VR Logo

2 star

BOI AXA Conservative Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.74 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.44 0.11 -0.16 0.72 5.16 8.98 10.72 0.58 4.59 6.79 --
VR MIP TRI 3.58 0.08 -0.06 1.49 2.80 10.40 5.82 6.72 7.65 8.75 --
Hybrid: Conservative Hybrid 3.85 0.11 0.18 0.90 2.99 8.48 5.78 4.96 7.17 9.24 --
Rank within category 4 23 38 30 3 19 4 32 29 28 --
Number of funds in category 38 38 38 38 38 38 37 35 32 29 0

As on 20-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BOI AXA Conservative Hybrid Fund - Direct Plan  | Invest Online
2 star
Jan-13 10.72 0.58 4.59 1.70 85
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 9.87 8.25 9.61 1.13 2,115
HDFC Hybrid Debt Fund - Direct Plan  | Invest Online
2 star
Jan-13 5.69 4.56 6.90 1.47 2,331
UTI Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 4.64 3.91 6.59 1.15 1,638
Aditya Birla Sun Life Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 3.15 2.48 7.37 1.18 1,169

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.38 (24-Mar-2020 - 31-Mar-2020) -5.87 (20-Jun-2019 - 27-Jun-2019)
Month 5.92 (23-Mar-2020 - 22-Apr-2020) -11.67 (27-May-2019 - 26-Jun-2019)
Quarter 8.20 (19-May-2020 - 18-Aug-2020) -12.92 (18-Apr-2019 - 19-Jul-2019)
Year 18.74 (30-Jan-2014 - 30-Jan-2015) -13.96 (21-Aug-2018 - 22-Aug-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.15 8.91 -0.44 -0.34 0.66 -4.87
VR MIP TRI 6.50 6.53 0.22 0.25 -- --
Hybrid: Conservative Hybrid 5.01 7.13 0.07 0.14 0.85 -1.28
Rank within category 33 30 33 33 12 32
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 22
Number of Bonds 10
Average Maturity (yrs) 1.75
Top 10 Holdings (%) 44.90
Portfolio P/B Ratio 5.24
Portfolio P/E Ratio 33.47

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.77% GOI 2030 GOI Securities SOV 0.00 - 8.64 8.64
equal HDFC 363-D 10/02/2021 Commercial Paper A1+ 0.00 - 6.94 6.94
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 4.37 - 6.30 6.30
down 8.35% REC 13/03/2022 Debenture AAA 6.16 - 12.02 6.16
equal 7.50% Power Finance Corp. 16/08/2021 Debenture AAA 0.00 - 6.02 6.02
new 8.02% BPCL 2024 Debenture AAA 0.00 - 3.14 3.14
equal Export-Import Bank 2020 Certificate of Deposit A1+ 0.00 - 2.33 2.33
equal Sintex-BAPL 31/12/2020 Debenture D 0.00 - 0.00 0.00
equal Sintex-BAPL 31/12/2021 Debenture D 0.00 - 0.00 0.00
equal Sintex-BAPL 31/12/2022 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 27.12 2.01 0.00 2.01
equal Tata Consultancy Services Technology 33.53 2.09 0.00 1.75
down Dr. Reddy's Lab Healthcare 43.36 1.61 0.00 1.61
up Jubilant FoodWorks Services 224.80 1.63 0.00 1.59
down Torrent Pharmaceuticals Healthcare 40.55 1.85 0.00 1.56
equal Reliance Industries Energy 34.31 1.51 0.00 1.44
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 1.42
up Bharti Airtel Communication -- 1.89 0.00 1.38
equal HDFC Bank Financial 22.78 3.75 0.00 1.27
equal Hindustan Unilever FMCG 74.51 2.47 0.00 1.21
down Granules India Healthcare 26.67 1.17 0.00 1.17
down Timken India Engineering 40.26 1.23 0.26 1.17
equal Navin Fluorine International Chemicals 23.93 1.17 0.00 1.17
equal ICICI Bank Financial 28.11 3.35 0.00 1.01
equal Procter & Gamble Health Healthcare 49.97 0.88 0.00 0.88
down Alkem Laboratories Healthcare 23.34 0.83 0.00 0.73
equal Bajaj Finance Financial 39.07 1.82 0.00 0.65
equal Larsen & Toubro Construction 15.37 1.23 0.26 0.63
equal Britannia Inds. FMCG 47.73 0.62 0.00 0.62
new Asian Paints Chemicals 89.62 0.49 0.00 0.49
equal HDFC Financial 16.49 0.21
new Computer Age Management Services Financial 37.57 0.21 0.00 0.21
equal Rossari Biotech Chemicals 63.07 0.19 0.00 0.19
new Chemcon Speciality Chemicals Chemicals 30.48 0.17 0.00 0.17

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Alok Singh since 01-Jan-2013

Education: Mr. Singh is a CFA and PGDBA from ICFAI Business School.

Experience: Prior to joining BOI AXA AMC he has worked with BNP Paribas Asset Management and Axis Bank

Funds Managed:


0.11%

Change from previous, NAV as on 20-Oct-2020

Growth: ₹ 21.3669

Dividend Yearly: ₹ 10.1772

More

Dividend Quarterly: ₹ 10.5372

Dividend Monthly: ₹ 10.0526


Investment Strategy

The Scheme seeks to generate regular income through investments of a substantial portion in fixed income securities and long term capital appreciation by investing upto 20% of the net assets in equity and equity related instruments. The scheme will seek to build a well-diversified, high credit portfolio that minimizes liquidity risk and credit risk.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: BOI AXA Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.61%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 85 Cr (As on 30-Sep-2020)
Expense: 1.70% (As on 30-Sep-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly25-Apr-20190.0456

 28-Aug-20180.0720
 26-Mar-20180.0722
 26-Feb-20180.0722
 25-Jan-20180.0722
 27-Dec-20170.0722
 27-Nov-20170.0722
 25-Oct-20170.0722
 26-Sep-20170.0722
 28-Aug-20170.0578
 25-Jul-20170.0722
 27-Jun-20170.0722
 25-May-20170.0722
 25-Apr-20170.0722
 27-Mar-20170.0722
 27-Feb-20170.0722
 25-Jan-20170.0722
 26-Dec-20160.0722
 25-Nov-20160.0722
 25-Oct-20160.0722
 27-Sep-20160.0722
 25-Aug-20160.0722
 25-Jul-20160.0722
 27-Jun-20160.0722
 25-May-20160.0722
Dividend Quarterly25-Mar-20190.2161

 26-Dec-20180.2161
 25-Sep-20180.1441
 25-Jun-20180.1080
 26-Mar-20180.1445
 27-Dec-20170.1445
 26-Sep-20170.1445
 27-Jun-20170.1083
 27-Mar-20170.1806
 26-Dec-20160.1806
 27-Sep-20160.1444
 27-Jun-20160.1444
 28-Mar-20160.1444
 28-Dec-20150.2168
 28-Sep-20150.2167
 29-Jun-20150.2167
 25-Mar-20150.2178
 18-Dec-20140.2178
Dividend Yearly25-Mar-20190.2881

 26-Dec-20180.3602
 25-Sep-20180.1441
 18-Dec-20140.1815
 25-Sep-20140.3896

Contact Information

AMC: BOI AXA Investment Managers Private Ltd.

Address: B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013

Email: [email protected]

Website: http://www.boiaxamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

10 evil money habits you need to kick this Dussehra

dateFriday, 23-Oct-2020
time12:30 PM - 01:00 PM