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Aditya Birla Sun Life Short Term Fund

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Debt: Short Duration

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1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.27 Lakh

Suitability:

Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.26 -0.02 0.06 1.44 3.50 9.83 10.06 7.98 8.49 8.98 9.23
CCIL T Bill Liquidity Weight 2.49 0.02 0.04 0.19 0.54 1.61 3.46 3.99 4.17 4.65 4.76
Debt: Short Duration 6.70 -0.01 0.09 0.50 2.16 6.99 10.64 6.00 6.95 7.65 7.90
Rank within category 1 24 22 1 4 1 7 6 3 2 1
Number of funds in category 27 27 27 27 27 27 27 24 24 24 21

As on 25-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Short Term Fund  | Invest Online
3 star
 May-03 10.06 7.98 8.49 1.13 4,769
ICICI Prudential Short Term Fund  | Invest Now
4 star
 Oct-01 10.51 7.91 8.50 1.16 17,228
SBI Short Term Debt Fund
4 star
 Jul-07 9.63 7.77 8.09 0.84 17,109
HDFC Short Term Debt Fund  | Invest Online
5 star
 Jun-10 10.90 8.63 8.59 0.74 13,154
IDFC Bond Fund Short Term Plan - Regular Plan
4 star
 Dec-00 10.01 8.17 8.14 0.80 13,052

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.44 (24-Mar-2020 - 31-Mar-2020) -1.91 (12-Mar-2020 - 19-Mar-2020)
Month 3.94 (24-Mar-2020 - 23-Apr-2020) -2.82 (13-Jul-2004 - 12-Aug-2004)
Quarter 6.20 (26-Mar-2020 - 25-Jun-2020) -4.74 (13-May-2004 - 12-Aug-2004)
Year 13.18 (24-Nov-2015 - 24-Nov-2016) -2.43 (16-Oct-2003 - 15-Oct-2004)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.39 2.16 1.04 2.40 0.45 2.77
CCIL T Bill Liquidity Weight 3.97 0.31 -3.79 -6.90 -- --
Debt: Short Duration 5.89 3.50 0.68 1.46 0.75 1.63
Rank within category 10 14 13 8 6 14
Number of funds in category 25 25 25 25 25 25

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 121 121 71 58
Modified Duration (yrs) 2.51 3.26 1.90 2.30
Average Maturity (yrs) 3.15 4.30 2.42 2.91
Yield to Maturity (%) 5.82 8.57 5.82 5.61
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.32% REC 31/12/2021 Debenture AAA 0.00 - 3.71 3.00
up 5.79% GOI 2030 GOI Securities SOV 0.00 - 2.87 2.87
new 5.77% GOI 2030 GOI Securities SOV 0.00 - 2.86 2.86
up 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 4.59 2.81
equal 7.27% GOI 2026 GOI Securities SOV 0.00 - 4.58 2.24
equal HDB Financial Services 29/10/2021 Bonds/NCDs AAA 0.00 - 2.72 2.21
up 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 2.17 2.17
new 5.47% Power Finance Corp. 19/08/2023 Debenture AAA 0.00 - 2.10 2.10
equal 6.40% National Bank Agr. Rur. Devp 31/07/2023 Non Convertible Debenture AAA 0.00 - 2.56 2.06
new National Bank Agr. Rur. Devp 2021 Commercial Paper A1+ 0.00 - 2.06 2.06
equal 6.95% Reliance Industries 15/03/2023 Non Convertible Debenture AAA 0.00 - 4.89 1.97
down 6.45% GOI 2029 GOI Securities SOV 0.00 - 10.09 1.91
equal 8.34% HUDCO 2022 Debenture AAA 0.65 - 2.35 1.90
equal 8.97% Shriram Transport Finance 15/03/2021 Debenture AA+ 0.00 - 4.69 1.84
up 8.83% GOI 25/11/2023 Central Government Loan SOV 0.00 - 1.75 1.75
up 7.05% Reliance Industries 13/09/2023 Debenture AAA 0.00 - 2.73 1.65
equal 8.50% L&T Infrastructre Finance 17/02/2023 Debenture AAA 0.00 - 4.08 1.60
equal 7.59% GOI 2026 GOI Securities SOV 0.00 - 1.71 1.36
new Bajaj Housing Finance 2022 Debenture AAA 0.00 - 1.31 1.31
equal HDFC 19/05/2022 Non Convertible Debenture AAA 0.00 - 6.23 1.30
new 6.70% Tata Capital 2023 Debenture AAA 0.00 - 1.26 1.26
equal 9.25% Shriram City Union Finance 28/02/2023 Debenture AA 0.00 - 3.07 1.23
equal 8.35% REC 13/03/2022 Debenture AAA 1.21 - 4.77 1.21
equal 7.99% State Bank of India 28/06/2029 Non Convertible Debenture AAA 1.13 - 3.28 1.13
equal 7.75% LIC Housing Fin. 23/07/2024 Debenture AAA 0.00 - 2.22 1.11

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Kaustubh Gupta since 12-Sep-2014

Education: Mr. Gupta is a B.Com and a Chartered Accountant.

Experience: Prior to joining Birla Sun Life AMC he has worked with ICICI Bank.

Funds Managed:

— Mohit Sharma since 06-Aug-2020

Education: Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).

Experience: He has around 10 years of experience of which 7 years is in financial markets. He joined Birla Sun AMC in October 2015. Prior to joining Birla AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Funds Managed:

Invest Online
-0.02%

Change from previous, NAV as on 25-Sep-2020

Growth: ₹ 35.5691

Dividend Quarterly: ₹ 10.5720

Dividend: ₹ 17.3410

Investment Strategy

The scheme seeks to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Exit Load 0

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 09-May-2003
Return Since Launch: 7.57%
Benchmark: CRISIL Short-Term Bond
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 4,769 Cr (As on 31-Aug-2020)
Expense: 1.13% (As on 31-Aug-2020)
Risk Grade: Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly15-Sep-20200.1553

 15-Jun-20200.1508
 16-Mar-20200.1281
 16-Dec-20190.1284
 16-Sep-20190.1457
 17-Jun-20190.1500
 15-Mar-20190.1158
 17-Dec-20180.1541
 17-Sep-20180.1340
 15-Jun-20180.0730
 15-Mar-20180.1214
 15-Dec-20170.1240
 15-Sep-20170.1424
 15-Jun-20170.1458
 15-Mar-20170.1858
 15-Dec-20160.1876
 15-Sep-20160.1870
 15-Jun-20160.1867
 15-Mar-20160.1852
 15-Dec-20150.1858
 15-Sep-20150.1889
 15-Jun-20150.1884
 16-Mar-20150.1907
 15-Dec-20140.1881
 15-Sep-20140.2035
Dividend31-Jan-20200.7419

 31-Jan-20190.8572
 25-Jan-20180.8234
 15-Mar-20170.8089
 15-Jun-20120.1195
 15-Mar-20120.1175
 15-Dec-20110.1176
 15-Sep-20110.1163
 15-Jun-20110.1150
 15-Mar-20110.1116
 15-Dec-20100.1120
 15-Sep-20100.1126
 15-Jun-20100.1124
 15-Mar-20100.1077
 15-Dec-20090.1122
 15-Sep-20090.1340
 15-Jun-20090.1314
 27-Apr-20090.0876
 16-Mar-20090.2015
 15-Dec-20080.1098
 15-Sep-20080.1201
 16-Jun-20080.1162
 17-Mar-20080.1162
 17-Dec-20070.1668
 17-Sep-20070.1706

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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