VR Logo

Unrated

Aditya Birla Sun Life Liquid Fund - Institutional Plan


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.01 0.01 0.07 0.33 0.80 1.65 3.23 4.82 5.69 6.38 7.21
CCIL T Bill Liquidity Weight 1.87 -0.01 0.04 0.16 0.43 1.05 2.00 3.20 3.53 3.98 4.47
Debt: Liquid 2.96 0.01 0.06 0.31 0.79 1.60 3.17 4.61 5.48 6.18 7.09

As on 06-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Liquid Fund - Institutional Plan  | Invest Online
Unrated
Jun-97 3.23 4.82 5.69 0.22% 27,111
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.19 4.78 5.65 0.32% 37,504
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.19 4.81 5.68 0.32% 27,208
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.23 4.82 5.69 0.32% 27,111
Axis Liquid Fund
4 star
Oct-09 3.25 4.81 5.70 0.26% 26,451

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.47 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.95 06-Sep-2013 - 08-Oct-2013 0.16 23-Feb-2020 - 24-Mar-2020
Quarter 2.64 24-Jul-2013 - 23-Oct-2013 0.71 23-Oct-2020 - 22-Jan-2021
Year 9.69 26-Jul-2013 - 27-Jul-2014 3.15 28-Oct-2020 - 28-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.75 0.49 1.97 9.84 1.05 1.61
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 99 140 99 38
Modified Duration (yrs) 0.10 0.15 0.07 --
Average Maturity (yrs) 0.10 0.15 0.07 --
Yield to Maturity (%) 3.82 3.82 3.01 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 02/12/2021 Treasury Bills SOV 0.00 - 3.70 3.70
equal Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 3.68 3.68
equal Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 3.50 3.50
equal Tata Steel 88-D 03/12/2021 Commercial Paper A1+ 0.00 - 2.95 2.95
equal Adani Ports and Special Economic Zone 84-D 24/12/2021 Commercial Paper A1+ 0.00 - 2.76 2.76
equal Adani Ports and Special Economic Zone 87-D 27/12/2021 Commercial Paper A1+ 0.00 - 2.76 2.76
equal Reliance Jio Infocomm 85-D 07/01/2022 Commercial Paper A1+ 0.00 - 2.76 2.76
equal Citicorp Finance 91-D 24/01/2022 Commercial Paper A1+ 0.00 - 2.57 2.57
down Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 2.37 2.34
up 6.22% HDFC 2021 Debenture AAA 0.00 - 2.27 2.27
equal Shriram Transport Finance Company 78-D 30/12/2021 Commercial Paper A1+ 0.00 - 2.21 2.21
new Reliance Retail Ventures 91-D 07/02/2022 Commercial Paper A1+ 0.00 - 2.11 2.11
new Reliance Retail Ventures 91-D 15/02/2022 Commercial Paper A1+ 0.00 - 2.01 2.01
equal Reliance Jio Infocomm 92-D 06/12/2021 Commercial Paper A1+ 0.00 - 1.84 1.84
new JSW Steel 31-D 31/12/2021 Commercial Paper A1+ 0.00 - 1.84 1.84
new Reliance Retail Ventures 91-D 02/02/2022 Commercial Paper A1+ 0.00 - 1.83 1.83
new Bharat Petroleum Corporation 91-D 11/02/2022 Commercial Paper A1+ 0.00 - 1.83 1.83
new Reliance Jio Infocomm 91-D 11/02/2022 Commercial Paper A1+ 0.00 - 1.83 1.83
new Reliance Industries 91-D 24/02/2022 Commercial Paper A1+ 0.00 - 1.83 1.83
new HDFC 336-D 24/02/2022 Commercial Paper A1+ 0.00 - 1.83 1.83
equal Nabha Power 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 1.65 1.65
down Chennai Petroleum Corporation 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 1.74 1.47
new Tata Motors Finance 91-D 25/02/2022 Commercial Paper A1+ 0.00 - 1.46 1.46
down Reliance Jio Infocomm 91-D 03/12/2021 Commercial Paper A1+ 0.00 - 1.74 1.40
equal Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 1.38 1.38

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

*As on 31-Oct-2021

Fund Manager

— Sunaina da Cunha since 19-Jun-2009

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:


0.01%

Change from previous, NAV as on 07-Dec-2021

Growth: ₹ 560.6930

IDCW Weekly: ₹ 108.1069

IDCW Daily: ₹ 108.0230


Investment Strategy

The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,00,00,000
Minimum Addl Investment (₹) 1,00,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 10,000
Minimum Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 16-Jun-1997
Return Since Launch: 6.84%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 27,111 Cr (As on 30-Nov-2021)
Expense: 0.22% (As on 28-Feb-2017)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily06-Dec-20210.0094

 05-Dec-20210.0200
 03-Dec-20210.0093
 02-Dec-20210.0097
 01-Dec-20210.0103
 30-Nov-20210.0124
 29-Nov-20210.0104
 28-Nov-20210.0207
 26-Nov-20210.0086
 25-Nov-20210.0117
 24-Nov-20210.0134
 23-Nov-20210.0101
 22-Nov-20210.0045
 21-Nov-20210.0299
 18-Nov-20210.0104
 16-Nov-20210.0103
 15-Nov-20210.0104
 14-Nov-20210.0097
 13-Nov-20210.0196
 11-Nov-20210.0115
 10-Nov-20210.0103
 09-Nov-20210.0104
 08-Nov-20210.0143
 07-Nov-20210.0218
 06-Nov-20210.0427
IDCW Weekly02-Dec-20210.0729

 25-Nov-20210.0438
 21-Nov-20210.0950
 11-Nov-20210.0466
 07-Nov-20210.1218
 28-Oct-20210.0444
 21-Oct-20210.0339
 17-Oct-20210.0879
 07-Oct-20210.0770
 30-Sep-20210.0589
 23-Sep-20210.0567
 16-Sep-20210.0348
 12-Sep-20210.0898
 02-Sep-20210.0652
 26-Aug-20210.0697
 19-Aug-20210.0693
 12-Aug-20210.0782
 05-Aug-20210.0646
 29-Jul-20210.0673
 22-Jul-20210.0714
 15-Jul-20210.0710
 08-Jul-20210.0625
 01-Jul-20210.0703
 24-Jun-20210.0777
 17-Jun-20210.0567
IDCW Fortnightly10-Feb-20110.0246

 27-Jan-20110.0245
 13-Jan-20110.0373
 23-Dec-20100.0231
 09-Dec-20100.0217
 25-Nov-20100.0213
 11-Nov-20100.0324
 21-Oct-20100.0203
 07-Oct-20100.0197
 23-Sep-20100.0141
 12-Sep-20100.0199
 26-Aug-20100.0153
 12-Aug-20100.0227
 22-Jul-20100.0151
 08-Jul-20100.0152
 24-Jun-20100.0144
 10-Jun-20100.0132
 27-May-20100.0123
 13-May-20100.0177
 22-Apr-20100.0114
 08-Apr-20100.0132
 25-Mar-20100.0137
 11-Mar-20100.0123
 25-Feb-20100.0095
 14-Feb-20100.0192
IDCW Monthly27-Dec-20040.0328

 29-Nov-20040.0361
 28-Oct-20040.0329
 29-Aug-20040.0344
 29-Jul-20040.0398
 29-Jun-20040.0313
 28-May-20040.0319
 29-Apr-20040.0332
 30-Mar-20040.0378
 26-Feb-20040.0298
 29-Jan-20040.0363
 30-Dec-20030.0363
 27-Nov-20030.0330
 30-Oct-20030.0370
 26-Sep-20030.0389
 28-Aug-20030.0379
 30-Jul-20030.0418
 28-Jun-20030.0080

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Stocks or Equity Funds for the long term?

DateFriday, 10-Dec-2021
Time12:30 PM - 01:00 PM

attending You have reserved a spot