Widely used:Our Opinion
Recently Viewed
Clear All
Value Research Rating
Our Opinion
Riskometer
High
₹45.1499 -0.43%
As on 19-Jun-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
UTI Unit Linked Insurance Plan - Direct Plan
|
|
|
High
|
loading... |
0.96 |
|
 |
|
Very High
|
loading... |
0.77 |
||
 |
|
High
|
loading... |
0.85 |
||
|
|
Very High
|
loading... |
0.71 |
||
|
|
Very High
|
loading... |
0.56 |
₹5,468 Cr
--
15,000
--
500
6
Investment Strategy
An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.
Suitability
"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other dynamic asset allocation fund, if you need to redeem your investment in less than five years."
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of UTI Unit Linked Insurance Plan - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, UTI Unit Linked Insurance Plan - Direct Plan can be bought from the UTI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of UTI Unit Linked Insurance Plan - Direct Plan, is ₹45.1499 as of 20-Jun-2025.
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.18 24/07/2037 |
10.57
|
|
GOI Sec 7.41 19/12/2036 |
4.88
|
|
GOI Sec 7.23 15/04/2039 |
4.61
|
|
GOI Sec 6.92 18/11/2039 |
4.02
|
|
GOI Sec 7.32 13/11/2030 |
3.89
|
Over the past five years, UTI Unit Linked Insurance Plan - Direct Plan has delivered an annualised return of 12.48% as of 20-Jun-2025.
The minimum investment required to start investing in UTI Unit Linked Insurance Plan - Direct Plan is ₹15,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
