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Mutual Fund Publication

Aditya Birla Sun Life Short Term Fund

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Debt: Short Duration

1 Lakh

Investment Grown to
₹ 1.09 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.25 Lakh

Analyst's Choice?

Suitability:

Short Duration debt funds are suitable to invest your money for a duration of 1 year to 3 years. You can expect to earn higher returns than what a bank fixed deposit of a similar duration can fetch.

The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to 3 years. Do not invest in this, or any other Short Duration fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.04 -0.05 0.01 0.82 0.93 3.06 8.83 7.27 7.91 8.76 8.84
CCIL T Bill Liquidity Weight 0.55 0.02 0.05 0.31 0.85 1.81 4.08 4.11 4.45 4.77 4.71
Debt: Short Duration 1.73 0.05 0.11 1.27 1.93 3.70 5.64 5.77 6.67 7.40 7.66
Rank within category 28 28 29 28 27 25 17 11 7 1 1
Number of funds in category 29 29 29 29 29 29 29 26 26 25 20

As on 26-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 1.33 (22-Aug-2003 - 29-Aug-2003) -1.73 (05-Aug-2004 - 12-Aug-2004)
Month 2.64 (16-Sep-2003 - 16-Oct-2003) -2.82 (13-Jul-2004 - 12-Aug-2004)
Quarter 4.85 (17-Jul-2003 - 16-Oct-2003) -4.74 (13-May-2004 - 12-Aug-2004)
Year 13.18 (24-Nov-2015 - 24-Nov-2016) -2.43 (16-Oct-2003 - 15-Oct-2004)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.44 1.81 0.43 0.58 4.08 7.33
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: Short Duration 5.33 3.02 0.27 0.71 3.43 5.17
Rank within category 13 14 13 14 22 8
Number of funds in category 27 27 27 27 27 27

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 83 111 83 56
Modified Duration (yrs) 2.01 2.34 1.44 1.97
Average Maturity (yrs) 2.51 3.09 1.81 2.39
Yield to Maturity (%) 7.96 9.45 7.75 7.17

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 4.59 4.50
equal Adani Properties 27/04/2021 Debenture AA- 4.19 - 7.34 4.26
equal 7.72% GOI 25/05/2025 Central Government Loan SOV 0.00 - 3.98 3.39
equal 8.95% Punjab National Bank Bonds AA 2.68 - 3.21 3.21
down 8.35% REC 13/03/2022 Debenture AAA 0.00 - 4.77 3.15
equal 8.75% State Bank of India Non Convertible Debenture AA+ 0.00 - 3.13 3.13
equal 7.99% State Bank of India 28/06/2029 Non Convertible Debenture AAA 0.00 - 3.00 3.00
equal 7.61% HUDCO 22/06/2022 Debenture AAA 0.00 - 2.80 2.80
equal 8.75% LIC Housing Fin. 2021 Debenture AAA 0.00 - 2.46 2.46
equal HUDCO 13/10/2022 Debenture AAA 0.00 - 2.44 2.44
equal 8.15% National Bank Agr. Rur. Devp 22/08/2022 Debenture AAA 2.20 - 3.88 2.28
equal 11.00% Cholamandalam Invest. & Fin. 28/04/2020 Debenture AA+ 1.85 - 2.13 2.11
equal REC 13/12/2022 Debenture AAA 0.00 - 1.94 1.94
equal 8.25% LIC Housing Fin. 17/09/2021 Non Convertible Debenture AAA 0.00 - 1.80 1.80
equal Aditya Birla Finance 2027 Debenture AAA 0.00 - 1.77 1.77
equal 8.37% National Bank Agr. Rur. Devp 2021 Debenture AAA 0.00 - 1.66 1.66
equal 7.85% National Bank Agr. Rur. Devp 23/05/2022 Non Convertible Debenture AAA 0.00 - 1.65 1.65
equal 7.89% SIDBI 15/11/2022 Non Convertible Debenture AAA 0.00 - 1.64 1.64
equal 6.99% Air India Assets Holdings 16/12/2022 Debenture AAA 0.00 - 1.62 1.62
new 7.24% REC 31/12/2022 Non Convertible Debenture AAA 0.00 - 1.62 1.62
equal 7.53% M&M Financial Services 30/12/2020 Non Convertible Debenture AAA 1.37 - 1.62 1.62
new 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 1.62 1.62
equal 8.45% Power Finance Corp. 2022 Non Convertible Debenture AAA 0.00 - 1.50 1.50
up 7.27% GOI 2026 GOI Securities SOV 0.00 - 1.50 1.50
down 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.28 - 3.52 1.35

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Kaustubh Gupta since 12-Sep-2014

Education: Mr. Gupta is a B.Com and a Chartered Accountant.

Experience: Prior to joining Birla Sun Life AMC he has worked with ICICI Bank.

Funds Managed:

— Maneesh Dangi since 01-Apr-2017

Education: Mr. Dangi is an MBA and FRM.

Experience: Prior to joining Birla Sun Life Asset Management Company he has worked with Pioneer Investcorp.

Funds Managed:

Invest Online
-0.05%

Change from previous, NAV as on 26-Feb-2020

Growth: ₹ 33.1950

Dividend Quarterly: ₹ 10.3383

Dividend: ₹ 16.1836

Investment Strategy

The scheme seeks to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Exit Load For units in excess of 15% of the investment,0.5% will be charged for redemption within 180 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 09-May-2003
Return Since Launch: 7.40%
Benchmark: CRISIL Short-Term Bond
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 3,102 Cr (As on 31-Jan-2020)
Expense: 1.13% (As on 31-Jan-2020)
Risk Grade: Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend31-Jan-20200.7419

 31-Jan-20190.8572
 25-Jan-20180.8234
 15-Mar-20170.8089
 15-Jun-20120.1195
 15-Mar-20120.1175
 15-Dec-20110.1176
 15-Sep-20110.1163
 15-Jun-20110.1150
 15-Mar-20110.1116
 15-Dec-20100.1120
 15-Sep-20100.1126
 15-Jun-20100.1124
 15-Mar-20100.1077
 15-Dec-20090.1122
 15-Sep-20090.1340
 15-Jun-20090.1314
 27-Apr-20090.0876
 16-Mar-20090.2015
 15-Dec-20080.1098
 15-Sep-20080.1201
 16-Jun-20080.1162
 17-Mar-20080.1162
 17-Dec-20070.1668
 17-Sep-20070.1706
Dividend Quarterly16-Dec-20190.1284

 16-Sep-20190.1457
 17-Jun-20190.1500
 15-Mar-20190.1158
 17-Dec-20180.1541
 17-Sep-20180.1340
 15-Jun-20180.0730
 15-Mar-20180.1214
 15-Dec-20170.1240
 15-Sep-20170.1424
 15-Jun-20170.1458
 15-Mar-20170.1858
 15-Dec-20160.1876
 15-Sep-20160.1870
 15-Jun-20160.1867
 15-Mar-20160.1852
 15-Dec-20150.1858
 15-Sep-20150.1889
 15-Jun-20150.1884
 16-Mar-20150.1907
 15-Dec-20140.1881
 15-Sep-20140.2035
 16-Jun-20140.1994
 18-Mar-20140.2043
 16-Dec-20130.1990

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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