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IDFC Bond Fund Medium Term Plan - Regular Plan download report


Debt: Medium Duration

1 Lakh

Investment Grown to
₹ 1.01 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.20 Lakh

Suitability:

"Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
IDFC Bond Medium Term Reg-G -0.24 0.01 -0.12 0.92 2.28 0.07 1.26 4.87 5.70 6.59 7.12
VR Bond 0.66 -0.14 0.07 0.63 1.57 1.27 2.63 3.87 5.08 5.99 6.67
Debt: Medium Duration 1.57 0.01 0.00 1.30 2.35 1.70 3.48 5.02 5.21 6.30 7.27
Rank within category 21 12 21 2 2 20 21 11 6 7 5
Number of funds in category 22 23 23 23 23 22 22 15 13 12 8

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Bond Fund Medium Term Plan - Regular Plan  | Invest Online
3 star
Jul-03 1.26 4.87 5.70 1.47 2,282
SBI Magnum Medium Duration Fund  | Invest Online
4 star
Nov-03 2.57 6.76 7.00 1.21 9,290
ICICI Prudential Medium Term Bond Fund  | Invest Now
5 star
Sep-04 3.78 7.17 6.52 1.40 6,332
HDFC Medium Term Debt Fund  | Invest Online
4 star
Feb-02 2.70 6.07 6.29 1.29 3,635
BHARAT Bond FOF - April 2023 - Regular Plan  | Invest Online
4 star
Dec-19 3.71 -- -- 0.05 2,648

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.31 11-Dec-2008 - 18-Dec-2008 -4.77 02-Jan-2009 - 09-Jan-2009
Month 9.01 18-Nov-2008 - 18-Dec-2008 -4.71 02-Jan-2009 - 03-Feb-2009
Quarter 10.96 03-Oct-2008 - 02-Jan-2009 -4.38 05-Jan-2009 - 06-Apr-2009
Year 15.94 03-Jan-2008 - 02-Jan-2009 -0.68 11-Jun-2021 - 13-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
IDFC Bond Medium Term Reg-G 4.94 2.67 0.54 0.66 1.19 0.99
VR Bond 3.88 1.88 0.21 0.29 -- --
Debt: Medium Duration 5.14 4.17 0.68 1.06 0.75 1.36
Rank within category 11 10 10 11 15 11
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 10 39 10 38
Modified Duration (yrs) 3.18 3.64 1.02 2.39
Average Maturity (yrs) 3.67 4.27 1.17 3.16
Yield to Maturity (%) 6.86 7.21 4.04 7.14
Avg Credit Rating -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 5.63% GOI 2026 GOI Securities SOV 23.23 - 95.71 95.44
down First Business Receivable Trust Securitised Debt AAA 0.05 - 0.15 1.16
equal 8.25% Maharashtra State 13/05/2025 State Development Loan SOV 0.41 - 0.68 0.68
equal 8.20% Gujarat State 24/06/2025 State Development Loan SOV 0.41 - 0.68 0.68
equal 7.17% GOI 2028 GOI Securities SOV 0.10 - 0.17 0.17
equal 8.37% Tamilnadu State 2028 State Development Loan SOV 0.05 - 0.09 0.09
equal 6.79% GOI 15/05/2027 GOI Securities SOV 0.01 - 28.42 0.01
equal 8.24% GOI 15/02/2027 Central Government Loan SOV 0.00 - 0.01 0.01
equal 8.25% Andhra Pradesh State 25/04/2023 State Development Loan SOV 0.00 - 0.00 0.00
equal 8.68% Gujarat State 2023 State Development Loan SOV 0.00 - 0.00 0.00
equal Others Margin Money -- - 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Suyash Choudhary since 16-Sep-2015

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:


0.01%

Change from previous, NAV as on 08-Aug-2022

Growth: ₹ 37.6918

IDCW Quarterly: ₹ 10.7830

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IDCW Periodic: ₹ 11.8734

IDCW Monthly: ₹ 10.1128

IDCW Fortnightly: ₹ 10.1676

IDCW Daily: ₹ 10.1763

IDCW Bimonthly: ₹ 11.7774


Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium term such that the Macaulay duration of the portfolio is between 3 years and 4 years.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 100
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 08-Jul-2003
Return Since Launch: 7.19%
Benchmark: NIFTY Medium Duration Debt Index A-III
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 2,282 Cr (As on 31-Jul-2022)
Expense Ratio: 1.47% (As on 30-Jun-2022)
Risk Grade: Above Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly30-Mar-20220.0459

 25-Feb-20220.0417
 29-Nov-20210.0451
 28-Oct-20210.0087
 29-Sep-20210.0316
 30-Aug-20210.0635
 29-Jul-20210.0466
 29-Jun-20210.0022
 28-May-20210.0563
 29-Apr-20210.0054
 28-Dec-20200.0311
 25-Nov-20200.0762
 28-Oct-20200.1340
 28-Jul-20200.0980
 26-Jun-20200.0806
 28-May-20200.1772
 28-Apr-20200.1238
 27-Mar-20200.0186
 28-Feb-20200.1148
 28-Jan-20200.0403
 28-Nov-20190.0589
 30-Oct-20190.0708
 29-Aug-20190.0626
 30-Jul-20190.1272
 27-Jun-20190.0620
IDCW Daily30-Mar-20220.0040

 29-Mar-20220.0040
 17-Mar-20220.0127
 16-Mar-20220.0093
 14-Feb-20220.0058
 11-Feb-20220.0215
 10-Feb-20220.0259
 16-Dec-20210.0002
 15-Dec-20210.0002
 14-Dec-20210.0015
 13-Dec-20210.0001
 09-Dec-20210.0003
 08-Dec-20210.0044
 07-Dec-20210.0044
 30-Nov-20210.0023
 29-Nov-20210.0021
 26-Nov-20210.0046
 25-Nov-20210.0012
 24-Nov-20210.0012
 22-Nov-20210.0025
 18-Nov-20210.0017
 17-Nov-20210.0006
 16-Nov-20210.0006
 09-Nov-20210.0028
 08-Nov-20210.0208
IDCW Fortnightly29-Mar-20220.0082

 15-Mar-20220.0049
 15-Feb-20220.0562
 07-Dec-20210.0085
 23-Nov-20210.0040
 09-Nov-20210.0357
 26-Oct-20210.0088
 12-Oct-20210.0042
 28-Sep-20210.0023
 14-Sep-20210.0196
 31-Aug-20210.0306
 17-Aug-20210.0286
 20-Jul-20210.0354
 08-Jun-20210.0119
 25-May-20210.0219
 05-Jan-20210.0604
 22-Dec-20200.0180
 08-Dec-20200.0065
 24-Nov-20200.0612
 10-Nov-20200.0068
 27-Oct-20200.0420
 13-Oct-20200.0754
 21-Jul-20200.0377
 07-Jul-20200.0592
 23-Jun-20200.0880
IDCW Bimonthly28-Mar-20220.0850

 26-Nov-20210.0515
 28-Sep-20210.1077
 28-Jul-20210.0427
 28-May-20210.0714
 28-Jan-20210.0091
 25-Nov-20200.1872
 28-Jul-20200.3036
 28-May-20200.5477
 24-Mar-20200.0892
 28-Jan-20200.0142
 28-Nov-20190.1390
 26-Sep-20190.0991
 26-Jul-20190.2165
 30-May-20190.0676
 28-Mar-20190.1320
 30-Jan-20190.0980
 29-Nov-20180.1414
 27-Sep-20180.0294
 30-Jul-20180.1057
 26-Mar-20180.0292
 29-Nov-20170.0506
 27-Sep-20170.0578
 28-Jul-20170.1156
 30-May-20170.0650
IDCW Quarterly28-Mar-20220.0846

 28-Dec-20210.0731
 28-Sep-20210.1573
 28-Jun-20210.0775
 24-Dec-20200.2738
 28-Sep-20200.0562
 26-Jun-20200.6199
 24-Mar-20200.1491
 26-Dec-20190.0773
 25-Sep-20190.1991
 25-Jun-20190.1816
 27-Mar-20190.1381
 27-Dec-20180.2234
 26-Sep-20180.0806
 26-Jun-20180.0304
 22-Mar-20180.0372
 21-Dec-20170.0407
 21-Sep-20170.1156
 27-Jun-20170.1733
 22-Mar-20170.0650
 22-Dec-20160.1878
 22-Sep-20160.2167
 23-Jun-20160.1517
 22-Mar-20160.1096
 21-Dec-20150.1203
IDCW Periodic25-Mar-20210.9671

 24-Mar-20202.7730

Contact Information

AMC: IDFC Asset Management Company Limited

Address: No. 27, Ground Floor Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Fax: 24215052 / 24215051

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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