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IDFC Bond Fund Medium Term Plan - Regular Plan

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Debt: Medium Duration

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1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.65 -0.15 -0.39 -1.34 -1.16 1.75 6.56 8.07 7.75 8.12 8.22
VR Bond -0.92 -0.09 -0.30 -1.10 -0.44 1.41 4.49 7.03 6.91 7.48 7.37
Debt: Medium Duration -0.71 -0.08 -0.23 -0.68 -0.33 2.67 4.61 6.11 6.99 7.76 7.67
Rank within category 22 22 19 22 18 17 11 4 6 5 3
Number of funds in category 22 22 22 22 22 20 18 14 14 9 7

As on 26-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Bond Fund Medium Term Plan - Regular Plan
4 star
 Jul-03 6.56 8.07 7.75 1.44 4,908
SBI Magnum Medium Duration Fund  | Invest Online
5 star
 Nov-03 8.69 9.39 9.69 1.31 7,629
ICICI Prudential Medium Term Bond Fund  | Invest Now
4 star
 Sep-04 7.59 8.09 8.15 1.50 6,365
HDFC Medium Term Debt Fund  | Invest Online
4 star
 Feb-02 6.72 7.97 8.07 1.29 2,906
ICICI Prudential Retirement Fund - Pure Debt Plan  | Invest Now
5 star
 Feb-19 6.87 -- -- 2.16 494

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.31 11-Dec-2008 - 18-Dec-2008 -4.77 02-Jan-2009 - 09-Jan-2009
Month 9.01 18-Nov-2008 - 18-Dec-2008 -4.71 02-Jan-2009 - 03-Feb-2009
Quarter 10.96 03-Oct-2008 - 02-Jan-2009 -4.38 05-Jan-2009 - 06-Apr-2009
Year 15.94 03-Jan-2008 - 02-Jan-2009 0.66 05-Jan-2004 - 04-Jan-2005

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.27 2.33 1.55 2.40 0.94 1.29
VR Bond 7.12 2.02 1.21 2.04 -- --
Debt: Medium Duration 5.28 4.58 0.57 1.07 0.59 -0.83
Rank within category 3 1 2 3 14 5
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 35 57 35 38
Modified Duration (yrs) 3.49 3.76 3.36 --
Average Maturity (yrs) 4.24 4.73 4.24 --
Yield to Maturity (%) 5.21 6.73 4.97 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.79% GOI 15/05/2027 GOI Securities SOV 10.29 - 41.28 26.54
up 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 21.62 21.62
up 8.24% GOI 15/02/2027 Central Government Loan SOV 0.00 - 6.85 6.85
equal 6.95% Reliance Industries 15/03/2023 Non Convertible Debenture AAA 0.00 - 6.81 4.27
equal 6.97% GOI 2026 GOI Securities SOV 0.00 - 4.76 3.69
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 6.19 3.42
equal 7.42% Power Finance Corp. 19/11/2024 Non Convertible Debenture AAA 3.23 - 5.35 3.23
equal 7.35% Power Finance Corp. 15/10/2022 Debenture AAA 2.97 - 5.01 2.97
equal Reserve Bank of India 182-D 18/03/2021 Treasury Bills SOV 0.00 - 3.17 2.74
equal Reserve Bank of India 182-D 11/03/2021 Treasury Bills SOV 0.00 - 3.17 2.74
down 7.24% LIC Housing Fin. 23/08/2021 Non Convertible Debenture AAA 2.59 - 6.22 2.59
new 5.15% GOI 2025 GOI Securities SOV 0.00 - 2.55 2.55
new 8.15% GOI 24/11/2026 Central Government Loan SOV 0.00 - 2.40 2.40
equal Reserve Bank of India 364-D 04/03/2021 Treasury Bills SOV 0.00 - 1.76 1.52
equal Reserve Bank of India 364-D 30/03/2021 Treasury Bills SOV 0.00 - 1.80 1.52
equal 8.30% Reliance Industries 2022 Debenture AAA 1.49 - 3.44 1.49
equal 8.58% HDFC 18/03/2022 Debenture AAA 1.09 - 1.85 1.09
up 8.33% GOI 2026 Central Government Loan SOV 0.00 - 0.99 0.99
equal 8.83% REC 21/01/2022 Non Convertible Debenture AAA 0.85 - 1.46 0.85
equal 6.22% HDFC 2021 Debenture AAA 0.00 - 1.08 0.83
new First Business Receivable Trust Securitised Debt AAA 0.04 - 0.10 0.73
equal 7.12% REC 31/03/2023 Non Convertible Debenture AAA 0.00 - 0.89 0.53
equal 6.19% IRFC 28/04/2023 Debenture AAA 0.00 - 0.86 0.52
new Reserve Bank of India 182-D 04/03/2021 Treasury Bills SOV 0.00 - 0.51 0.51
down Reserve Bank of India 182-D 25/03/2021 Treasury Bills SOV 0.00 - 3.60 0.51

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Suyash Choudhary since 16-Sep-2015

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:

-0.15%

Change from previous, NAV as on 26-Feb-2021

Growth: ₹ 36.2833

Dividend Quarterly: ₹ 10.7588

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Dividend Periodic: ₹ 12.3903

Dividend Monthly: ₹ 10.0701

Dividend Fortnightly: ₹ 10.0586

Dividend Daily: ₹ 10.0859

Dividend Bimonthly: ₹ 11.6835

Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium term such that the Macaulay duration of the portfolio is between 3 years and 4 years.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 08-Jul-2003
Return Since Launch: 7.57%
Benchmark: Nifty AAA Medium Duration Bond
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 4,908 Cr (As on 31-Jan-2021)
Expense: 1.44% (As on 31-Jan-2021)
Risk Grade: Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Bimonthly28-Jan-20210.0091

 25-Nov-20200.1872
 28-Jul-20200.3036
 28-May-20200.5477
 24-Mar-20200.0892
 28-Jan-20200.0142
 28-Nov-20190.1390
 26-Sep-20190.0991
 26-Jul-20190.2165
 30-May-20190.0676
 28-Mar-20190.1320
 30-Jan-20190.0980
 29-Nov-20180.1414
 27-Sep-20180.0294
 30-Jul-20180.1057
 26-Mar-20180.0292
 29-Nov-20170.0506
 27-Sep-20170.0578
 28-Jul-20170.1156
 30-May-20170.0650
 29-Mar-20170.0072
 30-Jan-20170.0217
 29-Nov-20160.1878
 27-Sep-20160.1083
 28-Jul-20160.1300
Dividend Fortnightly05-Jan-20210.0604

 22-Dec-20200.0180
 08-Dec-20200.0065
 24-Nov-20200.0612
 10-Nov-20200.0068
 27-Oct-20200.0420
 13-Oct-20200.0754
 21-Jul-20200.0377
 07-Jul-20200.0592
 23-Jun-20200.0880
 09-Jun-20200.0079
 26-May-20200.1185
 12-May-20200.0704
 28-Apr-20200.1215
 31-Mar-20200.0141
 03-Mar-20200.0082
 18-Feb-20200.0781
 04-Feb-20200.0572
 21-Jan-20200.0139
 07-Jan-20200.0110
 26-Nov-20190.0446
 11-Nov-20190.0138
 29-Oct-20190.0209
 15-Oct-20190.0232
 01-Oct-20190.0095
Dividend Daily05-Jan-20210.0062

 04-Jan-20210.0215
 01-Jan-20210.0050
 31-Dec-20200.0050
 30-Dec-20200.0079
 29-Dec-20200.0027
 28-Dec-20200.0099
 24-Dec-20200.0023
 22-Dec-20200.0029
 17-Dec-20200.0019
 16-Dec-20200.0005
 15-Dec-20200.0027
 10-Dec-20200.0011
 04-Dec-20200.0078
 26-Nov-20200.0022
 25-Nov-20200.0054
 24-Nov-20200.0081
 23-Nov-20200.0028
 20-Nov-20200.0150
 19-Nov-20200.0012
 18-Nov-20200.0075
 17-Nov-20200.0080
 13-Nov-20200.0086
 06-Nov-20200.0056
 05-Nov-20200.0062
Dividend Monthly28-Dec-20200.0311

 25-Nov-20200.0762
 28-Oct-20200.1340
 28-Jul-20200.0980
 26-Jun-20200.0806
 28-May-20200.1772
 28-Apr-20200.1238
 27-Mar-20200.0186
 28-Feb-20200.1148
 28-Jan-20200.0403
 28-Nov-20190.0589
 30-Oct-20190.0708
 29-Aug-20190.0626
 30-Jul-20190.1272
 27-Jun-20190.0620
 30-May-20190.1119
 26-Apr-20190.0035
 28-Mar-20190.1180
 27-Feb-20190.0208
 30-Jan-20190.0307
 28-Dec-20180.0700
 29-Nov-20180.0875
 30-Oct-20180.0673
 27-Sep-20180.0072
 30-Aug-20180.0323
Dividend Quarterly24-Dec-20200.2738

 28-Sep-20200.0562
 26-Jun-20200.6199
 24-Mar-20200.1491
 26-Dec-20190.0773
 25-Sep-20190.1991
 25-Jun-20190.1816
 27-Mar-20190.1381
 27-Dec-20180.2234
 26-Sep-20180.0806
 26-Jun-20180.0304
 22-Mar-20180.0372
 21-Dec-20170.0407
 21-Sep-20170.1156
 27-Jun-20170.1733
 22-Mar-20170.0650
 22-Dec-20160.1878
 22-Sep-20160.2167
 23-Jun-20160.1517
 22-Mar-20160.1096
 21-Dec-20150.1203
 24-Sep-20150.1219
 23-Jun-20150.0754
 23-Mar-20150.1618
 18-Dec-20140.2702
Dividend Periodic24-Mar-20202.7730

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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