VR Logo

4 star

SBI Debt Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.34 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.40 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.57 0.05 0.00 2.75 4.09 7.71 23.61 10.35 9.55 10.41 --
VR MIP TRI 5.45 0.05 0.32 3.17 3.20 6.71 19.83 9.87 9.62 8.97 --
Hybrid: Conservative Hybrid 5.69 0.01 0.24 2.47 3.72 6.57 18.75 8.31 8.75 9.12 --
Rank within category 9 13 35 11 11 7 7 4 12 6 --
Number of funds in category 33 36 36 35 35 33 33 30 30 27 0

As on 15-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Debt Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 23.61 10.35 9.55 0.63 1,436
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 17.88 10.33 10.82 0.84 3,260
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 24.00 12.49 11.31 1.10 582
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 19.65 12.19 10.56 0.61 569
BNP Paribas Conservative Hybrid Fund - Direct Plan
4 star
Jan-13 15.06 9.46 9.88 0.45 411

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.02 24-Mar-2020 - 31-Mar-2020 -6.42 16-Mar-2020 - 23-Mar-2020
Month 6.25 24-Mar-2020 - 23-Apr-2020 -11.88 20-Feb-2020 - 23-Mar-2020
Quarter 11.56 24-Mar-2020 - 23-Jun-2020 -9.45 23-Dec-2019 - 23-Mar-2020
Year 29.15 23-Mar-2020 - 23-Mar-2021 -4.78 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.81 6.68 0.82 0.88 0.89 0.89
VR MIP TRI 9.52 6.87 0.76 0.89 -- --
Hybrid: Conservative Hybrid 7.90 6.51 0.67 0.79 0.72 -0.17
Rank within category 4 20 10 13 24 11
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 32
Number of Bonds 32
Average Maturity (yrs) 2.30
Top 10 Holdings (%) 34.45
Portfolio P/B Ratio 5.26
Portfolio P/E Ratio 34.74

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 9.58 9.58
new Mahindra Rural Housing Finance 26/05/2023 Debenture AA+ 0.00 - 4.49 4.49
equal 9.53% Indian Bank Additional Tier 2 Bond AA+ 0.00 - 4.63 3.11
equal 8.55% Coastal Gujarat Power 20/07/2023 Debenture AA 0.00 - 4.32 2.92
equal 6.18% Indian Bank Additional Tier 2 Bond AAA 0.00 - 4.01 2.78
equal TMF Holdings 2022 Debenture AA- 2.58 - 3.65 2.58
equal 10.10% The Indian Hotels Company 18/11/2021 Debenture AA 0.00 - 2.65 2.50
equal 9.75% Manappuram Finance 2022 Debenture AA 2.20 - 3.27 2.20
equal Embassy Office Parks REIT 2022 Non Convertible Debenture AAA 2.15 - 3.06 2.15
equal 11.25% Canara Bank Additional Tier 1 Bond AA 0.00 - 3.20 2.14
new Indostar Capital Finance 14/06/2022 Debenture AA- 0.00 - 2.09 2.09
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 7.24 1.83
equal 7.92% Cholamandalam Investment & Finance Company 2025 Debenture AA+ 0.00 - 2.69 1.81
equal 7.09% Tata Realty and Infrastructure 21/06/2024 Debenture AA 0.00 - 2.49 1.75
equal Shriram Transport Finance Company 68-D 30/06/2021 Commercial Paper A1+ 0.00 - 1.82 1.73
equal IndInfravit Trust 2038 Non Convertible Debenture AAA 1.43 - 2.12 1.43
equal 8.84% Tata Power Company 21/02/2023 Debenture AA 1.32 - 2.71 1.32
equal 9.21% Punjab National Bank Additional Tier 1 Bond AA 0.00 - 1.03 0.71
equal 10.10% L&T Vadodara Bharuch Tollway 30/06/2021 Debenture A 0.70 - 1.04 0.70
equal 7.25% Punjab National Bank Additional Tier 2 Bond AA+ 0.00 - 1.02 0.70
equal 8.44% Indian Bank Additional Tier 1 Bond AA 0.00 - 0.50 0.35
equal Elena Renewable Energy Ltd. 16/11/2027 Zero Coupon Bonds AA 0.21 - 0.32 0.21
equal SEI Enerstar Renewable Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA 0.21 - 0.32 0.21
equal Shreyas Renewable Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA 0.21 - 0.32 0.21
equal Zuvan Energy Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA 0.21 - 0.32 0.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Thangamayil Jewellery Cons Durable 13.74 1.38 0.00 1.38
equal Wabco India Automobile 125.89 1.32 0.00 1.19
equal V-Guard Industries Cons Durable 58.21 1.39 0.00 1.17
equal SBI Cards & Payments Services Financial 102.71 1.12 0.00 1.09
new SBI Life Insurance Company Financial 68.49 1.02 0.00 1.02
equal Bharat Petroleum Corporation Energy 6.47 1.03 0.00 0.99
equal JK Cement Construction 30.36 1.25 0.00 0.99
equal Dixon Technologies Engineering 155.27 1.96 0.56 0.98
equal L&T Technology Services Engineering 45.32 1.22 0.00 0.94
equal Sheela Foam Textiles 44.91 1.58 0.41 0.93
equal PI Industries Chemicals 59.23 1.53 0.00 0.91
equal P&G Hygiene & Health Care FMCG 63.52 1.56 0.91 0.91
equal Titan Company Cons Durable 157.26 1.42 0.85 0.89
equal TVS Motor Company Automobile 50.32 1.12 0.00 0.86
equal Page Industries Textiles 98.49 1.23 0.00 0.85
equal ICICI Bank Financial 24.29 1.51 0.00 0.78
equal Bajaj Finance Financial 84.13 1.80 0.73 0.78
equal Automotive Axles Automobile 89.26 0.86 0.00 0.75
equal Laxmi Organic Industries Chemicals 46.71 0.75 0.00 0.75
equal Interglobe Aviation Services -- 1.56 0.73 0.73
equal Axis Bank Financial 31.98 1.40 0.00 0.63
equal Lemon Tree Hotels Services -- 1.39 0.39 0.62
equal The Ramco Cements Construction 30.83 1.24 0.49 0.61
equal Larsen & Toubro Construction 18.32 1.35 0.59 0.61
equal Mrs. Bectors Foods Specialities FMCG 34.29 0.99 0.00 0.57

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Dinesh Ahuja since 01-Jan-2013

Education: Mr. Ahuja is a B.Com (H) and MMS (Finance).

Experience: Prior to joining SBI AMC he has worked with L&T Investment management Ltd., Reliance Asset Management Ltd and Reliance General insurance Company Ltd.

Funds Managed:


0.05%

Change from previous, NAV as on 15-Jun-2021

Growth: ₹ 53.3369

IDCW Yearly: ₹ 21.2700

More

IDCW Quarterly: ₹ 16.2967

IDCW Monthly: ₹ 19.5246


Investment Strategy

The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.99%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,436 Cr (As on 31-May-2021)
Expense: 0.63% (As on 30-Apr-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly28-Feb-20200.0360

 31-Jan-20200.0360
 27-Dec-20190.0360
 29-Nov-20190.0360
 25-Oct-20190.0360
 27-Sep-20190.0360
 30-Aug-20190.0360
 26-Jul-20190.0360
 28-Jun-20190.0360
 31-May-20190.0360
 30-Apr-20190.0360
 29-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 28-Dec-20180.0360
 30-Nov-20180.0360
 31-Oct-20180.0360
 28-Sep-20180.0360
 31-Aug-20180.0360
 31-Jul-20180.0432
 27-Apr-20180.0288
 23-Mar-20180.0289
 23-Feb-20180.0289
 31-Jan-20180.0433
 29-Dec-20170.0433
IDCW Quarterly27-Dec-20190.1477

 27-Sep-20190.1585
 28-Jun-20190.1585
 29-Mar-20190.1585
 28-Dec-20180.1441
 07-Sep-20180.1441
 23-Mar-20180.1445
 29-Dec-20170.1806
 29-Sep-20170.1806
 30-Jun-20170.1733
 24-Mar-20170.1445
 30-Dec-20160.1445
 30-Sep-20160.1445
 30-Jun-20160.1445
 23-Mar-20160.1445
 23-Dec-20150.1445
 24-Sep-20150.1445
 26-Jun-20150.1697
 20-Mar-20150.2178
 29-Dec-20140.2250
 29-Sep-20140.2361
 27-Jun-20140.2494
 28-Mar-20140.1247
 27-Dec-20130.2000
IDCW Yearly29-Mar-20190.5763

 23-Mar-20180.5778
 24-Mar-20170.5778
 23-Mar-20160.5417
 20-Mar-20150.8710
 28-Mar-20140.7013

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Your investment strategy after the debt fund fiasco

DateFriday, 18-Jun-2021
Time12:30 PM - 01:00 PM