep-20160.2167
 23-Jun-20160.1517
 22-Mar-20160.1096
 21-Dec-20150.1203
 24-Sep-20150.1219
 23-Jun-20150.0754
 23-Mar-20150.1618
 18-Dec-20140.2702
 19-Sep-20140.1297
Dividend Bimonthly28-Jul-20200.3036

 28-May-20200.5477
 24-Mar-20200.0892
 28-Jan-20200.0142
 28-Nov-20190.1390
 26-Sep-20190.0991
 26-Jul-20190.2165
 30-May-20190.0676
 28-Mar-20190.1320
 30-Jan-20190.0980
 29-Nov-20180.1414
 27-Sep-20180.0294
 30-Jul-20180.1057
 26-Mar-20180.0292
 29-Nov-20170.0506
 27-Sep-20170.0578
 28-Jul-20170.1156
 30-May-20170.0650
 29-Mar-20170.0072
 30-Jan-20170.0217
 29-Nov-20160.1878
 27-Sep-20160.1083
 28-Jul-20160.1300
 30-May-20160.1083
 28-Mar-20160.0749
Dividend Monthly28-Jul-20200.0980

 26-Jun-20200.0806
 28-May-20200.1772
 28-Apr-20200.1238
 27-Mar-20200.0186
 28-Feb-20200.1148
 28-Jan-20200.0403
 28-Nov-20190.0589
 30-Oct-20190.0708
 29-Aug-20190.0626
 30-Jul-20190.1272
 27-Jun-20190.0620
 30-May-20190.1119
 26-Apr-20190.0035
 28-Mar-20190.1180
 27-Feb-20190.0208
 30-Jan-20190.0307
 28-Dec-20180.0700
 29-Nov-20180.0875
 30-Oct-20180.0673
 27-Sep-20180.0072
 30-Aug-20180.0323
 30-Jul-20180.0592
 28-Jun-20180.0264
 30-May-20180.0179
Dividend Fortnightly21-Jul-20200.0377

 07-Jul-20200.0592
 23-Jun-20200.0880
 09-Jun-20200.0079
 26-May-20200.1185
 12-May-20200.0704
 28-Apr-20200.1215
 31-Mar-20200.0141
 03-Mar-20200.0082
 18-Feb-20200.0781
 04-Feb-20200.0572
 21-Jan-20200.0139
 07-Jan-20200.0110
 26-Nov-20190.0446
 11-Nov-20190.0138
 29-Oct-20190.0209
 15-Oct-20190.0232
 01-Oct-20190.0095
 03-Sep-20190.0425
 20-Aug-20190.0031
 06-Aug-20190.0473
 23-Jul-20190.0341
 09-Jul-20190.0384
 25-Jun-20190.0429
 11-Jun-20190.0199
Dividend Daily20-Jul-20200.0029

 17-Jul-20200.0016
 16-Jul-20200.0014
 13-Jul-20200.0013
 10-Jul-20200.0021
 09-Jul-20200.0029
 08-Jul-20200.0022
 07-Jul-20200.0244
 06-Jul-20200.0050
 03-Jul-20200.0040
 01-Jul-20200.0024
 30-Jun-20200.0021
 29-Jun-20200.0048
 26-Jun-20200.0074
 25-Jun-20200.0163
 24-Jun-20200.0024
 23-Jun-20200.0045
 22-Jun-20200.0056
 19-Jun-20200.0180
 18-Jun-20200.0237
 17-Jun-20200.0066
 16-Jun-20200.0004
 15-Jun-20200.0118
 12-Jun-20200.0003
 11-Jun-20200.0086
Dividend Periodic24-Mar-20202.7730

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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