1 LakhInvestment Grown to
₹ 10000Monthly SIP Grown to
Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.
Taxability of earnings:
|CCIL T Bill Liquidity Weight||0.04||0.00||0.03||0.11||0.49||1.04||2.97||3.79||4.01||4.43||--|
|Rank within category||13||9||9||15||13||17||6||2||2||2||--|
|Number of funds in category||38||38||38||38||38||38||38||34||33||33||1|
As on 19-Jan-2021
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|Franklin India Liquid Fund - Direct Plan | Invest Online Now||Jan-13||4.28||6.21||6.62||0.10||1,822|
|ICICI Prudential Liquid Fund - Direct Plan | Invest Now||Jan-13||4.27||6.09||6.52||0.20||42,177|
|Aditya Birla Sun Life Liquid Fund - Direct Plan | Invest Online||Jan-13||4.26||6.15||6.58||0.21||33,431|
|Axis Liquid Fund - Direct Plan||Jan-13||4.21||6.10||6.55||0.18||25,742|
|Nippon India Liquid Fund - Direct Plan | Invest Online||Jan-13||4.23||6.14||6.57||0.18||23,245|
|Best (Period)||Worst (Period)|
|Week||0.54 (24-Mar-2020 - 31-Mar-2020)||-0.16 (17-Mar-2020 - 24-Mar-2020)|
|Month||0.97 (08-Aug-2013 - 09-Sep-2013)||0.19 (23-Feb-2020 - 24-Mar-2020)|
|Quarter||2.66 (24-Jul-2013 - 23-Oct-2013)||0.75 (16-Oct-2020 - 15-Jan-2021)|
|Year||9.91 (26-Jul-2013 - 27-Jul-2014)||4.30 (16-Jan-2020 - 15-Jan-2021)|
|CCIL T Bill Liquidity Weight||3.78||0.34||-2.89||-5.80||--||--|
|Rank within category||2||25||4||17||29||1|
|Number of funds in category||34||34||34||33||34||34|
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Dec-2020
|Fund||1Y High||1Y Low||Category|
|Number of Securities||20||53||15||35|
|Modified Duration (yrs)||0.07||0.13||0.05||0.09|
|Average Maturity (yrs)||0.07||0.14||0.05||0.08|
|Yield to Maturity (%)||3.03||5.70||2.86||3.08|
|Avg Credit Rating||AAA||--||--||--|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|Reserve Bank of India 182-D 14/01/2021||Treasury Bills||SOV||0.00 - 8.22||8.22|
|Reserve Bank of India 91-D 25/03/2021||Treasury Bills||SOV||0.00 - 8.18||8.18|
|7.64% Chhattisgarh State 2021||State Development Loan||SOV||0.00 - 5.49||5.49|
|HDFC 87-D 22/01/2021||Commercial Paper||A1+||0.00 - 4.36||4.11|
|NTPC 91-D 01/02/2021||Commercial Paper||A1+||0.00 - 4.34||4.11|
|MRPL 17/02/2021||Commercial Paper||A1+||0.00 - 4.10||4.10|
|ICICI Securities 16/02/2021||Commercial Paper||A1+||0.00 - 4.33||4.10|
|Kotak Mahindra Investments 52-D 18/02/2021||Commercial Paper||A1+||0.00 - 4.10||4.10|
|National Bank Agr. Rur. Devp 327-D 10/03/2021||Commercial Paper||A1+||0.00 - 4.09||4.09|
|Reliance Industries 80-D 18/03/2021||Commercial Paper||A1+||0.00 - 4.09||4.09|
|8.51% Maharashtra State 17/02/2021||State Development Loan||SOV||0.00 - 2.76||2.76|
|Reserve Bank of India 182-D 07/01/2021||Treasury Bills||SOV||0.00 - 2.74||2.74|
|L&T Finance 91-D 20/01/2021||Commercial Paper||A1+||0.00 - 2.91||2.74|
|7.00% GOI 21/01/2021||GOI Securities||SOV||0.00 - 1.92||1.92|
|8.46% Gujarat State 2021||State Development Loan||SOV||0.00 - 1.81||1.81|
|7.53% M&M Financial Services 29/01/2021||Non Convertible Debenture||AAA||0.00 - 1.38||1.38|
|8.54% Maharashtra State 19/01/2021||State Development Loan||SOV||0.00 - 1.38||1.38|
|8.14% Himachal Pradesh State 13/01/2021||State Development Loan||SOV||0.00 - 1.37||1.37|
|Bajaj Housing Finance 366-D 27/01/2021||Commercial Paper||A1+||0.00 - 1.37||1.37|
|7.88% LIC Housing Fin. 28/01/2021||Bonds/NCDs||AAA||0.00 - 0.29||0.28|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Dec-2020
Education: Mr. Roy is a M.Com and MBA (Finance).
Experience: He has been associated with Franklin Templeton Investments since 2001.
Education: Mr. Sharma is a B.Com (H), CS and CA.
Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.
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The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.
|Minimum Investment (₹)||10,000|
|Minimum Addl Investment (₹)||1,000|
|Minimum SIP Investment (₹)||500|
|Minimum No of Cheques||12|
|Minimum Withdrawal (₹)||1,000|
|Minimum Balance (₹)||--|
|Exit Load||Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.
|Fund House:||Franklin Templeton Mutual Fund|
|Return Since Launch:||7.54%|
|Benchmark:||CRISIL Liquid TRI|
|Riskometer:||Low to Moderate|
|Assets:||₹ 1,822 Cr (As on 31-Dec-2020)|
|Expense:||0.10% (As on 30-Nov-2020)|
|Plan||Record Date||Dividend (₹ / Unit)|
AMC: Franklin Templeton Asset Management India Private Ltd
Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013
Phone: 1800-425-4255 / 60004255
Email: [email protected]
Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.
Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096